Dr. Wilfreda J Cruz

LCSW (she/her)25 years of experienceNext available
4.8 (97)
Warm
Solution oriented
Authentic

Hello I am a Psychotherapist, Licensed Clinical Social Worker licensed in both Florida and Maryland. I have been practicing in the Mental Health Field for 25 years. I offer couples, individual, marital and family counseling.

I specialize in working with the Military and Veteran population and their families for over 24 years.

I most commonly treat the following conditions: military and veteran related stress, service connected or millitary retirement transitions, grief, anxiety, depression, life transitions, trauma, PTSD, emotional abuse, narcisstic abuse recovery, betrayal trauma and stress associated with relationship issues and infidelity, couples, pre-marital and family issues. I specialize in working with the Military and Veteran population and their families for over 24 years. I am a trained and certified as a Star Behavioral Health Provider for Military and Veterans.

First session

In our first session together, we'll start with brief introductions, gather some personal history, then dive into the specific challenges you're facing. This will help me create a tailored plan for us to work through in follow-up sessions.

Strengths

I have over 24 years experience in the mental health field. I provide non-judmental, supportive care for each Client.

Ideal clients

I have vast experience working with the Couples in counseling, the elderly, active duty Military populations and their families, persons coping with chronic health conditions, persons going through Life transitions such as divorce, empty nesters, students entering/exiting college, military exit/entrance, divorce, and new parenting support.

Treatment methods

Cognitive Behavioral (CBT)

I provide treatment for anxiety, depression, trauma PTSD, narcisstic abuse recovery and other conditions. This includes treatement of complicated grief stemming from issues of death, break ups, job or any losses. I have expertise working with Military and Veteran population and their familiies.

Solution Focused Brief Treatment

I provide supportive solution focused counseling to help with every day life challenges. This includes couples, marital, pre-marital, divorce mediation, co-parenting and family counseling. I have 25 years experience working with Military and Veteran populations.

Couples Counseling

I help couple's address concerns related to improving communication, reducing family conflict, healing through infidelity, trust issues, betrayal trauma, parenting and life transitions. Couple's counseling is normally provided on a self pay basis. Health insurance generally does not pay for stand alone couple's counseling unless one party has a diagnostic condition that is being treated that stems from the relationship distress ( i.e anxiety, adjustment issues etc). Check your insurance benefits for coverage.

Location

Virtual sessions

Identifies as

  • Christian

  • Woman

Top specialties

  • Anxiety

  • Couples Counseling

  • Military/Veterans

Other specialties

  • Chronic Illness

  • Coping Skills

  • Crisis Intervention

  • Depression

  • Domestic Violence

  • Grief

  • LGBTQ

  • Life Transitions

  • Substance Misuse

  • Trauma and PTSD

Serves

  • Adults (18 to 64)

  • Elders (65 and above)

Licensed in

  • FloridaLicense SW15573

  • MarylandLicense 11330

Accepted insurance

  • Aetna

  • Aetna - ASR Health Benefits

  • Aetna - Allied Benefits

  • Aetna - Gravie

  • Aetna - Lucent Health

  • Aetna - Luminare

  • Aetna - Medicare

  • Aetna - Moda

  • Aetna - WebTPA

  • Aetna – HealthEZ

  • All Savers

  • Amerihealth Administrators

  • Amerihealth NJ Medicare Advantage

  • Blue Cross Blue Shield

  • Anthem

  • CareFirst

  • Independence Blue Cross

  • Independence Administrators

  • Arlo

  • AvMed

  • Cash - $150 per session

  • Centivo

  • Cigna

  • Cigna - HealthEZ

  • EAP:UnitedHealthcare/Optum

  • Evernorth

  • GTEB

  • Golden Rule

  • Harvard Pilgrim/UnitedHealthcare

  • Kaiser Permanente

  • UnitedHealthcare/Optum

  • Optum

  • OptumHealth Complex Medical Conditions

  • Oscar

  • Oxford

  • Surest (formerly Bind)

  • Tufts Health/Cigna

  • United Medical Resources

  • UnitedHealthcare/Optum - Medicare

  • UnitedHealthcare Complete Care (C-SNP)

  • UnitedHealthcare Dual (Medicare & Medicaid)

  • UnitedHealthcare Life Insurance

  • UnitedHealthcare Shared Services

  • UnitedHealthcare StudentResources

Reviews and ratings

4.8 rating (97)12 reviews
September 22, 2026

Dr . Wilfreda was Understanding and caring . open -minded hearing both sides . I look forward talking to her on are next session

Verified client, age 35-44Review shared after session 1 with Dr.
August 13, 2026

I enjoyed her giving me tips and how to handle my anxiety

Verified client, age 55-64Review shared after session 1 with Dr.
August 10, 2026

I am new to therapy and had my first appointment with Dr. Cruz and it was a great experience. She listened to me and challenged me while supporting at the same time. It was very helpful and I look forward to my next session.

Verified client, age 45-54Review shared after session 1 with Dr.
Schedule 60 min