Therapists that accept Cash Pay in Indiana

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 94 verified therapists in Indiana who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Indianapolis

Availability updated: 7/17/2025

Stefanie Rider

(she/they)

Stefanie Rider, LMHC - Indiana Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
18 years of experience
Virtual
My goal is to empower individuals in achieving our fullest potential by providing an environment where they can feel heard and understood, and where they can work towards personal growth, self-awareness, and healing. ​I believe in the importance of treating the whole person in a holistic approach to healing. Whether talking about anxiety to depression to specific life stressors to complex trauma, I'm here to walk alongside individuals as they identify their paths forward in an enriching and centered life. If you need to schedule afternoons & evenings, those times are available I take a strengths-based approach to therapy, along with cognitive behavioral therapy (CBT) methods in addressing concerns. I am EMDR trained and enjoy using this method to healing. Overall, my approach is that I consult the client, not the theory or methodology. As a result, I'm eclectic in my approach and work to personalize counseling services. If you are struggling with the aftermath of trauma and are seeking support, I am here to help. Please don't hesitate to reach out to schedule a consultation or to learn more about my approach to therapy.

Liz Baumann

(she/her)

Liz Baumann, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello and welcome to therapy! My name is Liz and I am a licensed clinical social worker currently practicing in Michigan and Indiana. With a variety of experience over the past 7 years, I am most passionate about helping survivors of interpersonal violence heal and move forward. Reach out if you think we might be a good fit - I look forward to working together.

Christy L Walters

(she/her)

Christy L Walters, LMHC - Indiana Therapist at Grow Therapy
$125/session
LMHC
17 years of experience
Virtual
I am a licensed mental health counselor, with 15 years experience working with ages 6-99. I have worked with Trauma victims, Anxiety issues, Depression, self esteem, domestic violence victims. Teenage/coming of age issues and Grief/Loss, Life changes. I have training in Trauma Focused - Cognitive Behavioral Therapy (CBT). Dialectical Behavioral Therapy, Motivational Interviewing, and MIndfulness therapies. Which means (lol) I am an Experienced Licensed and trained professional that meets clients where their need is and works with client as a Team to resolve past issues and develop new, healthy pathways that they can take with them to grow.

Kimberly Winkel

(she/her)

Kimberly Winkel, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
40 years of experience
Virtual
Hello and welcome! I understand that life can be tough at times. I am dedicated to helping people, like you, navigate through difficult periods. We all reach a point where we need support and guidance. I am committed to supporting you on your path to healing. Together, we will create personalized goals that cater to your individual needs and preferences. Through this process, you will gain a deeper understanding of yourself and develop tools to maintain a healthy work/life balance in the future.

Brandy Miller

Brandy Miller, LMHC - Indiana Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
When life becomes challenging, when self-care is slipping away, or when stress and struggles seem overwhelming or paralyzing, I want you to know that you are not alone. You are stronger than you realize. You can discover (or rediscover) your “authentic self” even when it seems impossible or unsurmountable. I am here to help. Together, we can assess what your authentic needs and how to achieve them in mind, body, emotions, spirit and action. I’m here to guide, educate, and empower you. My treatment approach is one of curiosity and compassion so that during our sessions, you are free to slow down and safely practice mindfulness and self-care. Together, we will decide which types of interventions work best for you: talk therapy, faith-based, practical problem-solving, trauma-informed care, or creative techniques like art or narrative approaches. We will explore your inner thought-life through mindfulness and cognitive work. We will identify skills, strengths, and supports that can grow through patient practice between sessions. With evidence-based techniques, we will find and navigate paths so you can reclaim joy and walk in peace. I am privileged to walk alongside you during your journey. Peace and hope are possible and sustainable. You deserve to take care of yourself. You will be stronger on the other side.

