Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 9 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Michelle Bishop

Michelle Bishop, LICSW - Massachusetts Therapist at Grow Therapy
$110/session
LICSW
5 years of experience
Virtual
My name is Michelle and I work as a Licensed Independent Clinical Social Worker (LICSW) for the state of Massachusetts. I have been working in the mental health field for over a decade in hospital, correctional, and law enforcement settings. I have earned my Master’s degree in Social Work from Boston University and Bachelor’s degree in Criminal Justice from Bridgewater State University. My special interest and future career goals in areas of mental health to include trauma therapy for first responders and women struggling with postpartum depression.

Ellen Honsa

(she/her)

Ellen Honsa, LMHC - Massachusetts Therapist at Grow Therapy
$50/session
LMHC
4 years of experience
Virtual
I am 36 yo with complex mental health history of my own. I use my life experiences and what has worked for me and former clients to help whatever situation you are stuck in. Therapy to me is a joint effort between client and therapist that is constantly re-evaluated to make sure we are on track to the desired result.

Nadolphia Andou

Nadolphia Andou, LICSW - Massachusetts Therapist at Grow Therapy
$160/session
LICSW
10 years of experience
Virtual
Nadolphia is a compassionate and dedicated licensed independent clinical social worker with a passion for helping individuals and families achieve mental and emotional well-being. With over 10 years of experience in the field of social service and mental health, she has become a trusted figure within the behavioral health community. Nadolphia earned her Masters degree in Social Work from Howard University and is pursuing her doctoral degree.

Liz Correll

Liz Correll, LMHC - Massachusetts Therapist at Grow Therapy
$175/session
LMHC
8 years of experience
Virtual
Hello, I’m Liz Correll, a Licensed Mental Health Counselor (LMHC) in Massachusetts with over 10 years of experience in the mental health field. I offer compassionate, personalized online therapy for individuals seeking support towards healing. My approach is integrative, meaning I draw from a range of evidence-based methods tailored to meet your unique needs. I believe that healing isn't one-size-fits-all, and I take the time to understand your story, your strengths, and your goals. Most importantly, I walk beside you on your journey, offering support, insight, and a steady presence as you navigate the path toward greater self-awareness, resilience, and well-being. Together, we’ll create a space where you feel heard, understood, and empowered to move forward.

Molly Holzheimer

(she/her)

Molly Holzheimer, LICSW - Massachusetts Therapist at Grow Therapy
$90/session
LICSW
11 years of experience
Virtual
I am a licensed clinical social worker, advocate, mother, runner, and yoga enthusiast. I believe that everyone would benefit from talk therapy because life is challenging, complicated, and busy. I fully understand that getting ourselves to therapy is, at times, not easy and sincerely appreciate every client that intentionally decides that they are ready to grow, heal, and evolve. I believe in the power of becoming comfortable with being uncomfortable so as to push ourselves to step outside of our comfort zones.

Tierre P.

Tierre P., LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
9 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) based in Massachusetts. I have been practicing for 9 years. I have experience across a large spectrum of clients from working with young adult struggling with career selection, adults reintegrating into the community after being incarcerated, or an individual struggling with psychotic symptoms. I’m dedicated to guiding changes in others that are lifelong.

Kat Andrade

Kat Andrade, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
28 years of experience
Virtual
Greetings, my name is Dr. Katherine Andrade, and I am a Licensed Clinical Social Worker. I have 28 years of experience working in Medical, Health, Mental Health, and Substance Use. I have worked as a school, mental health, medical, and military social worker. I have a Master's and Doctorate degrees in Social Work. I specialize in working with adults/seniors with mental health and substance use challenges as well as family issues, stress, adjusting to medical challenges, and military/veteran issues.

Tamara McKernan

(she/her)

Tamara McKernan, LICSW - Massachusetts Therapist at Grow Therapy
$200/session
LICSW
19 years of experience
Virtual
Hi, I am a licensed clinical social worker who has been in the field for over 2 decades. Over the years, I've cultivated expertise in working with both young adults and adults. I am dedicated to providing a safe and affirming space for all clients. In my practice, I hold the firm belief that trust and relationships are integral components of the recovery journey. I strive to create an atmosphere of acceptance, respect, and empathy, where you can openly explore your concerns and work toward positive change.

Mark Zauss

Mark Zauss, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
17 years of experience
Virtual
I'm a licensed mental health counselor in Florida, Massachusetts, and Connecticut, with over 17 years of experience helping individuals overcome life’s challenges and achieve meaningful personal growth. I specialize in treating ADHD, autism spectrum conditions, narcissistic abuse recovery, bipolar disorder, complex trauma, OCD, PTSD, agoraphobia, social anxiety, relationship struggles, career issues, and alcohol use disorder. I'm an ADHD Certified Clinical Services Provider, Certified Autism Spectrum Disorder Clinical Specialist, Certified Clinical Trauma Professional, Certified Narcissistic Abuse Treatment Clinician, and a Certified Dialectical Behavioral Therapist. I'm also a Double Board Certified Clinical Mental Health Counselor and Nationally Certified Counselor through the National Board for Certified Counselors (NBCC). I offer online counseling as a Board Certified Telehealth Provider, giving clients flexible, convenient access to therapy from wherever they are. My approach is grounded in evidence-based treatments like Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT), tailored to meet each client’s unique needs. I graduated with honors from Rollins College, one of the top-ranked institutions in the field of mental health counseling. Since then, I’ve been committed to creating a safe, supportive, and empowering environment for the individuals I serve. Whether you're navigating the effects of trauma, struggling with attention or mood regulation, working to break free from a toxic relationship, or simply seeking clarity and direction, I’m here to help. My goal is to support you in developing practical tools, deeper self-understanding, and lasting emotional resilience so you can live a more balanced and fulfilling life.

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Serious Mental Illness?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Serious Mental Illness, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.