Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 592 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Los AngelesSan DiegoSacramentoOaklandSan Francisco

Availability updated: 8/8/2026

$180/session

Authentic
Humorous
Open-Minded

Specialties

Anxiety
Men's Issues
Sex Therapy
Hi everyone, I’m a Therapist with 11 years of experience, two Master’s degrees from the University of Pennsylvania, and a Bachelor’s from UC Berkeley. I specialize in helping men who are struggling with sexual dysfunction, performance anxiety, or worry that’s taking over their daily life. I also work with men and women who are navigating relationships of all kinds—monogamous, polyamorous, open, or still figuring it out—and the communication challenges that come with them. My approach is grounded in helping you understand your thought patterns, where they may be a disservice to you and how to change them in order to create behavioral change. We’ll set clear goals together and break them down into doable steps, and I’ll be here to encourage you rather than judge you if things feel hard along the way. I also make a point of highlighting the strengths you already have and reminding you of them on the days you forget. Supporting people in feeling less alone, more understood, and genuinely heard is the part of this work that brings me joy. Please note: I don’t provide couples counseling, but I do offer individual therapy focused on relationship concerns, intimacy, and identity. I am LGBTQ+ and kink‑affirming. This is a safe space.
VirtualAvailable
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$125/session

Empowering
Warm
Authentic

Specialties

Anxiety
Depression
Family Conflict
+1
Hello! My name is Lisa Thiel and I’m a Licensed Clinical Social Worker in the state of California. I have had the opportunity to work with a wide range of individuals from all backgrounds. I started my career working with children and families focusing on attachment and family relations. I currently work with individuals who struggle with depression, anxiety, addiction, and personality disorders. I encourage my clients to think about what they want their lives to look like and then we work to get there. It is always a collaborative relationship and everyone benefits from learning new skills they can take with them for the rest of their lives.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Humorous
Empowering

Specialties

Anxiety
Child or Adolescent
Women's Issues
Hey, I'm Olivia! Are you ready to laugh, cry and create a connection with someone who is not going to give you cookie-cutter responses? Then keep reading. I am passionate about creating a safe space for my clients to throw it all out on the table, be met with compassion and validation and begin to piece together what they want to keep and what they want to toss. Many times in our lives, we put on certain identities and expectations that may not be ours but we keep them on out of comfort, fear, habit, you name it. I am here to help you sift through the pieces of you that you know but also become curious about the parts of yourself that you do not know. During that process, you can begin to find power in your choices and practice the art of being able to decide for yourself who it is you want to be. The stories you have come to believe about yourself are worth exploring and together, we can build a relationship where I will challenge those beliefs with you and assist you in building confidence to shift into your most authentic and understood self.
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$120/session

Empowering
Warm
Humorous

Specialties

Anxiety
Child or Adolescent
Coping Skills
+3
Hi, I’m Sandy. I have a passion for working with children and teenagers who are facing challenges in school, dealing with anxiety, depression, anger issues, peer relationships, or family struggles. My goal is to create a safe, supportive space where you can feel heard and understood. You don’t have to go through this journey alone. Together, we’ll set meaningful goals and explore strategies to help navigate life’s ups and downs. I’m excited to work with you and help you achieve the growth and change you're seeking. I look forward to meeting you!
VirtualAvailable
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$135/session

