Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 760 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Los AngelesSan DiegoSacramentoOaklandSan Francisco

Availability updated: 8/12/2026

Often rebooked

$125/session

Empowering
Authentic
Warm

Specialties

Women's Issues
Anxiety
Life Transitions
+8
Welcome! ¡Bienvenido! My name is Silvia and I am a Licensed Clinical Social Worker (LCSW) in the State of California. My mission is to create a positive, supportive space where you feel truly empowered. Therapy should feel like a meaningful conversation—one that helps you breathe a little easier and feel a little lighter each time we meet. I strive to offer an environment where you feel heard, supported, guided, and safe. Through a humanistic approach, I focus on making our time together feel valuable, collaborative, and deeply meaningful.
VirtualAvailable
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$160/session

Intelligent
Warm
Authentic

Specialties

Women's Issues
ADHD
Coping Skills
+10
Awarded Best Therapist of El Cerrito 2025 and Best Of Richmond for Mental Health Practitioner in 2024! Are you searching for a therapist with warmth, compassion, and proven experience to help you with the challenges you’re facing in life? Are you looking for actual tools to manage thoughts and emotions? Hi, I am Serina Harris. I am a Licensed Marriage and Family Therapist with over 18 years of experience proudly serving adults in the San Francisco Bay Area. As an Integrative Therapist I provide you with a culturally sensitive and non-judgmental space that invites you to embrace change, challenge unhelpful patterns and be more of who YOU are. Whether it's navigating the complexities of depression and anxiety, managing various symptoms of ADHD, perimenopause, or fostering healthy family relationships and communication, I am here to help. Feeling overwhelmed by the constant stress of just getting through the day? Is all the negativity and stress on your mind holding you back from living the life you really want? You are not alone. This may be one of the most important decisions you ever make. Taking this first step towards therapy shows how brave and resilient you are. Yes, YOU! I am here to help you, support you, and walk beside you on your journey to yourself. *Availability & Schedule: My office hours are M-F 9am-5pm. I am not available on weekends. I see clients weekly or every other week depending on clinical need and treatment plan.
VirtualAvailable
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$175/session

Empowering
Solution oriented
Warm

Specialties

Women's Issues
Anxiety
Depression
+8
Hi, I am a Licensed Clinical Social Worker (LCSW) based in California. I received my master's from California State Dominquez Hills and have been practicing for 15 years. I help adults and adolescents who are experiencing life challenges become more productive in their personal lives and in their community. My specialties are in the areas of relationship challenges and clinical issues such as anxiety, depression, mood, anger, impulsivity, and self-esteem. Moreover, I have experience with families dealing with child abuse, family custody challenges, substance abuse counseling (men/women), psychotherapy (men/women/adolescents), and group services. My clinical training and therapeutic skills have helped individuals navigate life's experiences through their ups and downs. I am confident in utilizing Cognitive Behavioral Therapy (CBT) and Coping Skills Development with a client-centered and solution-focused approach. I focus closely on what I can offer to help, taking one step at a time, keeping the communication active, and empowering individuals to concentrate on self-care. Most of all, to build individuals' motivation to enhance their everyday living.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Humorous
Empowering

Specialties

Women's Issues
Anxiety
Child or Adolescent
Hey, I'm Olivia! Are you ready to laugh, cry and create a connection with someone who is not going to give you cookie-cutter responses? Then keep reading. I am passionate about creating a safe space for my clients to throw it all out on the table, be met with compassion and validation and begin to piece together what they want to keep and what they want to toss. Many times in our lives, we put on certain identities and expectations that may not be ours but we keep them on out of comfort, fear, habit, you name it. I am here to help you sift through the pieces of you that you know but also become curious about the parts of yourself that you do not know. During that process, you can begin to find power in your choices and practice the art of being able to decide for yourself who it is you want to be. The stories you have come to believe about yourself are worth exploring and together, we can build a relationship where I will challenge those beliefs with you and assist you in building confidence to shift into your most authentic and understood self.
VirtualAvailable
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$160/session

