Therapists that accept Cash Pay in Minnesota
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 10 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/2/2025
David Baumrucker
$115/session
LPCC
9 years of experience
Virtual
Hello! I have been practicing for 8 years, with the last 5 years being in private practice focusing my work with adults struggling with depression, anxiety, relationship issues, and those feeling stuck/unmotivated rediscover and reconnect with their purpose and passions. I am licensed psychotherapist in both Texas (LPC) and Minnesota (LPCC). I received my Masters from the University of Montana - Missoula, spending time working in University Counseling Centers and Community Mental Health before continuing my work with Individuals, Couples, Military Service Members, and EMS in private practice beginning in 2019.
Cynthia White
(they/them)
$100/session
LICSW
30 years of experience
Virtual
I am a Licensed Independent Clinical Social worker and live in Minnesota, where I have been in private practice for almost 25 years. I really love my work with clients. I especially enjoy helping clients move from feeling stuck in their lives to feeling empowered. My goal is to help clients live the life they most desire and I have helped thousands of clients to do this.
Find therapists experienced in these areas
Kenny Turck
(he/they)
$150/session
LICSW
14 years of experience
Virtual
Hi,
I have been in the mental health field for many years and have worked in many settings and with people from many backgrounds, beliefs, and perspectives. I am a licensed mental health professional (LICSW) and work with children, teens, couples, adults of all ages, and members of the LGBTQIA+ community. My areas of expertise are related to social justice, mental health, and food security. I specialize in trauma-responsive care and the autonomic nervous system working together with participants to identify, treat, decrease, and recover from impairments experienced as a result of a mental health condition/life experiences. I think it's very important for people to understand a bit more how emotional or psychological distress impacts the body and innovative, cutting edge strategies, benefitting from recent findings in neuroscience, neurobiology, and psychophysiology.
Robin Riggs
(she/her)
$149/session
LICSW
25 years of experience
Virtual
My name is Robin and I am a seasoned clinician with 25 years of experience doing what I love-empowering clients to heal, gain strength, better understand themselves, and make changes! I am passionate about helping individuals understand the impact that life experiences can have on the mind and body. I utilize a blend of therapeutic approaches including Accelerated Resolution Therapy (ART), Internal Family Systems (IFS), Dialectical Behavioral Therapy (DBT), and Cognitive Behavioral Therapy (CBT) to facilitate understanding, healing, and growth.
Rana Nelson
(she/her)
$200/session
LICSW
13 years of experience
Virtual
Hello! My name is Rana and I have over a decade of working with children (ages 6+) and adults. I specialize in anxiety, depression, life adjustments, ADHD, parent training, and trauma. I enjoy getting to know each client on an individual level. I aim to create a warm, compassionate, and safe space for healing. Some treatment approaches I offer are Acceptance and Commitment Therapy, Cognitive Behavioral Therapy, and Accelerated Resolution Therapy.
Rebekah Taylor L C S W
$200/session
LICSW
15 years of experience
Virtual
I'm a Licensed Clinical Social Worker with a Master's Degree in Social Work. I have been practicing in social work since undergrad back in 2007. I mostly work with adults in life transitions, difficult stressors (work, family or medical), chronic health conditions and pain. My career began in medical social work and I have continued to practice in medical social work and counseling/mental health for the duration of my career. I do believe that we do not get sick one way or get well one way. That means that I truly want to help you feel well and work with you in helping you get in to the doctors you need to ensure an overall wellness.
I became a mental health provider because I am passionate about helping people regain their life back, having hope for better days and overcoming difficult situations and traumatic events. Life can have ups and downs and it's okay to ask for help and to say “this is hard”.
Shannon Link
(she/her)
$125/session
LICSW
12 years of experience
Virtual
Hello! Life can throw us occasional curve balls or have us feeling a certain way for longer than we would hope. We will work together to explore your concerns and develop a concrete, tailored plan for treatment. I am excited to work together to get you feeling better! A little bit about me, I received my MSW at the University of North Dakota and I am a board certified, Licensed Independent Clinical Social Worker. I have an extensive background with the treatment of many types of mental health diagnosis and have provided clinical services in a variety of settings including homes, clinics and hospital systems.
Lisa VanBaalen
(she/her)
$75/session
LICSW
30 years of experience
Virtual
Feeling overwhelmed, stuck, or ready for a change? You're not alone. As a Licensed Independent Clinical Social Worker with 30+ years of experience, I help adults navigate anxiety, depression, stress, grief, and major life transitions with a compassionate, evidence-based approach.
I provide a supportive, nonjudgmental space where you can feel heard, understood, and empowered to take meaningful steps forward. My approach is personalized to your needs, integrating cognitive behavioral therapy (CBT), compassion-focused therapy, and mindfulness practices to help you break free from unhelpful patterns, build resilience, and improve relationships.
Whether you're adjusting to a major life change, struggling with self-doubt, relationship ambivalence, or searching for greater clarity and balance, I’m here to help. Therapy is a powerful tool for gaining insight, fostering self-compassion, and creating lasting change. Let’s work together to help you move forward with confidence and purpose.
Lori Loncharek
(she/her)
$125/session
LPCC
6 years of experience
Virtual
I have worked in the area of mental health for 38 years, 6 of those years as a therapist. I hope to cultivate wellness, peace & balance, while also gently challenging clients to shift old thinking patterns. Ultimately, my focus is to help clients recognize they have the power to create the best version of themselves & I assist in recognizing positive attributes.
Lisa Coleman
$100/session
LICSW
22 years of experience
Virtual
Welcome. I am a Licensed Clinical Social Worker with over 22yrs of experience working with individuals from all walks of life, and I love working with individuals in helping them with life challenges and barriers to their happiness and living their best life. My strengths include being a good listener, starting where the client is in their life, helping them to change the things that no longer serve them well.
Frequently asked questions
Why filter by Minnesota rather than a city
like Minneapolis?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on Older Adults?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in Minnesota that work with patients with similar concerns.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.