Sydni Brown

(she/her)

Sydni Brown, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello! I’m a Licensed Clinical Social Worker (LCSW) based in Indiana with a Master’s Degree from Indiana University with 6 years of clinical experience. I have a strong background working with children and am now expanding my focus to support adults. My goal is to help clients heal from past experiences, build resilience, and create meaningful change in their lives.

Payal Sud

Payal Sud, LCSW - Indiana Therapist at Grow Therapy
$200/session
LCSW
15 years of experience
Virtual
Hello! I am a South Asian, first-generation licensed clinical social worker( LCSW) based in Illinois. I have been in the field for over 20 years. I help marginalized communities navigate the world and put their mind, body, and soul back together. I utilize holistic and integrative methods to assist individuals in their mental health journey in a safe and comfortable space.

Soneela Choudhry

(she/her)

Soneela Choudhry, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Hi, I'm Soneela! I am a mental health therapist who specializes in working with teens and adults navigating anxiety, life transitions, relationship issues, and stressors. My goal is to create a warm and culturally sensitive space where you feel truly heard. Life can throw curveballs at us but together, we’ll uncover patterns, build self-awareness, and help you move forward with clarity and confidence.

Amanda Hawkins

Amanda Hawkins, LMHC - Indiana Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Haley Milholland

(she/her)

Haley Milholland, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
5 years of experience
Virtual
As a single mother raising three young children, I have honed my skills in assisting individuals navigate life’s challenges. With three years of experience in private practice, I have cultivated a deep passion for helping others find fulfillment and peace amidst adversity. Prior to my practice, I gained extensive experience in community mental health settings and served as a clinical support supervisor in an inpatient women’s rehabilitation facility. When not engaged in my professional pursuits, I enjoy spending time with my children, our blue heeler, Lilly, reading, running, and embarking on adventures with friends and family. I firmly believe that the cornerstone of a fulfilling life lies in cultivating a sense of contentment that allows individuals to cope effectively with life’s obstacles.

Joan VanderSchaaf

Joan VanderSchaaf, LMHC - Indiana Therapist at Grow Therapy
$127/session
LMHC
17 years of experience
Virtual
Welcome! My counseling practice is in Wheaton, Illinois and I am also licensed in Florida. I have a master's degree in Mental Health Counseling and a doctorate in Counselor Education & Supervision. In addition to private practice, I serve as professor in the counseling graduate program at National Louis University in the Chicago area where I teach all foundational theory and research-based courses.

Ruth Dilley

(she/her)

Ruth Dilley, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi, I am a Licensed Clinical Social Worker (LCSW). I received my degree from Indiana University and currently live in Michigan on a horse farm. I have over 4 years of experience seeing clients in an office setting, or via telehealth for traditional therapy, as well as play therapy, and animal assisted therapy for in person sessions. I see teens, and adults for telehealth, to assist with developing coping skills, insight, and improved self-care to live life with greater ease, and less distress.

Jennifer Weir-Harden

(she/her)

Jennifer Weir-Harden, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
25 years of experience
Virtual
Human beings can alter their lives by altering their attitudes of mind. Our attitudes and beliefs may come from our childhood, our experiences and maybe what we have learned from others. After working in many areas of mental health, I have gained experience in assisting people in figuring out where thoughts and feelings may be coming from and the best methods to improve them. Everyone finds that their overall mental health improves and they create a better version of themselves. I have been married for 16 years and have three kids. I attended Ball State University for my undergraduate work and Howard University for my graduate degree. My work experience has been in community mental health centers, psychiatric hospitals, schools and private practice. We all go through difficult times during life. Anxiety, depression, grief/loss are just a few reasons why people look to therapy for support. No matter what your reasons are, I want you to know that it matters, YOU matter.

Lisa Johnson

(she/her)

Lisa Johnson, LMHC - Indiana Therapist at Grow Therapy
$120/session
LMHC
11 years of experience
Virtual
I am a Licensed Professional Counselor in the State of Texas. I have several years experience working with clients on issues relating to behavior, stress and anxiety, depression, trauma, relationship issues, family conflict, parenting issues, substance abuse and every day life stressors. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment.