Authentic
Warm
Empowering

Specialties

Women's Issues
Child or Adolescent
Anxiety
+6
Hi, I'm Rebecca, a Licensed Clinical Social Worker in California. With over 20 years of experience, I’ve been working with children since 2001, both in educational settings and in clinical roles. Since 2009, I’ve also been supporting adults and families, helping them navigate challenges and improve their well-being. My goal is to provide compassionate, evidence-based care to help individuals and families thrive. I am a firm believer in the power of relationships as I believe they are incredibly healing. That being said, I come from an attachment and relationship-based perspective in which I value authenticity, compassion, and creating a safe space or container for you to come as you are.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

Women's Issues
Anxiety
Depression
+6
I have been in practice for 30+ years and as a clinically trained social worker. I have served in several interesting capacities. My goal as a therapist is to be a part of the therapeutic process in guiding you forward to find the fulfilling life you deserve. I provide a nurturing and safe space for us to work as a team to identify your therapy goals and it's my priority to meet you where you are at in your journey. I will approach your challenges with support and openness to assist with the process of developing healthy, and useful coping strategies that work for you.
VirtualAvailable
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$295/session

Authentic
Warm
Intelligent

Specialties

Women's Issues
Anxiety
Depression
+6
I’m Dr. Claudia Nuñez a licensed clinical psychologist with over a decade of experience supporting adults through anxiety, depression, trauma, grief, and major life transitions. I believe therapy is not about reliving pain for its own sake. It is about understanding what your suffering has been signaling and bringing that understanding into the present so you can live with more clarity, self-compassion, and choice. Many of the people I work with feel caught in anxiety and overthinking, people pleasing, guilt, burnout, or a deep sense that something needs to change but they cannot quite name what. Others are moving through grief or life transitions that have shaken their identity, relationships, or sense of direction. Some are navigating a spiritual calling or values shift, and feeling both pulled toward meaning and exhausted by the weight of it all. My approach is integrative, trauma-informed, culturally responsive, and grounded in Internal Family Systems and liberation psychology. Rather than viewing symptoms or recurring patterns as personal flaws, we explore them with curiosity and consider how they may have been shaped by your history, relationships, culture, environment, and ways of adapting. Together, we identify what is no longer serving you, clarify what you need now, and develop responses that feel more intentional, sustainable, and aligned with your values. Alongside talk therapy, I may incorporate mindfulness, somatic awareness, narrative exploration, and evidence-informed cognitive and behavioral strategies. Grounding and breath practices are offered collaboratively and adapted to your comfort—not to bypass pain or minimize the realities around you, but to help you remain present and build greater capacity for choice. My style is warm, honest, and collaborative. We move at a pace that respects your boundaries while supporting meaningful reflection and change.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Depression
+10
Hello! My name is Molly and I've been a licensed Marriage & Family Therapist since 2012 and studying in the field since 2006. A little about myself, I'm originally from MN, I've resided in Southern CA for several decades now. I have a few mixed fur-babies and enjoy taking them on walks and to the park. I stay busy parenting a 15 year old teen, reading, taking hikes, and I've recently been able to start traveling again with my kiddo reaching an age of wanting more friend time and less "mom time." I also enjoy live music and going to the beach.
VirtualAvailable
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$200/session

