Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 15 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 8/15/2026

$100/session

Warm
Empowering
Humorous

Specialties

Learning Disabilities
Anxiety
Autism
+10
Hi! I’m Melissa Brunetti, Licensed Clinical Social Worker and founder of Inspire & Heal Counseling LLC. I am passionate about helping people feel understood, supported, and empowered. With years of experience as a therapist in special education schools and private practice, I bring patience, compassion, and a real belief in your ability to grow. At Inspire & Heal Counseling, I offer a supportive and safe space for children, adolescents, and adults to work through anxiety, build self-esteem, improve emotional regulation, and develop coping, social, and executive functioning skills to enhance overall well-being. I specialize in treating adolescents and young adults by helping them navigate through the critical years of cognitive, social and emotional growth. My therapy sessions provide a nonjudgmental, warm environment where you can explore challenges, discover strengths, and move toward your goals. Whether you’re facing anxiety, struggling with self-esteem, or seeking to develop better emotional regulation skills, I’m here to support you on your path to healing and personal grow
Available

$100/session

Solution oriented
Direct
Authentic

Specialties

Learning Disabilities
Anxiety
Couples Counseling
+10
I am a Licensed Marriage and Family Therapist in the state of New York and Indiana. I have a Masters degree in Clinical Psychology from Antioch University-Los Angeles. Previously, I had a 30 year career in the Film & Television industry. My passions were, the Film business & Psychology. I said to myself, the day I become disinterested in the Film business, I'll go to graduate school, get my degree in psychology and become a psychotherapist. That day came and here I am. I have been practicing since 2009.
VirtualAvailable

$70/session

Warm
Authentic
Solution oriented

Specialties

Learning Disabilities
ADHD
Anxiety
+10
Hello. I am a licensed Mental health counselor based in New York State. I specialize in ADHD and helping people of all ages adapt to authority and set healthy boundaries in the home, work and academic environment. Navigating often invalidating systems can be complicated, so I make my therapeutic approach as straightforward and understandable as possible by focusing on specific skills to help you thrive. I focus the first few sessions on past experiences leading up to therapy, including any prior experiences with therapy. This allows me to establish shared goals and expectations for working together.
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Learning Disabilities
Anxiety
Coping Skills
+9
Hi, I’m Maria—a bilingual (English/Spanish) therapist with over 20 years of experience helping individuals find clarity, healing, and resilience through life’s challenges. I became a therapist because I deeply believe in the power of connection and the importance of feeling seen, heard, and understood. My passion for mental health grew from personal experiences and professional work in diverse communities, where I witnessed the strength people carry even in their most difficult moments. I hold a master’s degree in social work and am a licensed clinical social worker. My professional background includes working in outpatient mental health clinics and hospitals, where I’ve supported individuals facing anxiety, depression, parenting stress, identity issues, and relationship difficulties. I have extensive experience working with young adults, adults, and parents—particularly those navigating cultural stressors, life transitions, and caregiver burnout. My approach is warm, collaborative, and rooted in evidence-based practices like cognitive behavioral therapy (CBT), solution-focused therapy, Motivational Interviewing, and mindfulness. I tailor treatment to each person’s unique story, helping clients develop healthier thought patterns, regulate emotions, and reconnect with their strengths. If you’re feeling overwhelmed, stuck, or uncertain, therapy can be a space to feel supported and empowered. I’d be honored to walk alongside you on your path to healing and growth.
VirtualAvailable

$200/session

Solution oriented
Intelligent
Open-minded

Specialties

Learning Disabilities
Couples Counseling
Physical Health Condition
+8
I am James Cherry, a trauma-certified, DBT-certified therapist and clinical supervisor specializing in complex trauma, personality disorders, and relational healing. With a background as a high school educator, I bring a deep passion for learning, psychoeducation, and accessible care into therapy. My practice is neurodivergent-affirming, LGBTQIA+ inclusive, and rooted in evidence-based care that fosters resilience, clarity, connection, and lifelong growth.
VirtualAvailable

$200/session

Authentic
Warm
Open-minded

Specialties

Learning Disabilities
Anxiety
Depression
+10
With over 12 years of experience as a licensed social worker, I am dedicated to helping children, adolescents, and adults navigating life’s challenges and build meaningful, healthy lives. I specialize in treating anxiety, depression, trauma and PTSD, eating disorders, relationships, behavioral issues and related concerns. My approach is client-centered and integrative, drawing from Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), psychoanalytic techniques, positive psychology, and motivational interviewing, among other evidence-based methods tailored to each client’s needs. I believe deeply in the connection between mind and body as essential to overall wellness. I encourage healthy movement, balanced living, and self-compassion as part of the healing process. Above all, I hold that every person is capable of growth, resilience, and a fulfilling life—no matter the challenges they’ve faced.
VirtualAvailable

$200/session

Authentic
Solution oriented

Specialties

Learning Disabilities
ADHD
Autism
+10
I began my professional journey in 2000 and have since worked on a number of solo and collaborative projects. I take pride in my work that I do and in the long-term relationships that I’ve built with my clients. I am a firm believer in working hard, working together, and having fun along the way! Explore my webpage, and feel free to get in touch with any questions... As a doctoral trained therapist in alternative therapies, I incorporate the philosophy of the mind and body perspective in my practice. Populations I work with include: individual, couples, children, family, disability and veteran needs. I also incorporate wellness resource information to ensure successful outcomes... My clients will feel welcomed, encouraged and supported in exploring their therapeutic needs...
Available

