Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 2 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Dr. Annette McCain

(she/her)

Dr. Annette McCain, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
40 years of experience
Virtual
I have been a licensed therapist and psychologist for over 30 years. My style of therapy is solution focused, warm and interactive. I believe in treating the whole person not just the issue at hand. I treat everyone with respect, sensitivity, and compassion, being open and honest in my therapy. My approach combines cognitive-behavioral, humanistic, psychodynamic and rational-emotive therapy, alcohol/substance Abuse Bisexual/Gay/Lesbian, Depression, Developmental Disorders Domestic Violence, Dual Diagnosis, EAP Management Referrals, Family Therapy, Gambling Addictions, Gender Identity/Transgender, Health Care Professional, Marital/Couples, , PTSD, Psychotic Disorders, Sexual Disorders, Sexual Offenders I will tailor our dialog and treatment plan to meet your unique and specific needs. I believe that the journey of life is unique, and I will tailor your treatment around that uniqueness. It takes courage to reach out and say I need to talk with someone, and I will provide support and solutions to help you feel fulfilled. I look forward to working with you. Dr. Annette McCain, PHD, MA, LPC, LLP, DOT SAP
View profile
Book session

Christopher Baumann

Christopher Baumann, LPC - Michigan Therapist at Grow Therapy
$119/session
LPC
8 years of experience
Virtual
We often go through life managing internal struggles, while attempting to navigate our circumstances. Often by seeking greater understanding into ourselves and our relationships, we may come face to face with our deepest doubts and fears. Avoiding struggles and pain opens up the possibility for dysfunction, negativity, and neglect. Our mental health is not as neat as our "shoulds" and "shouldn'ts" would have us believe.
View profile
Book session
These are all the providers we have at this time based on your selections. We're constantly adding new providers to our site. Try adjusting your filters to see available providers.

Frequently asked questions

Why filter by Michigan rather than a city like Detroit?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Sex Therapy?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Sex Therapy, is filtering therapists in Michigan that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.