Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 18 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 8/13/2026

$70/session

Warm
Authentic
Empowering

Specialties

Grief
High Clinical Acuity
Chronic Illness
+3
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my Master's degree from the University of Central Florida and have been practicing for over 10 years. I have a medical background and believe that mental and physical well-being are interconnected. "Healing Hands" Therapy works through the cycles of Life, Growth, and transformation with the belief that Physical, Emotional, and Spiritual Well-Being are interconnected.
VirtualAvailable

$140/session

Authentic
Solution oriented
Direct

Specialties

Anger Management
Anxiety
Couples Counseling
+10
I’m a compassionate and client-centered therapist dedicated to helping individuals, couples, and families navigate life’s challenges with clarity, confidence, and emotional resilience. My approach is warm, supportive, and grounded in evidence-based practices, including CBT, trauma-informed care, person-centered therapy, and relationship-focused interventions. I believe in partnering with clients to create a safe, empowering space where they can explore their experiences, build new skills, and work toward meaningful, lasting change. My goal is to meet you exactly where you are and guide you toward the healthier, more fulfilling life you deserve.
VirtualAvailable

Often rebooked

$125/session

Warm
Humorous
Empowering

Specialties

Anxiety
Depression
Life Transitions
+10
Hello, my name is Alex Ernest, and I am fully licensed as an LPC in the state of Georgia. I have been working in the mental health field for nearly 8 years, and I really enjoy helping people work through their core struggles and work towards finding and living their true self. I approach each session based on each client's needs. I will utilize interventions like CBT, existential, psychodynamic therapy, solution-focused, etc., to help gain healthy coping skills and knowledge to work through all of life's challenges. I love to use humor, support and empowerment to build a strong relationship with each client. I strive for the therapy relationship to be warm and supportive, and to act as a model to creating healthy relationships in every day life.
VirtualAvailable

$175/session

Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Couples Counseling
+10
Hi, I’m a licensed therapist committed to helping individuals grow, heal, and move forward with intention. I believe many of the patterns we developed earlier in life once served a purpose but may no longer align with who we are becoming. My approach is collaborative, practical, and empowering, integrating evidence-based practices such as CBT, DBT, and Motivational Interviewing to support emotional awareness, resilience, and meaningful change. I strive to create a supportive, culturally responsive space where you can feel heard, challenged, and equipped with tools to navigate life with greater clarity and confidence.
VirtualAvailable

$80/session

Authentic
Warm
Empowering

Specialties

Grief
Life Transitions
Women's Issues
+7
I've been a clinician for over 25 years, providing evidence-based clinical counseling and clinical hypnosis to those impacted by grief and loss, life changing events, relationship issues, anxiety and stress. I have worked with children, adolescents and adults and specialize in Military and family life issues. We all struggle sometimes. I like to help you build a self help toolbox to cope when life presents us with unexpected situations or events. My goal is to help you help yourself, but also know when to reach out for help if you need to. I want to humanize and normalize situations and events that set us back a bit. I provide a safe place to share difficult situations without judgement. You matter!
Available

$75/session

Authentic
Empowering
Warm

Specialties

Addiction
Anxiety
Trauma and PTSD
+6
My journey in mental health began in 2004, when I realized helping others find light through darkness was my true calling. After earning my master’s degree, I started my career at Phoenix House in Brandon, Florida, where I discovered a deep passion for supporting people as they recover and rebuild. I specialize in counseling individuals struggling with addiction, problem gambling, and co-occurring mental health challenges. My approach is person-centered, strength-based, and empathic, empowering clients to uncover their own capabilities and create healthy, fulfilling lives. I believe that with the right support and tools, anyone can move beyond survival and into meaningful, lasting change.
VirtualAvailable

$100/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Family Conflict
Parenting
+9
Greetings! Bienvenido! Let's take a moment to reflect on the courage it takes to begin therapy. You are brave. Change is a process, but the rewards of healing from distress, trauma and internal pain are powerful. As are you! I have experience helping people with trauma, anxiety, depression, grief, bereavement, loss, family/relationship conflicts, self-harm, anger management, parenting, child welfare system, foster care, adoption, school transitions, divorce, abortion, survivors of narcissism, career changes, stigmatized experiences and other major life changes. I can assist you identify patterns and help break the multigenerational trauma cycle and create new patterns to help you find fulfillment in your life. I love working with people from all ages and walks of life. Therapy goes at your pace and readiness for challenges. I gladly make accommodations as requested. I will ensure you have a safe space to process and complete the work that needs to be done to make therapy successful. Non-traditional beliefs, ideas, and experiences are welcomed to be explored without judgment or pressure to conform. In fact, some the most rewarding therapy sessions for my clients have been discussing unique philosophies that are contrary to popular opinion and culture. I pride myself in maintaining a strong work ethic, staying well organized, focused and applying strong self-care interventions. I will do my absolute best to ensure our sessions begin and end on time. However, due to the nature of this career, there are occassions where I may be delayed with another person to evaluate for additional interventions (therapists are mandated reporters in Florida). Please keep this in mind when considering mental health services. If delays do occur, I apologize in advance. I will make sure you receive the best therapeutic services possible.
VirtualAvailable

