Therapists that accept Cash Pay in Texas

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 424 verified therapists in Texas who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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HoustonSan AntonioDallasAustinFort Worth

Availability updated: 8/18/2026

$75/session

Warm
Authentic
Solution oriented
Specialties
Family Conflict
Anxiety
Life Transitions
+9
If you are struggling with anxiety, transition, relationships, or find yourself in crisis, we can navigate these concerns together. Therapy can be a space for your to gain insight, direction, healing, and understanding. I am a Christian, mother, wife, and friend. I am on a journey of faith and healing myself and would love to journey with you. I feel that this is more than a job; it is a calling.
Available

New to Grow

$130/session

Specialties
Family Conflict
Addiction
Anger Management
+9
I’m Kira Watley, LPC, LCDC, and owner of The Wellness Spot. I support clients navigating anxiety, depression, trauma, substance use, life transitions, and relationship stress. My practice offers a compassionate, culturally responsive space where clients can feel heard, supported, and empowered to heal. I have an extensive background working with multiple populations. I am here to support you through this journey.
Available

$120/session

Authentic
Empowering
Warm
Specialties
Family Conflict
Anxiety
Depression
+15
Welcome! I'm glad we found each other, I am a LCSW-S from Texas, with 8+ years of experience working in the mental health field. I have experience working at state hospitals, inpatient/outpatient facilities & FQHC's collaborating with medical providers for medication management. I am naturally empathetic, curious, and enjoy helping others. Therapeutically, I draw on Solution-focused & Client Centered Therapy, tailored to each individual client and grounded in a strong therapeutic relationship. During the counseling process, we will work together using a strengths and integrated perspective focusing on the whole person: mind, body and spirit. I view therapy as a sacred journey in which you and I will work collaboratively to identify what goals you want to achieve through the therapy process. My goal is to empower my clients and encourage growth throughout the counseling process in order to achieve a better quality of life. I often use humor to connect with my clients. I will provide you with a compassionate, supportive, and non-judgemental safe space in which we can openly talk about whatever brings you to counseling. Every individual is unique, and so are their life challenges. Whether you are struggling with anxiety, depression, relationship issues, parenting difficulties, or other everyday life stressors, reaching out to get help is the first step to hope and healing.
VirtualAvailable

Often rebooked

$125/session

Authentic
Warm
Solution oriented
Specialties
Family Conflict
Eating Disorders
Grief
+10
Hi, I’m a Licensed Professional Counselor (LPC) and Certified Eating Disorder Specialist (CEDS) with over two decades of experience supporting individuals through life’s challenges. I am passionate about helping individuals who are struggling with eating disorders, disordered eating, anxiety, depression, and the everyday stressors that can leave us feeling overwhelmed or disconnected. I also have a passion for working with women who are experiencing difficult life transitions and periods of grief and loss. I understand that reaching out for support can feel vulnerable, and I strive to create a space where clients feel safe, understood, and supported without judgment. My approach to therapy is client-centered, meaning I meet each person where they are and tailor the therapeutic process to their unique needs and goals. I believe therapy is a collaborative process, and together we work toward creating greater balance, self-awareness, and emotional well-being in a way that feels meaningful and sustainable for you.
Available

$150/session

Intelligent
Solution oriented
Open-minded
Specialties
Family Conflict
Coping Skills
Life Transitions
+10
Every person has a story. The culmination of experiences in one's life shapes how they view themselves, their relationships, and the world. I have a passion for helping clients celebrate their unique strengths and gifts they share with others. With experiences in both private practice and hospitals, I have noticed a particular need for clients to separate their view of themselves from their current difficulties and circumstances. In spite of where clients may find themselves at the moment, my belief is that they have overcome every difficulty, challenge, and trauma that they have faced up to the present moment. As such, they will withstand their current circumstances, and will again declare victory.
Available
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New to Grow

$90/session

Specialties
Family Conflict
Anxiety
Crisis Intervention
+10
I am licensed in Texas with 3 years of professional work experience. I have experience in helping clients with stress, anxiety, family conflicts, trauma, abuse, parenting issues, motivation, & self esteem. I also have experience working with confidence. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!
Available

