Therapists that accept Cash Pay in Indiana

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 232 verified therapists in Indiana who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Indianapolis

Availability updated: 7/13/2025

Suzette Gray

(she/her)

Suzette Gray, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
13 years of experience
Virtual
Hello, I'm Suzette, a Licensed Clinical Social Worker. I specialize in supporting individuals through challenges such as sports performance, depression, anxiety, women’s issues, life transitions, and stress management. Together, we’ll create a safe, supportive space to explore your unique experiences and work toward your personal goals. My approach is tailored to your needs, helping you overcome obstacles and unlock your potential for a more balanced, fulfilling life.

Douglas Dixon

Douglas Dixon, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
I'm Douglas A. Dixon, MA, LMHC, a licensed mental health counselor and retired veteran with a passion for helping others find healing, clarity, and resilience. I bring a unique blend of professional training and lived experience to my work, offering a compassionate and grounded approach to therapy. My background in the military has shaped my understanding of high-stress environments, trauma, and the need for emotional strength, making me especially attuned to the needs of veterans, first responders, and trauma survivors. At Maple Grove Mental Health, LLC, I provide therapy for individuals facing a wide range of mental health concerns, including anxiety, depression, PTSD, personality disorders, and life transitions. I specialize in working with clients who feel overwhelmed, stuck, or burdened by the weight of past experiences or persistent negative thoughts. My therapeutic style is warm, respectful, and collaborative. I believe that healing is possible for everyone, and I tailor each session to meet your unique needs and goals. Whether you're struggling with racing thoughts, emotional numbness, low self-esteem, or difficulty in relationships, my goal is to help you gain insight, learn new tools, and build a life that feels more manageable and meaningful. I combine evidence-based practices like cognitive-behavioral therapy (CBT), mindfulness, and trauma-informed care to support lasting change. Therapy isn’t about “fixing” you—it’s about reconnecting you to your strengths, values, and inner resilience. Together, we’ll work toward greater emotional balance, clarity, and peace of mind. If you're ready to take the next step, I’m here to walk with you through the process. You're not alone—and you don't have to carry it all by yourself.

Jim Rogers

(he/him)

Jim Rogers, LMHC - Indiana Therapist at Grow Therapy
$125/session
LMHC
7 years of experience
Virtual
As a Licensed Mental Health Counselor with over seven years of professional experience, you can think of me as someone who’s trained to navigate life's twists and turns with you, minus the overly clinical jargon. I hold a Master’s degree in Clinical Mental Health Counseling and Marriage & Family Therapy from John Brown University, specializing in areas like anxiety, depression, trauma, PTSD, grief, and relationship concerns. My practice is entirely virtual, meaning you can relax in your favorite comfy spot during our sessions (coffee and fuzzy slippers optional, but encouraged!).

Steve Kawiecki

(he/him)

Steve Kawiecki, LMFT - Indiana Therapist at Grow Therapy
$100/session
LMFT
8 years of experience
Virtual
Hi, I’m Steve Kawiecki, MA, LMFT ( A Licensed Marriage and Family Therapist) with a passion and desire to help individuals, couples and families thrive in their relationships and in pursuit of their life goals. I have experience as a therapist in working with faith communities, a women's shelter, a men's shelter, Home Based Therapy, Hospital Based Medical Family Therapy, as well as working in Private Practice. Through my work as a therapist, I have worked with clients who have wanted help with anxiety disorders, mood disorders, depression, ADHD, relationship conflict and boundaries, family issues, parenting challenges, as well as working with clients on discovering their values and exploring issues of meaning and purpose. I love my work and would love to see if we would be a good fit together.

Ciera Brown

(she/her)

Ciera Brown, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
4 years of experience
Virtual
Hi, I'm Ciera! I'm a Licensed Clinical Social Worker (LCSW) with a Master's from Indiana University. I've been practicing therapy since 2021, and began working in the mental health field in 2017. I’ve had the privilege of working with children pre-teens, teens, adults, and families. My goal is to provide a safe, compassionate space where you can explore, heal, and grow.

Eileen Svarczkopf

Eileen Svarczkopf, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Anxiety and depression can look different for everyone since we all have unique experiences. I'm here to listen to your unique story and help identify coping skills that are specific to your needs. I'm passionate about supporting individuals who feel sad or anxious due to low self-esteem, difficult transitions, loss/grief and trauma. Together, we can work on strategies to help you manage these difficult emotions. As a Licensed Clinical Social Worker, I specialize in treating adults with symptoms of depression and anxiety. Overwhelming sorrow and fear can negatively impact physical health, mood, and emotional wellbeing. I enjoy providing techniques to help manage worry and self-destructive thoughts. I focus on a person-centered approach building upon your strengths. I will provide a safe, non-judgmental and empowering atmosphere. I look forward to a collaborate relationship working towards your goals.

