Therapists that accept Cash Pay in Minnesota

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 2 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

Matthew Cruz, LADC

(he/him)

Matthew Cruz, LADC, LPCC - Minnesota Therapist at Grow Therapy
$70/session
LPCC
6 years of experience
Virtual
Hello, my name is Matthew Cruz, but many people call me Matt. I enjoy talking with people about their problems, offering them support, and helping them to find a way forward. My background is in substance use and with that, I am familiar with CBT and DBT approaches. However, I am looking for what works and am not attached to any one mode of treatment. I enjoy helping people explore meaning and symbolism in their world through a person centered approach to treatment. For those that are interested, I am comfortable incorporating faith and spiritual practice into the treatment experience.
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Hiedi Roberts

(she/her)

Hiedi Roberts, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
20 years of experience
Virtual
I am both a country and city girl. I enjoy outdoors and being around people. I enjoy all ages from 16-99. I like to humbly say I am experienced in multiple therapies and have worked in all areas of Behavioral Health from inpatient to outpatient over 20 years of experience. I am open, supportive, and honest. Sessions start with you and where you are at. We talk about your concerns and what you would like to achieve. We both then identify how to support you. I view each person as unique and have their own individual concerns/struggles.
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These are all the providers we have at this time based on your selections. We're constantly adding new providers to our site. Try adjusting your filters to see available providers.

Frequently asked questions

Why filter by Minnesota rather than a city like Minneapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Learning Disabilities?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Learning Disabilities, is filtering therapists in Minnesota that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.