$80/session

Warm
Authentic
Open-minded
Specialties
Family Conflict
Anxiety
Depression
+14
Hello! My name is Brittiny and I am Licensed Professional Counselor in the state of Texas and have been in the mental health field since 2018. I have experience working with various demographics and various mental health conditions. I enjoy helping clients reach their full potential and helping them navigate through life, especially during difficult times. I believe in achieving high-quality work as a therapist, which means meeting an individual where they are, without judgement and helping them reach their goals. In my free time, I enjoy spending time with my family/friends and traveling.
VirtualAvailable

$125/session

Warm
Solution oriented
Authentic
Specialties
Family Conflict
Anger Management
Child or Adolescent
+4
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Texas. I received my Masters and Bachelors in Social work, with an emphasis in Child Welfare and Family Therapy. I have been practicing as a therapist for 6 years. Prior to that, I worked as a social worker for psychiatric services. I help individuals of all ages and stages struggling with individual mental health struggles and complex family issues.
VirtualAvailable

$120/session

Direct
Intelligent
Solution oriented
Specialties
Family Conflict
Anxiety
Mood Disorders
+10
My name is James Hunter MS, LPC, LCDC. I am 55 years old I have 26 years of experience as a Licensed Professional Counselor. I have worked in various levels of care from intensive inpatient, supported residential treatment programs, and outpatient treating a wide range of mental health symptoms. I Specialize in Cognitive & Behavioral Psychotherapies, Reality Therapy, Solution Focused Therapy, Existential approaches, Substance Use Disorders/Addiction counseling, and other modalities modified to your needs. I have experience working with and treating Mood Disorders such as Depression & Anxiety type disorders with evidence-based treatment modalities. My approach can be very genuine, direct, and honest and while I may not always tell you "what you want to hear," I will provide feedback based on what is best to hear to help improve your insight into your problems. My counseling/therapy style may not be for everyone. If you are ready to make changes and are seeking honesty, logic, and a solution-focused approach then I may be a good fit for you. I believe in a total wellness approach to treating mental health disorders and life issues that considers the larger picture of health: Mental, Emotional, Physical, Social, relationships, Spiritual, Environmental, & Occupational or sense of purpose. I understand that adopting a new lifestyle & healthier habits can present challenges and often at times may seem difficult. My goal is to assist you with improving your mental health, well-being, overall health as a person, and with developing healthy patterns of thinking and healthier behaviors/coping mechanisms while helping you gain insight into your own personal psychology and development. I am ready to assist you with: Adjustment to life issues, Codependency/Relationships, Anxiety, Depression, Self-esteem, feeling overwhelmed by life, Stress, toxic relationships, and more.
VirtualAvailable

$135/session

Authentic
Solution oriented
Direct
Specialties
Family Conflict
Couples Counseling
Peer Relationships
+10
Hello! I am happy you made it to this corner of the therapy world and looking forward to working together! I am southern raised and more on the extroverted side by nature. With this comes with me being soft in my approach and also direct in challenging you throughout your healing journey. I enjoy some laughter sprinkled in sessions as I believe healing doesn't always have to be 100% heavy only. I take a collaborative approach in therapy and want sessions to meet you where you're at each session.
Available

$150/session

Warm
Solution oriented
Authentic
Specialties
Family Conflict
Anxiety
Trauma and PTSD
+6
I’m a Licensed Professional Counselor who works with adults experiencing anxiety, trauma, and ongoing life stress. I believe therapy should feel steady and purposeful — a place where you can speak honestly about what’s heavy while also making meaningful progress. My style is calm, grounded, and direct. I listen carefully, ask thoughtful questions, and help you recognize patterns that may be keeping you stuck. Together, we explore both where those patterns began and how they’re affecting your relationships, work, and sense of self today. I integrate EMDR, CBT, and ACT to address the root of distress while also building practical skills for emotional regulation and clearer decision-making. I value depth, but I also value structure — therapy should not feel aimless. I tend to work well with people who hold a lot together for others yet quietly carry internal stress, self-doubt, or unresolved experiences. I believe you don’t have to be in crisis to benefit from therapy. When someone is ready to look beneath the surface, not just manage symptoms but understand and shift what’s underneath, that’s where meaningful change begins.
VirtualAvailable

