Therapists that accept Cash Pay in Oregon

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 4 verified therapists in Oregon who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Hilary Matthews

(she/her)

Hilary Matthews, LMFT - Oregon Therapist at Grow Therapy
$100/session
LMFT
10 years of experience
Virtual
Hi my name is Hilary Matthews and I am a therapist specializing in mood disorders, substance use treatment and trauma. People often report fears and sadness as life changes affect them. I beleive that change is something to embrace and I will show you how. In my client centered practice I use Cognitive behavior, mindfulness, motivational interviewing, trauma informed care to assist clients with their challenges.

Stephanie/Stevie Willoughby

(she/her)

Stephanie/Stevie Willoughby, LCSW - Oregon Therapist at Grow Therapy
$125/session
LCSW
5 years of experience
Virtual
I value authenticity, empathy, and self-awareness, both for myself and my clients, and as a critical part of the therapeutic process (I also take advantage of the healing power of laughter whenever possible!). I aim to normalize and validate my clients’ experiences without judgment, and above all, provide the most basic of human needs: to feel seen and heard. My name is Stephanie (or Stevie, either is fine) and I have been providing therapy in NJ exclusively via telehealth for about the last 5 years (prior to that, in person). I have a deep passion and respect for the power of therapy to change lives, which I have been privileged to witness in my work with clients, as well as in my personal life, both through the consistent use of therapy as part of my own self-care, as well as having spent the last 20 years raising two children with special needs. If you have been struggling with symptoms of depression or anxiety, particularly if they are related to a traumatic experience, I would love the opportunity to work with you to reduce your symptoms and help you experience a present that is not overshadowed by your past. I love working with women ages 20 to 30-something who are still in academia or just starting out in their careers, but also love working with women of any age. I frequently work with survivors of child sexual abuse, as well as those struggling with issues related to self-worth, but work with other conditions as well.

Dr. S. Kyle Cardwell

Dr. S. Kyle Cardwell, LPC - Oregon Therapist at Grow Therapy
$225/session
LPC
16 years of experience
Virtual
I’m Dr. S. Kyle Cardwell, a licensed mental health professional with over 16 years of experience providing therapy to teens, young adults, and adults. I specialize in helping people navigate anxiety, trauma, depression, OCD, identity concerns, and life transitions. I’ve worked extensively with adolescents in both outpatient and residential settings, and I understand the unique emotional, relational, and developmental challenges they face. In addition to my clinical work, I’ve also served in executive leadership roles—including as CEO of a residential treatment center for youth—where I oversaw program development, staff training, and systems-level implementation of trauma-informed care. My approach to therapy is both compassionate and direct. I offer a safe space for patients to speak freely, but I also ask meaningful questions and challenge patterns that may be holding them back. I use a range of evidence-based methods including CBT, DBT, EMDR, REBT, and psychodynamic principles, adapting treatment to meet the needs of each individual. For patients who wish, I can also integrate Christian faith into the process in a respectful and thoughtful way. Whether you’re feeling overwhelmed, stuck, or simply ready for change, I’m here to walk with you toward healing, clarity, and a more grounded life.

Léah Ferreira

(she/her)

Léah Ferreira, LMFT - Oregon Therapist at Grow Therapy
$160/session
LMFT
6 years of experience
Virtual
My name is Léah Ferreira, LMFT, licensed in California (LMFT #128659) and Oregon (LMFT #T2207). I hold a master’s in marriage and family therapy (2018) and am pursuing my PhD in psychology, specializing in LGBTQ+ and Gender Fluidity. As a queer therapist and foster care survivor, I’m passionate about creating a safe, compassionate space for healing - one where clients feel heard, validated, and empowered. I know how hard it can be to ask for help, and I’m honored to support each person’s unique process. My approach is warm, empathetic, and judgment-free, even though we’ll meet virtually. Thank you for being here; I believe in your strength.
These are all the providers we have at this time based on your selections. We're constantly adding new providers to our site. Try adjusting your filters to see available providers.

Frequently asked questions

Why filter by state rather than a city?

Why filter by state rather than a city? When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Obsessive-Compulsive (OCD)?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Obsessive-Compulsive (OCD), is filtering therapists in Oregon that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.