Authentic
Intelligent
Empowering

Specialties

Anxiety
Life Transitions
Mood Disorders
+10
I've been working with children, teens and families for 40 years, and adults, couples and seniors for 20. Early in my career, I was a houseparent and counselor in group homes for delinquent teens, a teacher’s aide in a special education school and a counselor in a residential treatment center for emotionally disturbed children. I also taught in junior high and high schools and was a rehabilitation group therapist in psychiatric hospitals. In the last 15 years, in addition to facilitating group therapy and seeing individuals and couples in private practice, I've continued my work with teens, families and adults in day treatment programs and long term living facilities. I obtained my Master’s degree in Psychology from California Institute of Integral Studies in 1993 and PhD in Depth Psychology from Pacifica Graduate Institute in 2013. ​My treatment approaches and therapeutic orientations include: ​Cognitive Behavioral (CBT) Dialectical Behavioral (DBT) Emotionally Focused Couples Therapy Expressive Arts Therapies (role play, psychodrama, art, poetry) ​Humanistic Person Centered Jungian Depth Psychology ​Liberation Psychologies Object Relations Motivational Interviewing Narrative Therapy Solution Focused Structural-Strategic Family Therapy
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$175/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Spirituality
Trauma and PTSD
+8
Hi! California and Arizona licensed therapist (LMFT, LPCC) with a holistic approach. I received two Masters degrees in Psychology, and been working for 10 years in the mental health field, and 8 years in clinical practice. I have supported clients in all areas such as: processing and understanding emotions, identity exploration, personal/soul growth, goal-setting, overcoming and understanding addictions, spiritual support, developing healthy boundaries, processing and healing from grief and loss, career challenges, religious trauma, cultural trauma, LGBTQ+ affirming care, shadowwork, dreamwork, etc.
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$190/session

Warm
Authentic
Open-minded

Specialties

Peer Relationships
Sex Therapy
Women's Issues
Hi, I’m Kristina Gianola, a Licensed Marriage and Family Therapist passionate about helping people feel more connected to themselves and others. I take a warm, down-to-earth approach, creating a safe space where you can explore your emotions, heal past wounds, and move toward healthier patterns. My work is rooted in systems and parts work, meaning we’ll look at how your relationships and different aspects of yourself shape your experiences. Whether you're struggling with anxiety, self-esteem, or relationship challenges, we’ll work together to help you build insight, confidence, and lasting change.
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$150/session

Warm
Empowering
Authentic

Specialties

Anxiety
Autism
Military/Veterans
+10
Robin Hall, LCSW, is a Licensed Clinical Social Worker practicing in the state of California and Hawaii. She attained her Master's in Social Work from the University of Alabama, Tuscaloosa, in 2009. Robin's professional journey has led her to work extensively in areas such as sleep challenges, PTSD, anxiety, and trauma, where she uses a combination of evidence-based therapeutic approaches. In her therapy sessions, Robin prioritizes creating a safe, judgment-free environment where people can openly express themselves, ensuring that you feel seen, heard, and valued throughout the journey towards healing and growth.
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$160/session

Intelligent
Warm
Authentic

Specialties

ADHD
Coping Skills
Self Esteem
+10
Awarded Best Therapist of El Cerrito 2025 and Best Of Richmond for Mental Health Practitioner in 2024! Are you searching for a therapist with warmth, compassion, and proven experience to help you with the challenges you’re facing in life? Are you looking for actual tools to manage thoughts and emotions? Hi, I am Serina Harris. I am a Licensed Marriage and Family Therapist with over 18 years of experience proudly serving adults in the San Francisco Bay Area. As an Integrative Therapist I provide you with a culturally sensitive and non-judgmental space that invites you to embrace change, challenge unhelpful patterns and be more of who YOU are. Whether it's navigating the complexities of depression and anxiety, managing various symptoms of ADHD, perimenopause, or fostering healthy family relationships and communication, I am here to help. Feeling overwhelmed by the constant stress of just getting through the day? Is all the negativity and stress on your mind holding you back from living the life you really want? You are not alone. This may be one of the most important decisions you ever make. Taking this first step towards therapy shows how brave and resilient you are. Yes, YOU! I am here to help you, support you, and walk beside you on your journey to yourself. *Availability & Schedule: My office hours are M-F 9am-5pm. I am not available on weekends. I see clients weekly or every other week depending on clinical need and treatment plan.
VirtualAvailable
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$189/session

