Therapists that accept Cash Pay in Utah

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 8 verified therapists in Utah who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Kim Kennedy

(she/her)

Kim Kennedy, LCSW - Utah Therapist at Grow Therapy
$200/session
LCSW
14 years of experience
Virtual
Are you feeling stuck and ready for a change? Let’s sit down and work through it together! Whether you are struggling with anxiety, depression, conflict in your relationships or just overall feeling stressed, I am here to help. My name is Kim and I’m a LCSW with over 10 years of experience. I’m passionate about helping people build skills to live more fulfilled, happy lives.

Jessie Gambrell

(she/her)

Jessie Gambrell, LCSW - Utah Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Hi! I am Jessie and I am a Licensed Clinical Social Worker. I am licensed in CT, SC, FL and UT! I help clients navigate relationships and life changes that may be causing stress or keeping them stuck. I am trained by the BECK Institute of Cognitive Behavioral Therapy with extensive training in depression, anxiety, bipolar disorder, personality disorder and meditation CBT style!

Kim Sylla

Kim Sylla, LCSW - Utah Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
It would be my pleasure to work with you! My name is Kim Sylla and I have been interested in the field of social services since childhood when I enthusiastically listened to the life stories of those around me including friends, neighbors and extended relatives. This interest grew with with my first therapist volunteer experience -- at the age of 20 -- with individuals who had substance use and mental health disorders. Since then I have had a wide array of additional volunteer and work experiences with adults and adolescents undergoing various life challenges at work, school, home and in the larger community. My varied experience, training and education prepared me to use an integrative therapeutic approach that draws on cognitive behavioral therapy, mindfulness, dialectical behavioral therapy, motivational interviewing and ecological systems theory.

Micheal Chad Franklin

(he/him)

Micheal Chad Franklin, LCSW - Utah Therapist at Grow Therapy
$125/session
LCSW
13 years of experience
Virtual
I’m Micheal Franklin, and my journey into therapy began in a blue-collar family where my relatives worked in textile mills, battery plants, and furniture factories. Growing up, I aspired to carve a different path, aiming to be the first in my family to earn a college degree. I graduated from Western Piedmont Community College in Drug and Alcohol Technology and earned an Associate in Arts in 1996. I then continued my education at Gardner-Webb University, obtaining my Bachelor’s in Science in Human Services. Recognizing that the job market wouldn’t provide enough financial stability, I joined the Marines in 1998. During my service, I got married and welcomed a baby boy, which motivated me to seek part-time work with troubled adolescents and teens facing addiction issues. After leaving the Marines in 2003, I worked in a group home for adolescents and later became a Prevention Supervisor for adolescent substance use treatment. I also served as the lead treatment therapist for a Men's Intensive Outpatient Program at the Cognitive Connection in Hickory, NC. My passion for helping others led me to teach parenting classes and collaborate with Child Protective Services. I pursued my Master’s degree in Social Work at the University of West Florida while gaining experience in Community Mental Health. I also worked in a drug court program for two years. Since becoming licensed in 2014, I have dedicated my career to supporting clients dealing with trauma, anxiety, depression, addiction, personality disorders, and life transitions.

Cathy McMullen

Cathy McMullen, LCSW - Utah Therapist at Grow Therapy
$130/session
LCSW
8 years of experience
Virtual
I enjoy working with people of all ages and supporting their journey of acceptance, increasing resilience, and improving the quality of their life. I love getting to know the people that I work with, and with a collaborative and nonjudgmental mindset, together we will identify goals and values, and the barriers that prevent them from getting there. I am a Licensed Clinical Social Worker (LCSW) who has been providing therapeutic services to children and adults since 2015. If you are ready to make a change, let’s get started today. I look forward to meeting you and working with you on your journey.

Melissa Vazquez

Melissa Vazquez, LCSW - Utah Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
Hello! I am Licensed Clinical Social Worker (LCSW) with extensive experience in mental health counseling, crisis intervention, and social services. With a deep understanding of the complexities surrounding domestic violence, sexual trauma, substance abuse, and military culture, I have dedicated over 10 +years to to supporting individuals and families facing significant challenges. I graduating with a Master of Social Work from New Mexico Highlands University in 2015 and quickly built a reputation in clinical expertise, empathy, and solution-oriented approach. As a Licensed Clinical Social Worker (LCSW) in New Mexico, Texas, and Utah, i have worked in diverse settings, including the U.S. Air Force, the Veterans Affairs system, and various state and local agencies.

Joleen Kim

(she/her)

Joleen Kim, LCSW - Utah Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
If you are struggling with stress or depression, I can help. Hi, I am a Licensed Clinical Social Worker. I am licensed in Virginia, Utah, and Nevada. I feel that therapy is a gift you give yourself. I work online as a telehealth therapist. I enjoy meeting you where you are at and helping you get through the rough spots, whether it's finding your voice, identifying the obstacle and need for change, or just understanding from a different perspective. I work mainly with clients who have experience with anxiety, depression, and trauma in their life.

Nancy Juila

(she/her)

Nancy Juila, LCMHC - Utah Therapist at Grow Therapy
$120/session
LCMHC
16 years of experience
Virtual
Hi! I am a Licensed Clinical Professional Counselor in MD (initial license), and been licensed in 8 other states (AZ, CO, ID, NE, NV, VA, UT), actively practicing for 16 years, helping adults with anxiety, self-esteem, anger issues, gaining coping skills and strategies, discussing different perspectives and insights toward self, relationships with others, and their situations. I have been working with adults with existential crises, issues with motivation, and communication challenges effectively. Additionally, I like working with older adults and adults who are going through phase of life changes. Right now, I am pursuing a doctorate in Clinical Psychology and doing externships for neuropsychological assessment and therapy. I'm interested in helping older adults and assessing mild cognitive impairment and dementia. ***Due to my externship hours and schedules, along with starting my internship in September, my availability is extremely limited and subject to change frequently. I cannot provide long term therapy. I cannot accept new clients when my internship starts in September this year. If you make your first appt with me, please fill out the intake form without skipping questions thoroughly so that I can assess and provide more appropriate referral providers before meeting. I apologize for the inconvenience.

Frequently asked questions

Why filter by Utah rather than a city like Salt Lake City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Utah from St. George to Provo! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Utah.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Suicidal Ideation?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Suicidal Ideation, is filtering therapists in Utah that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.