Therapists that accept Cash Pay in Alabama

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 180 verified therapists in Alabama who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 9/11/2026

New to Grow

$100/session

Specialties
Grief
Life Transitions
Self Esteem
Welcome! I’m a Licensed Professional Counselor who believes that everyone deserves a safe space to be heard, understood, and supported. Through my private practice, JMN Oasis Counseling, LLC, I provide compassionate, nonjudgmental therapy for adults navigating anxiety, depression, trauma, grief, stress, relationship concerns, life transitions, and other challenges. JMN Oasis Counseling, LLC. has a deeply personal meaning to me. The letters JMN represents three deceased loved ones who were near and dear to my heart—my brother, father, and mother. Their lives and the impact they had on me continue to remind me of the importance of showing up for others, especially during difficult seasons of life. My approach is warm, genuine, and collaborative. I believe therapy is not about telling you what to do; it is about helping you better understand yourself, identify what is holding you back, develop healthier coping strategies, and discover the strength you already possess.
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$75/session

Challenging
Humorous
Specialties
Addiction
Anxiety
Depression
+10
Hi there! I hope this finds you well. I am a husband, father of 2 little ladies, animal dad to our zoo (4 dogs, 2 cats and a bearded dragon). I am a LICSW. I have 15 years of Social Work experience. I graduated with a BS in Psychology and a Master of Social Work from The University of Alabama (T Town). I first worked at a community based mental health center as a substance abuse group and individual therapist and then transitioned to working with patients from 8-18 years of age. I was a Juvenile Court liaison as well as individual therapy. My 2nd job- I was a hospital discharge planner at a local hospital in north Alabama. I then transitioned to working with patients receiving dialysis where I provided therapy to patients and family helping to process amputations, chronic illnesses, chronic pain, amputations and end of life decisions. I am a very well rounded social worker and have heard, seen and supported patients through many different life situations.
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$250/session

Warm
Authentic
Empowering
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+6
I’m Nicole Lewis, LCSW, LICSW-S, a Licensed Clinical Social Worker, dedicated to supporting Black women in their mental health and personal growth journeys. I help clients navigate life’s challenges, build confidence, strengthen relationships, and create practical strategies to live more balanced, fulfilling lives. In therapy, I combine evidence-based approaches such as EMDR, Cognitive Behavioral Therapy, and Person-Centered Therapy to meet each client’s unique needs. My goal is to provide a safe, nonjudgmental space where you can explore emotions, process past experiences, and develop actionable tools for personal growth. I work with women who often feel overwhelmed, stretched thin, or stuck in patterns that hold them back. Together, we focus on building self-awareness, setting healthy boundaries, and fostering self-trust, empowering you to step into your power and live intentionally. My approach is supportive, practical, and tailored to help you achieve real, lasting results.
VirtualAvailable
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New to Grow

$110/session

Specialties
Anxiety
Life Transitions
Self Esteem
+5
I’m a down-to-earth therapist who believes therapy should be a place where you can be honest about what’s really going on. I’m warm and easy to talk to, but I’m also not afraid to challenge you when I think it could help. My goal is to understand you as a whole person and help you make sense of what you’re experiencing while figuring out what comes next.
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New to Grow

$90/session

Specialties
Family Conflict
First Responders/Healthcare Workers
Perinatal / Postpartum
+7
I’m a Licensed Clinical Social Worker with over 13 years of experience supporting individuals through life’s challenges, transitions, and personal growth. In my private practice, I offer a warm, thoughtfully supportive environment where clients can feel heard, understood, and valued. My approach is personalized and integrative, helping clients gain insight, strengthen resilience, and create meaningful, lasting change.
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$100/session

Authentic
Open-minded
Solution oriented
Specialties
Couples Counseling
Grief
Military/Veterans
+10
I'm thrilled you're considering taking this courageous step towards self-discovery and growth. I believe deeply in the transformative power of therapy! I work with clients across a broad range of concerns, with particular expertise in PTSD, soul wounds, anxiety, depression, relationship issues, and inner child issues . Whether you're struggling with overwhelming stress, navigating life transitions, or seeking to improve your relationships, I'm here to provide compassionate guidance and support. My approach to therapy is rooted in empathy, collaboration, and authenticity. I view therapy as a partnership where we work together to explore your thoughts, emotions, and experiences in a safe, non-judgmental space. I integrate various therapeutic modalities, including cognitive-behavioral therapy (CBT), mindfulness-based approaches, and psychodynamic techniques, to tailor our sessions to your unique needs and goals. Clients often describe my style as warm, compassionate, and down-to-earth. I strive to create a nurturing environment where you feel seen, heard, and understood. I believe laughter and a touch of humor can be powerful tools in the therapeutic process, providing relief and fostering connection. At the same time, I'm not afraid to gently challenge you and encourage you to explore areas that may be uncomfortable but essential for growth.
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$125/session

