Therapists that accept Cash Pay in Florida
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1274 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/8/2025
Jon Jasper
(he/him)
$100/session
LMHC
10 years of experience
Virtual
I'm Jon Jasper, a therapist with over a decade of experience helping individuals navigate eating disorders, substance use, and trauma. I take a personalized, compassionate approach to care—drawing from narrative therapy, accelerated resolution therapy (ART), trauma-informed practices, CBT, and group therapy. My goal is to create a safe, supportive space where clients feel empowered to heal, grow, and reconnect with their strengths.
Josh Neri
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.
Find therapists experienced in these areas
Lucas Stinnett
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.
Shanelle Damaso
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain.
In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals.
As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care.
I look forward to the opportunity to support your growth and help you build the life you envision.
Rachel Davis
(she/her)
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions.
My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals.
You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.
Nichole Jefferson
$115/session
LMHC
1 year of experience
Virtual
Greetings! I am a licensed mental health therapist with experience working with adults and adolescents with ADHD, mood disorders, bipolar, autism, antisocial disorder, borderline disorder, anxiety, depression and more. I am a National Certified Counselor that have spent more than 20 years passionately serving and motivating individuals of all ages and backgrounds. I have served in the prison population, in residential facilities, and hospital. In my spare time, I enjoy being in nature, and spending time with my family.
I offer a safe space where you can be vulnerable regardless of where you are on your therapeutic journey. CBT, DBT, and motivational interviewing techniques are utilized to position my clients develop and maintain long-term coping skills. I specialize in teaching effective communication skills that will help you both personally and professionally.
You are not alone, on this journey. We understand the challenges of managing your mental health and well-being and are here to help you create new paths. Are you ready to be victorious? Let's go on a therapeutic journey that can positively impact your life.
Magda McGuire
(she/her)
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.
Tahaji Smith
(she/her)
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.
Nicole dempsey
$100/session
LCSW
15 years of experience
Virtual
I graduated from the University of Texas at Austin in 2011 with my Masters in Social Work and have since worked in a variety of settings and with different populations. Have you ever wished, "I wish I was more like (fill the blank)", or thought, "I am not good enough." We are born with a certain temperament and into a certain situation but there are things we can control. My favorite part of my job is helping people see the best parts of themselves and using their strengths to achieve their goals.
Faryal Choudry
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.
Halima Jaffer
Frequently rebooked
$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima
Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships?
I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected.
Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.
Nelsy Villalobos
(she/her)
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.
Kiley Baglama
(she/her)
$150/session
LMHC
7 years of experience
Virtual
Are you navigating a difficult life transition or struggling with the lasting effects of trauma? I offer a compassionate, client-centered approach to healing, where we work together in a safe, supportive space to honor your unique journey. We’ll focus on your perceptions of your circumstances, helping you identify solutions and work through barriers, all with a touch of humor. My goal is to help you build deeper self-awareness and resilience. Whether you’re healing from past wounds or embracing a new chapter, you don’t have to face it alone. Reach out today and start your path toward emotional freedom and a more empowered life.
Liz Sullivan
(she/her)
Frequently rebooked
$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again.
When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed.
It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life.
Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
Bridgit DeLisle-Daley
$100/session
LCSW
6 years of experience
Virtual
Taking the first step towards a happier, more fulfilling life takes courage. When was the last time you prioritized your mental health and well-being?
Life's challenges can be overwhelming, making it difficult to move forward and heal from pain and struggles. Stress, anxiety, trauma, relationship issues, grief, and anger can all impact your well-being.
As a Licensed Clinical Social Worker with over 6 years of experience, I'm here to support and empower you on your journey to health and wellness. My approach is built on respect, sensitivity, and compassion, tailoring our work together to meet your unique needs.
In my practice, I've helped clients overcome stress, anxiety, and depression, achieving greater self-esteem and confidence. For those who wish to integrate faith into their treatment, I offer personalized Faith-Based Telehealth services, incorporating Christian spirituality into the healing process.
Let's work together to help you gain deeper insights, develop self-acceptance, and achieve a more fulfilling life.
Nicholle Ward
(she/her)
$150/session
LCSW
4 years of experience
Virtual
I pride myself in being a generalist. This means I have a lot of tools I can use to help you work towards your goals. It might be someone to process through tough situations with or getting deep into trauma treatments using EMDR, whatever you need, I am here to help.
Its OK to have bad days, I am here to sort through them. Let's see if we can work out a plan that helps you to grow and be the amazing person we both know you are!
Eyleen Gonzalez
(she her)
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!
Rich Scholl
$120/session
LMHC
23 years of experience
Virtual
Welcome! I am a compassionate and dedicated therapist specializing in helping individuals navigate the complexities of substance abuse, mental health challenges, trauma, and relationship difficulties. My work is rooted in a deep understanding of the unique struggles that many face, from the impact of childhood experiences to the ongoing challenges of adulthood. I offer support through adult child therapy, guiding individuals in healing from past wounds and cultivating healthier relationships with themselves and others. In addition, I provide adaptive parenting strategies to empower parents in navigating the ups and downs of life.
