Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 166 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/13/2025

Danielle Chen

Danielle Chen, LP - California Therapist at Grow Therapy
$225/session
LP
10 years of experience
Virtual
Thanks for connecting. Allow me to introduce myself. I have worked with a variety of clients dealing with anxiety, depression, eating disorders, OCD, trauma, issues of identity, questioning how to relate to loved ones, and working through issues of faith and connection to God. The common thread is connecting the past to the present and helping you make sense of questions and problems that are likely causing you a lot of distress. I want to help you gain clarity and peace, so you can experience more joy and lightness in your life. You may not even be sure what is causing pain and confusion in your life. My role is to help you put the pieces back together, so you can feel more comfortable and confident.

Jennafer Provinse

(she/her)

Jennafer Provinse, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Are you feeling weighed down by the heavy burdens of anxiety, depression, or other conditions that are holding you back from realizing your full potential? You're not alone, and there is hope for a brighter tomorrow. I'm Jennafer Provinse, a Licensed Clinical Social Worker (LCSW), and I'm dedicated to guiding individuals on their journey to healing and personal growth. My passion lies in empowering people to overcome the obstacles that stand between them and their full potential. I understand that life's challenges can sometimes feel overwhelming, but with the right support, you can regain control, find balance, and rediscover your inner strength. With years of experience and a compassionate approach, I provide a safe and non-judgmental space where you can explore your feelings, thoughts, and experiences. Together, we will develop effective strategies to manage anxiety, lift the weight of depression, and address various conditions that may be impacting your daily life. My therapeutic style is rooted in empathy, active listening, and evidence-based interventions. I believe in the inherent resilience of every individual and am here to assist you in unlocking your innate potential for growth and happiness. Whether you're struggling with anxiety, depression, or other challenges, I'm committed to helping you navigate these difficulties and emerge as a stronger, more empowered version of yourself. It's time to take the first step toward a brighter future. If you're ready to embark on a transformative journey towards a more fulfilling life, I invite you to reach out and schedule a session with me. Together, we can work towards achieving your goals, fostering self-acceptance, and embracing your full potential. Your healing journey begins here, and I'm honored to be your guide.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Lynda Cash

(she/her)

Lynda Cash, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
17 years of experience
Virtual
Lynda is specialized in assisting individuals, couples & families with preventive, motivational & management strategies to help establish/maintain healthy and fulfilling lifestyles. She strives to create a safe & nurturing atmosphere where clients can feel supported in their efforts to grow with change & become reconnected to their strengths and life goals.

Ben Cobos

(he/him)

Ben Cobos, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
6 years of experience
Virtual
I believe that life is a beautiful thing, but at times, hurdles and trials can obscure us from seeing that vision. Do mornings greet you with anxiety or sadness? Have you noticed that your motivation within you has dwindled? Hi, I'm Ben, and my passion is collaborating with individuals like you to help them rediscover their very best selves. I thrive on connecting with my clients right where they are. Whether you're wrestling with depression, grappling with anxiety, or simply feeling adrift, I invite you to take the initial step and schedule an appointment with me! We will work together to chart a new course to rekindle your appreciation for the beauty surrounding us in life. My primary approach is Cognitive Behavioral Therapy (CBT), which empowers you to unravel negative behavior patterns, allowing you to break free from thoughts and actions that might be constraining your happiness.

Amy Buchanan

Amy Buchanan, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
9 years of experience
Virtual
As a Christian Therapist, I want to meet you where you are at. I want to listen and support you in gaining the insight and clarity you need to become unstuck in life. By working together, we can identify your strengths, overcome obstacles, and create a plan of action to help you achieve your goals. Minimizing symptoms of anxiety, depression, low self-esteem and self-worth. I use a mix of therapy modalities to help you shed the narratives that no longer serve you. I DO NOT Serve couples on this platform.

Brieana Lopez

Brieana Lopez, LMFT - California Therapist at Grow Therapy
$165/session
LMFT
8 years of experience
Virtual
Hello! My name is Brieana Lopez LMFT and have over a decade providing therapeutic services. I have been fortunate enough to work with a wide variety of people in both Catholic-Christian and secular communities at various levels of care including providing Applied Behavioral Analysis for youth with Autism, Inpatient Case Management and Group Therapy, Intensive Outpatient Therapy for youth and young adults, and Outpatient Services for all ages in the non-profit sphere. My diverse experience has allowed me to see and appreciate the human experience at differing levels of need, care, and diagnosis. It has been my great pleasure to treat and to walk along clients for the past decade. In my experience, when a client commits to therapy full-heartedly they have the potential to find a strength and compassion in themselves they didn't know existed. While therapy at times causes some necessary discomfort, the impact when the process is committed to is invaluable. Educational Background; B.A. Psychology; University of San Francisco M.A. Counseling Psychology with a Concentration in Marriage and Family Therapy; University of San Francisco M.A. Theology in Christian Ministry (In Progress); Franciscan University of Steubenville Certifications: Acceptance and Commitment Therapy Trauma Focused Cognitive Behavioral Therapy

