Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 111 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/17/2026

Often rebooked

$180/session

Solution oriented
Authentic
Empowering

Specialties

Self-Harming
Addiction
Family Conflict
+10
As a provider, my greatest strengths lie in my deep empathy, active listening, and a commitment to mindful curiosity. I believe you are the expert on your own life, and I strive to create a safe, supportive space where your unique story can be truly heard and valued. Rather than simply diagnosing a problem, I listen for the 'hidden' stories of your strengths and values that often get overshadowed. My approach to active listening is about more than just understanding; it’s about standing alongside you to deconstruct the challenges you face and uncover the skills you already possess. Together, we will collaborate to rewrite the narratives that no longer serve you, fostering a therapeutic relationship built on trust, respect, and the reclamation of your personal agency.
VirtualAvailable

$200/session

Authentic
Warm
Empowering

Specialties

Self-Harming
Anxiety
Self Esteem
+10
Welcome! I'm Silvie Wilson. I'd like to acknowledge the strength it requires to take that first step of reaching out for help with your mental health from a therapist. I know it's not easy to begin the journey to better self understanding, compassion, and mastery. My aim is to create a safe environment in which we can explore your own personal history, themes, and challenges, in order to find resources and solutions to the obstacles that hold you back from being exactly the person you've always wanted to be. I will pay attention to who you are as an individual, reflect back your strengths, and help you to tie together the seemingly disparate aspects of your life so that you realize how much sense you make, have compassion for all phases of your development, and leave behind what no longer serves you to find the life you've always wanted. Together we can build up your sense of self, your resilience, and your ability to find peace of mind.
VirtualAvailable

$200/session

Warm
Authentic
Empowering

Specialties

Self-Harming
Anxiety
Obsessive-Compulsive (OCD)
+9
Hello, I am a Licensed Clinical Social Worker based in California and I have been offering Psychotherapy to individuals, couples, and groups for the past 6 years. My own journey of healing, including navigating posttraumatic stress disorder, has profoundly shaped my approach to therapy. This personal experience, combined with years of professional practice, informs my integrative approach, which focuses on the interconnectedness of the body, mind, and spirit. I specialize in working with the nervous system and addressing conditions such as trauma, OCD, PTSD, and relational issues. My approach is rooted in understanding how these challenges affect the whole person, not just their thoughts or emotions, but also their physical and energetic well-being.
VirtualAvailable

$180/session

Warm
Authentic
Empowering

Specialties

Self-Harming
Anxiety
Depression
+9
Hi, I’m Ange. I help people who are stressed, stuck, or just plain worn out from trying to hold it all together. My style is pretty down to earth. Some days we’ll get into the deep stuff, other days we might laugh about how messy life can be. I also speak Cantonese and Mandarin, so you can show up in whatever language feels most natural.
VirtualAvailable

Often rebooked

$150/session

Intelligent
Authentic
Open-minded

Specialties

Self-Harming
Anxiety
LGBTQ
+10
Hello! I am an LCSW with over 10 years of mental health experience in a variety of settings and levels of care. I am a natural and empathetic listener, and am able to deeply connect with and understand others. I hold space with reverence and respect for your trust and bravery in showing up, and respond with genuine understanding, intelligence, insight, acceptance, and compassion. I seek to join with and help empower clients to recognize and question patterns within their own lives, and to use skills and different perspectives to create lasting change where desired.
VirtualAvailable

$120/session

Solution oriented
Authentic
Empowering

Specialties

Self-Harming
Anxiety
Depression
+10
Hi, I am a LMFT based in California! I have my Master's degree from National University and have been in the behavioral health field for 17 years. I have found a passion in helping those in crisis, struggling with self-esteem, relational challenges, athletic performance and mood/eating disorders. I want to be able to make change and guide those to focus on thought patterns, feelings and emotions to challenging situations and improve their daily living.
VirtualAvailable

$260/session

Empowering
Authentic
Warm

Specialties

Self-Harming
Serious Mental Illness
Sexual Abuse
+10
I help my clients realize their personal goals through a trauma-informed and empathic approach. My expertise is working with people who have experienced a traumatic event and/or are experiencing mental health struggles/issues, helping them uncover obstacles that hinder their ability to reach their fullest potential. My lived experience brought me to help others as I would have loved to be helped: someone to tell me I’m not alone. Life is hard, and traumas become unbearable without someone in your corner to help process what you have been through.
VirtualAvailable