Authentic
Empowering
Solution oriented

Specialties

Women's Issues
Anxiety
Couples Counseling
+10
I work with individuals and couples struggling with issues including addiction, codependency, parenting, body image issues, self-worth issues, anxiety and depression, among others. My work is routed in a depth-psychological approach that focuses on the subconscious, and how issues that we are unaware of are sabotaging our lives. I am outgoing, warm and friendly, and working with me is like having a close friend in your corner, holding you accountable and helping you understand yourself as deeply as possible. In my previous career, I was an actor, and love working with artists of all types. I understand Hollywood and show business and the difficulties that come with creating a career out of an artistic passion. I am a mother and love working with parents who are struggling with the very real difficulties that come with the hardest job in the world. In my work with couples, I help both parties understand what it is that they truly want as individuals, and how to achieve it as a team. I am passionate about my job as a helper and a healer, and hope to be able to help guide you into becoming the best version of yourself.
VirtualAvailable
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$200/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Family Conflict
+3
Hello, my name is Jeri. Do you feel like you have always been the responsible one who gets things done but lately are starting to feel resentful or just plain exhausted? Are you dealing with emotionally immature family members/co-workers/friends? Do you find it difficult to put yourself first? I help high-functioning individuals manage their relationships, emotions, and stress in their lives. We will work together to understand the root of your struggles, help you explore your options and become a better communicator so you can meet your own needs. You just need to show up for your appointments, be interested in your growth and do any homework assignments that are assigned to you (they are easy, don't worry).
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Depression
+6
I am a Licensed Professional Clinical Counselor (LPCC) and have been practicing since 2020. I earned my Master of Arts in Clinical and School Counseling from Loyola Marymount University, Los Angeles, in May 2020. I incorporate a range of therapeutic approaches, including Cognitive Behavioral Therapy (CBT), Emotionally Focused Therapy (EFT), Acceptance and Commitment Therapy (ACT), Motivational Interviewing (MI), and trauma-informed care. I tailor my approach to each client’s unique needs, helping them build resilience, improve relationships, and create meaningful change. In my free time, I enjoy hiking, traveling, reading, painting, journaling, and spending time with family and friends.
VirtualAvailable
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$200/session

Authentic
Empowering
Intelligent

Specialties

Women's Issues
Anxiety
Depression
+10
Hi! I'm a Licensed Marriage and Family Therapist (LMFT) and Registered Art Therapist based in California. I also have certification in substance use disorders. I practice from a trauma-informed, strengths-based perspective, utilizing integrative techniques which include CBT, mindfulness practices, somatic approaches, psychodynamic, internal family systems and art therapy. I tailor treatment to best suit your needs. I understand how hard it can be to make the decision to work through difficulties. My goal is to help clients develop insight into their thinking and behavioral patterns by exploring the root causes of their anxiety, depression, or trauma and identify the underlying issues contributing to their distress. This process of self-discovery can be challenging, but it is also incredibly empowering.
VirtualAvailable
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$120/session

Direct
Warm

Specialties

Women's Issues
Anxiety
Domestic Violence
+7
If you feel stuck in a cycle of overthinking, self-doubt, or pressure to hold everything together, you are not alone. Many of my clients come to me feeling overwhelmed by their own thoughts, and together, we work on creating a clearer path forward. I believe therapy should be a space where you feel truly seen and supported while also gaining the skills to create lasting change. Outside of the office, you can usually find me working on a home reno project or cooking up a new recipe. As an LMFT, I specialize in working with individuals to navigate anxiety, burnout, or life transitions. My approach is collaborative and open-minded. Using Cognitive Behavioral Therapy (CBT), I help you identify and reshape unhelpful thought patterns that keep you stuck, providing you with practical, evidence-based tools to feel more in control of your daily life.
Available
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$140/session

Warm
Intelligent
Solution oriented

Specialties

Women's Issues
Anxiety
Parenting
+9
Have you been struggling with anxiety and/or lack of direction? Are you critical of yourself and feeling negative and sad? Do you have issues in your past you feel are impacting your present? Are you challenged by a life transition? Change is hard and not always smooth. Sometimes we get in our own way toward the life we want to live. I can help gain perspective and look at whether your thoughts and behaviors are helping you along your path or hindering your way. We can look at how patterns, thoughts and behaviors that might have been adaptive from a less than perfect past might be getting in your way now. I utilize a Cognitive Behavioral approach to look at thoughts and behaviors and what would serve you best. Incorporating positive psychology, support and compassion you will have assistance on life’s sometimes/occasionally meandering path.
VirtualAvailable
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Often rebooked

