Licensed to practice in 2 states and accepts 33 insurances. Specializes in Anxiety, Couples Counseling, Military/Veterans and 10 more.
Dr. Wilfreda J Cruz
(she/her)
About me
Hello I am a Psychotherapist, Licensed Clinical Social Worker licensed in both Florida and Maryland. I have been practicing in the Mental Health Field for 25 years. I offer couples, individual, marital and family counseling. I most commonly treat the following conditions: military and veteran related stress, service connected or millitary retirement transitions, grief, anxiety, depression, life transitions, trauma, PTSD, emotional abuse, narcisstic abuse recovery, betrayal trauma and stress associated with relationship issues and infidelity, couples, pre-marital and family issues. I specialize in working with the Military and Veteran population and their families for over 24 years. I am a trained and certified as a Star Behavioral Health Provider for Military and Veterans.
Get to know me
In our first session together, here's what you can expect
In our first session together, we'll start with brief introductions, gather some personal history, then dive into the specific challenges you're facing. This will help me create a tailored plan for us to work through in follow-up sessions.
The biggest strengths that I bring into our sessions
I have over 24 years experience in the mental health field. I provide non-judmental, supportive care for each Client.
The clients I'm best positioned to serve
I have vast experience working with the Couples in counseling, the elderly, active duty Military populations and their families, persons coping with chronic health conditions, persons going through Life transitions such as divorce, empty nesters, students entering/exiting college, military exit/entrance, divorce, and new parenting support.
Specialties
Top specialties
Anxiety
Couples Counseling
Military/Veterans
Other specialties
Chronic Illness
Coping Skills
Crisis Intervention
Depression
Domestic Violence
Grief
LGBTQ
Life Transitions
Substance Misuse
Trauma and PTSD
Identifies as
Christian
Woman
Serves ages
Adults (18 to 64)
Elders (65 and above)
Licensed in
Florida
Maryland
Accepts
Aetna
Aetna - ASR Health Benefits
Aetna - Allied Benefits
Aetna - Lucent Health
Aetna - Luminare
Aetna - Medicare
Aetna - Moda
Aetna - WebTPA
Aetna – HealthEZ
All Savers
Amerihealth Administrators
Amerihealth NJ Medicare Advantage
AvMed
Blue Cross Blue Shield
Anthem
CareFirst
Independence Blue Cross
Independence Administrators
Cash - $150 per session
EAP:UnitedHealthcare/Optum
Golden Rule
Harvard Pilgrim/UnitedHealthcare
Kaiser Permanente
UnitedHealthcare/Optum
Optum
OptumHealth Complex Medical Conditions
Oscar
Oxford
Surest (formerly Bind)
United Medical Resources
UnitedHealthcare Life Insurance
UnitedHealthcare Shared Services
UnitedHealthcare StudentResources
Location
Virtual
My treatment methods
Cognitive Behavioral (CBT)
I provide treatment for anxiety, depression, trauma PTSD, narcisstic abuse recovery and other conditions. This includes treatement of complicated grief stemming from issues of death, break ups, job or any losses. I have expertise working with Military and Veteran population and their familiies.
Solution Focused Brief Treatment
I provide supportive solution focused counseling to help with every day life challenges. This includes couples, marital, pre-marital, divorce mediation, co-parenting and family counseling. I have 25 years experience working with Military and Veteran populations.
Couples Counseling
I help couple's address concerns related to improving communication, reducing family conflict, healing through infidelity, trust issues, betrayal trauma, parenting and life transitions. Couple's counseling is normally provided on a self pay basis. Health insurance generally does not pay for stand alone couple's counseling unless one party has a diagnostic condition that is being treated that stems from the relationship distress ( i.e anxiety, adjustment issues etc). Check your insurance benefits for coverage.
10 ratings with written reviews
August 10, 2026
I am new to therapy and had my first appointment with Dr. Cruz and it was a great experience. She listened to me and challenged me while supporting at the same time. It was very helpful and I look forward to my next session.
Verified client, age 45-54
June 2, 2026
For my first session with her, she was very open and allowing for communication and understanding between the two of us. I don’t like that there was no closure to the conversation and issues expressed during our session due to timing but I’m intrigued to see what the next session brings.
Verified client, age 25-34
May 22, 2026
First visit. Looks positive.