Denise Wells

(she/her)

Denise Wells, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
11 years of experience
Virtual
My name is Denise and I am a Licensed Clinical Social Worker. I began my adult life as a high school drop-out. After earning my GED, I went on to earn an Associates in Early Childhood Education and an Associates in Human Services. I then went to get my Bachelor of Science in Human Services and then my Master's in Social Work. I am where I am at, because I had someone believe in me more than I believed in myself. I never forget where I came from and how important it is to believe in others.

Gary McRae

(he/him)

Gary McRae, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Gary A. McRae, LCSW as a Licensed Clinical Social Worker, I bring 8 years of experience in working as a therapist with a variety of clients including adolescents, young adults, couples, middle aged adults and seniors. I bring a client-centered, evidence-based approach that is enhanced by up-to-date trainings to empower clients to better mental health. My social work career also includes 12 years working in a Residential Treatment Center for children where I had varying roles and experiences including as a Youth Care Worker, Family Service Coordinator, and Director of a Foster Care Program and of course providing therapy services for residents and also community-based clients. My years of working in the social field, along with my extensive life experience has prepared me to come along side of clients who might be going through some of the obstacles and challenges that life can bring that often result in issues from anxiety, depression, and trauma, relationship issues and identity exploration. My passion is to empower people to live their best lives.

Ross Manning

Ross Manning, LCSW - Indiana Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
Hi! My name is Ross Manning and I am a seasoned licensed therapist and addictions counselor. I have been providing therapy throughout South-Central Indiana for the past 20 years. I enjoy working with a wide range of individuals, couples, families and groups. My primary areas of training and expertise are addictions, anger management, and co-occurring disorders including anxiety and depression. As a general practitioner, I also enjoy working with people on life adjustment and changes, coming of age and aging issues, men's issues, and grief and loss.

Chris Denzler

Chris Denzler, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
I am a down to earth person that realizes that starting counseling can be seem challenging. I understand that we are getting to know each other. Take your time. I am happy to work at your speed. Feel free to contact me and we will move forward with setting up services. I am happy help in any way I can. With therapy experience since 2013, working with individuals, such as children, men, and women, couples, and families; focusing on trauma victims, individuals struggling with anxiety, depression, addiction, parenting, and relationship issues. Much of my experience is working with families involved with the Department of Child Services and juvenile probation. I am a certified Trauma-Focused Cognitive Behavioral therapist. In my experience, I have specialized in trauma, addiction, and relationship issues.

Veronica Vaughn

(she/her)

Veronica Vaughn, LCSW - Indiana Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
I am a Licensed Clinical Social Worker located in Indiana. I obtained my master’s degree from Indiana Wesleyan University, and I have over 10 years of experience in the social services and mental health fields. I believe in the quiet strength we all carry—especially when life has pushed us to the edge. I’ve spent years walking beside individuals as they navigate anxiety, trauma, life transitions, stress, and moments that feel like too much. I create a space where people feel safe enough to bend, process, release—and strong enough to bounce back and rise. You won’t find judgment here. Just presence, compassion, and a steady guide through the work of healing. Whether you feel overwhelmed, stuck, or uncertain, I meet you where you are—and we walk forward, one step at a time.

Brandy Miller

Brandy Miller, LMHC - Indiana Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
When life becomes challenging, when self-care is slipping away, or when stress and struggles seem overwhelming or paralyzing, I want you to know that you are not alone. You are stronger than you realize. You can discover (or rediscover) your “authentic self” even when it seems impossible or unsurmountable. I am here to help. Together, we can assess what your authentic needs and how to achieve them in mind, body, emotions, spirit and action. I’m here to guide, educate, and empower you. My treatment approach is one of curiosity and compassion so that during our sessions, you are free to slow down and safely practice mindfulness and self-care. Together, we will decide which types of interventions work best for you: talk therapy, faith-based, practical problem-solving, trauma-informed care, or creative techniques like art or narrative approaches. We will explore your inner thought-life through mindfulness and cognitive work. We will identify skills, strengths, and supports that can grow through patient practice between sessions. With evidence-based techniques, we will find and navigate paths so you can reclaim joy and walk in peace. I am privileged to walk alongside you during your journey. Peace and hope are possible and sustainable. You deserve to take care of yourself. You will be stronger on the other side.

