If you’re seeking mental health services and have Husky Health Coverage in Connecticut, your treatment may be covered.
Husky Health offers coverage to a wide range of people in Connecticut (CT). The program combines Medicaid and the Children’s Health Insurance Program, and provides a comprehensive package of healthcare benefits through the Connecticut Behavioral Health Partnership (CTBHP). Coverage includes a range of mental health services, including outpatient therapy.
If you have Husky Health Coverage, read on to learn more about how your coverage may help you pay for therapy services, how to check your benefits, and where to find an in-network therapist.
Husky Mental Health Coverage
If you’ve been diagnosed with a mental health disorder or substance use disorder, your treatment may be covered under Husky parts A, B, C, and D. In order for treatment to be covered, it must be considered medically necessary.
Mental health treatment is considered medically necessary when one of the following conditions are met:
- Treatment is necessary to diagnose or assess a mental health condition.
- Treatment is required to correct or diminish the impact of a mental health condition.
- Treatment helps an individual maintain or attain an optimal level of health.
- Treatment helps to prevent a mental health condition from occurring.
It’s also important to note that prior authorization (PA) is required for these services. To initiate this process, consult with your healthcare provider or doctor, who will help you through the authorization steps.
Husky Health’s behavioral health coverage includes both inpatient and outpatient treatment. This means that you have the opportunity to receive mental health care while continuing to live your daily life. Outpatient therapy offers you the flexibility of getting the help you need on your terms, without the need for a residential or inpatient program.
Fortunately, the scope of covered outpatient services under Husky Health is also versatile. Outpatient behavioral health services can be provided by hospitals, clinics, or independent licensed practitioners. Coverage includes telehealth therapy, which means you get to choose the right therapist and setting for you.
Therapy Not Covered by Husky Health
Mental health services that are not considered medically necessary are not covered by Husky Health. This may include the following:
- Experimental treatments
- Life coaching
- Marriage and couples counseling
For a more comprehensive list of exclusions, consult the CTBHP website, or call the number on the back of your Member ID card.
How to Check Husky Mental Health Coverage
Checking your mental health coverage is easy and convenient. You can check your coverage online at the CTBHP website by taking the following steps:
- Go to the CTBHP website
- Click on the section titled “Members”
- Go to the section called “Member Information”
Once you’re in the Member Information section, you can find more information about covered services and view a member handbook for your insurance program.
How to Find an In-Network Therapist
Deciding to start therapy is a big step. Fortunately, the process is simple and straightforward.
- You can find a covered mental health therapist by calling the number on the back of your membership card or online through the CTBHP website by using this provider search tool.
- You can also find a therapist who accepts Husky Health coverage on the Grow Therapy website. Choose your insurance, location, and any other specifications to get a list of those who meet your needs.
Find an in-network therapist
How Much Does Therapy Cost with Husky Health?
The out-of-pocket cost for therapy may vary depending on which Husky Health plan you have. According to the CTBHP website, for Husky parts A, B, C, and D there is no copay for outpatient mental health services. Additionally, it states that coverage may be provided up to 100% for mental health treatments that are medically necessary.
You can get a cost estimate from the Grow Therapy website before booking a session so there are no surprises.
Start Your Mental Health Journey
Prioritizing mental health is essential for our well-being, relationships, and overall physical health. Fortunately, it’s easier than ever to access therapy, and with Husky Health Coverage, your therapy sessions may be covered by insurance.
