Therapists that accept Cash Pay in Minnesota
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 18 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/5/2025
Matthew Cruz, LADC
(he/him)
$70/session
LPCC
6 years of experience
Virtual
Hello, my name is Matthew Cruz, but many people call me Matt. I enjoy talking with people about their problems, offering them support, and helping them to find a way forward. My background is in substance use and with that, I am familiar with CBT and DBT approaches. However, I am looking for what works and am not attached to any one mode of treatment. I enjoy helping people explore meaning and symbolism in their world through a person centered approach to treatment. For those that are interested, I am comfortable incorporating faith and spiritual practice into the treatment experience.
Martha Mino
(she/her)
$150/session
LICSW
10 years of experience
Virtual
Bilingual in Spanish, born in Mexico City, bi-cultural, got my master’s degree in social work at the University of North Dakota. I am an Independent Clinical Social Worker in the states of MN and FL. Nationwide, a Holistic Therapist and practice Alternative Medicine. With knowledge in Metaphysics, Quantum Mechanics and Epigenetics.
Certified as an Emotional Freedom Therapist (tapping,) trained in clinical and spiritual hypnosis, and energy psychology among other science-based therapies and techniques.
Find therapists experienced in these areas
Christine Dawson
$60/session
LICSW
32 years of experience
Virtual
I am a licensed Clinical Social Worker licensed in 7 states (MN, UT, NE, ID, WA, WY, CO,) and the ability to see clients in 7 states thru the use of telehealth. I have been practicing as a Social Worker for 11 years and previously practiced as Addiction Counselor for 20 years. I have 4 years of trauma practice with First Responders and Veteran and am retired military. I have been trained in and practice ART (accelerated Resolution Therapy) for 6 years.
Kenny Turck
(he/they)
$150/session
LICSW
14 years of experience
Virtual
Hi,
I have been in the mental health field for many years and have worked in many settings and with people from many backgrounds, beliefs, and perspectives. I am a licensed mental health professional (LICSW) and work with children, teens, couples, adults of all ages, and members of the LGBTQIA+ community. My areas of expertise are related to social justice, mental health, and food security. I specialize in trauma-responsive care and the autonomic nervous system working together with participants to identify, treat, decrease, and recover from impairments experienced as a result of a mental health condition/life experiences. I think it's very important for people to understand a bit more how emotional or psychological distress impacts the body and innovative, cutting edge strategies, benefitting from recent findings in neuroscience, neurobiology, and psychophysiology.
Kevin Hardwick
$150/session
LICSW
25 years of experience
Virtual
As a therapist, I am a Licensed as a Marriage and Family Therapists and as an Independent Clinical Social worker. As a minister, I am ordained and have served as an assistant pastor, youth pastor, and chaplain in a children's home for abused and neglected children as well as in correctional settings. I strive to ensure that all sessions combine Christian counseling and other evidence-based therapy models to enhance your emotional, behavioral, and spiritual growth. Our work together will be mindfulness driven and trauma-informed meaning we would agree to take an ongoing inventory of wellbeing and to identify/address individual and relational needs related to anxiety, depression, substance abuse, grief and loss, and trauma. Our goal would be to enhance existing strength factors (assets) and to reduce risk factors (triggers). Therapy will work if you work it!!!
Elisa Sarmento
(she/her)
$85/session
LPCC
12 years of experience
Virtual
Hello, Hola! I am Elisa Sarmento, MA, LADC, LPCC, based out of Bloomington, MN, fully licensed and working through telehealth in both Minnesota and Florida, practicing for over 10 years. I provide both bilingual (Spanish/English) psychotherapy, life coaching services and am particularly passionate about working with the specific challenges faced by individuals (teens and adults) living in fear and addiction.
Dr. Rosella Collins-Puoch
(she/her)
$120/session
LICSW
13 years of experience
Virtual
Hello, my name is Dr. Collins.
Are you experiencing emotional, psychological, spiritual, or other challenges that are interfering with your ability to live your best life?
My goal is to create a safe and compassionate space where you can explore your thoughts, emotions, and experiences.
In our sessions, I prioritize building a trusting and collaborative therapeutic relationship. I believe in the power of empathy, active listening, and genuine understanding. Together, we will navigate the challenges you face and uncover your inner strengths and resilience.
Alissa Sladek
$125/session
LICSW
9 years of experience
Virtual
Hi, I am Alissa.
Have you ever felt trapped in your own brain? Feel like your emotions are running away with your life? I help individuals to learn how to control their thoughts and emotions so they are able to enrich their lives with relationships, stress, and emotional balance. I am a LCSW who specializes in anxiety, Borderline, depression, relationship issues, and emotional distress among other things. I love to work with the strength base module and a Dialectical Behavioral Therapy (DBT) model. I believe that therapy is a relationship and that trust is important in order for you to get what you want and need out of therapy.
Deirdre Kuvaas
$125/session
LPCC
3 years of experience
Virtual
I’m a trauma therapist and licensed professional clinical counselor with over 10 years of experience. I create a safe, supportive, and nonjudgmental space where your story can unfold at your pace. My approach is person-centered—our work together will be guided by your goals, your voice, and what feels most meaningful to you. I also support clients navigating anxiety and substance use with compassion and curiosity.
Jennifer Frank
(she/her)
$120/session
LPCC
10 years of experience
Virtual
Are you looking for a positive change in your life?
