Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 604 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/16/2026

$200/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Anxiety
Postpartum
Greetings! I have 13 years experience supporting adults, children and adolescents through anxiety, divorce, trauma, grief and sports performance. My approach is rooted in empathy, understanding, and evidence-based practices, tailored to meet your unique needs and experiences. Whether you're navigating the weight of anxiety, the emotional rollercoaster of infertility, or the profound pain of grief, my goal is to provide a safe and compassionate space where you can explore your feelings and work towards healing together, we’ll develop strategies and insights to help you find balance and healing.
VirtualAvailable

$150/session

Authentic
Solution oriented
Direct

Specialties

Family Conflict
Anxiety
Depression
+4
Thank you for sharing information about yourself. I'm so happy that you reached out for help. I am Robert Nwanganga, a licensed therapist. I have been a Social Worker since 2003. I also need to let you know that I am more interested in finding out why a certain behavior is occurring than I am in demonizing you for exhibiting the behavior. I have worked with a diverse populations and I have learned that therapy has to be personal if it is to be effective. I am committed to working with you in finding what modality works with your personality and focus on your strength in dealing with the situation that brought you to us.
VirtualAvailable

Often rebooked

$125/session

Empowering
Authentic
Warm

Specialties

Family Conflict
Anxiety
Life Transitions
+8
Welcome! ¡Bienvenido! My name is Silvia and I am a Licensed Clinical Social Worker (LCSW) in the State of California. My mission is to create a positive, supportive space where you feel truly empowered. Therapy should feel like a meaningful conversation—one that helps you breathe a little easier and feel a little lighter each time we meet. I strive to offer an environment where you feel heard, supported, guided, and safe. Through a humanistic approach, I focus on making our time together feel valuable, collaborative, and deeply meaningful.
VirtualAvailable

Often rebooked

$200/session

Direct
Solution oriented
Authentic

Specialties

Family Conflict
Anxiety
Depression
+6
I believe psychotherapy is a tool to understand oneself and grow as an individual, It can also be used to form a relationship where safety allows a person to share their innermost thoughts and feelings and then work towards symptom alleviation and improving self-concept, social and family relationships, and find personal contentment and fulfillment in their lives. I have been in the psychotherapy field for over 45 years and love working with people of all ages, sexual preferences, racial and ethnic groups, and mental health problems presented. My approach is kind, compassionate, and considerate of people's wishes, needs, and preferences.
Available

$110/session

Authentic
Humorous
Direct

Specialties

Family Conflict
ADHD
Anxiety
+9
CJ Medina, here. I am a trauma-informed Licensed Clinical Social Worker (LCSW) who has worked with at-risk youth, veterans, and people with disabilities. Though, I primarily work with children, I have worked with adults in many capacities. I would like to have a balance of adults and children in my practice so I am not taking children right now. Adults need to access their inner child, too. I have 15 years experience with kindergarten through higher education and beyond. Special Education is my specialty, and I am old and wise in the Individualized Education Plan (IEP) process, disability law, and targeted counseling services. Attention Deficit Hyperactivity Disorder (ADHD) is my original specialty for children and adults and I have extensive knowledge, psychoeducation, and coping skills/tools to share. I also am a trauma-informed counselor. A sexual assault trained counselor. And super funny to talk to.
Available

$195/session

Authentic
Empowering
Warm

Specialties

Family Conflict
Anxiety
Depression
+10
Hi, I am a Licensed Marriage and Family Therapist in California. I received my Bachelor's in Psychology and Sociology at the University of Washington, as well as my Masters in Marriage and Family Therapy at Chapman University. I believe in guiding individuals towards their authentic selves and empowering them to live fulfilling lives. My goal is to help you identify your aspirations, overcome obstacles, and develop strategies to achieve your true potential.
VirtualAvailable