Orin Conant

(he/him)

Orin Conant, LMFT - California Therapist at Grow Therapy
$160/session
LMFT
15 years of experience
Virtual
I am a seasoned and dedicated therapist, holding a license as a Marriage and Family Therapist (LMFT), and I am based in California. With 13 years of experience in this field, my practice is driven by a profound commitment to assisting individuals in their journey toward self-discovery and personal growth. My therapeutic approach centers around meeting my clients right where they are in their lives, offering them a safe and non-judgmental space to explore their thoughts, emotions, and experiences. I am deeply passionate about nurturing self-understanding, self-compassion, and self-love, guiding individuals to embrace these qualities as they navigate life's challenges. In my practice, I emphasize the importance of moving away from self-criticism and self-blame, recognizing these patterns as hindrances to personal well-being. Instead, I work collaboratively with my clients to foster self-acceptance and self-compassion, empowering them to build healthier relationships with themselves and others. My ultimate goal as a therapist is to help individuals discover their inner strengths, enhance their self-awareness, and develop the tools they need to lead more fulfilling and contented lives. It's a privilege and a passion of mine to assist others on their journey towards greater self-acceptance and emotional well-being.

Yohanna Tamayo

Yohanna Tamayo, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
5 years of experience
Virtual
I am a licensed marriage and family therapist (LMFT) who is bilingual in Spanish and English, with a primary focus on conducting therapy in Spanish. As a woman, mother, and wife, I deeply believe in the inherent value, love, and potential of each individual. I hold a strong belief in the infinite love of God for all of us, and I am a firm advocate for the possibility of change. I have witnessed the transformative journeys of my clients and recognize the power within each person to grow and thrive.

Michael Brundage

(he/him)

Michael Brundage, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
20 years of experience
Virtual
Hello! I'm Michael and if you are reading this, you are likely considering therapy as an avenue to make a change in your life. This is the first step in building the life you deserve. Are you overwhelmed by your emotions? Stuck in your past? Worried about the future? Do you just feel...blah...like you can't quite put your finger on what's wrong? You are in the right place! These are questions I can help you answer. I help men and women improve emotional skills, reduce symptoms, and develop coping skills to deal with life's challenges. Together, we will create a plan that works for you. This is your life and only you know the answer. You just need a little help uncovering it. Change is scary and uncomfortable, but if you can choose to show up anyway, amazing things can happen. I realize coming to therapy can be tough and so I like to make your experience with me as safe and comfortable as possible. I hope to hear from you soon.

Shammeer Dawson

Shammeer Dawson, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I am a Licensed Clinical Social Worker in California. I have worked with individuals, families and in interdisciplinary teams for over 15 years in community mental health in outpatient and intensive services. Many of my clients were of high acuity and I supported them by creating a treatment plan that suits their needs. I have experience working within marginalized and diverse communities.

Shant Bardakjian

(he/him)

Shant Bardakjian, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
8 years of experience
Virtual
My name is Shant Bardakjian and I am a Licensed Marriage and Family Therapist (LMFT) based in Glendale, California. I currently work with children, adolescents and adults within the greater Los Angeles area. My approach to therapy is tailored to the client’s needs. I enter into therapy with whatever the client brings into the session. If you need a creative approach to solve your problems, then I would use Narrative Therapy. If you need to fix your problem right away, then I would use Solution Focused Therapy. I also use Cognitive Behavioral Therapy and Mindfulness. I use an eclectic approach with a person centered lens that can be flexible for whatever need is brought into the room. My communication style is calm and approachable. I would like my clients to feel at ease in sharing whatever is on their heart without fear of judgment. I decided to become a therapist because I have wanted to help people discover their best selves. I have been drawn to helping people discover their innate ability to heal past whatever is keeping them stuck in life. My aim is for whoever works with me to be able to define a goal that can be accomplished and for trust to be gradually built within the therapeutic relationship. In this way, the progress that is seen in therapy will in turn translate to improvements in multiple areas of your life. In our first session together, you can expect the primary focus to be for me to hear your story of what brought you to therapy. The first session is to determine if there is an initial connection and also questions that would enable me to better understand what would work best for you as treatment progresses.