$125/session

Authentic
Solution oriented
Warm
Specialties
Family Conflict
Couples Counseling
Self Esteem
+4
I'm Kiandra Harry, a licensed professional counselor and I approach therapy in an inviting and validating way, as you are the expert in your life. I have a Bachelors in Psychology, Master's in Counseling and I am currently pursuing a Doctoral degree in Marriage and Family Therapy. I'm a solution focused therapist that will help you find healthy solutions to solving your issues and concerns and live your life on your terms. I am also a registered Twogether in Texas provider, which means that I provide premarital education and or counseling that is recognized by the state of Texas for marriage license incentives.
VirtualAvailable

$120/session

Authentic
Empowering
Warm
Specialties
Family Conflict
ADHD
Anxiety
+6
Welcome! I'm Leigh. I know many people are working to do their best while balancing burnout, anxiety, and the feeling that “the world is on fire.” I work with you to build sustainable changes, and a life that includes not only surviving, but finding moments of joy, confidence, and acceptance of who you are and how your brain works. I work to make my clients feel supported and heard, and focus on your experiences, thoughts, and feelings. The goal is always to help you understand how your brain works best, whether that is learning how to navigate ADHD, anxiety, depression, and/or lack of motivation, and develop concrete steps to take action towards a life with joy, confidence and being unapologetically yourself. At this time, I do not have any after school/evening sessions available.
Available

Often rebooked

$185/session

Warm
Empowering
Direct
Specialties
Family Conflict
Anxiety
Trauma and PTSD
+10
Hi, I’m Elvia, a Licensed Professional Counselor-Supervisor in Texas specializing in anxiety, trauma, and life transitions. I help individuals who feel overwhelmed, stuck, or emotionally drained learn how to manage their thoughts, process past experiences, and regain a sense of control. Using evidence-based approaches like CBT and EMDR, I provide a supportive, goal-oriented space where you can feel heard and empowered. I also have a passion for supporting perinatal mental health. You don’t have to do this alone — I’m here to help you move forward with clarity and confidence.
VirtualAvailable

$100/session

Direct
Authentic
Humorous
Specialties
Family Conflict
Anxiety
Depression
+9
I am a licensed independent practice-level clinical social worker. I have a Diplomate in Clinical Social Work DCSW. I have dedicated my career to working in behavioral health treatment. I have worked within the Department of Defense Schools in Europe and Asia. I have worked with Active Duty members, Veterans and their families. Prior to joining the Civil Service, I practiced mental health within the civilian community, my focus there was substance abuse, domestic violence and and a variety of mental health issues working with adolescents and adults. My strongest ability lies in helping a client identify strengths and weaknesses while guiding them to identify goals and interventions that will work specifically for them. The most challenging part of therapy is believing it will make a difference. The best way to overcome that hurdle is to see successful outcomes. Clinical experience has taught me that if you are willing to do the work, you will see results. Using the appropriate interventions, combined with mutual openness, respect and trust will enable you to overcome obstacles and achieve goals you didn't believe possible. Through years of dedicated work with all age groups, life experiences and extremely challenging circumstances, I have developed a strong sense of commitment in creating a safe and supportive environment that fosters healing, self-awareness and growth.
VirtualAvailable

$100/session

Authentic
Warm
Intelligent
Specialties
Family Conflict
Anxiety
Depression
+10
Hi, I'm Rich. I have dedicated my life to pursuing knowledge that empowers clients to move away from both past and current suffering. Life is challenging, and I'm here to help you navigate and heal your suffering, restoring peace and tranquility to both your heart and your mind. I believe that therapy is a collaborative process where we work together to explore your thoughts, feelings, and behaviors. My goal is to create a safe and supportive environment where you feel heard and understood. Whether you're dealing with stress, sleep disorders, depression, trauma, or navigating life transitions, I'm here to support you every step of the way.
VirtualAvailable