$125/session

Empowering
Warm
Authentic

Specialties

Family Conflict
Anxiety
Depression
+1
Hello! My name is Lisa Thiel and I’m a Licensed Clinical Social Worker in the state of California. I have had the opportunity to work with a wide range of individuals from all backgrounds. I started my career working with children and families focusing on attachment and family relations. I currently work with individuals who struggle with depression, anxiety, addiction, and personality disorders. I encourage my clients to think about what they want their lives to look like and then we work to get there. It is always a collaborative relationship and everyone benefits from learning new skills they can take with them for the rest of their lives.
VirtualAvailable

$175/session

Specialties

Family Conflict
Anxiety
Coping Skills
+9
Hi, I'm Alyssa. I believe therapy works best when people feel genuinely seen, supported, and accepted. My approach is warm, collaborative, and grounded in curiosity rather than judgment. I enjoy helping people better understand themselves, navigate life's challenges, and create healthier patterns in their relationships. Whether you're facing a difficult season or seeking personal growth, I strive to provide a space where you can feel safe, supported, and empowered to make meaningful change.
Available

$225/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Anxiety
Depression
+6
I am a Licensed Professional Clinical Counselor (LPCC) and have been practicing since 2020. I earned my Master of Arts in Clinical and School Counseling from Loyola Marymount University, Los Angeles, in May 2020. I incorporate a range of therapeutic approaches, including Cognitive Behavioral Therapy (CBT), Emotionally Focused Therapy (EFT), Acceptance and Commitment Therapy (ACT), Motivational Interviewing (MI), and trauma-informed care. I tailor my approach to each client’s unique needs, helping them build resilience, improve relationships, and create meaningful change. In my free time, I enjoy hiking, traveling, reading, painting, journaling, and spending time with family and friends.
VirtualAvailable

$130/session

Warm
Empowering
Solution oriented

Specialties

Family Conflict
Anxiety
Life Transitions
+7
Seeking therapy is a courageous first step toward healing. You deserve to feel seen and supported. I’m a Licensed Marriage and Family Therapist who works with adolescents and adults navigating anxiety, life transitions, relationship challenges, low self-esteem, grief, and the lasting effects of difficult experiences. I offer a warm, supportive, therapeutic partnership where you can feel understood and empowered to make meaningful change. I have been practicing for 7 years and while I currently provide Telehealth services, I have experience working across a variety of settings including community mental health agencies, within school systems, and in group practice, which has given me the gift of working with individuals from many different walks of life. My approach is integrative and strengths-based, meaning I consider how your thoughts, emotions, relationships, and life experiences are interconnected while drawing from approaches including CBT, IFS, attachment theory, mindfulness, and trauma-informed care to help you build insight, develop practical tools, and create lasting change. I believe healing happens within a strong therapeutic relationship, and together we’ll build practical tools, deepen self-understanding, and work toward the goals that matter most to you in a way that feels authentic and sustainable.
Available

$150/session

Warm
Authentic
Solution oriented

Specialties

Family Conflict
Mood Disorders
Trauma and PTSD
+10
As a Licensed Marriage and Family Therapist, I work with adults (no couples) and children who feel overwhelmed, emotionally drained, or disconnected from themselves. You may be doing everything you can to keep going—showing up for work or school, caring for others, and managing daily life—while quietly carrying anxiety, sadness, anger, or deep exhaustion. Sometimes your reactions feel bigger than expected. Sometimes life just doesn’t feel like it used to. I specialize in trauma-informed care and understand that these experiences are not signs of weakness. They are often signs that your mind and body have been working hard to cope. I believe healing happens when you feel safe, understood, and supported at your own pace. In our work together, I offer a calm and steady presence. Therapy with me is not about pushing you to “just move on” or forcing change before you’re ready. It’s about slowing down, listening to what your mind and body are holding, and creating space for relief and clarity. My role is to walk alongside you as you regain a sense of stability and reconnect with the part of you that holds resilience, strength, and the capacity for joy—even if that feels far away right now.
VirtualAvailable