$95/session

Solution oriented
Empowering
Authentic

Specialties

Anger Management
Child or Adolescent
Trauma and PTSD
+10
Christopher C. Harris is a Researcher, Practitoner, and Educator in Social Science and Social Service from The City of Detroit. He is a Licensed Professional Counselor with experience working as a Clinical Therapist in residential and community-based care. Chris was also one semester shy of obtaining a Bachelors of Social Work from Wayne State University. The focus of his career is to support the Whole Health of individuals and improving relational health dynamics in homes and working environments, in support of the Social Determinants of Health in communities across America. Christopher has created an innovative interdisciplinary social service and social science model to health and human services called The CCH Approach. The CCH Approach supports individuals, families, and organizations with Learning through Psychoeducation, Healing through Trauma Rectification, and Growth through Life Skills Acquisition and Development. The CCH Approach integrates his private passion for learning, his personal experience overcoming complex trauma, and his professional acumen with 15 years of study and work experience within the fields of Psychology, Social Work, and Clinical Counseling.
Available

$175/session

Authentic
Solution oriented

Specialties

Anxiety
Coping Skills
Grief
+10
I’m a Licensed Mental Health Counselor with extensive experience helping teens, adults, couples, and families navigate anxiety, depression, trauma, high functioning Autism Spectrum, relationship challenges, life transitions, stress, emotional overwhelm, and family conflict. I provide a warm, nonjudgmental space where clients can feel emotionally safe while also being genuinely challenged toward growth and healing. My approach is compassionate, insightful, and practical. I help clients better understand themselves, develop healthier coping skills, improve relationships, strengthen boundaries, and create lasting emotional change — not just temporary symptom relief. I especially enjoy working with high-functioning individuals who are used to being strong for everyone else but are ready to finally receive support themselves.
Available

$120/session

Open-minded
Warm
Authentic

Specialties

ADHD
Anxiety
Depression
+9
Hi, I am a Licensed Clinical Mental Health Counselor in the State of North Carolina. I have 5 years of experience as a therapist, but over 15 years of experience in the mental health field. I received my Masters Degree in Clinical Mental Health Counseling from the University of Kentucky. I'm very passionate about helping individuals to address their challenges and live more rewarding lives. I am also licensed in the states of Florida, Kentucky and South Carolina.
VirtualAvailable

$75/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Trauma and PTSD
Hello and welcome! My name is Claudia and I am a bilingual (English and Spanish) counselor with an eclectic approach geared toward your individualized needs. I strive to empathically listen to narratives, within a nonjudgmental positive regard stance to best support you through self-discovery, generational healing, and values exploration. I specialize in C-PTSD/Trauma Stress, Anxiety, Depression, ADHD, Bipolar Disorders, Borderline Personality Disorder, and Neurodivergence. As a multicultural competent counselor, I am always updating and educating myself with laws/ ethical considerations, social movements, and the needs of the discriminated, oppressed and marginalized community.
VirtualAvailable

$125/session

Authentic
Humorous
Direct

Specialties

Anxiety
Addiction
ADHD
+24
Hey there! I’m Craig Lampkin, and I’m thrilled to be a native New Yorker. I became a marriage and family therapist because I’m passionate about hearing people’s stories and helping them through their journeys. My journey started at the Fiorello H. LaGuardia High School of Music & Art and Performing Arts in NYC, which really adds a creative flair to my therapy sessions. I love incorporating visual cues along with a variety of therapeutic approaches to keep our time together engaging and fun! We’ll team up to explore new coping strategies, decision-making skills, and problem-solving techniques that can help you thrive in life. In my practice, I use different therapeutic modalities as key tools to support your growth in thinking, emotions, and physical abilities while reducing any troublesome behaviors. I tailor these methods to fit your unique needs. For instance, Cognitive Therapy helps in shifting negative thought patterns, while Cognitive Behavioral Therapy (CBT) combines thoughts and actions to tackle various psychological challenges. If you’re dealing with trauma, Trauma-Focused Cognitive Therapy can provide a safe space to process those experiences. Narrative Therapy is all about empowering you to rewrite your life story, whereas Structural Therapy focuses on enhancing family dynamics to mend conflicts. With Strategic Therapy, we’ll employ specific strategies to tackle problems, and Solution-Focused Therapy will help us zero in on your goals and strengths for positive outcomes. Together, these approaches work wonderfully to boost your well-being and personal growth. Let’s embark on this journey together!
VirtualAvailable

