Therapists that accept Cash Pay in Indiana

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 77 verified therapists in Indiana who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Indianapolis

Availability updated: 7/14/2025

Dianne Cosey

(she/her)

Dianne Cosey, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
I am a licensed clinical social worker with over 20 years of experience in mental health and social services. I am a wife, mother of three, daughter and sister who enjoys crafting, gardening, and spending time at the beach. I bring curiosity, compassion, and just the right dose of humor to help you feel comfortable being your full, authentic self. My goal is to help you understand your inner world, quiet the inner critic, and build real-life strategies for navigating the chaos. I believe therapy should feel like a safe space where you can exhale, reflect, and build skills to better navigate your day-to-day life. Whether you're juggling work, school, parenting, relationships, or just trying to hold it together—I’m here to help.

Steve Kawiecki

(he/him)

Steve Kawiecki, LMFT - Indiana Therapist at Grow Therapy
$100/session
LMFT
8 years of experience
Virtual
Hi, I’m Steve Kawiecki, MA, LMFT ( A Licensed Marriage and Family Therapist) with a passion and desire to help individuals, couples and families thrive in their relationships and in pursuit of their life goals. I have experience as a therapist in working with faith communities, a women's shelter, a men's shelter, Home Based Therapy, Hospital Based Medical Family Therapy, as well as working in Private Practice. Through my work as a therapist, I have worked with clients who have wanted help with anxiety disorders, mood disorders, depression, ADHD, relationship conflict and boundaries, family issues, parenting challenges, as well as working with clients on discovering their values and exploring issues of meaning and purpose. I love my work and would love to see if we would be a good fit together.

Brandy Miller

Brandy Miller, LMHC - Indiana Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
When life becomes challenging, when self-care is slipping away, or when stress and struggles seem overwhelming or paralyzing, I want you to know that you are not alone. You are stronger than you realize. You can discover (or rediscover) your “authentic self” even when it seems impossible or unsurmountable. I am here to help. Together, we can assess what your authentic needs and how to achieve them in mind, body, emotions, spirit and action. I’m here to guide, educate, and empower you. My treatment approach is one of curiosity and compassion so that during our sessions, you are free to slow down and safely practice mindfulness and self-care. Together, we will decide which types of interventions work best for you: talk therapy, faith-based, practical problem-solving, trauma-informed care, or creative techniques like art or narrative approaches. We will explore your inner thought-life through mindfulness and cognitive work. We will identify skills, strengths, and supports that can grow through patient practice between sessions. With evidence-based techniques, we will find and navigate paths so you can reclaim joy and walk in peace. I am privileged to walk alongside you during your journey. Peace and hope are possible and sustainable. You deserve to take care of yourself. You will be stronger on the other side.

Chris Denzler

Chris Denzler, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
I am a down to earth person that realizes that starting counseling can be seem challenging. I understand that we are getting to know each other. Take your time. I am happy to work at your speed. Feel free to contact me and we will move forward with setting up services. I am happy help in any way I can. With therapy experience since 2013, working with individuals, such as children, men, and women, couples, and families; focusing on trauma victims, individuals struggling with anxiety, depression, addiction, parenting, and relationship issues. Much of my experience is working with families involved with the Department of Child Services and juvenile probation. I am a certified Trauma-Focused Cognitive Behavioral therapist. In my experience, I have specialized in trauma, addiction, and relationship issues.

Patty Bittinger Mansfield

(she/her)

Patty Bittinger Mansfield, LCSW - Indiana Therapist at Grow Therapy
$80/session
LCSW
11 years of experience
Virtual
I provide a safe environment and build trusting relationships so that skills can be taught to help clients alleviate symptoms of stress, anxiety and depression. The goal is for clients to learn skills and methods to help alleviate pain, promote healing and have a variety of strategies at “their fingertips” as they encounter unpleasant, difficult emotions and situations. I bring skills and strategies to the counseling process to promote positive outcomes, and positive feelings and thoughts for clients. Clients may be trying to overcome anxiety, anger, and/or depression, or want to work on communication and relationship skills. I am here to help guide you through the process. My experience includes providing therapy in medical behavioral health centers, community behavioral centers, online platforms, school settings, and universities. Through my work, I know how important it is to build mutual respect and trust between the client and therapist. Positive rapport must be developed for both the client and therapist to meet goals and reach success. Taking the first step toward therapy can be very difficult. I want to provide you with an open, trusting, caring space for you to learn, heal and grow. Let's work together!