Belinda Paulicin

Belinda Paulicin, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello! I’m Belinda Paulicin, a Licensed Clinical Social Worker (LCSW) serving Florida and Indiana with over 20 years of experience. I hold a doctorate and master’s degree in clinical social work. I have advanced certification and training in evidence-based and trauma-focused interventions. I work with families, individuals, and communities from various backgrounds. My focus is on building capacity and resilience to cope with life challenges.

Jennifer Beckham

Jennifer Beckham, LCSW - Indiana Therapist at Grow Therapy
$85/session
LCSW
20 years of experience
Virtual
With over 20 years of experience in mental health, I've had the privilege of empowering individuals and families through various roles, including therapist, coach, social worker, school supervisor, and district director. My passion for fostering resilience has driven me to implement trauma-informed care practices that have significantly transformed the lives of those with traumatic pasts. I'm deeply committed to helping others overcome their challenges, and I firmly believe in the inherent strength and potential within each person I work with. My mission is to guide them toward healing, growth, and a brighter future.

Mary Slowiak

(she/her)

Mary Slowiak, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
5 years of experience
Virtual
When we have been through difficult things, oftentimes we feel misunderstood, unheard, unsafe and hopeless. I do not believe that trauma makes us stronger; rather, I believe that there is something beautiful within us that brings us through the trauma. Trauma processing allows us to let go of negative beliefs about ourselves and the world; beliefs such as “I am not safe,” or “I am unlovable.” These beliefs can make us feel stuck; like having a rich and full life is not possible. As your therapist, I will work to empower you to accept all parts of self, allowing for peace from within that will trickle into all facets of life. My training in both EMDR and attachment focused ego-state work allows me to be effective in treating complex trauma, as well as other mood disorders. I am LGBTQIA+ affirming. If you are exploring your gender identity or sexuality, you are welcome here.

Suzette Gray

(she/her)

Suzette Gray, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
13 years of experience
Virtual
Hello, I'm Suzette, a Licensed Clinical Social Worker. I specialize in supporting individuals through challenges such as sports performance, depression, anxiety, women’s issues, life transitions, and stress management. Together, we’ll create a safe, supportive space to explore your unique experiences and work toward your personal goals. My approach is tailored to your needs, helping you overcome obstacles and unlock your potential for a more balanced, fulfilling life.

Ashley Stowe

Ashley Stowe, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
5 years of experience
Virtual
Hello! I’m a Licensed Clinical Social Worker (LCSW) based in Indiana with five years of experience supporting clients through life’s transitions. I earned my Master’s in Social Work from Indiana University and recently became Perinatal Mental Health Certified (PMH-C). I’m deeply passionate about maternal mental health and committed to walking alongside women through every stage of their journey—whether you’re preparing for motherhood, currently pregnant, navigating postpartum, or working to rediscover and reconnect with yourself. My goal is to create a safe, affirming space where you feel seen, supported, and empowered.

Gretchen Murchison

(she/her)

Gretchen Murchison, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
25 years of experience
Virtual
Therapy is your space. A space to pause. To exhale. To say the things you’ve been holding in. It’s yours—whether you’re working through a tough transition, feeling overwhelmed, carrying old pain, or just trying to make sense of what’s next. As a therapist with over 20 years of experience, I offer a safe, affirming space to grow through what you're going through. In a world that can feel overwhelming—especially in times of political and societal change — you don’t have to navigate it alone. I work with individuals aged 16-60(ish) who are looking to: ✔ Manage everyday stress and anxiety ✔ Explore life and career goals. ✔ Heal from trauma or grief, including suicide loss ✔ Build confidence and overcome feeling "stuck" ✔ Find affirming therapy as part of the LGBTQIA++ community ✔ Better understand and support Trans/NB loved ones ✔ Cope when loved ones struggle with addiction or mental health challenges ✔ Navigate the uncertainties and stress of today’s political and social climate I am committed to inclusive, culturally responsive care that respects your identity and lived experience. I also recognize and honor the unique challenges faced by military service members, veterans, and their families. Whether navigating the demands of military life, the stress of transitions, or the impact of service-related experiences, I provide a space for healing, resilience, and growth. Choosing the right therapist is an important decision. Please book a free, 15-minute consult call so we are both sure our connection is a good fit. If my posted availability doesn't fit your schedule, visit SunriseLCSW.com and send me a message. I accept new clients on a case-by-case basis based on therapy goals and scheduling availability.