$160/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+3
Saludos! Soy doctora en psicología clínica licenciada en Puerto Rico y consejera en salud mental licenciada en el Estado de la Florida. Tengo 15 años de experiencia en el campo de la salud mental trabajando con estrés, depresión, ansiedad, cambios de vida, duelo, manejo de coraje, baja autoestima y poca motivación. Tengo como norte promover un ambiente terapeutico seguro y libre de prejuicios que fomente la expresión cómoda de pensamientos y emociones. Ofrezco mis servicios de teleterapia en español e inglés. I'm a licensed mental health counselor in the State of Florida with 15 years of professional work experience. I also have a doctorate's degree in Clinical Psychology from my country of origin. I speak Spanish and English. I have vast experience in helping clients with stress and anxiety, coping with grief and loss, anger management, motivation, self-esteem, and confidence. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment.
VirtualAvailable

$120/session

Specialties

Addiction
Anxiety
Depression
+6
Hi! I'm a Licensed Clinical Social Worker (LCSW) and a Master level Certified Addiction Professional (MCAP) based in Florida. I received by Masters from the University of Central Florida. I have been practicing for over 20 years to help adolescents and adults deal effectively with problems and become the best versions of themselves. I look forward to helping you on your journey towards better mental health and functioning.
VirtualAvailable

$90/session

Specialties

Anxiety
Chronic Illness
Life Transitions
+3
I’m a Licensed Clinical Social Worker who believes that therapy should feel safe, supportive, and empowering. My journey has taken me through community work, addictions treatment, psychiatric inpatient care, dialysis support, residential treatment with adolescents on the Autism spectrum, and private practice. These experiences allow me to understand people deeply—mind, body, family, and environment—and to tailor therapy in a way that honors your whole story. I bring a blend of clinical expertise, creativity, and cultural awareness into every session.
VirtualAvailable

$200/session

Authentic
Intelligent
Open-minded

Specialties

Addiction
ADHD
Anxiety
+10
I believe therapy is most effective when it feels both supportive and collaborative. My goal is to provide a safe space where clients can process trauma, explore challenges, and build the skills they need to live more fully. I offer psychotherapy, therapeutic assessments, and specialized interventions designed to meet each client’s unique needs. Whether you are navigating life transitions, managing mental health concerns, or seeking greater clarity in your relationships, I aim to help you feel understood and empowered. As I often remind clients, our connection to the world is shaped by the people we engage with. Together, we can build on your existing strengths and experiences to create meaningful change and improve your quality of life. As an athlete, a family man, and a man of faith, I understand the challenges with adjusting to change associated with leaving a sport or career, you love, before you believe your time is up. I understand what it feels like to develop a bond and the challenges with sustaining such bonds. I also understand seeking growth spiritually when there’s so much temptation and triggers that seem to pull me away for my goals. With that, these experiences are what hopefully keep me humble, motivated, and grateful.
VirtualAvailable

$150/session

Warm
Empowering
Solution oriented

Specialties

Coping Skills
Self Esteem
Women's Issues
+6
HI! My name is Mary Beth Ridderman. I am a Licensed Mental Health Counselor (LMHC) in the state of Florida, and a Licensed Professional Counselor (LPC) in the state of Georgia. In addition to my state licensure, I have earned credentials as a National Certified Counselor, Certified Sand Tray Therapist. Registered Play Therapist Supervisor, Qualified LMHC Supervisor, Certified Clinical Military Counselor, Certified Life Coach, Board Certified Tele-mental Health Counselor, Certified Reconsolidation of Traumatic Memories Therapist, and a Social Investigator. I am proud to be a member of Chi Sigma Iota, an International Academic and Professional Counseling Honor Society. I have over twenty years' experience working with families as a child advocate with the court system and I currently provide social investigations and assist individuals involved in contentious divorce or visitation issues. Perhaps my most rewarding experience was seven years’ providing individual and group counseling in a shelter for survivors of domestic violence. My specialties are working with individuals who have symptoms of stress, depression, anxiety, anger, traumatic brain injury, or who are experiencing family issues. Clients find that I genuinely like people from all walks of life, I am non-judgmental, and I am an excellent listener. Research supports, and I believe, that a strong client-counselor relationship is the most important part of the counseling experience and creating that bond is my goal. I look forward to meeting you, getting to know you, and working with you to achieve your personal goals. Mary Beth
VirtualAvailable

$145/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Trauma and PTSD
Women's Issues
Healing begins when you feel seen, safe, and free to show up exactly as you are. My work is rooted in creating that kind of space, one where your story is honored, your emotions are welcome, and your growth unfolds without judgment. I blend mindfulness, somatic awareness, and acceptance-based practices with an intuitive, heart-centered approach that helps you reconnect to your own strength, spirit, and wisdom. I hold every session with empathy and compassion, but also with realness. I believe in truth-telling that heals, the kind that may not always be easy to hear but always comes from love and respect for who you are becoming. Together, we explore not only why patterns exist but how to shift them in the body and in daily life. Our work invites peace back into your nervous system and power back into your choices. I walk beside those who are ready to stop surviving and begin living in alignment with their wholeness. You do not need to be fixed. You need to be met, witnessed, and reminded of the power that has always been yours. In this space, healing is sacred, personal, and deeply human.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.