Therapists that accept Cash Pay in Kentucky

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 14 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Lindsey McAllister

(she/her)

Lindsey McAllister, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I help individuals navigate life’s challenges, heal from past experiences, and create meaningful change and empowerment. I specialize in working with addictions, anxiety, trauma, relationship issues, and life transitions, using a blend of evidence-based and humanistic approaches. My goal is to create a supportive, collaborative space where you can explore your experiences, build resilience, and move toward the life you want to live.

Ericka Morrison

(she/her)

Ericka Morrison, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
3 years of experience
Virtual
My name is Ericka Morrison. I am a Licensed Professional Clinical Counselor (L.P.C.C.) and a Licensed Clinical Alcohol and Drug Counselor (L.C.A.D.C.). I hold a Master's degree in Mental Health Counseling from Western Kentucky University (WKU). Over the past twenty years, I have worked in various roles within the mental health field. In my counseling practice, I have supported both adults and teenagers facing a wide range of mental health challenges. I provide a safe and supportive environment where my clients feel respected and heard.

Ellie Bates

(she/they)

Ellie Bates, LPCC - Kentucky Therapist at Grow Therapy
$60/session
LPCC
5 years of experience
Virtual
Hi there, I'm a therapist who is part of the LGBTQ+ community. I strive to make the work I do a safe and caring space for my clients. I have work the past 5 years in private practice/addiction facilities. I am a License Professional Clinical Counselor and I have worked with individuals struggling with symptoms of ADHD, Autism, depression, anxiety, Disassociative Identiy Disorder, PTSD, and identity concerns.

Joan Lawhorn

Joan Lawhorn, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
25 years of experience
Virtual
Hello there. My name is Joan I have been a social worker for over 25 years. Like you, I have had my own set of challenges and believe the key to overcoming life's obstacles is learning to plan and cope. We can't control all the pain that will come our way, but we can control how we react to it. Of course, this is sometimes easier said than done and we need help. I would be honored to assist you in your journey towards a happier healthier you.

Angie Olson

(she/her)

Angie Olson, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
Hello. My name is Angie Olson and am a licensed clinical social worker, LCSW. I’m located in Louisville, Kentucky, and grew up in Southern California. I graduated with a bachelor's in social work from the University of Southern Indiana in 2008 and graduated with a master's in social work from Spalding University in 2012. I have eight years of experience providing individual and group therapy. Therapy is not just a job for me, it’s a passion.

Amaris Blevins

(she/her)

Amaris Blevins, LCSW - Kentucky Therapist at Grow Therapy
$115/session
LCSW
6 years of experience
Virtual
Hello! My name is Amaris and I'm happy you're here :) Do you ever feel confused by your behavior? Do you act in ways that are incongruent with who you want to be? Do you struggle with self-doubt and wish you could have more confidence? There are always reasons why people do the things they do. My approach is to help alleviate shame and unnecessary guilt by helping clients understand the “why” behind their emotions and behaviors. I use a trauma-informed approach with all my clients and aim to create an emotionally safe space to explore vulnerable thoughts and feelings. Sometimes personal growth means accepting that you're either going to deal with your stuff, or your stuff is going to deal with you. Therapy is a great place to start the healing process.

Cindy Crase

Cindy Crase, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hi! I am a Licensed clinical social worker. I received my masters from the University of KY in 2009 and my doctorate from the University of Ky in 2022. I have been working in this field for almost twenty years and have worked in medical social work, addiction, intimate partner violence and mental health. My mental health experience began in crisis response, the inpatient psychiatric care, outpatient mental health and then directing a program for patients with severe mental illness. My specialty is complex trauma but I also help patients struggling with generalized anxiety, depression or life stressors.

Dashira Griffith

(she/her)

Dashira Griffith, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
7 years of experience
Virtual
I am an Afro-Latina therapist who has experienced working with the Latino community and the United Stated communities. I have worked with organizations that provide community mental health services as an outpatient therapist. I worked with Client from ages 6 to 65+. I am a compassionate therapist who is here to support and accompany you through your journey of healing and self-discovery. I obtained a master's degree from University of Louisville in Social Work, and I am licensed the state of Indiana and Kentucky.

