Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 138 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Philadelphia

Availability updated: 8/15/2026

$180/session

Authentic
Intelligent
Open-minded

Specialties

Career Counseling
Anxiety
Depression
+10
With over 25 years of experience in community mental health and higher education, I bring a wealth of knowledge and expertise to my practice. I hold a PhD in Counselor Education and a Master's in Counseling, equipping me to provide exceptional support to those in need. I welcome adults seeking additional support, encouragement, and mental health counseling. My services include both individual and group counseling, tailored to meet the unique needs of each client. My extensive training and experience enable me to assist individuals facing a broad spectrum of mental health concerns, from minor struggles to more serious issues. I am dedicated to providing compassionate and effective care to help my clients achieve their mental health and well-being goals.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Empowering
Warm

Specialties

Career Counseling
Anxiety
Coping Skills
+8
Hi, My name is Sandy Bui, I am a Nationally Certified Counselor and a Licensed Professional Counselor in Pennsylvania with over 15 years of working in the mental health field. My medical background also allows me to have that extra understanding of the human body and mind. I have experience with helping clients with stress, anxiety, relationship concerns, motivation, self-esteem, confidence, coping with life changes, career, and many more.
VirtualAvailable
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$125/session

Warm
Authentic
Open-minded

Specialties

Career Counseling
Coping Skills
Self Esteem
+7
I am an experienced Licensed Professional Counselor who offers a warm, genuine, and compassionate space where people can heal, grow, and flourish. I believe meaningful change happens through authentic connection, deep understanding, and honoring each person’s unique journey. With years of clinical experience, I provide thoughtful, compassionate therapy that helps people move beyond survival into growth and fulfillment. I create a safe and genuine relationship where clients feel truly seen, supported, and empowered.
VirtualAvailable
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$90/session

Authentic
Empowering
Holistic

Specialties

Career Counseling
Foster Care/Adoption
LGBTQ
+7
I graduated 21 years ago with a master's degree in counseling. Since graduation, I have traveled to Europe, South America and Asia, became certified as an English as a Foreign Language EFL Teacher and earned my licensure as a Licensed Professional Counselor LPC. With my diverse experience and training, I want to actively listen, allow you to be seen and heard. What is not helpful to you in your life, we can work on decreasing or eliminating. What brings you healing, fulfillment and joy, we will acknowledge and help these positive aspects to grow and improve.
VirtualAvailable
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$120/session

Authentic
Warm
Challenging

Specialties

Career Counseling
Anxiety
Grief
+6
I offer a supportive space for individuals navigating trauma, grief, depression, life transitions, and cultural challenges. I integrate Gestalt, Cognitive, and Psychodynamic therapy to help clients reconnect with the present moment, explore unresolved emotions, and shift unhelpful thought patterns. My approach is compassionate and collaborative. I honor each client's unique story and create a safe environment where meaningful change can happen.
VirtualAvailable
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$135/session

Authentic
Intelligent
Empowering

Specialties

Career Counseling
Anger Management
Couples Counseling
+10
Hi my name is Yaron. I work as a therapist with goals of helping people to cope with stress, identify their personal goals, and develop healthy relationship skills. I work with individuals and couples to develop skills for coping with anger, anxiety, boundaries, trauma, and stress in healthy ways. I also work with couples and individuals to improve connection with listening and recognizing each person's strengths.
VirtualAvailable
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$100/session

Authentic
Warm

Specialties

Career Counseling
Addiction
Mood Disorders
+10
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience working in the fields of substance use and mental health. I am also a Certified Advanced Alcohol and Drug Counselor (CAADC), with extensive experience supporting individuals struggling with substance use disorders, mood disorders, personality disorders, trauma, and other mental health challenges. My approach to treatment is grounded in trauma-informed care and a strong belief in the power of self-awareness. I believe meaningful change begins when individuals take the time to understand themselves, their experiences, and how past events have shaped their thoughts, behaviors, and patterns. Through this process of insight and reflection, individuals can begin to develop healthier coping strategies and create lasting change. While therapy can provide guidance, support, and tools for growth, I also emphasize the importance of personal commitment and motivation in the recovery process. When individuals are willing to engage in that work, therapy can become a powerful space for healing, growth, and transformation.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Warm
Humorous

