Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 10 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 7/3/2025

Alba Lucia Guzman

(she/her)

Alba Lucia Guzman, LCSW - New York Therapist at Grow Therapy
$70/session
LCSW
18 years of experience
Virtual
I'm a New York Licensed Clinical Social Worker. I received my masters degree from the Silberman School of Social Work and Health & Life Coach Certificate from the Health Coach Institute. My practice is dedicated to working with individuals in various walks of life to become more independent and confident versions of themselves. I have over 20 years experience working with adults with various diagnosis, in both inpatient and outpatient settings. I am fully bilingual in Spanish and English.
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Mary Hall

(she/her)

Mary Hall, LCSW - New York Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
12 years of experience
Virtual
Welcome! I'm Mary Hall, LCSW. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
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Tawanna Peacock

Tawanna Peacock, LCSW - New York Therapist at Grow Therapy
$90/session
LCSW
18 years of experience
Virtual
Hi! My name is Tawanna Peacock and I am a Licensed Psychotherapist {LCSW}. I am licensed and certified to practice in the state of New York. I received my Masters degree from the Hunter College School of Social Work and have been practicing since 2005. I have worked in human services for over 27 years and have been afforded a wealth of opportunities to help others. Each wonderful opportunity has allowed me to further utilize and develop my skills and assist my clients with reaching their personal goals.
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Kathy Brammer

(she/her)

Kathy Brammer, LCSW - New York Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Welcome! I’m Kathy Brammer and I have worked as a therapist and counselor for over 20 years, mostly with adolescents and young adults. I believe that it is a privilege to work alongside my clients to help them to cope with difficulties, problem solve, and support them to feel better . In my view, therapy is a kind, supportive partnership, and a source of support and encouragement for every client.
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Jairo Orellana

Jairo Orellana, LCSW - New York Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
I’m Jairo Orellana, LCSW, MBA, a bilingual therapist and CEO of Healing2Harmony.com, offering virtual therapy for individuals, couples, and families navigating trauma, anxiety, depression, relationship struggles, career stress, and life transitions. With over 15 years of experience and a rare combination of clinical expertise (MSW) and business leadership (MBA), I provide a skill set few therapists can match. I specialize in helping professionals, remote workers, first-generation individuals, and anyone facing self-doubt, emotional wounds, and personal growth challenges. My approach blends trauma-focused therapy, cognitive-behavioral techniques, and mindfulness, creating a supportive space to heal, build resilience, and reclaim your life — emotionally, personally, and professionally.
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Wynn Cynthia

(she/her)

Wynn Cynthia, LMHC - New York Therapist at Grow Therapy
$100/session
LMHC
23 years of experience
Virtual
I am an experienced, thoughtful and caring therapist that will help you overcome or work on any issues, problems or concerns that you are dealing with. I have over 25 years of experience in the mental health field, and I have worked with singles, couples, families, seniors, and adolescents. I am empathic and an active listener. I treat all of my clients with unconditional positive regard and respect. I do not believe in a one size fits all therapy approach. Every client is different and has different needs and that is my focus. I work with the entire person to help them improve their mental health and over all well-being.
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Kayla M Savely

(she/her)

Kayla M Savely, LMHC - New York Therapist at Grow Therapy
$75/session
LMHC
10 years of experience
Virtual
Kayla Savely, LMHC-D, LPC, CASAC-T, a National Certified Licensed Professional Counselor, and a Certified Dialectical Behavioral Therapist with an emphasis on dually diagnosed individuals. With over 6 years of experience, Kayla has worked in various mental health settings such as inpatient hospital behavioral health units, clinics, and a non-profit organization. Kayla is dually licensed to work in NY and NJ. A major focus of her work has been meeting the person(s) where they are at, management and helping her clients develop emotional regulation skills, interpersonal relationship skills, coping skills, building self-awareness and self-confidence. Kayla’s work comes from an evidenced based Strength Based and Person-Centered approach.
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Laurie Vero

(she/her)

Laurie Vero, LMHC - New York Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Hi, I am a licensed mental heatlh therapist in the state of NY. I received my masters from Medialle College and have been practicing for 11 years. I have worked in clinics and in addictions. My goal for any client is to guide and assist him/her/they to be the best version of themselves. I do believe that change is possible and I believe that working together has the best results.
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K. Robert Cooper

(he/him)

K. Robert Cooper, LCSW - New York Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
I have been working with adults for approximately 15 years. On the first visit, my job is to listen to your description of what is going on in your life. What are the stressors, what are the protective factors? Also, what are your strengths and challenges? We then collaborate on what it is that you want to change. We look at behavior/thinking,feeling patterns that may get in the way of a better quality of life. I come from a place of I'm okay and you're okay, meaning that we both have value and mutual respect.
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Lauren Schultz-Kappes

(she/her)

Lauren Schultz-Kappes, LMHC - New York Therapist at Grow Therapy
$175/session
LMHC
8 years of experience
Virtual
I have been working with clients for over 10 years from a variety of demographics. I have been providing therapy since 2017. I continually like to expand my knowledge and participate in trainings and further education. Depending on what is discussed in session, I might send home information for further reading or just a handout as a reminder of what was discussed as a referral tool in between sessions. I firmly believe I can help clients break free of negative thoughts and behavior patterns.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Serious Mental Illness?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Serious Mental Illness, is filtering therapists in New York that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.