Marissa Smith

Marissa Smith, LCSW - Indiana Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I work with children, adults, and families facing anxiety, relationship challenges, life transitions, school-related issues, trauma, and more. I believe life is both messy and beautiful— even in the hardest moments, there’s potential to discover your strength and grow in ways you didn’t think possible. I offer a supportive, no-pressure space where you can speak openly and feel heard without judgment. I especially enjoy working with parents, children and young adults to help build stronger, healthier family relationships.

Haley Milholland

(she/her)

Haley Milholland, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
5 years of experience
Virtual
As a single mother raising three young children, I have honed my skills in assisting individuals navigate life’s challenges. With three years of experience in private practice, I have cultivated a deep passion for helping others find fulfillment and peace amidst adversity. Prior to my practice, I gained extensive experience in community mental health settings and served as a clinical support supervisor in an inpatient women’s rehabilitation facility. When not engaged in my professional pursuits, I enjoy spending time with my children, our blue heeler, Lilly, reading, running, and embarking on adventures with friends and family. I firmly believe that the cornerstone of a fulfilling life lies in cultivating a sense of contentment that allows individuals to cope effectively with life’s obstacles.

Jennifer McCloskey-Styka

(she/her)

Jennifer McCloskey-Styka, LMHC - Indiana Therapist at Grow Therapy
$120/session
LMHC
28 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor in the state of Indiana. I have over 25 years in the mental health field working in multiple roles serving clients and their families both in office and in home. I am clinically trained in art therapy and wish to support clients in their mental health journey. I have experience working with multiple populations and simply wish to help others heal.

Jennifer Weir-Harden

(she/her)

Jennifer Weir-Harden, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
25 years of experience
Virtual
Human beings can alter their lives by altering their attitudes of mind. Our attitudes and beliefs may come from our childhood, our experiences and maybe what we have learned from others. After working in many areas of mental health, I have gained experience in assisting people in figuring out where thoughts and feelings may be coming from and the best methods to improve them. Everyone finds that their overall mental health improves and they create a better version of themselves. I have been married for 16 years and have three kids. I attended Ball State University for my undergraduate work and Howard University for my graduate degree. My work experience has been in community mental health centers, psychiatric hospitals, schools and private practice. We all go through difficult times during life. Anxiety, depression, grief/loss are just a few reasons why people look to therapy for support. No matter what your reasons are, I want you to know that it matters, YOU matter.

Mayme Siders

Mayme Siders, LCSW - Indiana Therapist at Grow Therapy
$105/session
LCSW
10 years of experience
Virtual
Hello! I am an LCSW based in Evansville Indiana that serves Tennessee, Indiana, and Kentucky clients through telehealth. I have been a counselor for 10 years. I attended UTK in Knoxville Tennessee. I am an Integrative, Humanistic therapist that emphasizes positive psychology in my practice. I use a client centered, strengths based, solution focused approach. My goal is always to support you in moving toward your personal goals in ways that feel comfortable & accessible to you. Whether the issue is anxiety, depression, grief, relationship difficulties, poor coping skills, or phase of life issues, my approach is based in genuine support & kind, honest feedback.

Marissa Hancock

(she/her)

Marissa Hancock, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello, My name is Marissa Hancock. I'm going to tell you a little bit about my background as I know choosing a counselor can be daunting. I am a Licensed Mental Health Counselor (LMHC). I have an undergraduate degree in psychology from Indiana University and a master's degree in counseling psychology from the University of Louisville. I have served over the years an ethnically and culturally diverse population. I work with all ages in private practice regarding many different concerns anything from: severe mental illness, complex trauma, PTSD, struggling with life changes or direction, family related distress, Parenting and developmental concerns, and couples counseling to name a few. Over the past 10 years I have worked with students (K-12) in a school setting as well, tackling again many different concerns such as: ADHD, Autism, mood disorders, family concerns, bullying, LGBTQ+, depression, anxiety, and more. I practice trauma informed care in everything I do, as my background is in trauma treatment specifically. I am comfortable working with dual-diagnosis or co-occurring disorders. I approach each and every client with dignity and respect. I am easy to talk to always with the goal to create a safe and non-judging environment. I want to meet clients where they are at presently and work at a pace that is comfortable for them towards their desired conclusion or goal(s). I know that trusting a stranger with your biggest struggles is a difficult thing to do. I firmly believe that a good relationship (therapeutic alliance) between the counselor and client is essential for a successful outcome. I work very hard to respect these truths and provide the help that is needed in a very authentic and genuine way.

