Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 221 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/18/2025

Jon Jasper

(he/him)

Jon Jasper, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
I'm Jon Jasper, a therapist with over a decade of experience helping individuals navigate eating disorders, substance use, and trauma. I take a personalized, compassionate approach to care—drawing from narrative therapy, accelerated resolution therapy (ART), trauma-informed practices, CBT, and group therapy. My goal is to create a safe, supportive space where clients feel empowered to heal, grow, and reconnect with their strengths.

Liz Gazala

Liz Gazala, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
9 years of experience
Virtual
Hello! I am a licensed mental health counselor (LMHC) and licensed marriage and family therapist (LMFT). I obtained my masters degree from NOVA Southeastern University. I have been practicing since 2015; I started out at a homeless shelter, moved to in-home family/parenting therapy and from there worked at a local high school for several years. Meanwhile, I was building my private practice working with clients suffering from addiction. Currently, I run my own private practice working with teens and adults looking for support for a variety of concerns.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Alisa McGee

Alisa McGee, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
18 years of experience
Virtual
Hi, I’m Alisa McGee, a Licensed Clinical Social Worker with over 16 years of experience in the mental health field. I bring an energetic, compassionate presence to therapy and value the role of positivity and even laughter in the healing process. I work with individuals and couples navigating anxiety, depression, trauma, relationship challenges, and life transitions. I aim to create a supportive, nonjudgmental space that encourages both reflection and meaningful growth.

Amy Valentino

(she/her)

Amy Valentino, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
11 years of experience
Virtual
Hi, I’m Amy, a Licensed Mental Health Counselor based in Florida. I love helping people feel more grounded, confident, and connected to themselves. I work with young adults, especially college students, navigating the often messy transition into adulthood, as well as adults of all ages dealing with anxiety, depression, life changes, and other concerns. I’m also a Certified Intuitive Eating Counselor and support clients in healing their relationship with food and body through a non-diet, compassionate approach. Before private practice, I was a School Counselor in the middle school setting, and I earned both my Bachelor's and Master's degrees from UCF. My style is warm, collaborative, and real. I’m here to help you feel understood, supported, and empowered in your growth.

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Dr. Ryley McCallum

(she/her)

Dr. Ryley McCallum, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
6 years of experience
Virtual
Welcome! My name is Ryley McCallum, I'm a licensed clinical psychologist. As a therapist, I strive to create a safe and non-judgmental space where you can freely express your thoughts, emotions, and concerns. By truly listening to your experiences and understanding your perspective, I strive to develop a deep connection together where we can foster a strong therapeutic alliance and work towards your individual goals.

Cynthia Menard Clinton

Cynthia Menard Clinton, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I am a Licensed Mental Health Counselor and Certified Clinical Trauma Professional. I am the founder and CEO of SHATTERED NOT BROKEN THERAPY (SNB). I have an extensive background working with children, adolescents, and adults in several environments including: inpatient residential, outpatient clinics, and community-base/ wrap around services. I have experience treating several mental help conditions including but not limited to Substance Use Disorder, Depression, Anxiety, Trauma, Mood disorders, and Stress.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Gillian Melendez Harris

(she/her)

Gillian Melendez Harris, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
6 years of experience
Virtual
I am Gillian. I am a natural born empath. Do you struggle with the push through mentality? I want the individuals I work with to feel heard, to feel understood, to know they can be 100 percent themselves with zero judgment. I know finding the right therapist can be difficult. My approach is Person Centered based. This means I wholeheartedly believe a person has the capacity for growth. My specialties include working with individuals struggling with depression, anxiety, grief, and addiction. I incorporate Cognitive Behavioral Therapy and Mindfulness Based Therapy. I can help with navigating complex and uncomfortable emotions. Seeking therapy is an act of prioritizing yourself. It takes courage to be vulnerable. It can be difficult to get to a place of peace and find joy in the simplest of things when you are in that so to speak tunnel.

Toula Zoulas

Toula Zoulas, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
In today’s fast-paced world, it’s easy to feel overwhelmed by constant demands and limited space for personal reflection. Therapy offers a unique opportunity to pause, take stock, and reconnect with yourself. It’s a space where you can become more aware of your emotions, re-examine your choices, and move toward greater clarity and peace of mind. As a therapist, I am committed to providing a supportive, non-judgmental environment where you can safely explore your feelings and experiences. My approach is client-centered and active, helping you uncover new perspectives and broaden your options. Together, we’ll work on overcoming doubt, managing difficult emotions, and building resilience in the face of life’s challenges. I specialize in working with children, adolescents, and young adults, supporting them through emotional turmoil, family stressors, and communication issues that can impact their well-being. Whether you’re struggling with personal challenges or relationship difficulties, I’m here to help you break through roadblocks and find a positive, affirming path forward. We all want a life of significance and balance—and I believe that with the right guidance, these are not just dreams but achievable realities. Happiness isn’t a mysterious force; it’s the result of learning and practicing skills that anyone can develop. With my support, you’ll gain confidence, emotional resilience, and the tools you need to create a more fulfilling life. Let’s work together to improve your emotional well-being and help you get to a place where you feel comfortable, empowered, and ready to thrive.