$120/session

Authentic
Empowering
Solution oriented
Specialties
Family Conflict
Anxiety
Coping Skills
+10
Welcome here! My name is Tommie A Colin, LPC, experienced as a Psychotherapist/Counseling Therapist and Mental Health Practitioner. This can be a safe space to explore, discuss and address your concerns. Here, you matter! As a therapist, my focus is you and helping you address your concerns. I am here to listen and help in a non-judgmental and compassionate way, and from an empathetic perspective. We are all human, just trying to be okay and do better as we can. Your story is not over. I am here to help you towards your "Season of Growth" on your path to clarity, authenticity or healing.
VirtualAvailable

$175/session

Warm
Solution oriented
Authentic
Specialties
Family Conflict
Anxiety
Peer Relationships
+10
Welcome! Are you or a loved one feeling overwhelmed, anxious, or struggling to manage the demands of daily life? Many individuals face challenges related to anxiety, depression, burnout, school or work-related stress, parenting pressures, life transitions, relationship difficulties, or low self-confidence. These struggles can affect emotional well-being, focus, and overall quality of life—but you don’t have to navigate them alone. I am passionate about supporting children, teens, and adults as they work through life’s challenges and build resilience. Whether you’re managing anxiety, coping with academic or workplace stress, navigating parenting concerns, or working to improve communication and self-worth, my goal is to help you develop practical tools that foster confidence, balance, and emotional well-being. As a therapist with experience in cognitive-behavioral therapy (CBT), I help clients identify and reshape unhelpful thought patterns, manage anxiety, and build healthier coping strategies. I take a personalized approach, meeting each client where they are and tailoring treatment to their unique needs and goals. In addition to my clinical experience, I am a business owner of 25 years and bring firsthand knowledge of workplace stressors, leadership demands, and work-life balance challenges. This perspective allows me to support clients facing professional stress, burnout, and career-related pressures with both clinical insight and real-world understanding. Your journey toward healing and growth begins with a simple conversation. I invite you to reach out so we can work together to address concerns such as anxiety, depression, ADHD, parenting challenges, relationship issues, communication difficulties, and work or school-related stress—helping you worry less and feel more confident in your daily life.
VirtualAvailable

$140/session

Solution oriented
Authentic
Intelligent
Specialties
Family Conflict
Anxiety
Couples Counseling
+10
I am here for you. My name is Dr. Jay Rhodes, and I am a board-certified Licensed Professional Counselor-Supervisor (LPC-S) in Oklahoma, a Clinical Marriage and Family Therapist (LCMFT) in Maryland, a Licensed Marriage and Family Therapist Supervisor (LMFT-S) in Oklahoma and Texas, and a Licensed Mental Health Counselor (LMHC) in Florida. I have extensive education, experience, and expertise in various fields of counseling, ministry, and human relations. I have worked with clients from diverse backgrounds and cultures in various settings, such as military bases, combat zones, hospitals, schools, embassies, consulates, and nonprofit homeless ministries. I taught Marriage & Family Therapy (Trauma, Grief, and Counseling Theory) at the graduate level and provide clinical supervision for Texas A&M-Central Texas. I have a passion for helping individuals find healing, growth, and transformation in their lives. I have helped individuals, couples, families, children, adolescents, and groups deal with a wide range of issues such as anxiety, anger, traumatic stress, and relationships. I have helped others; I can help you.
VirtualAvailable

$110/session

Solution oriented
Authentic
Empowering
Specialties
Family Conflict
Anxiety
Depression
+9
Hello, I'm Amanda. For over 20 years I've walked alongside people through every kind of mental health journey—from crisis moments in psychiatric hospitals to steady, hopeful growth in outpatient settings. My favorite thing is helping adults rediscover their strength, heal old wounds, and build lives that feel lighter and more joyful. I bring a calm, creative, down-to-earth energy to every conversation. I'm also a mom, grandma, and wife—balancing real life just like you do. Those experiences help me truly connect with people from every background and walk of life.
VirtualAvailable