Dani Abdullah

(she/they)

Dani Abdullah, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hey! I'm a Licensed Clinical Social Worker with 10 years of experience working in mental health in Indiana. I received my Psychology degree from Dominican University and my Social Work degree from Indiana University. I love working with kids from ages 6 and up, but I also really love helping young adults with their transitions into adulthood which is typically 18-24. No matter your age, I want to work with someone who is ready to work on themselves!

Anne Overdorf

(she/her)

Anne Overdorf, LCSW - Indiana Therapist at Grow Therapy
$110/session
LCSW
1 year of experience
Virtual
I am an LCSW with fifteen years of experience working in an outpatient setting and private practice treating anxiety, mood disorders, grief, acute/chronic stress, relationship/codependency issues, life transitions, and trauma. I approach treatment from a holistic perspective-addressing and integrating all aspects of an individual. Treating the whole person and exploring all of the factors playing a role in your overall well-being. Together we will explore the symptoms, issues, and patterns that are no longer working and develop strategies and techniques to foster a greater self-awareness and understanding as well as to create more internal freedom.

Audrey Elam

(She)

Audrey Elam, LCSW - Indiana Therapist at Grow Therapy
$120/session
LCSW
9 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) with over nine years of experience supporting adults of all ages in mental health and addiction treatment settings. I specialize in helping individuals who are struggling with depression, anxiety and substance use. My approach is warm, collaborative, and solution-focused, and I strive to meet people where they are in their journey. I am passionate about creating a safe, non-judgmental space where you can show up as you are. I believe in each person’s capacity for growth and transformation, and I feel honored to walk alongside my clients as they navigate meaningful change using evidence-based practices.

Jessica Rae Montgomery

(she/her)

Jessica Rae Montgomery, LMHC - Indiana Therapist at Grow Therapy
$150/session
LMHC
5 years of experience
Virtual
Jessica Rae Montgomery (She/Her/Hers), Clinical Psychotherapist. I have dedicated my career to working with individuals with serious mental illness, specializing in crisis care and psychosis. I have worked hand in hand with providers at The Johns Hopkins Hospital, Eskenazi Health, and Penn Medicine. I have provided psychotherapy and group services in a coordinated specialty care team and worked in the emergency room and hospital units providing psychological care. I earned my Masters of Science in Clinical Mental Health through The Johns Hopkins University and Bachelor of Arts in Psychology from Purdue University Calumet. I am a Licensed Professional Counselor in PA and Licensed Mental Health Counselor in IN.

Candace Papke

(she/her)

Candace Papke, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hi! I'm Candace. Do you ever feel like an island, where nobody truly understands you? When you attempt to express your needs, it often leaves you questioning your sanity and making you feel isolated. As you scroll through social media, it seems like everyone else has it all figured out. Despite your best efforts, you feel trapped and stagnant. Together we can navigate through it. You are not alone. As a mother of 3, I understand how difficult it can be to navigate life as a parent, maintain a work/life balance, and curate healthy relationships. It can be exhausting! Through my training and experience, I specialize in supporting other women with their emotional struggles and empowering them to find solutions within themselves.

Frequently asked questions

Why filter by Indiana rather than a city like Indianapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Indiana from Fort Wayne to Evansville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Indiana.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Women's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in Indiana that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.