Therapists that accept Cash Pay in Minnesota
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 13 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/5/2025
Jake Bergstedt
Frequently rebooked
$175/session
LMFT
14 years of experience
Virtual
Hi. I'm a Licensed Marriage and Family Therapist LMFT with 14 year of experience, living in Minnesota, seeing clients in Minnesota or virtually in Ohio. I like to work with an eclectic group of clients, I enjoy seeing all types and walks of life come though my door. I meet client where they are at now, and work with them towards their goals.
Kayci Rush
(she/her)
$90/session
LICSW
25 years of experience
Virtual
I earned my Masters in Social Work from the University of Minnesota had have been a licensed clinical social worker for 15 years. I have worked in a variety of settings with teenagers and young adults who are looking toward the future while living in an uncertain world; women who have had a traumatic birth, or an unexpected disability; women who are looking toward a return to the workforce or a career change; adults looking to improve their relationships or their own quality of life; and those grieving the loss of partner, a child, a parent or other significant relationships.
Find therapists experienced in these areas
Lisa Coleman
$100/session
LICSW
22 years of experience
Virtual
Welcome. I am a Licensed Clinical Social Worker with over 22yrs of experience working with individuals from all walks of life, and I love working with individuals in helping them with life challenges and barriers to their happiness and living their best life. My strengths include being a good listener, starting where the client is in their life, helping them to change the things that no longer serve them well.
Myste Hutton
(she/her)
$100/session
LICSW
4 years of experience
Virtual
My name is Myste.
As a Licensed Clinical Social Worker, I believe in the power of resilience and the unique strenghts each person brings to their healing journey. My approach is collaborative, affirming, and grounding in the belief that meaningful change happens when we feel seen, heard, and supported. I specialized in helping clients navigate anxiety, life transitions, identity exploration and relationship challenges, using evidence-based practices with compassionate, inclusive lens. Together, we'll build on your strengths and develop tools to foster growth, balance, and connection.
Tara Herrmann
(she/her)
$200/session
LICSW
10 years of experience
Virtual
As a therapist, I pride myself on being a well-rounded individual with a warm and welcoming personality. My journey into the world of mental health began with a deep-seated passion for helping others, which led me to train as both an addiction counselor and an EMDR therapist. I believe that everyone deserves a safe space to explore their thoughts and feelings, and I strive to create an environment where clients feel comfortable and supported. My diverse background allows me to connect with individuals from all walks of life, fostering an atmosphere of trust and openness.
Dr. Glenda Hayden
$175/session
LICSW
20 years of experience
Virtual
Thank you for taking steps toward improving your well-being! As a Licensed Clinical Social Worker specializing in Clinical Child and Family Psychology, Crisis Management, and Christian Counseling, I bring over 20 years of experience helping adults, teens, and families cope with anxiety, depression, caregiver stress, and life transitions such as death, divorce, and job loss. My goal is to foster a brave space where all thoughts and feelings are valued, allowing clients to embrace vulnerability. Together, we will work on creating meaningful personal goals to support your overall well-being. I look forward to supporting you on your healing journey.
Kenny Turck
(he/they)
$150/session
LICSW
14 years of experience
Virtual
Hi,
I have been in the mental health field for many years and have worked in many settings and with people from many backgrounds, beliefs, and perspectives. I am a licensed mental health professional (LICSW) and work with children, teens, couples, adults of all ages, and members of the LGBTQIA+ community. My areas of expertise are related to social justice, mental health, and food security. I specialize in trauma-responsive care and the autonomic nervous system working together with participants to identify, treat, decrease, and recover from impairments experienced as a result of a mental health condition/life experiences. I think it's very important for people to understand a bit more how emotional or psychological distress impacts the body and innovative, cutting edge strategies, benefitting from recent findings in neuroscience, neurobiology, and psychophysiology.