Direct
Intelligent
Solution oriented

Specialties

Couples Counseling
Family Conflict
Parenting
+9
I’m Tammy Gold, LCSW, an author, therapist, and nationally featured parenting and family therapy expert who created the Care Map Method™. I help adults, couples, parents, and families feel safe, supported, and truly heard. My sessions offer no judgment, stress, or shame—just positive support, clinical insight, and practical solutions to better understand emotions, behavior, relationships, parenting stress, divorce conflict, and family communication. My goal is for clients to leave each session feeling better, less alone, and supported by someone in their corner helping them understand and advocate for their needs.
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$200/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Couples Counseling
Substance Misuse
+10
I work with individuals and couples struggling with issues including addiction, codependency, parenting, body image issues, self-worth issues, anxiety and depression, among others. My work is routed in a depth-psychological approach that focuses on the subconscious, and how issues that we are unaware of are sabotaging our lives. I am outgoing, warm and friendly, and working with me is like having a close friend in your corner, holding you accountable and helping you understand yourself as deeply as possible. In my previous career, I was an actor, and love working with artists of all types. I understand Hollywood and show business and the difficulties that come with creating a career out of an artistic passion. I am a mother and love working with parents who are struggling with the very real difficulties that come with the hardest job in the world. In my work with couples, I help both parties understand what it is that they truly want as individuals, and how to achieve it as a team. I am passionate about my job as a helper and a healer, and hope to be able to help guide you into becoming the best version of yourself.
VirtualAvailable
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Often rebooked

$200/session

Warm
Intelligent
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+4
Hey everyone, my name is Thomas! I am an LCSW with over 5 years experience working with clients. I work with adults and couples navigating self-worth issues and relationship patterns rooted in past or present wounds. My approach is depth-oriented, relational, and focused on real change—not just insight. Clients often come seeking relief, clarity, and a more secure sense of self and connection.
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$175/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+8
My name is Brooke Barker and I am a Licensed Marriage & Family Therapist (LMFT) based in Southern California. My path to becoming a therapist was shaped by my own mental health journey and by how much therapy helped me better understand myself, my relationships, and my place in the world. I know how powerful it is to feel seen, supported, and understood, and I’m deeply committed to creating that experience for the people I work with. My approach is collaborative, client-centered, strengths-based, trauma-informed, and creative. I tailor what we do to your unique experiences, culture, and background. I draw from CBT, solution-focused work, mindfulness, EMDR, and insight-driven communication to help build self-awareness, practical skills, and lasting growth. I work with a variety of people, populations, and presenting concerns including: anxiety, depression, panic disorder, daily stress, life transitions,/adjustments, body image and self-esteem concerns, and trauma (PTSD), as well as identity-affirming care for neurodivergent clients (ADHD/Autism) and the LGBTQIA+ community.
Available
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Often rebooked

$100/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Coping Skills
Life Transitions
+3
Hi, my name is Bjorn! In my practice I focus on helping my clients overcome obstacles to a healthier life by creating a safe, supportive therapeutic relationship. Therapy can go in many directions, but I primarily focus on helping clients to identify specific needs that they have, process difficult feelings, psychoeducation, realizing important goals for growth and how to achieve them. In the therapeutic process I share many tools to help with healing including awareness practices, cognitive behavioral therapy, personality work, psychoeducation, and somatic therapy.
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Often rebooked

