Therapists that accept Cash Pay in Minnesota

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 10 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/5/2025

Craig Rice

Craig Rice, LPCC - Minnesota Therapist at Grow Therapy
$90/session
LPCC
7 years of experience
Virtual
I am well versed in several counseling techniques and have a compassionate approachable demeanor. My counseling experience is above par and I am also organized with an attention to detail. Clients warm up to me quickly and I enjoy helping them reach goals and learn new thinking patterns to view life in a more positive manner. My therapeutic style incorporates expert listening, positive feedback, direct guidance, and creating an environment where you will feel comfortable to discuss your personal thoughts and feelings.

Tobias Wilde

(he/him)

Tobias Wilde, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
13 years of experience
Virtual
My name is Tobias (He/Him/His). I am a Licensed Independent Clinical Social Worker (LCSW/LICSW) with 13 years of professional work experience. I recieved my Masters from the University of Utah. I have many roles in life, in addition to being a therapist, I was born in the United States. I am a son and a brother in a blended family. I am also an advocate, a father, a friend, a mentor, a student of life, as well as a teacher by heart. I am also a Child of a Deaf Adult (CODA) and fluent in American Sign Language (ASL).

Jake Bergstedt

Jake Bergstedt, LMFT - Minnesota Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
14 years of experience
Virtual
Hi. I'm a Licensed Marriage and Family Therapist LMFT with 14 year of experience, living in Minnesota, seeing clients in Minnesota or virtually in Ohio. I like to work with an eclectic group of clients, I enjoy seeing all types and walks of life come though my door. I meet client where they are at now, and work with them towards their goals.

David Baumrucker

David Baumrucker, LPCC - Minnesota Therapist at Grow Therapy
$115/session
LPCC
9 years of experience
Virtual
Hello! I have been practicing for 8 years, with the last 5 years being in private practice focusing my work with adults struggling with depression, anxiety, relationship issues, and those feeling stuck/unmotivated rediscover and reconnect with their purpose and passions. I am licensed psychotherapist in both Texas (LPC) and Minnesota (LPCC). I received my Masters from the University of Montana - Missoula, spending time working in University Counseling Centers and Community Mental Health before continuing my work with Individuals, Couples, Military Service Members, and EMS in private practice beginning in 2019.

Larry Baumgartner

(he/him)

Larry Baumgartner, LMFT - Minnesota Therapist at Grow Therapy
$140/session
LMFT
10 years of experience
Virtual
Hi there! I am a Licensed Marriage & Family Therapist for residents of Florida and Minnesota. I received my Masters degree in Tampa, Florida and have been practicing for 10 years. I help adults get from point A to B by asking Solution-Focused questions. People have a lot more potential then they believe. My job as your Therapist is to ask you the questions that will make you think about your past accomplishments, skills/strengths, resources and experience and see if someway, somehow those 'solutions' can help you move forward in a more positive, productive way today.

Cynthia White

(they/them)

Cynthia White, LICSW - Minnesota Therapist at Grow Therapy
$100/session
LICSW
30 years of experience
Virtual
I am a Licensed Independent Clinical Social worker and live in Minnesota, where I have been in private practice for almost 25 years. I really love my work with clients. I especially enjoy helping clients move from feeling stuck in their lives to feeling empowered. My goal is to help clients live the life they most desire and I have helped thousands of clients to do this.

Kenny Turck

(he/they)

Kenny Turck, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
14 years of experience
Virtual
Hi, I have been in the mental health field for many years and have worked in many settings and with people from many backgrounds, beliefs, and perspectives. I am a licensed mental health professional (LICSW) and work with children, teens, couples, adults of all ages, and members of the LGBTQIA+ community. My areas of expertise are related to social justice, mental health, and food security. I specialize in trauma-responsive care and the autonomic nervous system working together with participants to identify, treat, decrease, and recover from impairments experienced as a result of a mental health condition/life experiences. I think it's very important for people to understand a bit more how emotional or psychological distress impacts the body and innovative, cutting edge strategies, benefitting from recent findings in neuroscience, neurobiology, and psychophysiology.

Kevin Hardwick

Kevin Hardwick, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
25 years of experience
Virtual
As a therapist, I am a Licensed as a Marriage and Family Therapists and as an Independent Clinical Social worker. As a minister, I am ordained and have served as an assistant pastor, youth pastor, and chaplain in a children's home for abused and neglected children as well as in correctional settings. I strive to ensure that all sessions combine Christian counseling and other evidence-based therapy models to enhance your emotional, behavioral, and spiritual growth. Our work together will be mindfulness driven and trauma-informed meaning we would agree to take an ongoing inventory of wellbeing and to identify/address individual and relational needs related to anxiety, depression, substance abuse, grief and loss, and trauma. Our goal would be to enhance existing strength factors (assets) and to reduce risk factors (triggers). Therapy will work if you work it!!!

Zachary Campbell

(he/him)

Zachary Campbell, LPCC - Minnesota Therapist at Grow Therapy
$200/session
LPCC
15 years of experience
Virtual
I am a trauma informed care practitioner with 18 years of experience in supporting people through a healing journey with EMDR, Somatic Experiencing and Jungian Dream Analysis. We enter your story with compassion. I am passionate about providing gentle and considerate care. My office is located on a bus line within an ADA accessible building and off-street parking. Virtual sessions are offered. My space is designed for comfort and safety in downtown Duluth, Minnesota.

Josh Brewster

(he/him)

Josh Brewster, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
23 years of experience
Virtual
Hi, I’m Josh Brewster, a clinical social worker and therapist with over 20 years of experience helping people navigate life’s challenges. Whether you’re feeling stuck, overwhelmed, or simply unsure of the next step, I’m here to support you with practical tools, evidence-based strategies, and a touch of humor to make the process feel a little lighter. I specialize in working with men, couples, and young adults tackling issues like anxiety, grief, anger, depression, relationship dynamics, and even financial stress. My approach is tailored to your needs—whether you’re ready to dive in and make big changes or prefer to move at a slower, more deliberate pace. In our sessions, you’ll be in the driver’s seat, deciding where you want to go. My role is to serve as your navigator, helping you uncover what’s holding you back and equipping you with skills to move forward. Therapy with me is forward-focused. While we’ll reflect on the past if needed, our main goal is to create meaningful progress in your life now and for the future. Think of our work as collaborative problem-solving: you bring your challenges, and together, we’ll find solutions that resonate with your values and goals. Oh, and don’t be surprised if my 10-pound, 14-year-old rescue dog makes an appearance during virtual sessions—Bear keeps me grounded, too. If you’re ready to explore what’s next, let’s connect. I offer therapy in Minnesota, Michigan, and Illinois, and I’d be honored to help you reclaim control over your life and relationships.

Frequently asked questions

Why filter by Minnesota rather than a city like Minneapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Men's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Men's Issues, is filtering therapists in Minnesota that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.