Authentic
Warm
Humorous
Specialties
Anger Management
Anxiety
Depression
+5
Stop Scrolling. Start Healing. Come as you are. Leave feeling lighter, with laughter and warmth along the way With 22 years of experience, I know that mental health isn’t one-size-fits-all. Everyone’s journey is different, and what works for one person might not work for another. I take a client-centered, individualized approach that meets you where you are. I incorporate CBT, DBT, Somatic techniques and practical strategies to help you gain insight, develop coping skills, and create real, lasting change. Whether you’re struggling with focus, racing thoughts, overwhelming emotions, or just trying to keep up with life’s demands, I’ll work with you to find solutions that actually fit your life.
VirtualAvailable
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$155/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Foster Care/Adoption
Trauma and PTSD
+9
I’m a Licensed Clinical Social Worker who supports adults navigating trauma, anxiety, depression, emotional challenges, and life transitions. I use evidence-based approaches tailored to each client’s needs, including EMDR, CBT, DBT, ACT, attachment-based, and mind-body therapies. My goal is to provide a supportive, nonjudgmental space where you can feel understood, develop practical tools, and move toward meaningful change. My Christian faith informs my practice, and I welcome the integration of faith and spirituality when desired.
VirtualAvailable
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$85/session

Specialties
Anxiety
Coping Skills
Self Esteem
+9
I create my space to feel warm, collaborative, and practical. I enjoy working with individuals across a variety of ages, genders, and life stages. Whether it’s anxiety, stress, life transitions, relationship concerns, burnout, or another combination of social, emotional and behavioral health challenges, I’d love to be in your corner. I offer a space that balances validation and support with practical next steps. If this sounds like a good fit, book today! I’d love to explore how I can best support you and your needs.
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$90/session

Authentic
Warm
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+2
Hi, I’m Falyn! I’m a Licensed Clinical Social Worker in Alabama with over six years of experience in the mental health field. I have a deep passion for helping adults navigate life’s unique challenges and rediscover a sense of meaning and fulfillment. I specialize in supporting individuals who are facing depression, anxiety, relationship concerns, women’s issues, and adjustment disorders. My goal is to walk alongside you as you work toward healing, growth, and a life that feels more balanced and rewarding.
VirtualAvailable
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$70/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
LGBTQ
+10
I am a licensed counselor with over 25 years of experience in community counseling. I specialize in providing compassionate, trauma-informed care and draw from approaches such as CBT, DBT, and ACT to support clients in building resilience, managing emotions, and creating meaningful change. My goal is to create a safe, collaborative space where you feel heard, supported, and empowered on your healing journey.
VirtualAvailable
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New to Grow

$90/session

Specialties
Anxiety
Depression
Life Transitions
+5
You live most of your life inside your head. Make sure it's a nice place to be. I believe that every person has the capacity for growth, healing, and meaningful change. My approach to therapy is rooted in person-centered care, where you are the expert on your own life, and I provide a supportive, nonjudgmental space to help you explore your experiences, strengths, and goals. Whether you're navigating anxiety, depression, life transitions, or simply seeking personal growth, we'll work as a team to build practical strategies that empower you to move forward with confidence.
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$55/session

Authentic
Open-minded
Solution oriented
Specialties
ADHD
Depression
Trauma and PTSD
+6
I decided to start a career in mental health because a therapist saved my life when I was a teenager. I have dedicated my life to helping others in the same way, and I truly believe it is my calling. I have been a therapist/counselor for 7 years, and I have been working in the mental health field for 10 years. I will do everything within my ability to help improve your overall mood and quality of life in general. I offer traditional talk therapy, which includes a mixture of CBT, DBT, motivational interviewing, and person-centered therapy. I am an EMDR-trained clinician. EMDR can be used to treat a variety of mental health concerns.
VirtualAvailable
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New to Grow