$135/session

Warm
Direct
Holistic

Specialties

Chronic Illness
Life Transitions
Older Adults
+5
I am a Licensed Marriage Family Therapist with fifteen years of experience working with adolescents, adults and seniors. My approach is client-centered and solution-focused, while the main modalities that I use in my practice are Dialectical Behavior Therapy and ACT. I specialize in working with adults and older adults in recovery from substance abuse/addiction, adjusting to changes in physical health, relationships, grief and end-of-life. I firmly believe that everybody has innate worth and potential to discover, recover, and heal, which is enhanced and refined within the safety of a non-judgmental therapeutic relationship. As a therapist, I offer you my reflection, understanding, perspective, evidence-based interventions and patience while we process your thoughts, emotions and sensations together
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$120/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Depression
Hi, I’m Steven. Have you been feeling overwhelmed, stuck, or like life has become harder to manage? Maybe you’re struggling with relationships, work, stress, or finding the motivation and balance you once had. Perhaps you’ve been so focused on getting through each day that you haven’t had much time to be kind to yourself. I help individuals navigate difficult emotions, life transitions, and unexpected challenges by creating a safe, supportive, and non-judgmental space where you can feel heard and understood. Together, we will explore what may be holding you back, identify patterns that are no longer serving you, and build on the strengths you already have. Using evidence-based approaches, including Cognitive Behavioral Therapy (CBT), while tailoring our work to your unique needs, we will work together to develop practical tools for managing challenges and creating meaningful change. My goal is to help you reconnect with your confidence, resilience, and the healthier, more balanced version of yourself. You don’t have to face these challenges alone. Therapy is a collaborative journey, and I would be honored to support you as you heal, grow, and move forward.
VirtualAvailable
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$140/session

Authentic
Direct
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
Hi my name is Ray Radeka, LCSW, CATC IV. I am a US Navy Veteran. Huge Dodger fan :)! I want to congratulate you on having the courage to reach out for assistance, it is not an easy thing to do. That being said you are already on your way to healing! I am a strength based, solution focused, compassionate, empathetic - intersectional therapist. I was born and raised in Southern California. I attended California Baptist University for my masters. My lived experiences on every level has motivated and prepared me to become a therapist. I have been in the mental health/substance abuse field, for 13 years, 8 of that was working as a Drug and Alcohol counselor specializing in Co-occurring disorders, which is someone that has been diagnosed with a Mental Health disorder and also suffers from a Drug or Alcohol addiction. I have now been practicing as a Clinical Therapist for the last 5 + years. My experience has been working with patients who suffer from Drug and Alcohol addiction, mood disorder, relationship issues, communication problems, First Responders and nurses. Veterans with severe mental illness, PTSD , co-occurring disorders, Sex addiction. Coping with symptoms of Bipolar Disorder, Depression and Anxiety, Emotion dysregulation, Anger Management. My clinical approach leans towards CBT, DBT, Strength based, Solution Focus Therapy, Meditation and Mindfulness, ACT, Trauma focus therapy. As was as assisting in developing healthy communication habits and skills. “Just one small positive thought in the morning can change your whole day”. —Dalai Lama
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$140/session

Warm
Intelligent
Solution oriented

Specialties

Anxiety
Parenting
Trauma and PTSD
+9
Have you been struggling with anxiety and/or lack of direction? Are you critical of yourself and feeling negative and sad? Do you have issues in your past you feel are impacting your present? Are you challenged by a life transition? Change is hard and not always smooth. Sometimes we get in our own way toward the life we want to live. I can help gain perspective and look at whether your thoughts and behaviors are helping you along your path or hindering your way. We can look at how patterns, thoughts and behaviors that might have been adaptive from a less than perfect past might be getting in your way now. I utilize a Cognitive Behavioral approach to look at thoughts and behaviors and what would serve you best. Incorporating positive psychology, support and compassion you will have assistance on life’s sometimes/occasionally meandering path.
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New to Grow

$250/session

Specialties

ADHD
Trauma and PTSD
Women's Issues
+10
As a Los Angeles-based clinical psychologist, I provide a warm, highly collaborative space for individuals navigating trauma, anxiety, depression, and complex life transitions. While I bring deep clinical expertise, I carefully tailor my approach to your unique psychological landscape. My practice is integrative and interpersonal—blending psychodynamic insight, solution-focused tools, and mind-body science to treat the whole person. Rooted in LGBTQIA+ affirmative, neurodiversity-affirming, and culturally responsive care, I am dedicated to building a robust relational space. Together, we will co-create a reparative therapeutic experience that honors your lived reality, decodes your unique mind, and cultivates lasting resilience.
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$75/session