Sean Abraham

Sean Abraham, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Do you feel that having a helping hand or simply an ear to listen may make things better? Have you noticed yourself withdrawing from others or experiencing more and more stress? Do you find yourself hoping that things will improve, but week to week things still aren't changing? I want to help. I collaborate with my clients to develop goals and plans to meet those goals by working to understand what motivates you and pushes you to grow and change. I have a focus on Cognitive Behavioral Therapy, Motivational Interviewing, Dialectical Behavior Therapy, and Mindfulness Based Stress Reduction. I enjoy getting to know the real you, and understanding more about what motivates and encourages you. I think it's important to follow and practice one's passions, and I always like to help encourage people to do what makes them truly happy. When we meet, we will talk about where you are at, where you want to be, and how we can work together to get you there. You deserve mental and emotional wellness just as much as anyone else - so if that sounds like what you need, please reach out to see if I am a good fit for you!

Jessica Drury

Jessica Drury, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Hey there, My name is Jessica Drury, and I am a Licensed Mental Health Counselor. I would be honored to support you on your journey towards health, healing, and freedom. My approach is down-to-earth and free from judgment, focusing on uncovering and enhancing your strengths. I am passionate about helping individuals build confidence and self-esteem. Often, we carry deeply ingrained beliefs about ourselves that are inaccurate and need to be challenged. Through Cognitive Behavioral Therapy, I help deconstruct these unhealthy beliefs and restructure them into positive, empowering thoughts. If you are searching for your life purpose, grappling your sense of self, or facing career-related challenges, I can assist you in finding solutions to reduce stress and anxiety. I am here to help you discover your strengths and approach your weaknesses with curiosity and hope. For those experiencing communication or relationship issues, whether with a spouse or others, I offer strategies to help you find common ground and adjust your expectations. Together, we can navigate these challenges and find ways to cope with any divides. I have extensive knowledge in addressing binge eating and the mental struggles associated with it. I utilize Mindful Eating and Intuitive Eating practices to support you in overcoming these challenges. No matter what you are facing, I am dedicated to being in your corner, helping you become a happier, more fulfilled version of yourself. Life can be lived with depth, intention, and joy, and I am here to help you discover these qualities, regardless of how steep or rocky the path may be. I invite you to visit my link and schedule a time that works for you. I look forward to meeting you. Take care!

Soneela Choudhry

(she/her)

Soneela Choudhry, LMHC - Indiana Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Hi, I'm Soneela! I am a mental health therapist who specializes in working with teens and adults navigating anxiety, life transitions, relationship issues, and stressors. My goal is to create a warm and culturally sensitive space where you feel truly heard. Life can throw curveballs at us but together, we’ll uncover patterns, build self-awareness, and help you move forward with clarity and confidence.

Dianne Cosey

(she/her)

Dianne Cosey, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
I am a licensed clinical social worker with over 20 years of experience in mental health and social services. I am a wife, mother of three, daughter and sister who enjoys crafting, gardening, and spending time at the beach. I bring curiosity, compassion, and just the right dose of humor to help you feel comfortable being your full, authentic self. My goal is to help you understand your inner world, quiet the inner critic, and build real-life strategies for navigating the chaos. I believe therapy should feel like a safe space where you can exhale, reflect, and build skills to better navigate your day-to-day life. Whether you're juggling work, school, parenting, relationships, or just trying to hold it together—I’m here to help.

JoAnn Treece

(she/her)

JoAnn Treece, LMHC - Indiana Therapist at Grow Therapy
$95/session
LMHC
26 years of experience
Virtual
Hello! I’m a licensed mental health counselor in Indiana with over 25 years of experience. I earned my Master's degree from Purdue University. My current focus is on helping adults who are seeking support to manage their mental health symptoms and enhance their overall quality of life. If you’re looking for guidance, I’m here to assist you on your journey. I offer teletherapy appointments with evening and weekend hours available.

Sierra Lenczycki

(she/her)

Sierra Lenczycki, LCSW - Indiana Therapist at Grow Therapy
$80/session
LCSW
2 years of experience
Virtual
Hello and welcome! I am Sierra Coulahan and I am an LCSW based in Indiana. I graduated with my masters degree from Indiana University in 2019. I have been working as a therapist and counselor since 2019. I enjoy working with young adults and adults who are struggling with burn out, life transitions, relationship difficulties, stress, anxiety, depression, and any other issues. I love to work with and empower clients to help them identify and utilize their unique strengths to enhance wellness and relationships.