$150/session

Empowering
Authentic
Solution oriented
Specialties
Family Conflict
Trauma and PTSD
Anxiety
+8
Hello there! My name is Yeney Ruiz, I am a licensed clinical social worker in the states of Florida and Texas. I speak English and Spanish, and I have over 10 years of clinical experience in different settings such as department of Veterans affairs, the emergency department, department of Children and Families, AIDS healthcare foundation, Assisted Living, home health, skilled nursing home, housing authority, dialysis/renal patient care, case management, elementary, high school and other settings. My field and clinical experience have helped me build a strong background working with a diverse population. I have my Bachelor’s and Master’s in social work, and I am looking forward to working in collaboration with you and helping you gain your strength back so that you can continue with your beautiful journey in this life. My goal as a therapist is to help you and my approach is to work in collaboration with you. We will work together to create healthy coping skills and we will use different tools and strategies created to gain strength, motivation, self-confidence, self-esteem and we will work together in a safe environment to achieve the best results for you as a client. I am pleased to know that you have decided to seek therapy! Life can be very challenging at times and sometimes we need to talk to someone that understands us and helps us get back to our stable/normal self. I hope I can be part of this part of your healing journey.
VirtualAvailable

$125/session

Authentic
Warm
Empowering
Specialties
Family Conflict
Anger Management
Life Transitions
+10
As your counselor, my priority and main goal is creating a safe, inclusive, and judgment-free space where you feel heard, understood, and supported. Therapy is a collaborative journey centered on your growth and healing, one where we explore meaningful goals, deepen self-awareness, and make sense of your experiences. I will meet you where you are in your life journey and we will go through it at your pace, taking things as they come and building and enhancing skills to overcome not only the memories of the past but also current and future challenges.
VirtualAvailable

$175/session

Warm
Authentic
Intelligent
Specialties
Family Conflict
Anger Management
Anxiety
Hello there, I wanted to introduce myself to you and provide you a little background regarding my professional experience. I am a Licensed Professional Counselor, Nationally Certified Counselor, EAP Counselor and have served as a Military & Family Life Counselor on many military bases in Texas for many years. I possess extensive clinical, behavioral health and crisis response experience, industrial/organizational psychology experience, leadership skills, management experience, real estate experience, sales experience, professional business experience in addition to my extensive academic background. I hold a B.A. in Psychology and M.A. in Counseling and extensive experience in Industrial & Organizational Psychology. I believe that I possess the skill set both clinical and academic that would make a wonderful asset to your Outpatient Provider Team! Thank you for your time and review of my profile and I hope to meet with you soon. All the best and success to you on your therapeutic journey!
VirtualAvailable

Often rebooked

$175/session

Warm
Solution oriented
Authentic
Specialties
Family Conflict
Life Transitions
Military/Veterans
+10
Hi! I am a Licensed Clinical Social Worker (LCSW) practicing in California, Texas, and Florida. I graduated from University of Southern California and have been working in mental health for the past 11 years. I enjoy working with people in all phases of their lives to maximize their well-being and potential in their personal and professional lives. I have specialized training in military culture and concerns and am well-versed in the systems, challenges, and rewards experienced by our active-duty service members, veterans, and their families.
VirtualAvailable

$120/session

Authentic
Warm
Empowering
Specialties
Family Conflict
Chronic Illness
Couples Counseling
+9
I am a mature woman with a young spirit. I am interested in what is going on in the world and tend to stay current and youthful in my thinking. I am a perpetual learner and am very open minded. I strive to be accepting and non-judgemental. I see myself as a tool to be used in the therapeutic work we are pursuing. I have had many unique and challenging life experiences that equip me to easily relate to a broad group of individuals. I may have walked in your shoes. I will strive to relate to you as though I have with empathy and compassion.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Texas. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Texas from Houston to Austin! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Texas.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in Texas that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.