Lewis Thompson

Lewis Thompson, LMFT - California Therapist at Grow Therapy
$110/session
LMFT
5 years of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist and Licensed Professional Clinical counselor located in California. I received my Masters Degrees from Brandman University in Victorville, California and have been practicing in for just under 5 years. I help those with distressing thoughts and feelings manage symptoms better and improve their sense of self. I find joy supporting and empowering those that are searching for healing and solutions to current struggles in daily life, and believe that finding purpose and meaning are monumental in becoming the best version of ourselves and a catalyst for positive change.

Lan Nguyen

(she/her)

Lan Nguyen, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
6 years of experience
Virtual
Do you feel unseen or unheard? Maybe you feel like you don't quite belong? Or maybe you don't feel anything at all? — Often, my clients arrive at sessions, overwhelmed from trying to juggle societal pressures and their own cultural or familial expectations. — Others are burdened with the effects of childhood trauma or intergenerational trauma. — Others may feel like impostors in their workplaces or post-grad programs. — Still others struggle to have healthy, thriving relationships with themselves or with others. As a professional therapist, I am ready to journey alongside you with humor, grace, and empathy. I hope to bring renewed hope to your path towards healing, peace, and contentment. If you value direct feedback, wholehearted encouragement, and compassionate challenges from an honest coach, don't delay and let's get started today. So, are you ready to like yourself? Are you ready to unlock your true potential? Are you ready to treat yourself to deeper healing and greater fulfillment? I am ready when you are! Reach out for a FREE 15-minute phone consultation today! Better yet, if you're ready to get started, book your first session with me to jumpstart your healing journey now!

Vanessa Richardson

Vanessa Richardson, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
I am licensed in Florida with 3 years of professional work experience. I have experience in helping clients with stress and anxiety, trauma and abuse, motivation, self esteem, and confidence, & career difficulties. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey. I have experience working with adults and geriatrics.

Caitlin Weber

(she/her)

Caitlin Weber, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LMFT
8 years of experience
Virtual
Caitlin Weber is a board-licensed Mental Health Practitioner (LMFT) specializing in stress, Christian faith integration, PCOS (hormonal imbalances), and women’s wellness concerns. She focuses primarily on holistic health and offers support as a health coach. She works with emerging adult women who want to discover their authentic selves and unlock their true potential for optimal well-being. Caitlin welcomes faith integration and uses a variety of therapeutic modalities, including CBT, psychodynamic therapy, and solution-focused techniques. Superbills are available for reimbursement. Telehealth appointments are via audio/phone format.

Miguel Lopez

(he/him)

Miguel Lopez, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
5 years of experience
Virtual
I am a Marriage and Family Therapist with a Master of Science in Marriage and Family Therapy from the University of Phoenix and a Bachelor of Science in Business Administration and Management from DeVry University. I specialize in working with individuals who have experienced trauma, abuse, depression, anxiety, PTSD, and crisis-related issues. My background includes working with children in foster care, individuals in juvenile hall and correctional facilities, crisis stabilization units, and survivors and perpetrators of sexual abuse. I’ve also led mental health outreach and education efforts in Santa Clara County to increase community awareness and access to support. Currently, I offer couples counseling and faith-based counseling, helping clients navigate relational and spiritual challenges with compassion and care. I am passionate about supporting clients through difficult life experiences, offering light, perspective, and healing.

Rosanna Salazar

(she/her)

Rosanna Salazar, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
17 years of experience
Virtual
Life is really complex and challenging so I’m glad you’re checking in to find ways to support a fulfilled, happy and thriving YOU. Whether you are here to process trauma, sort out your future plans or relationships, learn new coping to manage stress, or some other area of your experience that is having an impact on you, I’m honored that you’ve considered how I can support you. In a process you are empowered to design, we will create a space where you can grow, heal and feel better using a variety of evidence-based techniques, a safe virtual environment and our therapeutic relationship!