Barbara M Sosa

(she/her)

Barbara M Sosa, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
3 years of experience
Virtual
I am a psychotherapist who helps teens and adults feel better by talking through what’s been hard and teaching ways to handle big feelings. I create a safe space where you can be yourself, talk about anything, and not feel judged. Sometimes, we look at how past experiences or relationships may be affecting how you feel now. If you’ve gone through something really scary or upsetting, I use gentle ways to help you feel safer and more in control again. My job is to help you understand what’s going on inside and give you tools to feel stronger, calmer, and more like yourself. If you want, we can include your faith and beliefs as part of the conversation too.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Angie Hamilton

Angie Hamilton, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
8 years of experience
Virtual
Welcome! My name is Angie Hamilton and I’m a Licensed Psychotherapist. Are you tired of life weighing you down? Do you want to get un-stuck? Do you keep repeating the same mistakes? I specialize in anxiety, PTSD, trauma, self-esteem issues, and also addictions. I use traditional psycho-analytic techniques to get to the bottom of the issues to the root causes. They say it will feel worse before it gets better, but I promise you it is well worth it, and YOU are worth it. I'm honest and will give you a clear view of what I see is going on! I believe healing is found in the truth. PLEASE ONLY BOOK APPOINTMENTS ON THE FULL HOUR.

Ehsan Adib Shabahang

(he/him)

Ehsan Adib Shabahang, LMHC - Florida Therapist at Grow Therapy
$150/session
Has intro video
LMHC
3 years of experience
Virtual
Are you feeling overwhelmed or struggling with your relationships? Does anxiety or stress seem impossible to shake off? Maybe you're at a crossroads with your career or finding it hard to connect with yourself. Or perhaps you've experienced trauma that you cannot navigate alone; you're not alone, and there is help available. I'm Ehsan Shabahang, a Licensed Professional Counselor (LPC) dedicated to helping you overcome life's challenges. Having worked with over 4,000 clients, including individuals, families, couples, students, groups, children, and non-profit organizations, I understand that life can be unpredictable. My military experience and multidisciplinary approach to therapy have taught me resilience and the importance of mental health. As an LPC, I hold a Master of Science in Clinical Mental Health Counseling and am currently pursuing a PhD in Social Psychology. I use a unique blend of therapy models in my practice, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), the Gottman Method, and sex therapy as a Certified Sex Therapy Informed Professional (CSTIP). This diverse approach allows me to better address your mental, emotional, and spiritual needs. I also integrate mindfulness, yoga, and art therapy to help you build a stronger, more positive relationship with yourself. My approach is especially supportive for those who have experienced trauma, providing a safe and nurturing environment to process and heal. Whether you're dealing with career stress, relationship issues, trauma, or looking to improve your self-awareness, I'm here to help. I offer a safe, compassionate, and judgment-free space where you can find the support you need. Together, we'll use practical tools and scientifically proven methods to help you achieve your goals. Take the first step towards a better life. Let's embark on this journey of growth and self-discovery together.

Della Calvet

(she/her)

Della Calvet, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
I am a compassionate and dedicated therapist who takes a holistic, empathetic approach to helping individuals navigate life's challenges. I understand that every person is unique, and I work collaboratively with my clients to explore their emotional, mental, and even physical well-being. I specialize in therapies like EMDR, DBT, and ERP, offering tools and support to help you heal from past trauma, regulate emotions, and overcome anxiety or depression. Together, we'll focus on your growth and empowerment, creating a safe space where you feel understood and equipped to live a fulfilling life.

Adam Bernstein

Adam Bernstein, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
19 years of experience
Virtual
Fulfilling our potential is a lifelong journey of becoming more at peace with ourselves, deepening the intimacy in our relationships, being more authentically human, and feeling more alive each day. Along the way, certain challenges arise to cause us distress or confusion. Such moments can make us feel held back, afraid, or unsure of where to go from here. But these moments can also be the points of growth and healing from which we renew ourselves in ways we did not think possible. It is a great privilege helping men and women in their search to improve their relationship with themselves and others, to lessen the burden of emotional pain, to experience freedom from addictions, or to embark on new life challenges - to find the hope and courage needed to take those important next steps.