$150/session

Specialties
Anxiety
Depression
Spirituality
I am a graduate of Liberty University with two master’s degrees. My Master’s of Religion and Christian Leadership allows me to help people navigate spiritual concerns, and my Master’s of Professional Counseling allows me to better help others discover insight into their lives and how to develop holistic, working solutions. I went back to school for these programs after getting married and having kids, so I’m no stranger to stress. I have been working in the counseling environment providing services in a variety of settings for over 14 years and have been a licensed counselor since 2015. I believe therapy should provide more than a place to talk, it should equip you with practical tools to create meaningful, lasting change. I work predominately with adult males experiencing anxiety, chronic stress, burnout, depression, and major life transitions, helping them better understand the patterns that keep them feeling overwhelmed and develop healthier ways to respond. My approach is collaborative, evidence-based, and tailored to your individual goals, creating a supportive environment where you can build resilience, improve emotional well-being, and move forward with greater confidence. I would love to be invited into your story!
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$125/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hello and welcome to my practice. My name is Cathleen. I earned my Masters in Counseling and Psychology from Troy University. I have been a Licensed Mental Health Counselor for over 10 years. I have years of experience working with individuals and families going through a multitude of issues. I like to help people navigate through their life's challenges and fulfill their life's dreams.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Depression
Grief
+3
Welcome! My name is Dr. Priscilla G. Wilson, PhD, LPC-S, NCC, and I provide counseling for adolescents (13+) and adults who are seeking support, healing, and personal growth. I believe that every individual has a unique story, and my role is to provide a compassionate, nonjudgmental space where you can explore life's challenges while discovering your strengths and resilience. I work with clients experiencing anxiety, depression, trauma, PTSD, ADHD, life transitions, relationship concerns, stress, grief, and self-esteem issues. My approach is person-centered, trauma-informed, and evidence-based, incorporating Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and other therapeutic interventions tailored to each client's individual needs. For clients who desire it, I also offer faith-integrated counseling that respectfully incorporates spiritual beliefs into the therapeutic process. Whether you're facing a difficult season, navigating a major life transition, or simply seeking greater self-understanding, I look forward to partnering with you as you work toward meaningful and lasting change. Regarding scheduling- please email me about your interest in counseling and we'll schedule a convenient time since my calendar fills up quickly.
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$125/session

Warm
Authentic
Empowering
Specialties
Coping Skills
Anxiety
Life Transitions
+5
My name is Dr. Alicia Richardson, and I am a Licensed Professional Counselor and the founder of Heart of the Matter Counseling. I am passionate about walking alongside individuals, children, and families as they navigate life’s challenges and move toward healing, balance, and emotional well-being. I believe that meaningful change happens in safe, supportive relationships where people feel seen, heard, and valued. My counseling approach is compassionate, strengths-based, and culturally responsive. I work from the belief that each person already carries resilience within them, even during seasons of stress, transition, or emotional pain. Rather than focusing solely on problems, I help clients identify their inner strengths, nurture self-compassion, and build practical tools that support emotional regulation, healthy relationships, and overall well-being. I have specialized training and experience working with children and families, particularly in areas related to early childhood mental health, attachment, trauma, and parenting support. I also support adults who may be experiencing anxiety, stress, life transitions, or emotional overwhelm. My work is grounded in connection, collaboration, and respect for each client’s unique story, background, and values. At Heart of the Matter Counseling, my goal is to create a warm, welcoming space where clients feel safe to explore their experiences at their own pace. I view counseling as a partnership and honor each client as the expert of their own life. Together, we focus on nurturing growth, restoring hope, and supporting lasting emotional wellness—one step at a time.
VirtualAvailable
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$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Coping Skills
Self Esteem
+5
My journey into therapy began with a desire to help the hurting individuals I worked with in a group home, and a genuine passion for helping others find strength through life’s most difficult moments. Over the years, I’ve had the privilege of supporting people facing a wide range of challenges—experiences that have shown me just how powerful and transformative therapy can be. These moments have only deepened my commitment to walking alongside others on their path to healing. I’m continually inspired by the belief that every person holds the capacity for growth, resilience, and change. We can change and heal. Sometimes we just need a little help along the way. I treat adults age 18 and up.
VirtualAvailable
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$150/session

Solution oriented
Direct
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+3
I founded In Between Counseling because I understand firsthand how overwhelming life’s transitions can be, whether you are navigating college, stepping into adulthood, or trying to find yourself amid the chaos of work, relationships, and parenthood. I specialize in helping adults manage stress, anxiety, and depression, and I guide clients through the messy, complicated moments with a blend of empathy, humor, and honest, straightforward support. My goal is to offer a safe and genuine space where you feel heard, understood, and equipped to move forward, no matter where you are on your journey.
VirtualAvailable
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$135/session

