I’m a licensed clinical social worker with over 25 years of experience supporting adults through life’s transitions. In my online practice, I work with individuals 18 and older navigating changes in work, school, relationships, or loss. Many of my clients struggle with anxiety, depression, self-doubt, or feeling stuck — often finding it hard to focus, make decisions, or trust themselves.

Whether you're adjusting to college or graduate school, facing conflict in a relationship, or questioning your sense of direction or worth, I offer a supportive space to explore what’s going on. Using cognitive behavioral and relational approaches, I help clients quiet the critical inner dialogue and reconnect with clarity, confidence, and compassion for themselves.

Melinda Kerwin

Cash

Cigna

EAP:Cigna

EAP:Evernorth

Evernorth

Aetna

All Savers

Blue Cross

Anthem

Blue Cross Blue Shield

Florida Blue

Surest (formerly Bind)

Blue Shield

Carefirst

Highmark

Medicare

Husky Health

Medicaid

Optum

UnitedHealthcare/Optum

AvMed

Oscar

UnitedHealthcare Shared Services

UnitedHealthcare Life Insurance

EAP:UnitedHealthcare/Optum

OptumHealth Complex Medical Conditions

Golden Rule

UnitedHealthcare StudentResources

United Medical Resources

Kaiser Permanente

Kaiser Colorado

Kaiser Georgia

Harvard Pilgrim

Independence Blue Cross

Amerihealth

Carelon Behavioral Health (Commercial)

L.A. Care PASC-SEIU

L.A. Care Covered

L.A. Care Covered Direct

Sharp Health Plan

WellCare

Tufts Health

Buckeye Health Plan (Managed Medicaid)

Buckeye Health Plan

Medicaid - Buckeye Health Plan

Medicaid - Managed Health Services

Managed Health Services (Managed Medicaid)

Horizon

Humana - Medicare

Humana Dual (Medicare & Medicaid)

Ambetter Health

UnitedHealthcare/Optum - Medicare

Aetna - Medicare

Blue Cross Blue Shield - Medicare

Florida Blue - Medicare

Blue Shield of California - Medicare

Highmark - Medicare

Independence Keystone 65 HMO

Independence Personal Choice 65 PPO

Blue Shield (MHSA) Magellan

Kaiser Mid-Atlantic States

UnitedHealthcare/Optum - Medicaid

Peach State Health Plan (Managed Medicaid)

Medicaid - Peach State Health Plan

WellCare of Georgia

Blue Care Network

Kaiser Permanente - Medicaid

Kaiser Mid-Atlantic States - Medicaid

Kaiser Mid-Atlantic States - Medicare

Kaiser Permanente - Medicare

Kaiser Georgia - Medicare

Blue Shield of California Promise Health Plan (Medi-Cal)

Blue Shield of California - Medi-Cal

Buckeye Health Plan - MyCare Ohio (Medicare-Medicaid Plan)

Medical Mutual of Ohio

CareSource - Medicaid

Blue Cross Blue Shield - Medicaid

Harvard Pilgrim/UnitedHealthcare

Tufts Health/Cigna

Health Plan of San Joaquin - Medi-Cal

Kern Family Health Care - Medi-Cal

UCare - Medicaid

Horizon - Medicare

Parkland Community Health Plan - Medicaid

Health Net (Medi-Cal)

Community Health Plan of Imperial Valley (Medi-Cal)

CalViva Health (Medi-Cal)

Kaiser Colorado - Medicare

Scripps Health Plan

Oxford

Geisinger - Commercial

Geisinger - Medicare

Partnership HealthPlan of California (Medi-Cal)

Gold Coast Health Plan (Medi-Cal)

L.A. Care Health Plan (Medi-Cal)

Santa Clara Family Health Plan - Medi-Cal

San Francisco Health Plan (Medi-Cal)

Independence Administrators

Amerihealth Administrators

Medica

Amerihealth NJ Medicare Advantage

NC State Health Plan

Dean Health Plan

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