Grace Davis

Grace Davis, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$160/session
LCSW
2 years of experience
Virtual
Are you seeking a therapist who prioritizes trust and genuine connection? Someone who not only listens but actively participates in your personal growth journey, sharing in your accomplishments with enthusiasm? Do you desire a professional unafraid to explore the challenging questions that others may avoid? You can count on me. I am here to provide unwavering support and expert guidance as you embark on this courageous path to enhance your mental well-being. My name is Grace Davis. I'm a Licensed Clinical Social worker and I've been working in the field of social work for over 15 years. If you are struggling with chronic pain, depression, anxiety, or PTSD, please know that I am here to support you. I have dedicated my career to helping individuals overcome these challenges and find relief from their suffering. As a former member of the Trauma team at Stanford Hospital, I have extensive experience working with people who have experienced violent accidents or attempted suicide. I believe in your ability to heal and grow, and it would be my privilege to assist you on your journey toward a happier, healthier future. IMPORTANT- If you are a Kaiser member, please complete a mental health intake with Kaiser. Ask for an external referral to Grow Therapy. You can then call Grow Therapy and provide my name.

Eufemio Munoz

(he/him)

Eufemio Munoz, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
I’m a laid-back, client-centered therapist who believes in creating a relaxed, nonjudgmental space where you can feel comfortable exploring your thoughts and emotions. My approach is collaborative, meaning I’ll meet you where you’re at and work together to create a path forward that fits your unique needs and goals. I value authenticity, and I’m here to listen, offer support, and help you tap into your own strengths to create positive change at your own pace.

Karen Harvey

Karen Harvey, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
7 years of experience
Virtual
Hi it's nice to meet you, I am a Marriage and Family Therapist (LMFT) based in California. I received my Masters from Fuller Theological Seminary and have been practicing for 7 years. I help adults struggling with trauma, anxiety and stresses of life to regain their sense of agency, make sense of the past, and make progress towards their goals for the future.

Jon Dang

(he/him)

Jon Dang, LMFT - California Therapist at Grow Therapy
$170/session
LMFT
7 years of experience
Virtual
Hi! I am a Licensed Marriage and Family Therapist (LMFT) and Certified Eating Disorder Specialist (CEDS) who's been practicing for the past 7 years. I primarily work with adults who may be struggling with a variety of issues: anxiety, depression, work stress/career transitions, ADHD/ADD, anger management, and eating disorders. I have a passion for working with adults dealing with issues related to their relationship with food and/or body image concerns - finding myself serving as a co-chair of the Male Eating Disorder Special Interest Group (SIG) for the Academy for Eating Disorders.

Greg Ragle

(he/him)

Greg Ragle, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$110/session
LMFT
3 years of experience
Virtual
Hi, I am Greg, You are given a safe space to discuss what you may be going through. Are you struggling with anxiety, being authentic, feeling overwhelmed or having relationship issues? Are you in a transitional period in life? Together we can identify protective factors and strengths to build upon. We can use myth, personal narrative, mindfulness and somatic exercises to address mind, body and soul. You may be nervous seeking therapy, but you deserve a guide in your healing journey. Let’s work together to walk the path.

Nicole Chess

Nicole Chess, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
16 years of experience
Virtual
Hello! My name is Nicole Chess and I have a masters in sport psychology and I am a Licensed Marriage and Family Therapist. I have a Master's sport psychology degree from John F. Kennedy University and I have a Masters in marriage and family therapy. I also have a B.A. in Business with a specialization in management information systems from San Jose State University, which I played on the number #1 golf team for many years and was in the LPGA (Ladies Professional Golf Association). I have a passion for helping individuals transform their lives and dreams into bigger and better ones. I will collaborate with you so we come up with a plan to implement practical ways to make them come true! I specialize in cognitive behavioral therapy, solution-focused therapy plus hypnotherapy. I can incorporate these inside therapy so that you can improve outside of therapy and in your daily life. My clients usually see improvement in as little as 3 to 4 sessions. I have worked with lawyers, pilots, pro athletes, techies, and people from all faiths and all walks of life. I also have half of two doctorate degrees I have not completed in transpersonal psychology from Sophia University and half of a doctorate in clinical psychology from San Diego University of Integrative Studies.

Jordan Elaine Fink

(she/her)

Jordan Elaine Fink, LMFT - California Therapist at Grow Therapy
$300/session
LMFT
12 years of experience
Virtual
I’m Dr. Jordan Elaine Fink. I hold a Ph.D. in Counseling Education, and I am a licensed marriage and family therapist in California. I have over 10 years of experience helping people achieve meaningful life changes and rediscover hope. I am certified in evidence-based & strengths-oriented therapeutic modalities that I will draw from and tailor to your unique needs. You are not meant to carry the weight of problems alone, or struggle in isolation. You deserve safety, empathy, and connection. I will provide a non-judgmental and emotionally safe space for you to discuss your concerns and begin building the life you want. When you are ready, I am here for you. Session Rates for Cash Pay/Out-of-Pocket: Individual: $250 Couples/Family: $300

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.