$200/session

Warm
Solution oriented
Authentic

Specialties

Self-Harming
Anxiety
Coping Skills
+10
Linehan Board-Certified DBT Specialist | Holistic Wellness Advocate Clinical Expertise & Background With 25 years of clinical experience, I am dedicated to helping individuals navigate life’s complexities with balance and resilience. I am a Linehan Board-Certified Dialectical Behavior Therapist (DBT), a credential that reflects my deep commitment to providing the highest standard of evidence-based care. My academic foundation began at St. Louis University (MO), where I earned both my Bachelor of Arts in Psychology and my Master of Social Work. This rigorous training, combined with decades of practice, allows me to offer a space that is as clinically sound as it is compassionate and nonjudgmental. My Approach I provide individual, couples, family, and group therapy for adolescents and adults (ages 16+). My style is warm, collaborative, and deeply respectful of your unique journey. I specialize in integrating DBT strategies to help you overcome barriers and build a life that feels truly worth living. A Holistic Perspective I believe that mental health is inextricably linked to physical well-being. When I’m not in the clinician’s chair, I’m likely moving. I am certified in spinning/cycling and have a deep passion for power walking, latin dance, yoga, and Pilates. This personal commitment to the mind-body connection informs my therapeutic perspective—I understand the discipline and rhythm required to foster lasting change. The "Co-Therapist" Healing often comes in small, furry packages. I have a 6-year-old toy Yorkie who frequently joins me. While he isn’t a registered service dog, he is an expert in providing comfort and a calming presence. He is available to join our sessions upon request (and rest assured, he is excellent at maintaining client confidentiality). Languages & Inclusion: My native language is English and I am proficient in Farsi. I warmly welcome Farsi-speaking clients to my practice.
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Self-Harming
ADHD
Anxiety
+17
I provide a warm and genuine atmosphere and understand that “one size does not fit all." I'll do my best to meet you where you are and really get to know you and your specific concerns. I treat the whole person to maximize growth. Do you feel like your 'fight-or-flight' response is stuck on high? I specialize in helping clients understand the unique wiring of ADHD, depressed, and anxious brains. By exploring the science of why you feel so restless, unmotivated, or overwhelmed, we can separate your worth from your symptoms. My goal is to help you stop fighting your brain and start working with it, using evidence-based techniques that actually click for your unique mind. Therapy shouldn't be another place where you have to perform. In our sessions, fidgeting is encouraged, eye contact is optional, and your unique way of processing the world is celebrated, not 'fixed.' I provide a warm, non-judgmental space for adults with ADHD and anxiety to unmask and find balance. Together, we’ll focus on your strengths to help you navigate a world that wasn't exactly built for minds like yours. If you're tired of feeling like your brain is a browser with 50 tabs open, you’re in the right place. I help individuals with ADHD, PTSD, depression and anxiety and more move from 'overwhelmed' to 'organized' by building practical toolkits for time management and focus. We won't just talk about your challenges, we'll actively troubleshoot the obstacles keeping you stuck so you can feel more in control of your day-to-day life.
VirtualAvailable

$200/session

Warm
Direct
Holistic

Specialties

Self-Harming
Grief
Life Transitions
+9
I’m a Licensed Marriage and Family Therapist and a Ph.D. candidate in Depth Psychology with a focus on integrative healing practices. Over the past nine years, I’ve supported individuals and families across diverse clinical settings, including schools, private practice, and NGOs globally. My work centers on helping clients reconnect with their authentic Self by gently exploring the uncharted terrain of the inner world. I believe that true transformation begins when we stop trying to fix ourselves and start listening to what our symptoms, patterns, and longings are asking of us. Therapy with me isn’t about finding quick solutions. It’s about being witnessed in your vulnerability, meeting yourself with compassion, and remembering who you are beneath the protective layers that once kept you safe. Whether you're navigating grief, relational pain, life transitions, or the quiet ache of disconnection, I offer a grounded, compassionate space for deep inquiry and healing. If something here resonates, I invite you to reach out. We can begin with a conversation and explore what’s possible.
VirtualAvailable