Specialties

Career Counseling
Depression
Self Esteem
+10
I have been practicing since 2014 and have worked in a variety of contexts within the scope of therapy- ranging from children, couple's work, adults, teenagers, and the aging population. I deliver an authentic approach to therapy that punctuates the importance of the relationship between client and therapist as the primary mechanism for change. I believe all clients deserve to be met with dignity and respect and try to convey that in sessions.
VirtualAvailable
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$150/session

Direct
Authentic
Solution oriented

Specialties

Career Counseling
Anxiety
Depression
+9
Most people don't need more advice. They need clarity. I'm Josh, a Licensed Professional Counselor with 12 years of experience helping adults cut through the noise — the overthinking, the emotional cycles, the stuck feeling that tells you something has to change. My approach is direct and practical: we figure out what's actually going on, build a concrete plan, and get to work. Whether you're managing anxiety, navigating a rough stretch, or just ready to operate differently, I'll give you real tools — not just a space to vent. If you're ready to move, so am I.
VirtualAvailable
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$100/session

Authentic
Intelligent
Empowering

Specialties

Career Counseling
Anxiety
Depression
+4
Hi. I'm Bill. I've been working in this field since 2003 treating adults experiencing symptoms related to the anxiety disorders, depressed mood, identity and self-concept difficulties, relationship problems, life-transition difficulties, and traumatic memories. These difficulties along with other related topics that may surface during a therapy session. My therapy approach is quite straightforward, collaborative, and non-judgmental. It's structured to help you develop a healthier and happier life. We begin by identifying the circumstances that prompted you to seek therapy. Then I help you to develop skills and solutions tailored for you to help you move forward toward that healthier life. It's a collaborative approach. You and I work together through this process. From this perspective, listening is the most-important part of communication. When I genuinely listen to your experiences and concerns without judgment or distraction, I can respond appropriately to your concerns. "Right Speech begins with Right Listening." PLEASE BOOK APPOINTMENTS ON THE HOUR. THANKS.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Career Counseling
Anxiety
Depression
+10
Hi, I'm Assal. I've been a therapist for 13 years, helping young adults and adults navigate life transitions, anxiety, self-esteem challenges, relationship concerns, and the stress that comes with balancing life's many demands. Many of my clients come to therapy during periods of change or uncertainty. They may be starting college, launching a career, navigating dating and relationships, working through unhealthy relationship patterns, adjusting to parenthood, caring for family members, or questioning what they want from the next chapter of life. Others feel stuck, overwhelmed, or disconnected from themselves and are looking to regain a sense of confidence, direction, and purpose. My goal is to provide a space where you feel comfortable being yourself and talking openly about what's really going on. Together, we'll explore the patterns, experiences, and beliefs that may be keeping you stuck, while building on your strengths and helping you move toward the life you want.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Career Counseling
Anxiety
Depression
I’m a Licensed Professional Counselor (LPC) based in Pennsylvania. I earned my Master’s degree from Penn State University and have had the privilege of working with individuals facing challenges related to mental health, substance use, and employment struggles. My goal is to help clients become the best versions of themselves by providing a compassionate, empathetic space to explore their current challenges. Together, we can work to uncover the root causes of your struggles and develop a personalized plan to create meaningful, positive changes in your life.
VirtualAvailable
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$120/session

Solution oriented
Authentic
Direct

Specialties

Career Counseling
Anxiety
Depression
+9
Hi, I'm Ayesha, a Licensed Professional Counselor with over 16 years of experience helping individuals navigate some of life's most challenging moments. First, I want to say congratulations on taking this step. Reaching out for support takes courage, and I am here to make sure your journey is meaningful, empowering, and uniquely yours. I specialize in working with individuals navigating life transitions, anxiety, depression, and trauma. Whether you are going through a major change, feeling stuck, or carrying the weight of past experiences, I am here to walk alongside you with patience, empathy, and a genuine commitment to your growth. My approach is warm, collaborative, and grounded in active listening. I believe that feeling truly heard is one of the most powerful parts of the healing process, and I work hard to create a space where you feel safe to be honest and open without fear of judgment. When we are working through something difficult, you can count on me to be calm, present, and fully in your corner. Sessions with me are a space for you to reflect, process, and build the tools you need to move forward. I tailor my approach to what works best for you because no two people are the same and no two journeys look alike. Outside of my work I am passionate about volunteering in the community, health and fitness which keeps me grounded and connected to the human side of this work. I look forward to supporting you!
Available
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Often rebooked

