Licensed to practice in 2 states and accepts 50 insurances. Specializes in Anxiety, Depression, Post Partum and 1 more.
Terry Garcia
(she/her)
Clients say this provider is
About me
Hello, I’m a Licensed Clinical Social Worker who works with adults navigating anxiety, depression, life transitions, grief, and everyday stressors. I have worked in the mental health field for over 20 years and have a wealth of experience with multiple types of people. I strive to create a supportive, nonjudgmental space where you can feel understood and comfortable exploring what’s been weighing on you. Together, we’ll build insight, strengthen coping skills, and help you move toward meaningful and lasting change.
Get to know me
In our first session together, here's what you can expect
During our first session, we’ll focus on getting to know you and understanding what brings you to therapy. You’ll have the opportunity to share your concerns, goals, and any questions you may have, while we begin identifying how I can best support you. My goal is to create a comfortable, collaborative space where you feel heard and understood as we start building a plan for your care.
The biggest strengths that I bring into our sessions
I am known for building strong therapeutic relationships grounded in empathy, authenticity, and acceptance. Clients often appreciate my ability to balance compassionate support with thoughtful feedback and practical strategies that help translate insight into real-life change.
The clients I'm best positioned to serve
My ideal clients are adults who may feel stuck, stressed, or emotionally drained and are ready to better understand what they’re experiencing. Whether you’re navigating anxiety, grief, relationship challenges, or major life changes, I work well with individuals who are open to self-reflection and interested in building healthier patterns and resilience.
Specialties
Top specialties
Anxiety
Depression
Postpartum
Other specialties
ADHD
Identifies as
Woman
Serves ages
Adults (18 to 64)
Elders (65 and above)
Licensed in
California
Colorado
Accepts
Aetna
Aetna - ASR Health Benefits
Aetna - Allied Benefits
Aetna - Lucent Health
Aetna - Luminare
Aetna - Moda
Aetna - WebTPA
Aetna – HealthEZ
Amerihealth Administrators
Amerihealth NJ Medicare Advantage
Anthem
Blue Cross
Independence Administrators
Independence Blue Cross
Blue Cross Blue Shield
Arlo
Blue Shield
Cash - $150 per session
Centivo
Central California Alliance for Health (Medi-Cal)
Cigna
Cigna - HealthEZ
EAP:Cigna
EAP:Evernorth
Evernorth
GTEB
Gold Coast Health Plan (Medi-Cal)
Gold Coast Health Plan Total Care Advantage (HMO D-SNP)
Health Plan of San Joaquin/Mountain Valley Health Plan – Medi-Cal
Humana - Medicare
Humana Dual (Medicare & Medicaid)
Blue Shield of California - Medicare
Independence Personal Choice 65 PPO
Independence Keystone 65 HMO
Kaiser Permanente
Kaiser Permanente - Medicare
L.A. Care PASC-SEIU
L.A. Care Covered
L.A. Care Covered Direct
L.A. Care Health Plan (Medi-Cal)
L.A. Care Medicare Plus (HMO D-SNP)
Partnership HealthPlan of California (Medi-Cal)
SFHP Care Plus (HMO D-SNP)
San Francisco Health Plan (Medi-Cal)
Santa Clara Family Health Plan - Medi-Cal
Scripps Health Plan
Carelon Behavioral Health (Commercial)
Sutter Health Plan
IHSS Healthy Workers
Tufts Health/Cigna
Location
Virtual
My treatment methods
Humanistic
I use humanistic techniques to create a supportive, nonjudgmental space where clients feel genuinely heard and understood. By emphasizing empathy, authenticity, and unconditional positive regard, I help clients explore their experiences, strengthen self-awareness, and reconnect with their inherent strengths and capacity for growth.
4 ratings with written reviews
August 28, 2026
She is amazing! I love working with her!
Verified client, age 25-34
August 24, 2026
I’m seeing Terry for anticipatory grief, as my husband has dementia. I find her direct, warm, intelligent, knowledgeable and fun. She a tonic and I’m glad to have met her.
Verified client, age 65+
August 11, 2026
Terry has been the best therapist i've had in many years, especially for my ptsd. She uses an open minded easy flow type of therapy. For me this type of therapy works way better than the standard style of do this, this and this.