Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 2026 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/12/2026

$150/session

Authentic
Warm
Intelligent

Specialties

Anxiety
Men's Issues
Spirituality
+5
I’ve worked in various roles in the mental health field since 1991 and have been a practicing clinician since 2012. My approach is genuine and authentic, warm and welcoming. I hope to help others appreciate what is sometimes the absurdity and incongruity of life's situations. It’s good to laugh, to have joy, appreciate what is better. GROW is secondary employment, and during the day I work for a county mental health plan delivering complex interventions for youth, families, and adults. On this platform I offer time in the evenings.
VirtualAvailable

$200/session

Warm
Solution oriented
Empowering

Specialties

ADHD
Anxiety
Couples Counseling
Welcome! I am a couples therapist helping partners work through conflict, communication breakdowns, and emotional disconnection. I specialize in how ADHD, anxiety, attachment wounds, and emotional stress show up in relationships. I often work with couples who feel stuck in a painful cycle where one partner shuts down, avoids conflict, or becomes overwhelmed, while the other pushes harder for connection, answers, or reassurance. Many of the couples I work with love each other deeply but feel exhausted by repeated arguments, defensiveness, resentment, or feeling more like roommates than partners.
VirtualAvailable

$180/session

Authentic
Humorous
Open-Minded

Specialties

Anxiety
Men's Issues
Sex Therapy
Hi everyone, I’m a Therapist with 11 years of experience, two Master’s degrees from the University of Pennsylvania, and a Bachelor’s from UC Berkeley. I specialize in helping men who are struggling with sexual dysfunction, performance anxiety, or worry that’s taking over their daily life. I also work with men and women who are navigating relationships of all kinds—monogamous, polyamorous, open, or still figuring it out—and the communication challenges that come with them. My approach is grounded in helping you understand your thought patterns, where they may be a disservice to you and how to change them in order to create behavioral change. We’ll set clear goals together and break them down into doable steps, and I’ll be here to encourage you rather than judge you if things feel hard along the way. I also make a point of highlighting the strengths you already have and reminding you of them on the days you forget. Supporting people in feeling less alone, more understood, and genuinely heard is the part of this work that brings me joy. Please note: I don’t provide couples counseling, but I do offer individual therapy focused on relationship concerns, intimacy, and identity. I am LGBTQ+ and kink‑affirming. This is a safe space.
VirtualAvailable

$125/session

Empowering
Warm
Authentic

Specialties

Anxiety
Depression
Family Conflict
+1
Hello! My name is Lisa Thiel and I’m a Licensed Clinical Social Worker in the state of California. I have had the opportunity to work with a wide range of individuals from all backgrounds. I started my career working with children and families focusing on attachment and family relations. I currently work with individuals who struggle with depression, anxiety, addiction, and personality disorders. I encourage my clients to think about what they want their lives to look like and then we work to get there. It is always a collaborative relationship and everyone benefits from learning new skills they can take with them for the rest of their lives.
VirtualAvailable

$180/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+8
I’m a Licensed Marriage and Family Therapist based in California, passionate about helping adults navigate life’s challenges with compassion and self-awareness. I specialize in working with individuals experiencing trauma, anxiety, depression, relational issues, and major life transitions, providing a supportive space where they can explore their emotions, patterns, and personal growth. My approach is client-centered, meaning I tailor therapy to your unique needs, while incorporating psychodynamic therapy to help uncover how past experiences shape your present. I also utilize EMDR to support trauma processing and emotional healing. Whether you’re struggling with relationships, identity, or deep-seated emotional wounds, my goal is to help you gain clarity, heal, and move forward with confidence and inner peace.
VirtualAvailable