$120/session

Warm
Authentic
Empowering

Specialties

Career Counseling
Anxiety
Depression
+6
Hi! I am a compassionate and dedicated professional with a dual role as a Licensed Therapist in Pennsylvania and a High School Counselor. With a combination of my 11 years of experience in this field and my personal experiences together they have fueled my commitment to providing holistic support for women facing unique challenges. Throughout my decade-long career, I've specialized in trauma-informed care, anxiety, depression, and career challenges to address the unique hurdles women face. I am dedicated to fostering growth, resilience, and a sense of belonging.
VirtualAvailable
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$175/session

Authentic
Humorous
Solution oriented

Specialties

Career Counseling
Couples Counseling
Parenting
+9
I love what I do as a Licensed Clinical Therapist. To me, there's no better job than showing people how to use their minds to work for them instead of against them by getting past their mental blocks and past traumas so they don't have to suffer any longer. Specifically, I work with two groups - couples and parents. Couples that aren't communicating very well that have lost that once special connection with their partner and parents struggling with their children's behaviors.
VirtualAvailable
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Often rebooked

$200/session

Authentic
Empowering
Solution oriented

Specialties

Career Counseling
Anxiety
Life Transitions
+10
Hi, I'm Angela, a licensed therapist in Pennsylvania who helps women feel like themselves again through the moments that shake your sense of self — anxiety, burnout, pregnancy and postpartum challenges, career transitions, midlife changes, and the empty nest phase. I work exclusively with adults who identify as women or with women's experiences. Many of my clients are exhausted from holding everything together while quietly wondering, 'is this all there is?' They've often spent so long prioritizing everyone else — or carrying relationships no one seems to be holding up alongside them — that they've lost touch with their own needs, desires, and sense of self. You deserve more than just coping — you deserve support in reconnecting with yourself and your life. Having faced my own struggles, I understand the courage it takes to show up for yourself. I support women in embracing their full selves, with all their strengths, scars, and stories, without judgment or pressure to "be fixed." My approach is warm, trauma-informed, strengths-based, and deeply practical — grounded in evidence-based tools and designed so you leave each session with real skills you can use. I'll help you build on what's already working, not just fix what isn't. Whether you're navigating early motherhood, a major life transition, or a midlife crossroads asking, 'who am I now?' this is a space where you don't have to perform, explain yourself, or have it together. You just have to show up. I'd be honored to support you in this next chapter of your life.
VirtualAvailable
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$150/session

Authentic
Open-minded
Empowering

Specialties

Career Counseling
Anxiety
Depression
+10
I approach therapy as a relational process, not a place where you come to be fixed. You’re not a problem to solve; you’re a person with a history, patterns that make sense, and a way of being in the world that developed for a reason. In our work together, we slow things down and get curious about what’s underneath the surface. I’m interested in who you are, not just what’s wrong. My goal is to create a space that feels real, thoughtful, and nonjudgmental, where you can begin to understand yourself more deeply and move toward something that feels more connected and meaningful.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering

Specialties

Career Counseling
Anxiety
Chronic Illness
+10
I am licensed in Pennsylvania with more than 16 years of professional counseling experience. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.
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$88/session

Authentic
Intelligent
Open-minded

Specialties

Career Counseling
Couples Counseling
Family Therapy
+10
I have a lot of experience helping people with trauma, anxiety, depression, relationship, and extensional issues. I am a caring, empathetic, and person-centered clinician with many years of experience in the mental health field. No matter what you are struggling with, my evidence based approaches will help you find relief, a path forward, and a sense of self. You can be certain that you will feel seen and accepted for whoever you are or whatever you are going through.
Available
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Often rebooked

