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Calm has teamed up with Grow Therapy to connect you with a mental health therapist who accepts your health insurance.

Licensed to practice in Pennsylvania and accepts 38 insurances. Specializes in Anxiety, Depression, Women's Issues and 18 more.

Michelle Sepulveda

(she/her)

LPC, 15 years of experience
Authentic
Warm
Humorous
VirtualAvailable

Do you often feel like life is throwing you curve ball after curve ball? Like daily stressors are leaving you exhausted and overwhelmed? Anxiety? Depression? Irritability? Difficulty organizing yourself or losing Focus? Past Trauma? The fact that you are reading this means that you are taking a major step to get yourself help and I admire that. I have over 12 years of experience as a therapist, and my goal is to meet you where you are in the present moment and provide you with a safe, accepting, and supportive environment to develop skills that will promote healing and growth. Together we will work on identifying your needs and using your strengths to develop a healthy balance and happiness in life. I have extensive experience working with teens, adults and elderly. I provide individual, couple, and family therapy. I work well with mental health disorders such as Anxiety, Depression, ADHD, PTSD, Bipolar Disorders. I also work well with women's issues, parenting difficulties, school issues, work problems, relationship issues, substance abuse/recovery, Family function, and Trauma. I am also bilingual and am fluent in English and Spanish.

Get to know me

In our first session together, here's what you can expect

During our first session we will review reasons for seeking therapy, get to know each other, review therapy style and I will answer any questions or concerns you may have.

The treatment methods and tools I utilize

Treatment is tailored to your needs and is personalized to meet you where you are in your journey but not keep you where you are. Be ready to work! You've got this! I have an eclectic style but incorporate Cognitive Behavioral Therapy, Family Systems, Dialectical Behavior Therapy, Mindfulness Based, Strength Based, Person Centered, Humanistic, Trauma Focused, Positive Psychology and Culturally Sensitive Therapy.

The biggest strengths that I bring into our sessions

My biggest strength as a therapist is my ability to provide a "no judgement", supportive, empathic environment that will make you feel comfortable and empowered in treatment. I am authentic and can relate with strong life experience to overcoming life's hardships.

The clients I'm best positioned to serve

Anxiety, ADHD, Depression, trauma, grief, women's issues, weight management, work and life stressors, parenting issues

Specialties

Top specialties

Anxiety

Depression

Women's Issues

Other specialties

ADHD

Addiction

Anger Management

Bipolar Disorder

Career Counseling

Coping Skills

Family Conflict

Grief

LGBTQ

Mood Disorders

Parenting

Peer Relationships

Racism

School Issues

Self Esteem

Self-Harming

Suicidal Ideation

Trauma and PTSD

I identify as

Hispanic / Latinx

Woman

Serves ages

Adults (18 to 64)

Teenagers (13 to 17)

Licensed in

Pennsylvania

Accepts

Aetna

Aetna - ASR Health Benefits

Aetna - Allied Benefits

Aetna - Luminare

Aetna - Moda

Aetna - WebTPA

Aetna – HealthEZ

All Savers

Amerihealth Administrators

Arlo

AvMed

Cash - $100 per session

Centivo

Cigna

Cigna - HealthEZ

EAP:UnitedHealthcare/Optum

Evernorth

GTEB

Geisinger - Commercial

Golden Rule

Harvard Pilgrim/UnitedHealthcare

Highmark

Blue Cross Blue Shield

Independence Administrators

Independence Blue Cross

Amerihealth

UnitedHealthcare/Optum

Optum

OptumHealth Complex Medical Conditions

Oscar

Oxford

Surest (formerly Bind)

Tufts Health/Cigna

UPMC Health Plan

United Medical Resources

UnitedHealthcare Life Insurance

UnitedHealthcare Shared Services

UnitedHealthcare StudentResources

Location

Virtual

, 154 ratings

12 ratings with written reviews

April 15, 2026

Just had my first appointment, and it went great! I feel like I can really talk to her and feel no judgment. This is a first for me.

Verified client, age 35-44
Review shared after session 1 with Michelle

March 17, 2026

Absolutely adore Michelle!!! She is amazing and knows when to push to dig deeper, when to motivate, when to help and she is so incredibly relatable! Her sense of humor is my absolute favorite too because I deal with a lot of emotions through humor. Cannot recommend enough!

Verified client, age 35-44
Review shared after session 7 with Michelle

September 29, 2025

I chose to meet with Michelle because she had great reviews. Unfortunately, she was not the right therapist for me. She took our sessions from her sofa, which felt very unprofessional, and didn't seem prepared for our sessions at all. Every time I brought up a subject I wanted to work on or an anxiety, she would go on talking about herself, sometimes for 10+ minutes without stopping to ask me anything. She even managed to create new anxieties for me related to my son. Really disappointed.

Verified client, age 25-34
Review shared after session 2 with Michelle