$160/session

Intelligent
Warm
Authentic

Specialties

ADHD
Coping Skills
Self Esteem
+10
Awarded Best Therapist of El Cerrito 2025 and Best Of Richmond for Mental Health Practitioner in 2024! Are you searching for a therapist with warmth, compassion, and proven experience to help you with the challenges you’re facing in life? Are you looking for actual tools to manage thoughts and emotions? Hi, I am Serina Harris. I am a Licensed Marriage and Family Therapist with over 18 years of experience proudly serving adults in the San Francisco Bay Area. As an Integrative Therapist I provide you with a culturally sensitive and non-judgmental space that invites you to embrace change, challenge unhelpful patterns and be more of who YOU are. Whether it's navigating the complexities of depression and anxiety, managing various symptoms of ADHD, perimenopause, or fostering healthy family relationships and communication, I am here to help. Feeling overwhelmed by the constant stress of just getting through the day? Is all the negativity and stress on your mind holding you back from living the life you really want? You are not alone. This may be one of the most important decisions you ever make. Taking this first step towards therapy shows how brave and resilient you are. Yes, YOU! I am here to help you, support you, and walk beside you on your journey to yourself. *Availability & Schedule: My office hours are M-F 9am-5pm. I am not available on weekends. I see clients weekly or every other week depending on clinical need and treatment plan.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Couples Counseling
Men's Issues
+10
Kercell has been a therapist for 3 years. His primary approach to therapy is Narrative Therapy. Kercell believes everyone has a story and everyone has the ability to overcome obstacles that are hindering them from reaching their goals. Along with Narrative Therapy, Kercell believes the key to a health relationship is effective communication. Kercell's favorite part of therapy is seeing individuals and couples achieve their goals. In Kercell's free time, he enjoys hosting social events and creating memorable moments with his wife and kids.
Available

New to Grow

$175/session

Specialties

Anxiety
Family Conflict
Life Transitions
+6
If you are looking for an interactive, honest, and approachable therapist, welcome. I bring humor and real-world warmth to our sessions, and I love working with clients who are ready to engage and do the work to improve their lives. Together, we'll build a non-judgmental, collaborative dialogue focused on helping you heal, work on goals and grow at your own pace. We will set clear goals together, but we will also adapt as your needs shift. I am here to partner with you, talk with you and find read solutions.
Available

$140/session

Authentic
Direct
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
Hi my name is Ray Radeka, LCSW, CATC IV. I am a US Navy Veteran. Huge Dodger fan :)! I want to congratulate you on having the courage to reach out for assistance, it is not an easy thing to do. That being said you are already on your way to healing! I am a strength based, solution focused, compassionate, empathetic - intersectional therapist. I was born and raised in Southern California. I attended California Baptist University for my masters. My lived experiences on every level has motivated and prepared me to become a therapist. I have been in the mental health/substance abuse field, for 13 years, 8 of that was working as a Drug and Alcohol counselor specializing in Co-occurring disorders, which is someone that has been diagnosed with a Mental Health disorder and also suffers from a Drug or Alcohol addiction. I have now been practicing as a Clinical Therapist for the last 5 + years. My experience has been working with patients who suffer from Drug and Alcohol addiction, mood disorder, relationship issues, communication problems, First Responders and nurses. Veterans with severe mental illness, PTSD , co-occurring disorders, Sex addiction. Coping with symptoms of Bipolar Disorder, Depression and Anxiety, Emotion dysregulation, Anger Management. My clinical approach leans towards CBT, DBT, Strength based, Solution Focus Therapy, Meditation and Mindfulness, ACT, Trauma focus therapy. As was as assisting in developing healthy communication habits and skills. “Just one small positive thought in the morning can change your whole day”. —Dalai Lama
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Depression
Self Esteem
+6
Hello, my name is Kathy and I am a LCSW. I enjoy meeting people from all walks of life and learning about them. I am an integrated counselor and use different modalities to create an individualized approach to my work. I have been working as a counselor for about 4 years and I am privileged to do this type of work.
Available

$120/session

Empowering
Warm
Humorous

Specialties

Anxiety
Child or Adolescent
Coping Skills
+3
Hi, I’m Sandy. I have a passion for working with children and teenagers who are facing challenges in school, dealing with anxiety, depression, anger issues, peer relationships, or family struggles. My goal is to create a safe, supportive space where you can feel heard and understood. You don’t have to go through this journey alone. Together, we’ll set meaningful goals and explore strategies to help navigate life’s ups and downs. I’m excited to work with you and help you achieve the growth and change you're seeking. I look forward to meeting you!
VirtualAvailable

$150/session

Empowering
Warm
Authentic

Specialties

Life Transitions
Racism
Trauma and PTSD
Experiencing adversity is part of the human experience, and everyone deserves a safe space to heal and thrive. Whether you're facing communication challenges, wanting to further develop insight, or managing traumatic responses, I am here to support. Together, we will work towards solutions that promote resilience, connection, and well-being. At the foundation of all goals, I hope to instill and restore a sense of safety, trust, and empowerment in your life. In addition to my clinical work, I am passionate about advocacy and education surrounding trauma-informed care. I believe in the importance of raising awareness and reducing stigma surrounding mental health and trauma, and I actively engage in community outreach and attend regular training initiatives to stay abreast current events.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Men's Issues
Obsessive-Compulsive (OCD)
+6
I specialize in Men's OCD and anxiety counseling in all its forms. Using ERP and ACT (the gold-standard treatments for OCD and anxiety), combined with a humanistic approach, I build a treatment plan tailored specifically to you, starting in session one. With nearly a decade of experience helping people break free from anxiety or OCD, I know that real progress is possible, and it often comes faster than people expect. Ready to start expanding your world?
Available

