Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 711 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/12/2026

Often rebooked

$125/session

Empowering
Authentic
Warm

Specialties

Peer Relationships
Anxiety
Life Transitions
+8
Welcome! ¡Bienvenido! My name is Silvia and I am a Licensed Clinical Social Worker (LCSW) in the State of California. My mission is to create a positive, supportive space where you feel truly empowered. Therapy should feel like a meaningful conversation—one that helps you breathe a little easier and feel a little lighter each time we meet. I strive to offer an environment where you feel heard, supported, guided, and safe. Through a humanistic approach, I focus on making our time together feel valuable, collaborative, and deeply meaningful.
VirtualAvailable

$160/session

Intelligent
Warm
Authentic

Specialties

Peer Relationships
ADHD
Coping Skills
+10
Awarded Best Therapist of El Cerrito 2025 and Best Of Richmond for Mental Health Practitioner in 2024! Are you searching for a therapist with warmth, compassion, and proven experience to help you with the challenges you’re facing in life? Are you looking for actual tools to manage thoughts and emotions? Hi, I am Serina Harris. I am a Licensed Marriage and Family Therapist with over 18 years of experience proudly serving adults in the San Francisco Bay Area. As an Integrative Therapist I provide you with a culturally sensitive and non-judgmental space that invites you to embrace change, challenge unhelpful patterns and be more of who YOU are. Whether it's navigating the complexities of depression and anxiety, managing various symptoms of ADHD, perimenopause, or fostering healthy family relationships and communication, I am here to help. Feeling overwhelmed by the constant stress of just getting through the day? Is all the negativity and stress on your mind holding you back from living the life you really want? You are not alone. This may be one of the most important decisions you ever make. Taking this first step towards therapy shows how brave and resilient you are. Yes, YOU! I am here to help you, support you, and walk beside you on your journey to yourself. *Availability & Schedule: My office hours are M-F 9am-5pm. I am not available on weekends. I see clients weekly or every other week depending on clinical need and treatment plan.
VirtualAvailable

$140/session

Authentic
Direct
Solution oriented

Specialties

Peer Relationships
Addiction
Anxiety
+10
Hi my name is Ray Radeka, LCSW, CATC IV. I am a US Navy Veteran. Huge Dodger fan :)! I want to congratulate you on having the courage to reach out for assistance, it is not an easy thing to do. That being said you are already on your way to healing! I am a strength based, solution focused, compassionate, empathetic - intersectional therapist. I was born and raised in Southern California. I attended California Baptist University for my masters. My lived experiences on every level has motivated and prepared me to become a therapist. I have been in the mental health/substance abuse field, for 13 years, 8 of that was working as a Drug and Alcohol counselor specializing in Co-occurring disorders, which is someone that has been diagnosed with a Mental Health disorder and also suffers from a Drug or Alcohol addiction. I have now been practicing as a Clinical Therapist for the last 5 + years. My experience has been working with patients who suffer from Drug and Alcohol addiction, mood disorder, relationship issues, communication problems, First Responders and nurses. Veterans with severe mental illness, PTSD , co-occurring disorders, Sex addiction. Coping with symptoms of Bipolar Disorder, Depression and Anxiety, Emotion dysregulation, Anger Management. My clinical approach leans towards CBT, DBT, Strength based, Solution Focus Therapy, Meditation and Mindfulness, ACT, Trauma focus therapy. As was as assisting in developing healthy communication habits and skills. “Just one small positive thought in the morning can change your whole day”. —Dalai Lama
VirtualAvailable

$120/session

Empowering
Warm
Humorous

Specialties

Peer Relationships
Anxiety
Child or Adolescent
+3
Hi, I’m Sandy. I have a passion for working with children and teenagers who are facing challenges in school, dealing with anxiety, depression, anger issues, peer relationships, or family struggles. My goal is to create a safe, supportive space where you can feel heard and understood. You don’t have to go through this journey alone. Together, we’ll set meaningful goals and explore strategies to help navigate life’s ups and downs. I’m excited to work with you and help you achieve the growth and change you're seeking. I look forward to meeting you!
VirtualAvailable