Leo Bowman

(he/they)

Leo Bowman, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hi I'm Leo I'm a non binary transgender man. I have my master’s degree in social work from the University of Louisville and I'm a Licensed Clinical Social worker in Indiana and Kentucky. My professional background has been working with the University of Louisville as a therapist at the Trager Institute Optimal Aging Clinic. While working at University of Louisville Trager Institute, I gained experience in treatment areas such as conversion disorders/PNES, PTSD/Trauma, anxiety, depression, grief, transgender issues, gender dysphoria and LGBTQ+ issues.

Dr. Sharen M. Pierre Waters

Dr. Sharen M. Pierre Waters, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
20 years of experience
Virtual
Hello, I'm Dr. Sharen Waters, LCSW. I'm a Mental Health & EMDR Therapist, having achieved a PhD at the University of Illinois at Urbana-Champaign and a Master of Social Work at Andrews University in Michigan. I’ve served clients in South Central Indiana for 20+ years, providing mental health and hospice care. The joy of my work as a therapist is to walk gently beside my clients toward wellness and growth: (1) to inspire hope that change is possible, (2) to guide clients to the truth that we are worth the effort to rise, and (3) to share education - or light - to enable change to happen. My effectiveness is widely respected, as is my warmth and compassion.

Angela Miller

(she/her)

Angela Miller, LCSW - Indiana Therapist at Grow Therapy
$125/session
LCSW
14 years of experience
Virtual
I’m Angela Miller, a Licensed Clinical Social Worker with over 14 years of experience helping Millennials navigate life’s emotional challenges. I specialize in using Cognitive Behavioral Therapy and mindfulness to support clients dealing with anxiety, depression, and self-esteem issues. I’m passionate about creating a warm, judgment-free space where you can feel heard and empowered to make positive changes in your life.

Tyler J. Ellison

Tyler J. Ellison, LMHC - Indiana Therapist at Grow Therapy
$85/session
LMHC
4 years of experience
Virtual
My name is Tyler J. Ellison, a Mindfulness Based Cognitive Therapist. I utilize solution focused, client driven methods to support clients to recognize facets of their ideal personal wellness and mindfulness based strategies to actualize these ideas. I utilize motivational interviewing, acceptance and commitment, trust based relational interventions, person centered, humanistic, existential, family centered treatment. I have been working with clients for 7 years with 3 years as a professional Clinician.

Joe Shepherd

(he/him)

Joe Shepherd, LCSW - Indiana Therapist at Grow Therapy
$90/session
LCSW
2 years of experience
Virtual
Hi, I'm Joe and I'm glad you're here! I help people navigate trauma, anxiety, and the messy emotional layers that often don't have easy answers. My style blends neuroscience with down-to-earth strategies—like vagal toning, grounding practices, and reframing sticky thought patterns—so clients can feel more regulated and connected to themselves. Therapy with me is part science, part soul. We’ll tune into how your nervous system responds, get curious about the beliefs that keep you stuck, and build tools that make emotional resilience feel real and doable. Whether it’s exploring attachment wounds or learning how to find calm in chaos, I tailor everything to your unique rhythm.

Kimberly Winkel

(she/her)

Kimberly Winkel, LCSW - Indiana Therapist at Grow Therapy
$100/session
LCSW
40 years of experience
Virtual
Hello and welcome! I understand that life can be tough at times. I am dedicated to helping people, like you, navigate through difficult periods. We all reach a point where we need support and guidance. I am committed to supporting you on your path to healing. Together, we will create personalized goals that cater to your individual needs and preferences. Through this process, you will gain a deeper understanding of yourself and develop tools to maintain a healthy work/life balance in the future.

Felicia Madlock

Felicia Madlock, LCSW - Indiana Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) with 20 years of dedicated experience in the field of mental health, practicing across Illinois, Indiana, and Iowa. I hold a Master’s degree from Loyola University, where I gained a strong foundation in clinical practice and therapeutic techniques. Throughout my career, I have specialized in empowering individuals, from young adults to seniors, to overcome depression, anxiety, and effectively navigate life’s transitions. I am passionate about helping my clients build resilience and confidence, enabling them to lead fulfilling and meaningful lives. My approach is rooted in empathy, compassion, and a deep commitment to providing personalized care that meets each client's unique needs and goals.

Frequently asked questions

Why filter by Indiana rather than a city like Indianapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Indiana from Fort Wayne to Evansville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Indiana.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Depression?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Depression, is filtering therapists in Indiana that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.