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Calm has teamed up with Grow Therapy to connect you with a mental health therapist who accepts your health insurance.

Licensed to practice in 25 states and accepts 88 insurances. Specializes in Career Counseling, Men's Issues, Self Esteem and 16 more.

Ephraim Tokar

LMFT, 20 years of experience
Direct
Solution oriented
Authentic
VirtualAvailable

Hi there, my name’s Ephraim Tokar. I'm a licensed Marriage and Family Therapist with 20+ years of experience. My specialties consist of relationships, men’s issues, career counseling, and psychosomatic illnesses. I received my Bachelors degree in Child Psychology, working initially with the adolescent population before transitioning over to adults. I then received my Masters in Marriage and Family Therapy. Whether it's individuals or couples, I'm happy to get to work with whomever comes my way. I do my best to facilitate a warm, trusting environment. Looking forward to meeting with you soon!

Get to know me

In our first session together, here's what you can expect

The first session will be an introduction to therapy in addition to obtaining relevant background information.

The treatment methods and tools I utilize

I utilize a solution-focused approach and lean on CBT, DBT, and EFT for the best clinically based care.

The biggest strengths that I bring into our sessions

I have experience working with an array of clientele and prioritize both individuals and couples as the main populations I serve.

The clients I'm best positioned to serve

I offer a direct, solution-focused approach to address any and all issues on a practical, human to human level.

Specialties

Top specialties

Career Counseling

Men's Issues

Self Esteem

Other specialties

ADHD

Addiction

Anger Management

Anxiety

Bipolar Disorder

Coping Skills

Couples Counseling

Depression

Family Conflict

Grief

Mood Disorders

Parenting

Peer Relationships

School Issues

Spirituality

Trauma and PTSD

I identify as

Man

White

Serves ages

Adults (18 to 64)

Licensed in

Arizona

California

Colorado

Delaware

Florida

Illinois

Indiana

Iowa

Maine

Massachusetts

Michigan

Missouri

Nevada

New Jersey

New York

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

Utah

Vermont

Virginia

Wisconsin

Accepts

Aetna

Aetna - ASR Health Benefits

Aetna - Allied Benefits

Aetna - Luminare

Aetna - Medicare

Aetna - Moda

Aetna - WebTPA

Aetna – HealthEZ

All Savers

Ambetter Health

Ambetter from Health Net

Amerihealth Administrators

Amerihealth NJ Medicare Advantage

Anthem

Blue Cross

Independence Administrators

Independence Blue Cross

Highmark

Anthem - Medicare

Arlo

AvMed

Blue Care Network

Blue Cross Blue Shield

Horizon

Regence

Blue Cross Blue Shield - Federal

Regence - Medicare

Blue Shield

Blue Shield of California - Medicare

Independence Personal Choice 65 PPO

Independence Keystone 65 HMO

Braven Health - Medicare

Capital Blue Cross

Capital Blue Cross - Medicare

Carelon Behavioral Health (Commercial)

L.A. Care PASC-SEIU

L.A. Care Covered

L.A. Care Covered Direct

Sutter Health Plan

IHSS Healthy Workers

Cash - $275 per session

Centivo

Cigna

Cigna - HealthEZ

EAP:Cigna

EAP:Evernorth

EAP:UnitedHealthcare/Optum

Evernorth

GTEB

Geisinger - Commercial

Geisinger - Medicare

Geisinger – Dual (Geisinger Gold HMO D-SNP)

Gold Coast Health Plan Total Care Advantage (HMO D-SNP)

Golden Rule

Harvard Pilgrim

Harvard Pilgrim/UnitedHealthcare

Health Net (Commercial)

HealthPartners

HealthPartners - Medicare

Highmark - Medicare

Horizon - Medicare

Blue Cross Blue Shield - Medicare

Humana - Medicare

Humana Dual (Medicare & Medicaid)

Amerihealth

L.A. Care Medicare Plus (HMO D-SNP)

Medica

Medicare

UnitedHealthcare/Optum

Optum

OptumHealth Complex Medical Conditions

Oscar

Oxford

Regence Group Administrators

SFHP Care Plus (HMO D-SNP)

Scripps Health Plan

Sharp Health Plan

Surest (formerly Bind)

Tufts Health

Tufts Health/Cigna

UPMC Health Plan

United Medical Resources

UnitedHealthcare Dual (Medicare & Medicaid)

UnitedHealthcare Life Insurance

UnitedHealthcare Shared Services

UnitedHealthcare StudentResources

UnitedHealthcare/Optum - Medicare

UnitedHealthcare Complete Care (C-SNP)

Location

Virtual

, 188 ratings

28 ratings with written reviews

June 9, 2026

Reading his profile was consistent with what he brought to the session. Straight and to the point with empathy.

Verified client, age 65+
Review shared after session 1 with Ephraim

May 21, 2026

So far so good. My first time getting one on one therapy and I am looking forward to our next session .

Verified client, age 25-34
Review shared after session 1 with Ephraim

April 16, 2026

direct , blunt, straight to point,, get out of problem, and into solution oriented...

Verified client, age 45-54
Review shared after session 1 with Ephraim