New to Grow

$80/session

Specialties

Learning Disabilities
Anxiety
Autism
+7
I have eight years of experience working with children, adolescents, and adults in the education field and therapeutic world. I have experience treating children and adolescents with Autism Spectrum Disorder (ASD), Oppositional Defiant Disorder (ODD), and Attention Deficit Hyperactivity Disorder (ADHD). I also have experience in helping adults suffering from Bipolar Disorder, Post-Traumatic Stress Disorder (PTSD), Generalized Anxiety Disorder (GAD), and Depression, along with helping adults navigate life changes and other related stressors.
Available

New to Grow

$175/session

Specialties

Learning Disabilities
Family Therapy
Life Transitions
+10
As a trauma-informed Licensed Marriage and Family Therapist serving clients in Connecticut and New York, I bring over ten years of post-graduate experience working with individuals across the lifespan, including children as young as five, adolescents, adults, couples, and families. My professional background includes crisis intervention and case management, allowing me to support clients through a wide range of life challenges with compassion and clinical expertise. I take a warm, empathetic, and strengths-based approach to therapy, viewing each person through a holistic lens that honors the connection between mind, body, and spirit. My goal is to create a safe, supportive, and nurturing environment where clients feel heard, understood, and empowered to heal, grow, and move toward meaningful change.
Available

New to Grow

$125/session

Specialties

Learning Disabilities
Anxiety
Depression
+10
Hi, I'm Key Hammonds, LCSW and yes, I'm the therapist who will make you laugh and help you breakthrough in the same session. I'm a NYC native, a mom, a community member, and a Licensed Clinician with over 18 years of experience. I earned my Master's in Social Work from NYU, but honestly some of my most important education has come from living life, navigating motherhood, doing my own healing work and overcoming adversity. This taught me resilience isn't just a buzzword, it's a practice. I practice what I preach. I believe deeply in therapy not as a last resort, but as an everyday act of self-care and courage. I will show up for you with honesty, humor, warmth, and zero judgment.
Available

$175/session

Authentic
Open-minded

Specialties

Learning Disabilities
Anxiety
Depression
+8
I'm a compassionate mental health counselor (LMHC) with a passion for empowering individuals to achieve their goals. With a holistic approach and experience in person-centered, EMDR, and eclectic therapies, I create a safe and supportive virtual space for growth and healing. I have many years of experience working with the developmentally delayed population and their families, as well as clients with trauma, family conflict, domestic violence, navigating college, transitions in life, and religious abuse. My expertise helps clients uncover their strengths and promote lasting change.
VirtualAvailable

$100/session

Specialties

Learning Disabilities
Anxiety
Child or Adolescent
+5
Hello! I am a licensed clinical social worker. I have provided counseling services to children and adolescents for the past 25 years in a school and outpatient setting. I love working with this population. I have experience addressing issues related to ADHD, divorce, depression, anxiety, autism and social skills. I work hard to ensure that each child/adolescent that I see feels understood and supported. I work to empower my clients to feel success and pride in their accomplishments.
VirtualAvailable

$200/session

Authentic
Empowering
Warm

Specialties

Learning Disabilities
Anxiety
Depression
+7
I am a licensed mental health professional with extensive experience in supporting individuals on their path to improved well-being. With a Master's degree in Counseling from Mercy College in Dobbs Ferry, NY, I have honed my skills over 9 years. My approach involves utilizing a variety of therapeutic techniques to help clients effectively manage the challenges they face in their daily lives. Whether it's anxiety, depression, PTSD, or relationship difficulties, I am dedicated to assisting children, adolescents, and adults in overcoming these obstacles. I have focused my career on helping individuals navigate their everyday struggles. By incorporating empathy and compassion into my practice, I guide clients using evidence-based methods to achieve a fulfilling life. My ultimate objective is to empower individuals to navigate their unique challenges, fostering resilience and a sense of normalcy and balance. Through the creation of a safe and supportive therapeutic environment, I facilitate personal growth and facilitate lasting positive change for those I have the privilege of working with.
VirtualAvailable

$95/session

Authentic
Open-minded

Specialties

Learning Disabilities
Anxiety
Coping Skills
+10
My name is Carrie Fuller, and I am a dedicated clinical social worker and licensed counselor I greatly appreciate and have enjoyed the years that I have spent offering counseling to a diversity of clients and I hope to continue in this practice fulfilling the needs of those who seek out to make their world and their life much better I have a wonderful sense of humor and I employ this in my practice routinely
Available

$130/session

Warm
Open-minded
Authentic

Specialties

Learning Disabilities
Anxiety
Depression
+9
Hi, I’m glad you’re here. Starting therapy can feel like a big step, and I want you to know that you don’t have to do it alone. I’m a Licensed Mental Health Counselor with experience working with kids, teens, adults, and families, and my goal is to create a space where you feel comfortable, supported, and understood. In our work together, I’ll meet you where you are—whether you’re dealing with stress, anxiety, depression, College, relationship challenges, or just feeling stuck. I use a mix of approaches like CBT, mindfulness, and strength-based techniques, but more than anything, I focus on listening to you and tailoring sessions to what you need. I truly believe therapy is about collaboration—you bring your experiences and hopes, and I bring tools and support to help you move forward. My hope is that you’ll leave sessions feeling lighter, more confident, and more connected to yourself. I know it can be hard to open up about yourself so here's some personal things about me: I'm a runner, I enjoy photography, I love the NBA, I'm into anime, and Severance needs to come back already
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Learning Disabilities, is filtering therapists in New York that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.