Solution oriented
Authentic
Intelligent

Specialties

First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+4
I am a Licensed Marriage and Family Therapist who provides counseling to adults and couples using a trauma-informed approach. I am trained in EMDR, Brainspotting, and Accelerated Resolution Therapy (ART), and I help clients process and heal from complex life experiences. I bring a unique depth of experience to my work, having served 25 years as a police officer and over 13 years supporting first responders through peer support programs. I am also a certified domestic violence counselor with experience working with both adults and children impacted by trauma, and a U.S. Army veteran with four years of active-duty service.
VirtualAvailable
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Often rebooked

$200/session

Warm
Authentic
Humorous

Specialties

Anxiety
Life Transitions
Self Esteem
+9
Welcome to your first step into a new therapeutic journey. I aim to create a safe, compassionate therapeutic environment that allows you to explore strengths and empower you to have more control over your life. I have helped clients gain new skills and explore experiences that can get in the way of their current happiness. Whether they are struggling with depression, anxiety, identity, and/or relationships, I focus on helping clients feel happier and more confident in their everyday lives. After graduating from Northwestern University with a Master of Science in Marriage and Family Therapy, I have spent the last four years helping people struggling with acute depression and anxiety symptoms as well as any other symptom that has significantly impacted their lives. I have helped clients make life-changing steps toward recovery to create the lives they want to live.
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$175/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Mood Disorders
Spirituality
+6
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.
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$120/session

Direct
Warm

Specialties

Anxiety
Domestic Violence
Perinatal Mental Health
+7
If you feel stuck in a cycle of overthinking, self-doubt, or pressure to hold everything together, you are not alone. Many of my clients come to me feeling overwhelmed by their own thoughts, and together, we work on creating a clearer path forward. I believe therapy should be a space where you feel truly seen and supported while also gaining the skills to create lasting change. Outside of the office, you can usually find me working on a home reno project or cooking up a new recipe. As an LMFT, I specialize in working with individuals to navigate anxiety, burnout, or life transitions. My approach is collaborative and open-minded. Using Cognitive Behavioral Therapy (CBT), I help you identify and reshape unhelpful thought patterns that keep you stuck, providing you with practical, evidence-based tools to feel more in control of your daily life.
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$150/session

Solution oriented
Warm
Authentic

Specialties

Addiction
Anxiety
Depression
+5
Feeling down, unmotivated or flat? Are you disengaging in previously pleasurable activities leaving you feeling unmotivated and anxious? Through a collaborative partnership, I can help you lead a more fulfilling and meaningful life, helping to reduce anxiety and boost problem solving all from the comfort of your living room! I utilize a client centered, solution focused approach, through the use of Cognitive Behavioral Therapy and Motivational Interviewing interventions to help reduce anxiety and depression and promote wellbeing. I have had success working with crisis intervention and trauma informed care to help a variety of clients’ ranging from minor disturbances to significant impairment. Through my eclectic approach, I can treat a wide range of client needs. My experience stems from working with individuals, young adults and couples who struggle to overcome anxiety, mood disorders, adjustment disorders and substance use disorders. Whatever the issue, I can be of service to offer an empathetic, patient centered level of care that will meet your needs.
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$160/session

Authentic
Warm
Empowering

Specialties

Child or Adolescent
Women's Issues
Anxiety
+6
Hi, I'm Rebecca, a Licensed Clinical Social Worker in California. With over 20 years of experience, I’ve been working with children since 2001, both in educational settings and in clinical roles. Since 2009, I’ve also been supporting adults and families, helping them navigate challenges and improve their well-being. My goal is to provide compassionate, evidence-based care to help individuals and families thrive. I am a firm believer in the power of relationships as I believe they are incredibly healing. That being said, I come from an attachment and relationship-based perspective in which I value authenticity, compassion, and creating a safe space or container for you to come as you are.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.