$125/session

Warm
Authentic
Open-minded

Specialties

Peer Relationships
Anxiety
Depression
+6
Hi, I’m Cassandra! I hold a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy from Azusa Pacific University. I’ve had exciting opportunities to work in a variety of therapeutic settings including an inpatient psychiatric hospital treating a higher level of acuity, intensive outpatient program supporting teens and young adults, a residential facility working with incarcerated youth, and an outpatient program at a University counseling center.
VirtualAvailable

$200/session

Authentic
Empowering
Solution oriented

Specialties

Peer Relationships
Anxiety
Couples Counseling
+10
I work with individuals and couples struggling with issues including addiction, codependency, parenting, body image issues, self-worth issues, anxiety and depression, among others. My work is routed in a depth-psychological approach that focuses on the subconscious, and how issues that we are unaware of are sabotaging our lives. I am outgoing, warm and friendly, and working with me is like having a close friend in your corner, holding you accountable and helping you understand yourself as deeply as possible. In my previous career, I was an actor, and love working with artists of all types. I understand Hollywood and show business and the difficulties that come with creating a career out of an artistic passion. I am a mother and love working with parents who are struggling with the very real difficulties that come with the hardest job in the world. In my work with couples, I help both parties understand what it is that they truly want as individuals, and how to achieve it as a team. I am passionate about my job as a helper and a healer, and hope to be able to help guide you into becoming the best version of yourself.
VirtualAvailable

$200/session

Authentic
Empowering
Intelligent

Specialties

Peer Relationships
Anxiety
Depression
+10
Hi! I'm a Licensed Marriage and Family Therapist (LMFT) and Registered Art Therapist based in California. I also have certification in substance use disorders. I practice from a trauma-informed, strengths-based perspective, utilizing integrative techniques which include CBT, mindfulness practices, somatic approaches, psychodynamic, internal family systems and art therapy. I tailor treatment to best suit your needs. I understand how hard it can be to make the decision to work through difficulties. My goal is to help clients develop insight into their thinking and behavioral patterns by exploring the root causes of their anxiety, depression, or trauma and identify the underlying issues contributing to their distress. This process of self-discovery can be challenging, but it is also incredibly empowering.
VirtualAvailable

$160/session

Authentic
Warm
Empowering

Specialties

Peer Relationships
Child or Adolescent
Women's Issues
+6
Hi, I'm Rebecca, a Licensed Clinical Social Worker in California. With over 20 years of experience, I’ve been working with children since 2001, both in educational settings and in clinical roles. Since 2009, I’ve also been supporting adults and families, helping them navigate challenges and improve their well-being. My goal is to provide compassionate, evidence-based care to help individuals and families thrive. I am a firm believer in the power of relationships as I believe they are incredibly healing. That being said, I come from an attachment and relationship-based perspective in which I value authenticity, compassion, and creating a safe space or container for you to come as you are.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic

Specialties

Peer Relationships
Anxiety
Coping Skills
+4
My name is Farbod. I am a second generation Persian-American. My own background continues to shape the way I approach this work. Growing up in California I often felt caught between two cultures—never quite fitting into either. I approach therapy through a combination of learning skills to work through stress, guiding clients to better understanding themselves, and a space to be heard. I also am an avid gamer (tabletop and video games), home cook, and runner.
VirtualAvailable