$160/session

Authentic
Empowering
Warm

Specialties

Family Conflict
Grief
Trauma and PTSD
+4
Welcome! I'm a licensed Christian therapist dedicated to helping adults find healing, hope, and lasting change. I specialize in working with individuals experiencing anxiety, trauma, grief and loss, and the lasting effects of attachment wounds. My approach integrates evidence-based, trauma-informed therapies with a Christian worldview for clients who desire faith to be part of the healing process. I believe healing happens in the context of safe, authentic relationships. Whether you're navigating painful life experiences, struggling with overwhelming emotions, or longing to deepen your relationship with God and others, I provide a compassionate, nonjudgmental space where you can process your story, build resilience, and move toward the life God intends for you.
VirtualAvailable

$158/session

Authentic
Empowering
Solution oriented

Specialties

Family Conflict
LGBTQ
Life Transitions
+8
My practice, Raíz Psychotherapy, is deeply grounded in the understanding of how systemic issues of the world we live in play major roles in our mental health. Acknowledging the system impacts to individuals’’ lives, I take a liberatory approach as we dive deeper in our work together to explore the factors influencing your day-to-day life to better support you in meeting your therapeutic goals. I love to work with people who are motivated to engage in therapy, and that can look many different ways. Sometimes motivation manifests as curiosity to look at certain patterns or areas of your life in new ways, it can also look like knowing exactly what changes you want to make in your life and knowing it's time to start that work, and or others being motivated looks like finally taking the big step to ask for support. Regardless of how motivation looks for you, if this resonates with you, we can do great work together to get to the root of your experience and create change. Past clients have described me as collaborative, understanding, trustworthy, authentic, and supportive.
Available

$215/session

Warm
Empowering
Authentic

Specialties

Family Conflict
Anxiety
Trauma and PTSD
+7
Hello/Hola, I am/soy Candy! It takes courage to address your emotional, spiritual and mental well-being. One of the hardest challenges in life is to discover a new path when you're feeling stuck. You have just taken the hardest step by seeking support from an experienced licensed mental health professional. If you're dealing with anxiety, depression, stress, life transitions or have experienced a traumatic event, I want you to know that you're not alone. I use tele-therapy to offer a safe, non-judgemental space where we can explore your thoughts, feelings and underlying issues that may be contributing to your well-being. Se necesita de mucha valentía para lidiar con tu bienestar emocional, espiritual y mental. Uno de los desafíos más difíciles de la vida es descubrir un nuevo camino cuando nos sentimos estancados. Tu acabas de dar el paso más difícil al buscar el apoyo de una profesional de salud mental con experiencia. Si estás lidiando con ansiedad, depresión, estrés, transiciones de vida o has pasado por un evento traumático, quiero que sepas que no estás solo(a/x/e). Yo utilizo la terapia para ofrecer un espacio seguro y sin prejuicios donde podemos explorar tus pensamientos, sentimientos y problemas subyacentes que pueden estar influenciando tu bienestar.
VirtualAvailable

$150/session

Empowering
Authentic
Warm

Specialties

Family Conflict
Anxiety
Depression
+5
Hello! I'm a Licensed Clinical Social Worker, proudly based in Oakland, California. I have supported folks over the last decade and was called to social work while employed at an art studio for adults with various health needs. In 2017, I received my Master's in Social Welfare from the University of California, Berkeley. I have been practicing as a social worker for 9 years. I support folks 18+ in navigating trauma and self worth. As a Lebanese-American therapist, I aim to work with folks who are seeking the opportunity to re-examine their cultural storyline and get creative in unpacking their identity. Together, let’s challenge societal expectations and strive to center your authentic self. A little about me, personally: I identify as an artist and child of the earth, as diaspora has scattered my ancestors across the Arab world, Africa, Europe, and North America. I am fascinated by intersectionality and the powerful ways that resilience shapes our multi-hyphenate individuality. It is important that I take care of myself so that I can be a pillar of support to my clients. The way that I release painful feelings is by channeling them into creative projects. I also work hard to stay connected to my body and my surroundings. Whether it’s through writing, building clay sculptures, beading, or making collages, self-expression is a healing practice. I encourage everyone to play a little bit!
VirtualAvailable