$150/session

Authentic
Warm
Open-minded

Specialties

Self-Harming
Men's Issues
Trauma and PTSD
+9
Chang "Raphael" Liu possesses over six years of dedicated experience supporting individuals navigating complex mental health challenges. He employs a holistic, trauma-informed approach, recognizing the profound impact past experiences have on present well-being. Raphael specializes in helping clients effectively manage symptoms associated with anxiety, depression, addiction and trauma. Furthermore, he has extensive expertise in addressing the unique developmental struggles faced by adolescents, offering targeted strategies for identity formation, peer pressure, and navigating familial transitions. His practice is focused on empowering clients toward sustainable healing and self-discovery.
VirtualAvailable

$165/session

Warm
Authentic
Humorous

Specialties

Self-Harming
Coping Skills
Depression
+7
I offer a space where your pain can soften, your story can unfold gently, and you can be met with warmth and compassion without judgment. I draw from CBT, TF-CBT, MI, mindfulness, and person-centered, holistic practices — not as rigid techniques, but as tools we weave into the moments when you need grounding, clarity, or a way to steady yourself. Over time, your voice gets stronger. Your patterns make more sense. And the parts of you that learned to survive begin to feel safe enough to soften.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Self-Harming
Anxiety
Depression
+5
Welcome! If you are looking for a therapist that is easy to talk to, makes you feel at ease, and has over 17 years of experience and expertise.... you found one! Seeking out a therapist is not a sign of weakness, it indicates that you have been dealing with stressors and/or losses, that have become too much for you to manage on your own. I love what I do because I am able to see my clients transform and grow through the therapy process. Whatever you are going through, I can help you regain your emotional and mental well-being. I obtained my master's from the University of Southern California (USC). I specialize in treating anxiety and panic attacks. I know how painful and scary severe anxiety can be, as I have experienced it myself. Allow me to help you with my expertise and experience to recover and regain your emotional well-being!
VirtualAvailable

$150/session

Warm
Open-minded
Authentic

Specialties

Self-Harming
Anxiety
Depression
+6
Hi! I'm a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from Pepperdine University and have been practicing for 5 years. I help individuals of all ages who are struggling with depression, anxiety, or stress and empower them with the tools and strategies needed to create meaningful and lasting change. I look forward to being part of your therapeutic journey.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Self-Harming
Anxiety
Coping Skills
+8
I'm Stacie, I am a Licensed Marriage and Family Therapist. As an LMFT, I approach therapy from a systemic perspective, which means I look at the bigger picture of your life and consider how your relationships, family experiences, and environment may be impacting the challenges you're facing today. While understanding the past can provide valuable context, our work is centered on helping you apply those insights in the present so you can move forward to healthier patterns, stronger relationships, and a more fulfilling life. Note: **currently not accepting new couple's at this time due to being at capacity for couple's therapy, however I am still accepting individuals for individual therapy. I will update when I am accepting couple's again, thank you!**
Available

$100/session

Authentic
Solution oriented
Intelligent

Specialties

Self-Harming
Addiction
Anxiety
+10
Luke is a Licensed Clinical Social Worker with a background in emergency medical services and hospital emergency departments. He is a United States Coast Guard veteran located in California. Luke believes in healthy habit development, consistent focus on goals, and problem solving to improve quality of life. Luke's approach to therapy includes: positive psychology, stress management, reducing substance use, communication skills, solution focused therapy, and cognitive behavioral therapy (CBT). Outside of work Luke enjoys outdoor activities like camping, mountain biking, sailing, and scuba diving.
VirtualAvailable