$200/session

Authentic
Solution oriented
Empowering

Specialties

Peer Relationships
Coping Skills
Life Transitions
+1
Welcome! My name is Catherine Jaeger, LMFT and I have been practicing in California as a licensed therapist for over 17 years. I earned my Master of Science in Counseling from Cal State Fullerton and have dedicated my work to helping young adults step into a brighter, more hopeful future. I understand the unique challenges this stage of life can bring—from navigating relationships to making big life decisions—and I’m here to offer guidance, support, and encouragement every step of the way.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Peer Relationships
Trauma and PTSD
Women's Issues
+5
Hi ! I'm Jojo and thank you for taking the time to read this! I'm an Licensed Marriage and Family Therapist in California and I work with adults. I'd like to acknowledge how therapy can be overwhelming, intimidating and at times tiring, so I appreciate you being here. I prioritize working collaboratively with my clients, meaning we'll work together to set an environment that is supportive and emotionally safe. I am motivated by Social Justice and I strive to ensure that my clients have a place in this world where their voices are being heard. My approach mostly surrounds Liberation Psychology, Decolonizing and Destigmatizing Mental Health Care, Person- Centered, Identity, Attachment & Emotion Focused while providing Culturally safe and sensitive care, along with Gender Affirming Therapy Practices.
VirtualAvailable

$150/session

Direct
Solution oriented
Empowering

Specialties

Peer Relationships
Depression
Grief
+5
My name is Jonathan Meza, Licensed Professional Clinical Counselor. I have been working in the mental health field since 2008. My practice is based in the Los Angeles area in Southern California, but I am also available via telehealth for clients throughout the state. Finding the right therapist for you is important. I'm known for being a great listener, and a kid at heart. I'm a believer that life’s hardships can be opportunities for amazing growth. My approach is to gently challenge my clients with sensitivity for everyone's unique pace in self-discovery and motivation to achieve their goals.
VirtualAvailable

Often rebooked

$200/session

Authentic
Solution oriented
Warm

Specialties

Peer Relationships
ADHD
Anxiety
+6
You've tried the planners, the apps, the systems everyone swears by. You've downloaded the productivity apps, bought the color-coded notebooks, set seventeen alarms. And you're still here, exhausted, wondering why nothing sticks the way it's supposed to.I'm Jess — a Licensed Clinical Social Worker and someone who also has ADHD. I didn't learn about this diagnosis from a textbook and then practice applying it to other people. I live it. I know what it feels like to have a brilliant idea at 11pm and absolutely no ability to execute it at 9am. I know the shame spiral that follows a missed deadline, a forgotten commitment, or another abandoned system. And I know that the problem was never effort or intelligence — it was always the mismatch between your brain and the world's expectations of it.I specialize in working with adults with ADHD who are ready to stop white-knuckling their way through life and start building something that actually fits. My approach is direct, practical, neurodivergent-affirming, and grounded in evidence-based methods — adapted specifically for how ADHD brains actually work, not how they're supposed to. No fluff. No vague advice. Just real work, built around your real brain.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Peer Relationships
Anxiety
Depression
+6
I am a Licensed Professional Clinical Counselor (LPCC) and have been practicing since 2020. I earned my Master of Arts in Clinical and School Counseling from Loyola Marymount University, Los Angeles, in May 2020. I incorporate a range of therapeutic approaches, including Cognitive Behavioral Therapy (CBT), Emotionally Focused Therapy (EFT), Acceptance and Commitment Therapy (ACT), Motivational Interviewing (MI), and trauma-informed care. I tailor my approach to each client’s unique needs, helping them build resilience, improve relationships, and create meaningful change. In my free time, I enjoy hiking, traveling, reading, painting, journaling, and spending time with family and friends.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Peer Relationships
Anxiety
Life Transitions
+4
Supporting 20-Somethings Who Are Ready to Live Their Most Peace-Filled, Confident Lives Hey friend, I'm so glad you're here. My name is Devoney. If you're struggling with overthinking, replaying conversations in your mind & feeling like your brain is always going - I would love to support you. My work blends nervous system healing, healthy habits & mental wellness tools so you can get out of "anxiety mode" and start feeling more present, more calm & more confident. I teach yoga and deeply believe in taking a holistic approach to healing & living your best life. We'll check in on your movement, sleep, screen time. I blend evidence-based practices, mind/body tools, nervous system regulation and practical skills you can actually use in your everyday life so you can walk away from each session feeling like "oh that makes so much sense" and "I know exactly what I'm going to practice this week." My hope is that you'll know yourself better, why your body feels the way it does, and how to better love and care for yourself... so you can show up fully and unapologetically for your life!
VirtualAvailable