Tasha Cowan

(she/her)

Tasha Cowan, LMHC - Indiana Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) in Indiana and a Licensed Professional Counselor in South Carolina. I received my Masters from Indiana University - Purdue University and have been practicing for 5 years. I have a passion in assisting teens, young adults, and adults through difficult times in their lives as well as working through self-harming behaviors to build on more positive coping skills. I also assist individuals in addressing and working through trauma, depression, and anxiety.

Ruth Dilley

(she/her)

Ruth Dilley, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi, I am a Licensed Clinical Social Worker (LCSW). I received my degree from Indiana University and currently live in Michigan on a horse farm. I have over 4 years of experience seeing clients in an office setting, or via telehealth for traditional therapy, as well as play therapy, and animal assisted therapy for in person sessions. I see teens, and adults for telehealth, to assist with developing coping skills, insight, and improved self-care to live life with greater ease, and less distress.

Danelle King

(she/her)

Danelle King, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
29 years of experience
Virtual
I am Danelle King, MSW, LCSW. With 29 years experience I am dedicated to using my natural gifts of nurturing and support to provide therapy. I emphasize the importance of honesty and offer non-judgmental input. I create a safe space for my clients to open up without fear of criticism, and I'm straightforward in my approach, offering genuine feedback and guidance that is personalized to your unique circumstance. I am prepared to address problematic behaviors, traumatic events, and specific mental health diagnoses. Outside of my work as a therapist, I am married and have a large, wonderful family with nine children, including three who joined our family through adoption from foster care. I have a deep love for animals and pets, and they bring a lot of joy and balance to my life. My personal experiences have taught me the importance of resilience, connection, and compassion, values I strive to bring into my practice every day.

Melissa Byerley

Melissa Byerley, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
14 years of experience
Virtual
Hello, I'm Melissa. Are you looking for a therapist who understands the challenges of raising a family in today's fast paced and stressful world? Do you find it difficult to feel comfortable talking to others about your real feelings because you don't want to be that vulnerable to anyone else? I help individuals struggling with life balance and stress management. I have experience providing individual therapy to clients struggling with current life stressors due to past traumas. These past traumas can hold one back from moving forward in life and finding happiness. I have experience working with diverse client populations. I have worked with children and adolescents in the Dept. of Child Services system, provided behavior support to individuals with developmental disabilities and have worked inpatient with children with dual diagnoses. I am also a single mother of two amazing children and understand on a personal level the stress of raising children, managing the house and maintaining a career. I enjoy listening to others and helping them find the strengths they did not know they had. Life can be tough at times but having someone to talk through problems with can make the difficult times easier.

Misty Parks

(she/her)

Misty Parks, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Hello!!! I am a Licensed Clinical Social Worker (LCSW) based in Indiana. I received my Masters form Indiana University in 2006 and have been practicing since then, but was involved in social work type work 5 years prior to obtaining my Masters. I am a trauma certified specialist. I have worked with all ages, from birth to older adults; including those in foster care, foster parents, adoptive parents, adoptive children, and parents involved with the Department of Child Services. I have helped all ages overcome barriers to their mental health and develop coping strategies for everyday life. I have helped families build stronger relationships, and have helped older adults, cope with life experiences.

Dr. Nate

(he/him)

Dr. Nate, LMHC - Indiana Therapist at Grow Therapy
$150/session
LMHC
16 years of experience
Virtual
Hi, I’m Dr. Nate, a licensed mental health counselor passionate about helping people reconnect with themselves, heal from past wounds, and build relationships that feel safe and meaningful. I specialize in supporting individuals and couples navigating religious trauma, sexuality, identity, and emotional disconnection. Therapy with me is a collaborative, compassionate space where your story matters and your autonomy is honored.

Randall Warner

Randall Warner, LMFT - Indiana Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am a Licensed Marriage and Family Therapist in the state of New York and Indiana. I have a Masters degree in Clinical Psychology from Antioch University-Los Angeles. Previously, I had a 30 year career in the Film & Television industry. My passions were, the Film business & Psychology. I said to myself, the day I become disinterested in the Film business, I'll go to graduate school, get my degree in psychology and become a psychotherapist. That day came and here I am. I have been practicing since 2009.

