Therapists that accept Cash Pay in Minnesota

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 9 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 11/18/2025

CeCe Ofei

LPCC, 15 years of experience

Frequently rebooked

$150/session

Warm
Authentic
Intelligent

Specialties

Racism
Anger Management
Personality Disorders
+8
Hi! I'm a Licensed Professional Clinical Counsellor (LPCC) based in Minnesota. Additionally, I am a Licensed Drug and Alcohol Counselor (LADC). I received my Masters from the Adler Graduate School and have been practicing for over 10 years. I consider myself a relational therapist. I help adults who are struggling become the best versions of themselves that they can be happy with.
Virtual
Next available on

Joy Watkins

LICSW, 22 years of experience

$180/session

Warm
Empowering
Authentic

Specialties

Racism
Anxiety
Bipolar Disorder
+10
Healing and restoring individuals and couples as a Therapist and Consultant specializing in Mental Health , conflict resolution and Substance Abuse for 20+ years. I have worked with Adults, Adolescents, Teens and Young Adults extensively. I specialize in CBT Therapy, CBT Trauma Focused Therapy, Solution Focused Therapy, Client Centered Therapy, Motivational Interviewing, Domestic Violence and Strengths Based Therapy. For individuals or couple experiencing depression, anxiety, suicidal thoughts, fears or any other Mental Health issues I can assist you with combating these issues that are affecting your daily life using a strengths base approach.
Virtual
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Missy Lee

LICSW, 10 years of experience

$125/session

Warm
Authentic

Specialties

Racism
Anxiety
Family Conflict
+10
Hello, I’m Missy Lee, and I bring over 20 years of experience working with youth and families in school settings. As a transracial adoptee, I have a deep understanding of identity, belonging, and the complex emotions that can come with adoption and family dynamics. My background has given me a unique perspective on connection, resilience, and healing. Throughout my career, I’ve supported individuals and families through times of crisis and transition, helping them find stability, strength, and hope. I create a safe and supportive space where clients feel seen and understood, and where we can work together to build on their strengths and move toward meaningful change.
Virtual
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Percival Fisher, Jr.

LICSW, 14 years of experience

$100/session

Authentic
Open-minded
Intelligent

Specialties

Racism
LGBTQ
Mood Disorders
+9
My name is Percival Fisher, Jr. However, you can call me "Percy" and I have been providing individual and group psychotherapy for 12 years. I am here to assist you in reaching your goals in therapy. I provide a safe, warm, and interactive space to talk about your presenting issues. I have experience providing therapy to individuals experiencing depression, anxiety, anger, trauma, "coming out"/LGBTQIA-related issues, and family conflicts.
Virtual
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La Gr

LPCC, 7 years of experience

$125/session

Warm
Authentic
Open-minded

Specialties

Racism
Autism
LGBTQ
+10
La is invested in ongoing work to decolonize therapeutic practices in a relational, collaborative space where clients hold and cultivate personal power, receive support, and accountability, gain insight, and discover authentic living. La uses an integrated approach that includes relational and somatic (body-based) therapies that center Black, Indigenous and other POC, LGBTQIA2S+ [1] Relationship Therapy: Two or more gathered with a therapist to work on communication, connection, and relationship-- Traditional dyads, polycules, families, friends, or frienemies. [2] Neurodiversity Affirming Care: Learn how to thrive without trying to "rewrite your brain" or "cure" neurotype. Turns out, you're not actually broken. [3] Personal Development: Develop confidence and certainty. Deconstruct harm. Rewrite your story. [4] Queer, Trans & Gender Expansive Care: Whether you are exploring your identity or just need to exist without having to answer a bunch of questions, we got you covered. [5] Consensual Kink Affirming Sex and Relationship Care: A community of consent, constant communication, negotiation, and aftercare. [6] Therapy for Therapists: You need a space. There is one here for you. About 1/3 of my clients are therapists.
Virtual
Next available on

Dr. Iesha McLeod

LP, 8 years of experience

$200/session

Empowering
Warm
Authentic

Specialties

Racism
Life Transitions
Mood Disorders
+10
Hello! I am Dr. Iesha McLeod, a licensed psychologist dedicated to providing evidence-based, culturally responsive care to adults navigating challenges related to mood, anxiety, trauma, and life transitions. My clinical approach emphasizes collaboration, insight, and the development of practical coping strategies to support growth and well-being. I strive to create a therapeutic environment that fosters safety, self-understanding, and sustainable change.
Virtual
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Keyanna Evans

LICSW, 8 years of experience

$150/session

Open-minded
Humorous
Direct

Specialties

Racism
Child or Adolescent
Life Transitions
+10
Navigating life between 11 and 25 can feel overwhelming. I specialize in supporting adolescents, teens, and young adults as they juggle school, family, identity, and the pressure to always be “the strong one.” My goal is to create a space where you don’t have to explain your background to be understood—a space that honors your story, culture, and values. I show up with empathy, honesty, and cultural understanding. I’m not here to “fix” you but to walk alongside you, helping you make sense of what you’re carrying and creating room for reflection, healing, and growth. Whether you’re managing anxiety, family stress, identity questions, or just trying to feel like yourself again, I provide therapy that’s real, relevant, and safe. ***Please note: Appointments after 3pm CST are reserved for clients ages 11–18.
Virtual
Next available on

Linda Etim

LICSW, 30 years of experience

$150/session

Warm
Intelligent
Authentic

Specialties

Racism
Domestic Violence
Life Transitions
+10
Hello, I am a Licensed Clinical Social Worker in the states of Minnesota and Missouri. I am licensed to diagnose and treat individuals struggling with mental health issues. My philosophy is that we all have the capacity to heal from within however sometimes our feelings and emotions can overwhelm us and make it difficult to find our own healing. I am here to assist clients in reaching their highest good in life.
Virtual
Next available on

Zachary Campbell

LPCC, 15 years of experience

$200/session

Authentic
Intelligent
Solution oriented

Specialties

Racism
Sex Therapy
Substance Misuse
+10
I am a trauma informed care practitioner with 16 years of experience in supporting people through a healing journey with EMDR, IFS, Somatic Experiencing and Jungian Dream Analysis. We enter your story with compassion. I am passionate about providing gentle and considerate care. My office is located on a bus line within an ADA accessible building and off-street parking. Virtual sessions are offered. My space is designed for comfort and safety in downtown Duluth, Minnesota.
Virtual
Next available on
Frequently asked questions

Why filter by Minnesota rather than a city like Minneapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Racism?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Racism, is filtering therapists in Minnesota that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.