Tessa Fultz
$120/session
LICSW
8 years of experience
Virtual
Hi! I'm a Licensed Mental Health Therapist based in Minnesota & have a WI license also (only BCBS at this time). I own my own private practice in Minnesota and Wisconsin (telehealth only WI). I can see client in person in Minnesota, Farmington.
I received a MSW from Walden University, a psychology degree from Brandman University.
With over 10 years of experience in the mental health field, I have learned a lot about what works and doesn't work and am honored to help people on their journey in life. My goal is to provide a safe, relaxing space for clients to help them reach their goals. I love helping others and providing a safe, caring space and tools that work to help others as a therapist. I am also a wife and a mom. We are a blended family. I enjoy traveling, writing, art, family outings, cooking, camping, and reading. I've been through many life challenges, medical issues, divorce, learning and behavioral concerns with children and normal life events as we all do go through. I feel this helps me to relate to others. I try to have a warm, compassionate approach.
Heidi Dummer
(she/her)
$100/session
LICSW
15 years of experience
Virtual
As a seasoned therapist with dual degrees in Occupational Therapy and Social Work, I offer a unique blend of expertise to guide clients through various life challenges. With experience spanning outpatient, inpatient, and community settings, I've had the privilege of working with individuals of all ages, from infants to adults. I consider it a privilege to accompany clients on their journey towards healing and personal growth. Every individual's story is unique, and I am committed to walking alongside you with empathy, respect, and unwavering support.
If you're seeking guidance through life's challenges, I'm here to help you discover your inner strength and resilience. Together, we can navigate the path towards a brighter tomorrow.
Rana Nelson
(she/her)
$200/session
LICSW
13 years of experience
Virtual
Hello! My name is Rana and I have over a decade of working with children (ages 6+) and adults. I specialize in anxiety, depression, life adjustments, ADHD, parent training, and trauma. I enjoy getting to know each client on an individual level. I aim to create a warm, compassionate, and safe space for healing. Some treatment approaches I offer are Acceptance and Commitment Therapy, Cognitive Behavioral Therapy, and Accelerated Resolution Therapy.
May Yang
$230/session
LICSW
14 years of experience
Virtual
I have a decade of experience focusing on children, adolescents, adults, women, men focusing on depression, anxiety, work life balance, sexual health, sexual addictions, grief and loss, life transitions, domestic violence, eating disorders, abuse against children, relationship health, marriage counseling, pre-marriage counseling, trans gender issues and court mandated therapy services.
THIS WORK is my life’s passion and it is a honor to be in this profession. I graduated summa cum laude from the University of Michigan with a degree in Interpersonal Practice and it is my life’s work to help you get to a place you want to be.
I provide a safe, nurturing, and non-judgmental environment to help you overcome your past struggles and present barriers. I will guide you to help yourself to master the tools necessary to effectively navigate through the complexities of life with a new set lenses in order to help you reach your full potential.
Valencia Campbell
(she/her)
$130/session
LICSW
11 years of experience
Virtual
I am a licensed clinical social worker in FL, Idaho; licensed independent clinical social worker in Massachusetts and Minnesota.
I graduated from Barry University in 2014 and have been working within the mental health and hospital field since.
I enjoy helping others overcome the challenges life throws at them. With the right mindset, support and environment, I believe anything is possible.
I provide psychotherapy services to clients in a collaborative, supportive, and safe environment.
Jennifer Ostergaard
$225/session
LP
20 years of experience
Virtual
Dr. Ostergaard is an experienced licensed practitioner with specialized training in neuropsychology. She has been a licensed practitioner since 2006 and completed her fellowship training in pediatric neuropsychology through the University of Minnesota Medical School’s Division of Pediatric Clinical Neuroscience. Her research and clinical interests have focused on traumatic brain injury (TBI) assessment and recovery.
Dr. Ostergaard looks forward to collaborating with you to accomplish your goals by creating positive and sustainable changes, ultimately enhancing your quality of life.
Frequently asked questions
Why filter by Minnesota rather than a city
like Minneapolis?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.