$120/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Depression
Self Esteem
+2
I am a Licensed Marriage and Family Therapist (LMFT) in Fontana, CA. I graduated with a Master of Arts in Clinical Psychology with an emphasis on Marriage and Family Therapy from Pepperdine University in Malibu in 2020. I work with various age groups to help them find healing, manage their symptoms, and achieve their treatment goals- and I am so honored to be part of that process with my clients.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Open-minded

Specialties

Women's Issues
Anxiety
Peer Relationships
+10
I’m a trauma-informed therapist who helps adults heal from anxiety, trauma, burnout, and painful relationship patterns using EMDR therapy and a mind-body approach. Many of my clients come to me feeling stuck in cycles of self-doubt, overwhelm, or disconnection, appearing “fine” on the outside while feeling anything but on the inside. My goal is to create a safe, grounding space where you can explore what’s beneath the surface, release what’s been weighing you down, and reconnect with the most authentic version of yourself. Eye Movement Desensitization and Reprocessing (EMDR) is at the heart of my work. It’s an evidence-based therapy that helps the brain reprocess distressing memories so they no longer carry the same emotional intensity. Through gentle bilateral stimulation (such as eye movements or tapping), the mind can integrate painful experiences in a more adaptive way. Clients often describe EMDR as life-changing- it allows healing to occur on a deeper, neurological level, often when talk therapy alone hasn’t been enough. My style is collaborative, intuitive, and compassionate. I’ll meet you exactly where you are, while gently challenging patterns that no longer serve you. Together, we’ll help you feel safe in your body, clear in your mind, and at peace within yourself.
VirtualAvailable
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$220/session

Authentic
Empowering
Humorous

Specialties

Women's Issues
Anxiety
Grief
+4
Hi, I’m Zoë. At the core of my work is a simple belief: authentic human connection is one of the most powerful forces for change. My job is to create a safe, honest space where that connection can happen — and where you feel free to show up as yourself. I’ve been a Licensed Marriage and Family Therapist since 2016 and hold a PhD in Humanistic Psychology from Saybrook University. My research explored body comparison and how our earliest experiences of comparing ourselves to others shape our sense of self — work that continues to inform how I help clients build a stronger sense of self-worth and a healthier relationship with their bodies. If you’re working through body image concerns, anxiety, grief, or relational struggles, I’d love to help you get closer to your most authentic self.
VirtualAvailable
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$165/session

Authentic
Empowering
Warm

Specialties

Women's Issues
Anxiety
Self Esteem
+4
I specialize in working with young adults and adults navigating anxiety, self-esteem challenges, and relationship difficulties. Many of the clients I work with are thoughtful, insightful, and highly self-aware, yet still find themselves struggling with persistent anxiety, self-doubt, or relationship patterns that leave them feeling stuck. Common themes include people-pleasing, perfectionism, codependency, difficulty setting boundaries, and challenges rooted in family or relational dynamics. My approach is warm, collaborative, and nonjudgmental. I draw from CBT, mindfulness, trauma-informed care, and relational approaches, tailoring treatment to each client’s individual needs and goals. I deeply believe therapy can be the bridge to deeper self-understanding, healthier relationships, and meaningful lasting change. I am here to create a safe, supportive space for you to find growth and healing. I will meet you where you are at, remain open and curious about your experiences, and partner with you to identify and work towards your goals. I believe in the healing power of showing up authentically, creating a trusting relationship with you, and even sharing some laughs along the way.
VirtualAvailable
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Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Parenting
+11
Hello, I'm Melanie. Do you feel like your life is out of control due to your circumstances, your anxiety, or other factors? We can work together to determine what's not working and how to make life run more smoothly for you so that you feel more at peace. I have 17 years of experience as a therapist in varied settings as well as lots of life experience with loss, mental health issues and parenting. I promise to provide you with a safe space to express yourself as well as plenty of evidence-based techniques. I hope we get the opportunity to work together to help you start to feel more in control of your life and your current situation.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Addiction
Anxiety
+8
Hi! I am a licensed Marriage and Family Therapist in the state of California with over 22 years of joy and experience working with clients in their difficult times. I like to treat the person as a whole and not just symptoms and negative behaviors as it is easy to skip over the positives that makes the person wonderful and unique. My role in working with you is to reconnect you to your inner self and uncover what truly matters to you at your pace with your priorities always in mind.
VirtualAvailable
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$280/session