Often rebooked

$175/session

Authentic
Warm
Empowering

Specialties

Self-Harming
First Responders/Healthcare Workers
Military/Veterans
+17
"You’re braver than you believe, stronger than you seem, and smarter than you think." -A.A. Milne We all struggle at times to see our inner strengths and capabilities due to the life experiences which have shaped us. I work in the belief that we each have everything we need to achieve a fulfilled and successful life already present within us; sometimes we just need a little help accessing it. Using a multi-modality approach I encourage my clients to work in the small steps, not the giant leaps, that bring us to self awareness, acceptance, and lasting change. I began my working career as an EMT in pre-hospital and Emergency Room settings. The desire to further my education and better serve my community led me to pursue becoming an LMFT. I received a Bachelor of Arts degree from Brandman University and a Master’s degree in Psychology with a dual emphasis in Marriage and Family Therapy and Clinical Counseling from Brandman University. I have additional training and experience in Clinical Pastoral Education from the College of Pastoral Supervision and Psychotherapy at David Grant Medical Center at Travis Air Force Base and have worked in both residential treatment and clinical settings. I have four sons and two grandchildren. In my off time I enjoy spending time in nature, photography, and attending baseball games with my husband of 25 years.
VirtualAvailable

$160/session

Authentic
Solution oriented
Warm

Specialties

Self-Harming
Anger Management
Child or Adolescent
+10
I understand the apprehension in seeking therapy and counseling. I also understand the importance of obtaining therapy in a safe and non-judgmental environment. There are times when we all face a need to seek counsel and professional therapy with someone who is able to relate to your struggles. My clients are provided a safe and understanding environment; an environment where we are able to focus on "solutions".
VirtualAvailable

Often rebooked

$140/session

Warm
Humorous
Authentic

Specialties

Self-Harming
Anxiety
Depression
+13
The most precious you can give to yourself is a little bit of your own attention. Life can get so busy and it's easy to become distracted by daily tasks. This makes it easy to loose sight of the most important person in your life....YOU! You are the most important project that you will ever work on and I am so glad that you are here. I have over 24 years of experience in the mental health industry and I am passionate about working with clients from all different backgrounds and life paths. I have experience working with a wide variety of ages from children to adolescents and adults. I also have experience working with with a variety of mental health diagnosis. It has been a blessing to have worked as a School Counselor for 22+ years, and know that it has provided me with a wealth of experience in so many areas with a large variety of clients with all different needs. I strive to meet my clients where they are and am passionate about helping them work on their goals. I have particularly enjoyed helping clients manage transition, trauma, depression, grief, adjustment, anxiety and parenting. I also am passionate about working with First Responders and their families. I have been part of a First Responder family for 27+ years, which has provided me with a wealth of information as well as compassion and commitment to serve this population.
VirtualAvailable

$100/session

Humorous
Solution oriented
Warm

Specialties

Self-Harming
First Responders/Healthcare Workers
Mood Disorders
+7
Making the decision to start your journey in mental health (or pick it back up) can be one of the scariest and most nerve-wracking things in this world. Bearing your soul and sharing the deepest, darkest, and most vulnerable parts of yourself with a virtual stranger is one of the bravest choices you can make. Are you ready to take that first step? I'm a Licensed Professional Clinical Counselor (LPCC) practicing in California for over 7 years. I've worked with children, teens, and adults from all backgrounds and walks of life. The majority of my work has been with individuals experiencing severe mental illness in community mental health. I have worked extensively with individuals and families in crisis to provide a safe and honest space to work through whatever is holding them back from leading the life they want to lead. I am a trauma-informed, Emergency Responder and Public Safety Certified Clinician (ERPSCC), Certified First Responder Counselor (CFRC), and am trained in TF-CBT. I aim to provide an environment where you are never afraid to share those dark thoughts or memories for fear that it will be "too much" for the therapist on the other end. I also strive to provide culturally-competent treatment for my clients, by attending trainings focusing on the LGBTQ+ community, persons of color, non-traditional relationships, and other communities with their own unique challenges. I love to find unique ways to build rapport and communication with my clients. Don't know where to start with how you are feeling? Give me a song that describes your week. Struggling with maintaining eye contact over a computer screen? Let's do some coloring to ease you into it. You are unique and your treatment should be too. Are you ready to open the door to healing?
VirtualAvailable

$130/session

Authentic
Empowering
Humorous

Specialties

Self-Harming
Addiction
Anxiety
+8
Hello, I’m Sanayah Marriott, a Licensed Clinical Social Worker serving adults in California, Arizona, and Hawaii. I provide therapy in English and Haitian Creole. With 20 years of military experience and nine years in addiction treatment, I understand the courage it takes to seek support while managing demanding responsibilities. I work with adults experiencing anxiety, depression, trauma, substance-use concerns, relationship difficulties, career stress, and major life transitions. You may appear strong and capable while privately feeling overwhelmed, disconnected, uncertain, or emotionally exhausted. Together, we will identify what keeps you stuck, strengthen your coping skills, and help you create a life that feels more balanced, meaningful, and aligned with who you are.
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented

Specialties

Self-Harming
Bipolar Disorder
Depression
+10
I’m a clinician committed to helping individuals and families learn how to achieve identified goals from a person centered approach, working collaboratively with the client to ensure they feel supported while working on reducing the negative symptoms and behaviors that may be standing in their way of success. My work focuses on targeting ineffective behaviors, habits, and beliefs, while utilizing strength based interventions to assist clients with identifying their greatest potential and normalizing the feelings of isolation and loneliness that may be holding them back. I believe in taking a collaborative approach to helping clients reach their goals in a safe environment build on trust and confidentiality.
Available

Often rebooked

$180/session

Intelligent
Solution oriented
Warm

Specialties

Self-Harming
ADHD
Mood Disorders
+12
Welcome! How have you been feeling lately? If you have been feeling like something is not right, or that it is time to address something that has been bothering you for a while, then perhaps we should talk. Whether it’s trauma, mood difficulties, low self-esteem, attention issues, interpersonal conflicts, maladaptive habits, pain management, or personality disorders, you are always welcome here. I am Dr. Anton Serzhan, Psy.D. (Dr. Anton), and I am a Licensed Clinical Psychologis. For years, I have worked with a variety of populations, including veterans, LGBTQ+ individuals, injury recovery patients, and those living with chronic pain. I work with adults of all age groups, both in individual therapy and couples sessions. I specialize in the application of evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Motivational Interviewing (MI), Assertive Communication Skills (ACS), Insight-Oriented Therapy (IOT), Problem-Solving Therapy (PST), guided breathing, Validation Therapy (VT), and Acceptance and Commitment Therapy (ACT). I am here to be your guide, your resource, and your support. Ready to change your life? Then here we go!
VirtualAvailable

$145/session

Intelligent
Authentic
Warm

Specialties

Self-Harming
LGBTQ
Serious Mental Illness
+10
I am a Licensed Clinical Social Worker with over 10 years of experience supporting individuals with complex and high acuity mental health needs. My work is grounded in trauma informed and trauma responsive care, with a strong commitment to creating inclusive, affirming spaces for BIPOC, LGBTQI+, neurodivergent clients, and individuals in rural communities. I work across the lifespan, including children (6+), adults, older adults, families, and couples. My approach is collaborative and empowering, centered on the belief that clients are the experts in their own lives. I often describe my role as “working myself out of a job” helping clients build the insight, skills, and confidence needed to advocate for themselves and navigate systems independently. As a trauma specialist, I use evidence-based and trauma-responsive approaches tailored to each client’s needs. My primary modalities include Trauma-Focused Cognitive Behavioral Therapy, Eye Movement Desensitization and Reprocessing (EMDR), somatic therapy, Internal Family Systems-informed interventions, and psychodynamic therapy. My EMDRIA certification is currently pending. I also have extensive experience using Dialectical Behavior Therapy, Acceptance and Commitment Therapy, exposure-based interventions, mindfulness, and other integrative approaches. I modify interventions to support neurodivergent clients and individuals with intellectual or developmental disabilities, recognizing that therapy should adapt to the client and not require the client to adapt to therapy. To learn more about my clinical approach, specialties, services, book an initial consultation, and private practice, please visit Mapping Resilience Therapy Center at https://mappingresiliencetherapycenter.com/
VirtualAvailable

$150/session

Authentic
Direct
Empowering

Specialties

Self-Harming
Depression
Mood Disorders
+10
My name is Felicia Burnett-Lopez, I am a Licensed Clinical Social Worker. I have been working in the mental health field for over ten years. I earned my Bachelors’ Degree in Psychology and earned my Masters’ Degree in Social Work. My education and experience include human behavior; environmental and biological psychology, substance abuse and addiction; understanding and working in mental health, with people with mental illnesses, within all populations.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Self-Harming, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.