$200/session

Authentic
Empowering
Solution oriented

Specialties

Family Conflict
Anxiety
Couples Counseling
+10
I work with individuals and couples struggling with issues including addiction, codependency, parenting, body image issues, self-worth issues, anxiety and depression, among others. My work is routed in a depth-psychological approach that focuses on the subconscious, and how issues that we are unaware of are sabotaging our lives. I am outgoing, warm and friendly, and working with me is like having a close friend in your corner, holding you accountable and helping you understand yourself as deeply as possible. In my previous career, I was an actor, and love working with artists of all types. I understand Hollywood and show business and the difficulties that come with creating a career out of an artistic passion. I am a mother and love working with parents who are struggling with the very real difficulties that come with the hardest job in the world. In my work with couples, I help both parties understand what it is that they truly want as individuals, and how to achieve it as a team. I am passionate about my job as a helper and a healer, and hope to be able to help guide you into becoming the best version of yourself.
VirtualAvailable

$135/session

Solution oriented
Authentic
Intelligent

Specialties

Family Conflict
Anger Management
Anxiety
+10
Are you feeling stuck, overwhelmed, or exhausted from trying to keep it all together? You don’t have to navigate it alone. I’m Matthew C. Volzer, a Licensed Marriage and Family Therapist with over 20 years of experience in mental health and 12 years helping individuals, couples, and families create lasting change through evidence-based therapy. I specialize in working with people who are struggling with anxiety, depression, anger, relationship challenges, or the emotional weight of past trauma. My approach is practical, compassionate, and results-oriented. Drawing from CBT, trauma-focused therapy, and family systems work, I’ll help you understand the patterns that keep you stuck and give you tools to move forward with clarity and confidence. Whether you’re looking to quiet your inner critic, build stronger relationships, or simply feel more like yourself again—I’m here to support you every step of the way. If you’re ready to start feeling better and make meaningful changes in your life, I’d be honored to work with you.
VirtualAvailable

$200/session

Direct
Solution oriented
Authentic

Specialties

Family Conflict
Anxiety
Depression
+8
Hi, I’m Loc. If life feels heavy right now—stress, anxiety, low mood, relationship strain, or burnout—you don’t have to sort through it alone. I help clients manage anxiety and depression, prevent burnout, and create practical changes that bring them back to balance. Together we’ll identify what’s not working, understand the patterns keeping you stuck, and build tools you can use in real life—not just in session. Starting therapy can feel intimidating, but it’s a meaningful step. You deserve a supportive, judgment-free space to breathe, heal, and grow. If you’re ready, I’d be happy to work with you.
VirtualAvailable

Often rebooked

$150/session

Authentic
Warm
Empowering

Specialties

Family Conflict
Anxiety
Depression
+5
Hello and welcome, My name is Mayra, and I am currently accepting new clients for therapy. I am a bilingual Licensed Clinical Social Worker, fluent in English and Spanish, with over 17 years of experience in the mental health field. I provide a supportive, compassionate, and nonjudgmental space where you can safely explore your thoughts, emotions, and life challenges. I work with individuals experiencing anxiety, depression, relationship concerns, communication struggles, divorce, life transitions, stress, and grief. Together, we will identify patterns, build effective coping skills, and create meaningful, lasting change at a pace that feels right for you. I am passionate about supporting individuals as they navigate life’s challenges and discover strategies that promote healing, resilience, and emotional well-being. My approach is warm, collaborative, and client-centered. I strive to create a space where you feel heard, understood, and empowered to grow. Throughout my career, I have had the privilege of working with individuals from diverse cultural and ethnic backgrounds. I deeply value each person’s unique story and tailor therapy to meet your specific needs, strengths, and goals. Beginning therapy can feel overwhelming or intimidating, but you do not have to face it alone. Taking the first step is often the hardest, yet it can also be the start of meaningful transformation. I look forward to the opportunity to support you on your journey toward healing and growth. — Mayra
VirtualAvailable