Authentic
Warm
Empowering

Specialties

Women's Issues
Addiction
Anxiety
+7
Welcome, I am a PsyD, Licensed Marriage and Family Therapist focusing on clients with depression, anxiety, self-esteem, parenting, divorce, trauma, substance abuse, and Survivors of childhood sexual abuse. I work with individuals, adults, and young adults. I have extensive experience working in non-profit organizations with culturally diverse populations, working with individuals, adolescents, and young adults from a natural, strength-based, and client-centered approach. My clinical experiences include West Valley Counseling in Tarzana, CA practicing depth psychology, active imagination, mindfulness, and psychodynamic therapy. I spent 3 years at For the Future and Guiding Our Youth, a short-term residential treatment program working with at-risk adolescents ages 13-17 who have experienced loss, neglect, abuse, subsequent substance abuse, PTSD, and trauma. Before becoming a therapist, I worked for over 20 years as an actor in the entertainment industry and can personally understand what contributes to depression, anxiety, and a compromised sense of self. Goals ● Increase Self-Esteem and Self-Acceptance ● Strengthen Coping and Interpersonal Skills ● Stress and Self-Care Management ● Provide a safe and trusting therapeutic relationship Trauma informed care
VirtualAvailable
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New to Grow

$120/session

Specialties

Women's Issues
Anxiety
Depression
+6
Hello, my name is Kathy and I am a LCSW. I enjoy meeting people from all walks of life and learning about them. I am an integrated counselor and use different modalities to create an individualized approach to my work. I have been working as a counselor for about 4 years and I am privileged to do this type of work.
Available
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New to Grow

$175/session

Specialties

Women's Issues
Anxiety
Family Conflict
+6
If you are looking for an interactive, honest, and approachable therapist, welcome. I bring humor and real-world warmth to our sessions, and I love working with clients who are ready to engage and do the work to improve their lives. Together, we'll build a non-judgmental, collaborative dialogue focused on helping you heal, work on goals and grow at your own pace. We will set clear goals together, but we will also adapt as your needs shift. I am here to partner with you, talk with you and find read solutions.
Available
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$180/session

Intelligent
Solution oriented
Authentic

Specialties

Women's Issues
ADHD
Anxiety
+10
Hi, I’m Jenae Heitkamp, LMFT, with 20+ years of experience. I work with anxiety, neurodivergence/ADHD/autism, burnout, depression, relationship challenges, and life transitions. I work with people who have been holding everything together for a long time but feel tired, overwhelmed, or stuck. People who are insightful and self-aware, but they’ve been managing stress, anxiety, or emotional overload. My approach is warm, direct, and practical. I focus on identifying patterns, building effective coping tools, and supporting meaningful, lasting change. I have additional certifications in ADHD treatment (ADHD-CCSP), trauma-informed care, and Myers-Briggs assessment. I tailor therapy to each client’s strengths, personality, patterns, and goals.
VirtualAvailable
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$195/session

Authentic
Warm
Intelligent

Specialties

Women's Issues
Anxiety
Trauma and PTSD
+1
As a therapist, my primary commitment is to create a safe and supportive space where you can explore your thoughts, feelings, and experiences without fear of judgment. Building trust is fundamental to the therapeutic process, and I approach each client with empathy, compassion, and genuine respect for their unique journey. I recognize that seeking therapy can be a courageous and vulnerable step and I am dedicated to creating a therapeutic alliance grounded in mutual respect, honesty, and confidentiality. Your well-being is my utmost priority, and I am here to support you.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.