$160/session

Empowering
Authentic
Warm

Specialties

Anxiety
Grief
Women's Issues
¿Repite patrones familiares que no le sirven? Esto puede deberse a un trauma infantil. El trauma infantil puede dejarle con la sensación de que algo anda mal en usted; de que es defectuosa, diferente o indigno de amor. Estos sentimientos probablemente sean proyecciones que recibió de sus cuidadores. Si esto le resuena y desea cambiar esos patrones, le apoyaré a explorar la conexión entre sus experiencias pasadas, a menudo de la infancia, y su mentalidad actual. ------------------------------------------------------------------------------------------------------------------------------------------------ Do you find yourself repeating family patterns that don’t serve you? This can be due to childhood trauma. Childhood trauma can leave you with the sense that there's something wrong with you; that you are defective/different/unlovable. These feelings are likely projections that you received from your caregivers. If this resonates with you and you want to change those patterns, then I will support you to explore the connection between your past experiences–often from childhood–and your current mindset. I work with Women’s Mental Health Concerns such as menopause, Grief, Anxiety, Depression, and job stress.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Grief
Life Transitions
+1
Hi, I'm Cortne. I'm a Licensed Clinical Social Worker who has worked across community mental health, hospitals, crisis intervention, medical social work, and behavioral health leadership. I've had the privilege of supporting adults through some of life's most difficult moments. Whether you're feeling overwhelmed by stress, grieving a loss, healing from trauma, navigating a major life transition, or simply feeling stuck, you don't have to face it alone. I believe therapy should feel like a conversation with someone who genuinely listens, understands, and meets you where you are. I strive to create a warm, supportive, and nonjudgmental space where you feel safe exploring your thoughts, emotions, and experiences. If faith or spirituality is an important part of your life, I'm happy to thoughtfully incorporate those values into our work together in a way that feels meaningful to you. These experiences have given me a deep appreciation for the resilience people carry—even when they may not see it themselves. Together, we'll identify practical strategies that fit your life while building on your strengths so you can move forward with greater confidence and hope.
Available

$375/session

Authentic
Empowering
Warm

Specialties

Trauma and PTSD
ADHD
Anxiety
+7
Hi there, I am a licensed clinical psychologist in California. Over the past decade, I have been helping others explore and process current and past challenging thoughts, emotions, and experiences to help them live a more fulfilling life. I believe that you have what you need inside of you to not just survive but thrive and my job is to help you reconnect with it. I believe that regardless of where you are in life or what you have been through, you can be whole, you can live, you can have safe, healthy, happy, stable relationships with others and yourself. Therapy is not easy, finding and protecting your peace takes work. If you are ready to take that next step, I will happily join you and walk along side you. You are not in this alone, and I will be rooting for you!
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Child or Adolescent
Parenting
+3
Welcome! I'm Kimberly Andresen, a Licensed Clinical Social Worker. I am so excited that you are taking steps to improving your mental health! I look forward to getting to know who you are and how we can partner together to identify and address barriers that are keeping you from the life you want to live. Life is full of ups and downs that can feel overwhelming. I hope to help you sort through the overwhelm so you can find joy in the life you are living.
Available

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Life Transitions
+6
I have been in practice for 30+ years and as a clinically trained social worker. I have served in several interesting capacities. My goal as a therapist is to be a part of the therapeutic process in guiding you forward to find the fulfilling life you deserve. I provide a nurturing and safe space for us to work as a team to identify your therapy goals and it's my priority to meet you where you are at in your journey. I will approach your challenges with support and openness to assist with the process of developing healthy, and useful coping strategies that work for you.
VirtualAvailable