Mindy McCarty
(she/her)
$100/session
LMHC
5 years of experience
Virtual
As an integrative therapist with over a decade of experience, I specialize in guiding clients toward holistic wellness and enhanced self-awareness. My approach combines evidence-based practices with a deep understanding of the mind-body connection, empowering you to take control of your life and unlock your full potential. Drawing from my unique journey as both a client and a professional, I offer a compassionate, trauma-informed perspective that helps you navigate challenges, overcome anxiety, and thrive during life transitions. Through personalized interventions like brain-based hypnotherapy and polyvagal techniques, I'll help you tap into your inner resilience, reshape thought patterns, and cultivate lasting positive change. Partner with me to embark on a transformative journey towards becoming the best version of yourself, grounded in wellness and equipped with powerful tools for lifelong growth.
Andrew Cravey
(he/him)
$100/session
LMHC
8 years of experience
Virtual
My clients are people who want to move from feeling "stuck" to having a greater sense of purpose, empowerment and clarity. My approach to counseling uses a relational model that creates a safe environment where I encourage my clients to develop resiliency and self-empowerment. Life is very hard. My goal is to have each person leave a session feeling more capable to handle whatever life throws at them.
Patricia Klocko
(she/her)
$65/session
LMHC
5 years of experience
Virtual
My name is Patty and I am a Licensed Mental Health Counselor. I operate from a person-centered strengths based perspective. This means that you, the client, are the expert in the room and the strengths that you bring in are important. The journey to a fulfilling life may require journeys into old memories, new relationships, current and past job experiences, and so much more. I would love to be a part of this journey with you.
Cynthia Wells
$135/session
LMHC
7 years of experience
Virtual
I am a Licensed Mental Health Counselor based in Florida. I received my masters in Marriage, Family and Therapy from Liberty University. I have been practicing for 7 years. I am passion about helping families, couples and individuals struggling with relational conflicts, anxiety, depression and childhood trauma.
I have worked as an behavioral mental health therapist at an inpatient psychiatric hospital for over 4 years uslng trauma- focused acute interventions for patients and their families.
I have worked in a faith- based residential men's substance abuse recovery treatment facility for over 3 years helping men rediscovery and regain their identity and productive place back in their society. Assist men with rebuilding spiritual, physical, mental/emotional, social/relational, and financial.
I have worked passionately at a family counseling facility helping families, individuals, and groups resolve conflicts and develop positive family connections.
Jennifer Baran
(she/her)
$150/session
LCSW
23 years of experience
Virtual
I am a Licensed Clinical Social Worker in the state of Florida. I was born and raised in Western New York and graduated with a Masters in Social Work in 2002 from the University at Buffalo. I have worked in a variety of settings and with a variety of people, and am so grateful to have learned a great deal from each one of them.
Life is hard. I offer a safe space for my clients to work through and process the difficulties they are facing while encouraging them to take good care of themselves, to seek out and nurture positive connections with others, and to search for and hold onto the things that make life worth living. I have a compassionate heart, and I am a good listener. I feel it is an honor and a privilege to do this work.
Montavious Bryant
$100/session
LCSW
10 years of experience
Virtual
Our current political and economic climates give many causes for concern. It can affect daily life, such as work, home, school, and social circles, essentially taking the fun out of what was once pleasurable. The same things that DO seem to help can eventually cause more pain. Who can you talk to when no one is listening? It would be helpful to have someone to talk to who can be objective, non-judgmental, and open-minded...but who could that be? Hello, I'm Montavious. What sets me apart is an ear for listening, a guiding approach, and an interest in helping you to overcome these obstacles. Join me by scheduling an appointment for a fitting. No one cares what you know unless they KNOW that you care! Contact me now to find out how!
Michelle Flynn
(she/her)
$150/session
LCSW
20 years of experience
Virtual
Do you often second-guess yourself? Do you have a hard time remembering some things? Do you often wonder why you do and say the things that you do and say? Do you feel anxious about… everything? Our lives are like puzzles. Some scenes and pictures are more complicated than others and require assistance being put together. The pieces often get mixed up, flipped over, and sometimes put in the wrong box. I'm here to help you flip those pieces over and arrange them in their appropriate spots to help you gain perspective, increase your self-awareness, and develop healthy coping mechanisms in a safe, relaxing, validating, and judgment free environment.
I empower individuals in overcoming anxiety, setting boundaries, and identifying and processing traumatic or life altering events that may have been overlooked. Together we take a holistic approach, addressing your physical, mental, emotional, and spiritual self, as well as the different roles you play in your daily life.
Frequently asked questions
Why filter by Florida rather than a city
like Tampa?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.