Kristine Cornett

(she/her)

Kristine Cornett, LMHC - Indiana Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
5 years of experience
Virtual
Hello, I'm Kristine, a Licensed Mental Health Counselor (LMHC). With extensive experience in addressing a wide range of issues, I am here to support you through life's challenges. Whether you're dealing with depression, anxiety, trauma, child abuse/neglect, ADHD, conduct disorder, behavioral disorders, personality disorders, or adjustment disorders, I am equipped to help you navigate these difficulties. I specialize in working with children, adolescents, adults, families, and couples, focusing on behavioral issues, family cohesion, crisis and trauma, adjustment, and parenting/co-parenting. My approach to therapy is rooted in Cognitive-Behavioral Therapy (CBT), which I find incredibly effective in helping clients understand and change their thought patterns and behaviors. However, I also incorporate mindfulness, play therapy, expressive arts, and other techniques tailored to meet your unique needs. Creating a safe, non-judgmental space is at the heart of my practice. I am committed to ensuring that you feel validated and comfortable throughout our sessions. Therapy is a collaborative journey, and I am here to walk alongside you, providing the support and tools you need to achieve your goals. If you're ready to take the first step towards healing and growth, I invite you to reach out. Let's work together to create positive change in your life.

Sherry McGowan

(she/her)

Sherry McGowan, LCSW - Indiana Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
I am a Licensed Clinical Social Worker and Licensed Clinical Addictions Counselor based in Indianapolis. I earned my MSW from Indiana University and have spent over five years helping adults navigate life’s transitions, manage mental health symptoms, and work through the stages of change with substances misuse. Through a collaborative approach, I help you identify your strengths, build adaptable coping skills, and develop personalized strategies that empower lasting change.

Dawn Ernsberger

(she/her)

Dawn Ernsberger, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
20 years of experience
Virtual
Dawn Ernsberger is a licensed clinical social worker dedicated to supporting adolescents and adults in various specialized areas, such as trauma, life transitions, relationships, parenting, forgiveness, stress management, and addressing anxiety and depression. With a master's degree from Indiana University, she brings over two decades of experience counseling hundreds of clients. Ms. Ernsberger possesses a rich background in assisting individuals recovering from emotional abuse and trauma, guiding them towards emotional well-being and completeness. Additionally, she is fluent in both English and Pennsylvania Dutch.

Becky Hunt

Becky Hunt, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
13 years of experience
Virtual
I am Becky Hunt, and I have had my LCSW for the past 7 years. I have been practicing for 13 years, 6 of those in community mental health and 7 of those in my own private practice. I feel as if becoming a therapist is a calling for me. Having grown up with significant anxiety symptoms, an OCD diagnosis, and some painful eating-disorder issues have created in me an overwhelming desire to help others navigate through this tough world. I am not unfamiliar with conflict and how uncomfortable it can be for some and have found ways to be bold and assertive despite the discomfort and pain. I have a faith that helps me gain insight and perspective on a daily basis and love helping others with some of the same principals and beliefs that strengthen me. I also like to laugh, when I can, about the absurdities of life; I believe is humor is an often overlooked coping skill.

Dani Abdullah

(she/they)

Dani Abdullah, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hey! I'm a Licensed Clinical Social Worker with 10 years of experience working in mental health in Indiana. I received my Psychology degree from Dominican University and my Social Work degree from Indiana University. I love working with kids from ages 6 and up, but I also really love helping young adults with their transitions into adulthood which is typically 18-24. No matter your age, I want to work with someone who is ready to work on themselves!

Andria Land

Andria Land, LCSW - Indiana Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
Hello, I am currently a Licensed Clinical Social Worker in Indiana. I received my master's degree from Indiana Wesleyan University in 2020. Prior to receiving my master's degree, I was a Licensed Practical Nurse in pediatrics. I have a passion for helping others and assisting them in making positive changes in their lives. I have experience in working with children and adolescents suffering from anxiety, depression, attachment issues, ADHD, ODD, trauma, and conduct disorders. I have experience in a variety of treatment methods such as CBT, DBT, solution focused, strength-based, and play therapy.

Kelli Gary

(she/her)

Kelli Gary, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
I'm Kelli Gary, MSW, LCSW. I am licensed in Indiana and obtained my degree from IUPUI in 2002. I also teach at the college level as well. I strive to set up a warm, safe environment for client and enjoy working with young adults up to older adults 18+. I specialize in anxiety and depression however I also enjoy working with individuals with vocational stress, life stress, and ADHD.

Frequently asked questions

Why filter by Indiana rather than a city like Indianapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Indiana from Fort Wayne to Evansville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Indiana.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Parenting?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in Indiana that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.