$120/session

Empowering
Authentic
Warm

Specialties

Career Counseling
Men's Issues
Self Esteem
+8
Hello, Do you want to work with a therapist who will help you rediscover your purpose, passion, and goals in life? Maybe you had set backs and unforeseen events that caused you to lose focus, and now you're ready to reclaim your vision and dreams. Hello, I'm Yvette. As a seasoned clinician, I empower my clients by utilizing a variety of therapeutic interventions . Many of these interventions focus on Strength Based , Cognitive Behavioral Therapy, ACT, and Solution Focused therapy. My goal is to help you reclaim your personal power by problem solving, goal planning, homework, and empathy. I myself have dealt with major setbacks in life so I understand how difficult it could be to move forward. I pride myself on being an ethical clinician that treats everyone fairly. I am willing to work with anyone, however, I am strongly passionate about supporting the "Black, Indigenous , People of Color, BIPOC. I am very passionate about helping and giving back to these communities, and offer an affordable fee for service rate, accept a variety of insurance plans, and a sliding scale to those who qualify. If you're ready to give therapy a try and work through your personal barriers, it will be my pleasure to get your started on your journey. I Look forward to working with you, Yvette Bailey, MSW, LCSW
VirtualAvailable
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Often rebooked

$200/session

Open-minded
Solution oriented
Warm

Specialties

Career Counseling
Anxiety
Peer Relationships
+9
Clients my training and background would most benefit are those experiencing difficulty in their relationships with their children, parents, spouses, co-workers or other significant people in their lives; those whose anxiety or depression is holding them back, and those who are willing to work to reach their true potential. I earned my MSW from the University of Illinois at Chicago concentrating in mental health and have helped people in complicated and difficult situations ever since.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Warm
Open-minded

Specialties

Career Counseling
Anxiety
Depression
+10
I am committed to guiding you through life's challenges. I enjoy creating a therapeutic space without judgment and I utilize a conversation-based method to build therapeutic rapport. Are you struggling with relationship issues or coping with anxiety? Do you have ADHD, depression, or facing significant life stressors or changes? These are all areas I specialize in as a clinical therapist.
VirtualAvailable
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$140/session

Open-minded
Solution oriented

Specialties

Career Counseling
Anxiety
Coping Skills
+3
Welcome / Bienvenidos Something in your life has led you to this moment. Maybe you've been carrying more than you can manage alone, or perhaps you're simply ready for a change. Whatever brought you here, I'm glad you took this step. I'm a Licensed Clinical Social Worker (LCSW) with over 20 years of experience supporting individuals and couples as they navigate life's challenges and discover their strengths. My approach is compassionate, collaborative, and client-centered, with a focus on helping you identify meaningful goals and create lasting, positive change. I integrate evidence-based approaches, including Person-Centered Therapy, Cognitive Behavioral Therapy (CBT), and Solution-Focused Brief Therapy, tailoring each session to meet your unique needs and experiences. I work with adults and couples experiencing anxiety, depression, life transitions, relationship concerns, stress, self-esteem challenges, and the emotional impact of cultural adjustment, immigration, and acculturation. My goal is to provide a safe, supportive, and nonjudgmental space where you feel heard, empowered, and equipped to move toward the life you want to create. I believe that seeking support is a courageous first step, and I would be honored to walk alongside you on your journey toward healing, resilience, and personal growth.
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New to Grow

$80/session

Specialties

Career Counseling
Anxiety
Depression
+10
I've been a therapist for 18 years — which means I've heard a lot, judged nothing, and found that the best sessions usually involve at least one good laugh. I work with adults, couples, families, and teens across Pennsylvania, all virtually. My background spans anxiety, depression, relationship struggles, men's mental health, grief, anger, and life transitions. I adapt my approach to what you actually need, not a one-size-fits-all method. Accepting you exactly as you are isn't just something I say — it's how every session starts.
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$90/session

Warm
Authentic
Empowering

Specialties

Career Counseling
Family Conflict
Life Transitions
+8
Starting therapy can feel like a big step. I congratulate you on starting your journey, and I’m here to make sure that it is meaningful to you. My approach is client-centered and integrative. I believe in empowering individuals to make positive changes and lead fulfilling lives. I am passionate about creating a safe and supportive space where clients can explore their thoughts and emotions, develop coping strategies, and achieve their goals.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Pennsylvania. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Career Counseling, is filtering therapists in Pennsylvania that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.