I am passionate about helping people. I help to build empowerment in day-to-day life along with life changes. I want to help others find their path to live a fruitful and enjoyable life. I have experience working with trauma, addictions, anxiety, and depression.
I work to create a nonjudgmental environment where you can express your emotions and experiences. I enjoy providing therapy and helping others to change their lives.
If you have any questions please ask and let's see if we are a good match!!
Jennifer Runyan
(she/her)
$175/session
LICSW
6 years of experience
Virtual
Hi, I’m Jennifer.
Are you feeling lost, overwhelmed, or stuck? Have you been trying your best to navigate challenges that feel like too much? You’re not alone. You deserve support, and you can heal and find relief.
You may be going through a life transition, have become more aware of past or present traumas impacting you now, or have faced a recent difficult experience, and are ready to begin your healing journey. I help empower individuals to overcome past adverse and traumatic experiences to live fulfilling and meaningful lives.
Shannon Link
(she/her)
$125/session
LICSW
12 years of experience
Virtual
Hello! Life can throw us occasional curve balls or have us feeling a certain way for longer than we would hope. We will work together to explore your concerns and develop a concrete, tailored plan for treatment. I am excited to work together to get you feeling better! A little bit about me, I received my MSW at the University of North Dakota and I am a board certified, Licensed Independent Clinical Social Worker. I have an extensive background with the treatment of many types of mental health diagnosis and have provided clinical services in a variety of settings including homes, clinics and hospital systems.
Aja King
(she/her)
$115/session
LPCC
24 years of experience
Virtual
Hello, I'm Dr. Aja King, a Counseling Psychologist and Licensed Professional Clinical Counselor practicing in Minnesota. I view therapy as a collaborative journey with someone who comprehends life's complexities. Despite the challenges, I believe in the potential for recovery, inner peace, and clarity. With 23 years of experience in mental health, spanning various states including Alabama, Washington, D.C., Virginia, and Minnesota, I've had the privilege of working with diverse populations, including geriatrics, addiction, trauma/crisis, families, and those affected by domestic violence.
Violet Scheibel Wurtzberger
$100/session
LPCC
5 years of experience
Virtual
Welcome! I'm Violet Scheibel.
First, please take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time.
I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, trauma, grief and many more. I believe you are the expert in yourself and I there to assist in this process. I see therapy like you are driving the car and I am in the passenger seat riding copilot offering new tools, organizing the tools you already have and providing a different perspective.
More than any modality of therapy the success therapy is dependent on how you, the client, feel in the relationship with your therapist. It is not something to tough out and I encourage you to work with someone you feel you connect with, can be open and honest with.
May Yang
$230/session
LICSW
14 years of experience
Virtual
I have a decade of experience focusing on children, adolescents, adults, women, men focusing on depression, anxiety, work life balance, sexual health, sexual addictions, grief and loss, life transitions, domestic violence, eating disorders, abuse against children, relationship health, marriage counseling, pre-marriage counseling, trans gender issues and court mandated therapy services.
THIS WORK is my life’s passion and it is a honor to be in this profession. I graduated summa cum laude from the University of Michigan with a degree in Interpersonal Practice and it is my life’s work to help you get to a place you want to be.
I provide a safe, nurturing, and non-judgmental environment to help you overcome your past struggles and present barriers. I will guide you to help yourself to master the tools necessary to effectively navigate through the complexities of life with a new set lenses in order to help you reach your full potential.
Valencia Campbell
(she/her)
$130/session
LICSW
11 years of experience
Virtual
I am a licensed clinical social worker in FL, Idaho; licensed independent clinical social worker in Massachusetts and Minnesota.
I graduated from Barry University in 2014 and have been working within the mental health and hospital field since.
I enjoy helping others overcome the challenges life throws at them. With the right mindset, support and environment, I believe anything is possible.
I provide psychotherapy services to clients in a collaborative, supportive, and safe environment.
Galen DeReu
$100/session
LPCC
10 years of experience
Virtual
Hi! I am a Licensed Professional Clinical Counselor (LPCC) and a Licensed Drug and Alcohol Counselor (LADC) and I am based in Eden Prairie, Minnesota working with clients statewide via telehealth. I enjoy working with adults 18+ and specialize in addiction, anxiety, depression, self-esteem, and life transitions. I have experience working in outpatient treatment programs as well as individual therapy.
Dalie Dominguez
$120/session
LICSW
9 years of experience
Virtual
I am a Licensed Clinical Social Worker with a passion for serving diverse communities. Hailing from the vibrant culture of Puerto Rico and rooted in the bustling landscape of NY/NJ, I proudly offer bilingual services, fluent in both English and Spanish, catering to the needs of the Spanish-speaking community. Beyond my professional role, I identify as a mother, Christian, woman of color, avid gardener, makeup enthusiast, and devoted animal lover.
With extensive training in modalities such as EMDR, DBT, CBT, TF-CBT, Imago, Psychodynamic Theory, and Attachment Theory, I bring a comprehensive toolkit to my practice, ensuring tailored therapeutic options for each individual I work with. From trauma recovery to relationship dynamics, I am dedicated to empowering my clients on their journey towards healing and personal growth.
Frequently asked questions
Why filter by Minnesota rather than a city
like Minneapolis?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on Addiction?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Addiction, is filtering therapists in Minnesota that work with patients with similar concerns.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.