Lee Ann Hunt

Lee Ann Hunt, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
31 years of experience
Virtual
I am a Licensed Clinical Social Worker and have been in the mental health field for 31 years and a clinical therapist for 24 years. I received my bachelor degree from The University of the Cumberlands in 1987 and my Masters in Social Work from the University of Hawaii at Manoa in 1993. I provide counseling for multiple issues to include mental health, healthy relationships, anger management, and building coping skills. I specialize and have specific training and certifications in treating people who have experienced abuse and domestic violence. My mission is to provide clinically sound, faith-based counseling accessible to those who seek it. Integration of faith in therapy will be to the extent of the individual's interest. I work with multiple clientele and provide a trusting and nonjudgmental environment, and spirituality will not be discussed or forced on those that may not have a religious belief or have no interest in incorporating faith into their treatment process.

Gena Taylor-Tidwell

(she/her)

Gena Taylor-Tidwell, LPCC - Kentucky Therapist at Grow Therapy
$110/session
LPCC
4 years of experience
Virtual
Congratulations on taking this step towards your personal wellness! I am a Licensed Professional Clinical Counselor (LPCC) based in Kentucky--National Certified Counselor (NCC certified). I received my Master's degree from Walden University of Minnesota and my undergraduate degree from Murray State University in Kentucky. I help adults understand and navigate a variety of concerns to empower them to become the best versions of themselves.

Daniel Alpiger

Daniel Alpiger, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Good day! My name is Daniel and I am a Licensed Clinical Social Worker with over 10 years of experience serving multiple populations including clients struggling through financial hardship, life changes, relationship issues, emotional/ physical abuse/trauma, diagnosis of a serious mental illness in the family, and depression/ anxiety. I graduated from the University of Texas A&M - Commerce and am currently licensed in California, Kentucky, and Texas. I believe the bravest and most fulfilling way to grow is to "do the work" and I look forward to assisting clients in that journey in every way that I can.

Samiyra Shabazz-Dixon

(she/her)

Samiyra Shabazz-Dixon, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
7 years of experience
Virtual
Hello! I am Samiyra a LCSW in the state of Kentucky. I received my education from the University of Kentucky where I completed my BSW and MSW. I enjoy partnering with my clients to take the difficulties of life and encouraging them to see the strength embedded inside of them. I understand that trying therapy for the first time can be scary or overwhelming. A warm and comforting provider can make any experience easier which is what I aim to do for my clients. I have experience working with client with addictions, trauma, anxiety, depression, suicidal thought, PTSD etc.

Jami Ivey

Jami Ivey, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
25 years of experience
Virtual
I am a Licensed Clinical Social Worker based in Tennessee but also licensed in Kentucky. I received my Master's Degree from the University of Louisville. I have over 25 years of experience working clients of all ages in a variety of settings. I currently focus on helping adults and adolescents with difficulties they are struggling with, so they can be the best version of themselves.

Tera Hicks

(she/her)

Tera Hicks, LPCC - Kentucky Therapist at Grow Therapy
$80/session
LPCC
14 years of experience
Virtual
As we journey through life, we all come to a point where we struggle with adversities and we don't know where to start to find a solution. We also feel alone and as if no one will understand what we are going through. If you’re struggling to cope with life and feel you have nowhere else to turn, I can help you navigate these feelings and aid you in finding a path forward towards healing. Don't let your struggles become your identity. I challenge you take that first step with me. You are a beautiful soul who deserves the most out of your life. You also deserve to work with a therapist who values helping others succeed and gain greater awareness. I offer empathetic and personable individualized therapeutic services utilizing different theoretical orientations. You will have the opportunity to freely express yourself in a safe and non-judgmental space. To help you achieve your goals and make positive changes in your life, I will also gently challenge you to be receptive to new perspectives on your healing journey. If you are ready to find your pathway to healing, reach out to schedule an appointment today!

Frequently asked questions

Why filter by Kentucky rather than a city like Louisville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Domestic Violence?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Domestic Violence, is filtering therapists in Kentucky that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.