$200/session

Authentic
Warm
Empowering

Specialties

Peer Relationships
Anxiety
Self Esteem
+10
Welcome! I'm Silvie Wilson. I'd like to acknowledge the strength it requires to take that first step of reaching out for help with your mental health from a therapist. I know it's not easy to begin the journey to better self understanding, compassion, and mastery. My aim is to create a safe environment in which we can explore your own personal history, themes, and challenges, in order to find resources and solutions to the obstacles that hold you back from being exactly the person you've always wanted to be. I will pay attention to who you are as an individual, reflect back your strengths, and help you to tie together the seemingly disparate aspects of your life so that you realize how much sense you make, have compassion for all phases of your development, and leave behind what no longer serves you to find the life you've always wanted. Together we can build up your sense of self, your resilience, and your ability to find peace of mind.
VirtualAvailable

$185/session

Warm
Authentic
Empowering

Specialties

Peer Relationships
Anxiety
Coping Skills
+7
Hello, I’m Corrine. Starting therapy can feel intimidating, and that’s completely understandable. It can also be the beginning of meaningful growth and change. In our work together, I aim to create a safe, supportive space where you feel heard and understood. Side by side, we’ll explore the patterns and beliefs that influence how you relate to others and how you show up in your life. By connecting your past experiences with what’s happening now, our goal will be to uncover what’s no longer serving you and begin healing the roots of anxiety, depression, or trauma. My hope is to help you develop healthy ways to cope, build stronger relationships, and feel more confident and grounded as you move forward—so you can live with greater clarity, ease, self-trust and a sense of agency over your life.
VirtualAvailable

$150/session

Authentic
Solution oriented
Warm

Specialties

Peer Relationships
Addiction
Anxiety
+9
I am a Licensed Clinical Social Worker (LCSW) originally from just outside of New York City and currently live in San Diego. Working to support the mental health of others is truly my greatest honor. We are often programmed by our previous experiences, culture, and past trauma to believe a false narrative about ourselves. Utilizing the therapeutic alliance, I help clients to resolve negative, false, or limiting beliefs that may be hindering their ability to step into their true identities. We do not have to continue to live out the script that we inherited or feel the need to live in the shadows. Instead, we can live with intension, purpose, and a sense of gratitude.
VirtualAvailable

$120/session

Authentic
Warm
Empowering

Specialties

Peer Relationships
Anxiety
Depression
+5
Hi there, I’m Jennifer Torres a bilingual LMFT with a clinical background in Anxiety, Trauma and Depression. Currently, my practice is aimed at helping clients through life's challenges by learning about your diagnosis, building insight into how it impairs your daily life and learning skills that are effective for you to help you reach your desired treatment goals. When you are ready we will work together in building a therapeutic relationship and help you reach your treatment goals by learning skills to gain insight, manage symptoms, and obtain coping skills that will be helpful beyond your therapy journey. *Please note that I do not provide opinions about disability or fitness to return to work or other activities for clients who are not well-established at the time that the request for such opinion is made.
VirtualAvailable

$280/session

Authentic
Warm
Empowering

Specialties

Peer Relationships
Addiction
Anxiety
+7
Welcome, I am a PsyD, Licensed Marriage and Family Therapist focusing on clients with depression, anxiety, self-esteem, parenting, divorce, trauma, substance abuse, and Survivors of childhood sexual abuse. I work with individuals, adults, and young adults. I have extensive experience working in non-profit organizations with culturally diverse populations, working with individuals, adolescents, and young adults from a natural, strength-based, and client-centered approach. My clinical experiences include West Valley Counseling in Tarzana, CA practicing depth psychology, active imagination, mindfulness, and psychodynamic therapy. I spent 3 years at For the Future and Guiding Our Youth, a short-term residential treatment program working with at-risk adolescents ages 13-17 who have experienced loss, neglect, abuse, subsequent substance abuse, PTSD, and trauma. Before becoming a therapist, I worked for over 20 years as an actor in the entertainment industry and can personally understand what contributes to depression, anxiety, and a compromised sense of self. Goals ● Increase Self-Esteem and Self-Acceptance ● Strengthen Coping and Interpersonal Skills ● Stress and Self-Care Management ● Provide a safe and trusting therapeutic relationship Trauma informed care
VirtualAvailable

