Calm logo
Calm has teamed up with Grow Therapy to connect you with a mental health therapist who accepts your health insurance.

Terry Garcia

(she/her)

LCSW, 20 years of experience
Authentic
Warm
Open-minded

Hello, I’m a Licensed Clinical Social Worker who works with adults navigating anxiety, depression, life transitions, grief, and everyday stressors. I have worked in the mental health field for over 20 years and have a wealth of experience with multiple types of people. I strive to create a supportive, nonjudgmental space where you can feel understood and comfortable exploring what’s been weighing on you. Together, we’ll build insight, strengthen coping skills, and help you move toward meaningful and lasting change.

Get to know me

In our first session together, here's what you can expect

During our first session, we’ll focus on getting to know you and understanding what brings you to therapy. You’ll have the opportunity to share your concerns, goals, and any questions you may have, while we begin identifying how I can best support you. My goal is to create a comfortable, collaborative space where you feel heard and understood as we start building a plan for your care.

The biggest strengths that I bring into our sessions

I am known for building strong therapeutic relationships grounded in empathy, authenticity, and acceptance. Clients often appreciate my ability to balance compassionate support with thoughtful feedback and practical strategies that help translate insight into real-life change.

The clients I'm best positioned to serve

My ideal clients are adults who may feel stuck, stressed, or emotionally drained and are ready to better understand what they’re experiencing. Whether you’re navigating anxiety, grief, relationship challenges, or major life changes, I work well with individuals who are open to self-reflection and interested in building healthier patterns and resilience.

Specialties

Top specialties

Anxiety

Depression

Postpartum

Other specialties

ADHD

I identify as

Woman

Serves ages

Adults (18 to 64)

Elders (65 and above)

Licensed in

California

Colorado

Accepts

Aetna

Aetna - ASR Health Benefits

Aetna - Allied Benefits

Aetna - Luminare

Aetna - Moda

Aetna - WebTPA

Aetna – HealthEZ

Amerihealth Administrators

Amerihealth NJ Medicare Advantage

Anthem

Blue Cross

Independence Administrators

Independence Blue Cross

Arlo

Blue Cross Blue Shield

Blue Shield

Carelon Behavioral Health (Commercial)

L.A. Care PASC-SEIU

L.A. Care Covered

L.A. Care Covered Direct

Sutter Health Plan

IHSS Healthy Workers

Cash - $150 per session

Centivo

Cigna

Cigna - HealthEZ

EAP:Cigna

EAP:Evernorth

Evernorth

GTEB

Gold Coast Health Plan (Medi-Cal)

Health Plan of San Joaquin/Mountain Valley Health Plan – Medi-Cal

Kaiser Permanente

L.A. Care Health Plan (Medi-Cal)

Partnership HealthPlan of California (Medi-Cal)

San Francisco Health Plan (Medi-Cal)

Santa Clara Family Health Plan - Medi-Cal

Scripps Health Plan

Tufts Health/Cigna

Location

Virtual

My treatment methods

Humanistic

I use humanistic techniques to create a supportive, nonjudgmental space where clients feel genuinely heard and understood. By emphasizing empathy, authenticity, and unconditional positive regard, I help clients explore their experiences, strengthen self-awareness, and reconnect with their inherent strengths and capacity for growth.

, 4 ratings

1 rating with written reviews

June 21, 2026

I'm grateful for the patience and support. Terry asked great questions and makes me think about what I could do differently. She creates a safe positive space. Even on my hard days I walk away feeling supported, balanced, and hopeful.

Verified client, age 55-64
Review shared after session 1 with Terry