Liam Thomas Mugavin

(He/Him)

Liam Thomas Mugavin, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hello, I’m Liam Mugavin, a Licensed Clinical Social Worker (LCSW)—think of me as a professional life untangler. I understand that starting therapy can feel like stepping into the unknown, but it’s also a powerful opportunity for personal discovery and growth. In our work together, you’ll find a supportive, authentic space where you can explore your thoughts and emotions at your own pace. Whether you're navigating trauma, anxiety, wanting to pursue EMDR, or simply seeking more clarity and balance in life, I’ll help you to uncover new insights and create lasting change. We’ll work to uncover your unique journey, challenge old patterns, and build the tools that will help you feel more connected to yourself and the world around you. Together, we'll craft a path that supports your healing and strengthens your connection to yourself, guiding you toward meaningful change and fulfillment.

Amanda Uliasz

(she/her)

Amanda Uliasz, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$140/session
LCSW
7 years of experience
Virtual
Hi — I’m Amanda Uliasz and I’m a licensed clinical social worker licensed in the state of Florida. I graduated from the University of New England in 2017 with a Master of Social Work (MSW). Post graduate school, I spent my formative years as a new clinician with an LGBTQIA+ non-profit located in South Florida, providing outpatient psychotherapy with adults and adolescents. I specialize in LGBTQ+ affirming therapy; I am a member of the World Professional Association for Transgender Health (WPATH). I am an ADHD-Certified Clinical Services Provider (ADHD-CCSP) and provide assessment/treatment to assist with management of ADHD symptoms. I also treat anxiety disorders, with a focus on obsessive-compulsive disorder.

Melissa Ruff

(she/her)

Melissa Ruff, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
29 years of experience
Virtual
I am a practicing clinical social worker with 29 years of experience and have practiced in Maryland; currently new to Florida. I utilize a collaborative approach to self determination and self improvement with adults and families. I have extensive experience in Bipolar Disorders, Traumatic Brain Injuries and Trauma. I worked as a Social Worker with older Adults for 10 plus years and am comfortable with providing resources and mental health support to that population.

Marisa Chiuchiolo

Marisa Chiuchiolo, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
5 years of experience
Virtual
Marisa is a dedicated clinician specializing in mental health and marriage and family therapy. Based in South Florida, Marisa has made it her mission to support individuals and families on their journey toward healing and well-being. With a compassionate approach and extensive knowledge in the field, Marisa offers a safe and nurturing environment for her clients to explore their emotions, build resilience, and develop effective coping strategies. Her expertise addresses a wide range of disorders, including anxiety, depression, developmental delays, parent training, and relationship difficulties. Marisa obtained her professional training in order to facilitate meaningful change within families and improve their overall dynamics. Through her work, she empowers individuals to navigate the complexities of their lives, fostering healthier relationships and promoting emotional growth. Marisa Chiuchiolo's unwavering dedication to mental health and marriage and family therapy has earned her respect as a trusted clinician within the South Florida community. Her genuine care for others and commitment to facilitating growth and healing make her a valuable resource for anyone seeking support on their path to well-being.

Elizabeth Divine

(she/her)

Elizabeth Divine, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMHC
11 years of experience
Virtual
I know the idea of going to therapy can be a bit overwhelming. You may already be dealing with debilitating anxiety, depression, OCD, or other mental health concerns – so adding therapy to your plate may seem like a lot. But take it from someone who’s been in your shoes: therapy can change your life. It WILL change your life. As a warm, down-to-earth therapist in Florida with over a decade of experience, I’m ready to meet you wherever you are in your mental health journey, always free from judgment, and empower you to learn how to genuinely love who you are, thrive in relationships, and finally enjoy your life!

Dinah Metcalf

(she/her)

Dinah Metcalf, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
14 years of experience
Virtual
I am a student of life with a goal of becoming a kind, compassionate, authentic individual able to keep my cool in the worst situations. I have a Master's degree in Mental Health and Rehabilitation from University of South Florida. I have experience working with issues of trauma, abuse, violence, hurt, loss, rage and confusion, to name a few. I offer frank, non-judgmental feedback to help my client and client couples create the life and approach that best expresses their integrity.

Tiffany Quijano

Tiffany Quijano, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
16 years of experience
Virtual
Hi, I'm a licensed mental health counselor and have been in the field for over 15 years. I focus on children from 8 years old to adults. I graduated with my Masters degree from Boston College. I am motivated and dedicated to helping my clients be the best they want to be. I meet where clients are at and help them identify the goals they want to work on.

Ana Jazin

(she/her)

Ana Jazin, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
11 years of experience
Virtual
Hello! I am a licensed mental health counselor (LMHC) with 11 years of experience. I provide a supportive and engaging counseling atmosphere. I believe clients play an active role in their recovery process and should be treated with the utmost dignity and respect. When clients come into my office, I meet them where they are, understanding that they may have experienced stress and trauma. As an effective counselor, I accept them as they are and strive to help them heal.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Obsessive-Compulsive (OCD)?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Obsessive-Compulsive (OCD), is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.