Specialties
Anxiety
Trauma and PTSD
Women's Issues
+10
Starting therapy can feel overwhelming — especially if you’ve spent years feeling anxious, emotionally exhausted, disconnected from yourself, or trapped in unhealthy relationship patterns. You may be carrying the effects of trauma, chronic stress, people-pleasing, or narcissistic abuse while trying to hold everything together on the outside. If that sounds familiar, you are not alone, and healing is possible. I work with adults and adolescents who struggle with anxiety, trauma, low self-worth, emotional overwhelm, relationship wounds, and the lasting impact of narcissistic or emotionally abusive partner or parent/childhood relationships. Many of my clients come to therapy feeling stuck in survival mode — constantly overthinking, walking on eggshells, questioning themselves, or feeling emotionally drained. Together, we work to help you feel safer in your body, more confident in your boundaries, and more connected to who you truly are. My approach is compassionate, collaborative, and grounded in creating a space where you feel genuinely seen and understood without judgment. I believe therapy should feel supportive and empowering, not clinical or cold. I integrate evidence-based approaches while also focusing deeply on emotional safety, self-awareness, nervous system regulation, and practical tools you can use in everyday life. Whether you are recovering from trauma, navigating difficult partner relationships, struggling with anxiety, or trying to rebuild your sense of self after emotional abuse, therapy can help you regain clarity, confidence, and peace. You do not have to continue carrying this alone. Reaching out for help takes courage. If you’re ready to begin healing and creating healthier patterns, I’d be honored to support you.
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$80/session

Authentic
Warm
Empowering
Specialties
Anxiety
Couples Counseling
Depression
+5
Hello and welcome! I'm Tom Johnson, a Licensed Independent Clinical Social Worker (LICSW) providing telehealth therapy to adults across Alabama. I believe every person deserves to be heard with respect, compassion, and without judgment. Whether you're navigating anxiety, depression, relationship concerns, trauma, grief, or major life transitions, we will build on your unique strengths to help you move toward the life you want. I completed my MSW degree from the University of Alabama in 1973 and have spent more than 50 years as a counselor. My career began at Bryce Hospital in Tuscaloosa, then transitioned to serving veterans and their families for 43 years as a mental health clinician with the U.S. Department of Veterans Affairs. Since retiring from the Birmingham VA several years ago, I've continued providing online therapy through several telehealth platforms and am currently an approved provider through Grow Therapy for the Department of Veterans Affairs Community Care Network. My goal is to provide a safe, supportive environment where you can openly discuss your concerns, develop practical coping strategies, and work toward lasting, meaningful change. I would be honored to be part of your journey.
VirtualAvailable
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$155/session

Authentic
Empowering
Warm
Specialties
Couples Counseling
Mood Disorders
Trauma and PTSD
+10
I am truly grateful to have the opportunity to work with you. And I use that word intentionally — work. Growth, healing, and becoming a stronger, healthier, whole person takes courage, commitment, and conviction. "Great things come from hard work and perseverance" (Kobe Bryant). My role is to walk alongside you in that process with clarity, compassion, and purpose. Clients often share that I am intentional, thoughtful, and fully present in our sessions. I do not approach therapy casually. I cultivate space that is supportive, structured, safe, and meaningful. My goal is to make the counseling process as clear, seamless, and empowering as possible so you feel both supported and equipped. I bring over twenty years of counseling experience and hold the highest level of licensure in my field. Also, I am a qualified and trained clinical supervisor. I consider this work a sacred honor and privilege. As a husband and father, I understand the importance of responsibility, support, patience, consistency and reliability. I am practical, relational, and deeply compassionate — and I will be attentive to your needs throughout the process.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Solution oriented
Warm
Specialties
Health/Medical Issues
Life Transitions
Older Adults
+10
I am a Licensed Clinical Social Worker with 27 years of experience working with individuals and families from all walks of life. I specialize in treating adults and seniors who are experiencing challenges associated with emotional health, medical/physical health and the stressors that accompany those conditions. I have extensive experience in working to support clients with depression, anxiety, and stress related disorders. Additionally, I have expertise in navigating complex medical, mental and physical care needs in support of caregivers and families who are struggling to care for an aging loved one. Dementia care is an area of special interest and expertise as well.
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$105/session

Warm
Solution oriented
Empowering
Specialties
Anxiety
Grief
Trauma and PTSD
+8
I’m so glad you’re here. Reaching out for support is a meaningful first step, and I’m honored to be part of that journey with you. My goal is to create a space where you feel safe, heard, and supported from the very beginning. I work with adults and teens who are navigating anxiety, grief, life changes, and relationship challenges... or just feeling stuck. My approach is down-to-earth and collaborative — we’ll work together at your pace, using practical tools and genuine connection to help you move toward the life you want. If this sounds like the kind of support you’re looking for, I’d love to connect and see how we can work together.
VirtualAvailable
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$150/session

Empowering
Intelligent
Solution oriented
Specialties
Anxiety
Couples Counseling
Grief
+10
Counseling is my gift that makes room for me. It is more than a job to me. It is a part of who I am. I am a Christian and this you will see even in the counsel that is given. I will not judge anyone but I will challenge anyone to meet the goals they set in counseling. I am a Father figure and very passionate about what I do.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Alabama. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Alabama from Montgomery to Birmingham! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Alabama.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.