Often rebooked

$200/session

Warm
Intelligent
Solution oriented

Specialties

Peer Relationships
Anxiety
Self Esteem
+4
Hey everyone, my name is Thomas! I am an LCSW with over 5 years experience working with clients. I work with adults and couples navigating self-worth issues and relationship patterns rooted in past or present wounds. My approach is depth-oriented, relational, and focused on real change—not just insight. Clients often come seeking relief, clarity, and a more secure sense of self and connection.
Available

Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

Peer Relationships
Anxiety
Parenting
+11
Hello, I'm Melanie. Do you feel like your life is out of control due to your circumstances, your anxiety, or other factors? We can work together to determine what's not working and how to make life run more smoothly for you so that you feel more at peace. I have 17 years of experience as a therapist in varied settings as well as lots of life experience with loss, mental health issues and parenting. I promise to provide you with a safe space to express yourself as well as plenty of evidence-based techniques. I hope we get the opportunity to work together to help you start to feel more in control of your life and your current situation.
VirtualAvailable

$150/session

Authentic
Open-minded
Warm

Specialties

Peer Relationships
Anxiety
Coping Skills
+9
Welcome! I’m Carly, a Licensed Clinical Social Worker (LCSW) who believes therapy should feel like a real, non-judgmental conversation . I work with individuals navigating anxiety, trauma, relationship stress, and life transitions where I take a down-to-earth, collaborative approach. My style is warm, honest, and practical—my goal is for you to feel supported, understood, and actually helped. I want our work to feel like a space where you can breathe, grow, and feel more like yourself again.
VirtualAvailable

$120/session

Direct
Warm

Specialties

Peer Relationships
Anxiety
Domestic Violence
+7
If you feel stuck in a cycle of overthinking, self-doubt, or pressure to hold everything together, you are not alone. Many of my clients come to me feeling overwhelmed by their own thoughts, and together, we work on creating a clearer path forward. I believe therapy should be a space where you feel truly seen and supported while also gaining the skills to create lasting change. Outside of the office, you can usually find me working on a home reno project or cooking up a new recipe. As an LMFT, I specialize in working with individuals to navigate anxiety, burnout, or life transitions. My approach is collaborative and open-minded. Using Cognitive Behavioral Therapy (CBT), I help you identify and reshape unhelpful thought patterns that keep you stuck, providing you with practical, evidence-based tools to feel more in control of your daily life.
Available

Often rebooked

$150/session

Authentic
Warm
Empowering

Specialties

Peer Relationships
Anxiety
Depression
+8
Hello and welcome, My name is Mayra, and I am currently accepting new clients for therapy. I am a bilingual Licensed Clinical Social Worker, fluent in English and Spanish, with over 17 years of experience in the mental health field. I provide a supportive, compassionate, and nonjudgmental space where you can safely explore your thoughts, emotions, and life challenges. I work with individuals experiencing anxiety, depression, trauma, relationship concerns, communication struggles, divorce, life transitions, stress, and grief. Together, we will identify patterns, build effective coping skills, and create meaningful, lasting change at a pace that feels right for you. I am passionate about supporting individuals as they navigate life’s challenges and discover strategies that promote healing, resilience, and emotional well-being. My approach is warm, collaborative, and client-centered. I strive to create a space where you feel heard, understood, and empowered to grow. Throughout my career, I have had the privilege of working with individuals from diverse cultural and ethnic backgrounds. I deeply value each person’s unique story and tailor therapy to meet your specific needs, strengths, and goals. Beginning therapy can feel overwhelming or intimidating, but you do not have to face it alone. Taking the first step is often the hardest, yet it can also be the start of meaningful transformation. I look forward to the opportunity to support you on your journey toward healing and growth. — Mayra
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.