$185/session

Authentic
Warm
Intelligent

Specialties

Family Conflict
Anxiety
Coping Skills
+10
Hi. My name is Edmond Otis, and I'm a licensed therapist with 27 years of professional experience. I focus on helping clients who are experiencing a wide range of challenges including; stress and anxiety, relationship problems, depression, performance and motivation concerns, a lack of self-confidence and self-esteem, career difficulties, and other related issues. I maintain a small, but consistent, practice as I also consult, teach, and speak on how relationships work, stress, resilience, performance, communication, team-building, family, achieving goals, improving critical outcomes, negotiation and conflict resolution. I've developed and taught courses at the university and graduate level in Cognitive Behavioral Therapy (CBT), Health Psychology, Sport Psychology, and Therapeutic Rapport.
VirtualAvailable

$175/session

Open-Minded
Solution oriented
Authentic

Specialties

Family Conflict
Anxiety
Depression
+10
Hi, my name is Karin (pronounced Ca-Lin). I am bilingual in Burmese and English and am both a Licensed Marriage and Family Therapist and a Licensed Professional Counselor. I strive to create a warm, inclusive environment where individuals from all backgrounds feel heard, valued, and respected. My approach is grounded in cultural awareness and appreciation, recognizing and honoring the unique experiences and perspectives each person brings to our work together. Are you feeling overwhelmed, anxious in social settings, or experiencing persistent sadness? Are you finding it difficult to balance your relationships, work, and overall well-being? Do you struggle to show yourself the same kindness you offer others? I support individuals who are experiencing anxiety and depression. Together, we will explore what may not be working and identify ways to help you regain a sense of balance. My approach integrates a whole-person perspective with Cognitive Behavioral Therapy (CBT), focusing on the connection between mind, body, and spirit.
VirtualAvailable

$280/session

Authentic
Warm
Empowering

Specialties

Family Conflict
Addiction
Anxiety
+7
Welcome, I am a PsyD, Licensed Marriage and Family Therapist focusing on clients with depression, anxiety, self-esteem, parenting, divorce, trauma, substance abuse, and Survivors of childhood sexual abuse. I work with individuals, adults, and young adults. I have extensive experience working in non-profit organizations with culturally diverse populations, working with individuals, adolescents, and young adults from a natural, strength-based, and client-centered approach. My clinical experiences include West Valley Counseling in Tarzana, CA practicing depth psychology, active imagination, mindfulness, and psychodynamic therapy. I spent 3 years at For the Future and Guiding Our Youth, a short-term residential treatment program working with at-risk adolescents ages 13-17 who have experienced loss, neglect, abuse, subsequent substance abuse, PTSD, and trauma. Before becoming a therapist, I worked for over 20 years as an actor in the entertainment industry and can personally understand what contributes to depression, anxiety, and a compromised sense of self. Goals ● Increase Self-Esteem and Self-Acceptance ● Strengthen Coping and Interpersonal Skills ● Stress and Self-Care Management ● Provide a safe and trusting therapeutic relationship Trauma informed care
VirtualAvailable

Often rebooked

$125/session

Warm
Authentic
Open-minded

Specialties

Family Conflict
Anxiety
Depression
+6
Hi, I’m Cassandra! I hold a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy from Azusa Pacific University. I’ve had exciting opportunities to work in a variety of therapeutic settings including an inpatient psychiatric hospital treating a higher level of acuity, intensive outpatient program supporting teens and young adults, a residential facility working with incarcerated youth, and an outpatient program at a University counseling center.
VirtualAvailable

$175/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Anxiety
Depression
+5
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in California. I have been practicing for 11 years. I help young adults and adults in their healing journeys by identifying and addressing the root thoughts and triggers contributing to their negative thought and behavioral patterns. I help them develop the skills to heal from them and be their best version.
VirtualAvailable

$200/session

Authentic
Warm
Intelligent

Specialties

Family Conflict
Anxiety
Depression
+10
I am a Licensed Marriage and Family Therapist. I take a client-centered approach to treatment, ensuring that each session is tailored to the unique needs and goals of my clients. In my sessions, I would like to hear from you. Think of me as an observer in your art gallery, not as a critic, but as someone who appreciates your vision and the story you tell. You are the artist, and as such, you will explain to me your pieces, your vision, and your creations. I will take these all in and reflect back to you your work, and if appropriate, draw parallels from your earlier creations.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.