$135/session

Authentic
Intelligent
Empowering

Specialties

Anxiety
Life Transitions
Mood Disorders
+10
I've been working with children, teens and families for 40 years, and adults, couples and seniors for 20. Early in my career, I was a houseparent and counselor in group homes for delinquent teens, a teacher’s aide in a special education school and a counselor in a residential treatment center for emotionally disturbed children. I also taught in junior high and high schools and was a rehabilitation group therapist in psychiatric hospitals. In the last 15 years, in addition to facilitating group therapy and seeing individuals and couples in private practice, I've continued my work with teens, families and adults in day treatment programs and long term living facilities. I obtained my Master’s degree in Psychology from California Institute of Integral Studies in 1993 and PhD in Depth Psychology from Pacifica Graduate Institute in 2013. ​My treatment approaches and therapeutic orientations include: ​Cognitive Behavioral (CBT) Dialectical Behavioral (DBT) Emotionally Focused Couples Therapy Expressive Arts Therapies (role play, psychodrama, art, poetry) ​Humanistic Person Centered Jungian Depth Psychology ​Liberation Psychologies Object Relations Motivational Interviewing Narrative Therapy Solution Focused Structural-Strategic Family Therapy
VirtualAvailable

$165/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+6
Hi there, I'm Robin. Do you feel pulled in a million directions, unable to fit it all in? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? I help people manage anxiety and avoid burnout. Together, we can identify what's not working and get you back to balance. We'll use a whole self approach, addressing the needs of your mind, body and spirit. I believe that each person is a unique individual and therefore the style of therapy should be personally matched to be the best fit for the client. I integrate a wide variety of therapeutic interventions and techniques that come from multiple theoretical backgrounds. Whether you're dealing with overwhelm, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hurt, hangups and habits holding you back. Let's work together!
VirtualAvailable

$500/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Coping Skills
Depression
+4
Are you feeling stuck and unable to move forward? Are you ready to make a change? It takes courage to ask for help. Therapy can be rewarding and lead to a lifetime of fulfillment. I have experienced the emotional challenges of life and can understand and empathize. In working together, we can cultivate growth by understanding the obstacles that you face and developing solutions that can help you gain control over your life and achieve your goals. Ultimately, therapy can lead you to greater self-esteem, self-awareness and most importantly, a more fulfilling life. As your therapist, I will provide a safe, caring, non-judgmental and confidential environment. I use an integrated approach to meet the specific needs and goals of my clients. I have experience working with adults, couples, teens and children
VirtualAvailable
No reviews yet

New to Grow

$150/session

Authentic
Warm

Specialties

Anxiety
Life Transitions
Parenting
+9
I am a Licensed Professional Clinical Counselor with more than 15 years of experience supporting children, teens, adults, and families through a variety of life experiences and challenges. My practice is grounded in compassion, collaboration, and culturally responsive care. I provide a safe, supportive space to explore challenges, build insight, develop coping strategies, and create meaningful change at a pace that feels right for each individual person.
Available

$120/session

Authentic
Solution oriented

Specialties

Dissociative Disorders
Self-Harming
Trauma and PTSD
Hi there, I'm Aimee! I am a Licensed Marriage and Family Therapist. I most commonly use Acceptance and Commitment Therapy as my therapeutic approach. I work hard to help people pinpoint the changes they want to see in their life and assist with navigating the path toward a values driven and meaningful life. Many of us like to avoid uncomfortable feelings. I like to help people get comfortable with feeling uncomfortable.
VirtualAvailable

New to Grow

$200/session

Specialties

ADHD
Anxiety
Depression
+6
I have rich experience covering a wide range of issues. I utilize CBT and Existential Therapy. When people are empowered through being heard, emotionally supported, and helped to develop skills, they have a greater ability to lead emotionally healthy lives. I have treated people suffering from mild emotional issues and those with severe psychological dysfunction. These issues range from anxiety and depression to PTSD, bipolar disorder, and schizophrenia spectrum disorders. I have worked with people from all walks of life and professional backgrounds.
Available

Often rebooked

$180/session

Warm
Solution oriented
Authentic

Specialties

Trauma and PTSD
Anxiety
Depression
+1
Hello, I am Julie. We often are doing the best we can with what we are given, and I am here to help improve daily practices, routines, and maintain a life worth living. I help clients who struggle with Acute and Chronic Trauma, Borderline Personality Disorder, Anxiety disorders, and Depressive disorders. I am trained in utilizing Dialectal Behavior Therapy (DBT) and Eye Movement Reprocessing Desensitization (EMDR) therapy. Although, I have training in specific therapy modalities I take time to incorporate client goals and address the needs of your mind, body and spirit. I also integrate mindfulness and art to help you develop a stronger relationship with yourself. I am excited to begin working with individuals in their journey to self-exploration and healing. "What we don't need in the midst of struggle is shame for being human." -Brene Brown
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.