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Calm has teamed up with Grow Therapy to connect you with a mental health therapist who accepts your health insurance.

Licensed to practice in 4 states and accepts 50 insurances. Specializes in Anxiety, Bipolar Disorder, Depression and 10 more.

Joy Watkins

LCSW, 22 years of experience
Warm
Empowering
Authentic
VirtualAvailable

Healing and restoring individuals and couples as a Therapist and Consultant specializing in Mental Health , conflict resolution and Substance Abuse for 20+ years. I have worked with Adults, Adolescents, Teens and Young Adults extensively. I specialize in CBT Therapy, CBT Trauma Focused Therapy, Solution Focused Therapy, Client Centered Therapy, Motivational Interviewing, Domestic Violence and Strengths Based Therapy. For individuals or couple experiencing depression, anxiety, suicidal thoughts, fears or any other Mental Health issues I can assist you with combating these issues that are affecting your daily life using a strengths base approach.

Get to know me

In our first session together, here's what you can expect

In our first session together, we'll start with brief introductions, then dive into the specific challenges you're facing. This will help me create a tailored plan for us to work through in follow-up sessions.

The biggest strengths that I bring into our sessions

My greatest strengths as a provider is developing a great working relationship with my clients so they can become comfortable enough to confide in me and seek my guidance as needed to accomplish their goals to manage stress, depression, anger, anxiety, relationship problems and issues at work.

The clients I'm best positioned to serve

I love working with individuals and couples of all ages including adults, young adults, and teenagers. My clients are generally looking to improve their lives and regulate their emotions daily. They work with me for problem solving, active listening, empathy and goal setting. LGBTQ+ Friendly.

Specialties

Top specialties

Anxiety

Bipolar Disorder

Depression

Other specialties

Anger Management

Coping Skills

Domestic Violence

Grief

LGBTQ

Mood Disorders

Perinatal Mental Health

Racism

Self Esteem

Self-Harming

I identify as

Black / African American

Woman

Serves ages

Adults (18 to 64)

Elders (65 and above)

Teenagers (13 to 17)

Licensed in

Arizona

Florida

Illinois

Minnesota

Accepts

Aetna

Aetna - ASR Health Benefits

Aetna - Allied Benefits

Aetna - Luminare

Aetna - Medicare

Aetna - Moda

Aetna - WebTPA

Aetna – HealthEZ

All Savers

Amerihealth Administrators

Amerihealth NJ Medicare Advantage

Arlo

AvMed

Blue Cross Blue Shield

Anthem

Independence Blue Cross

Independence Administrators

Cash - $180 per session

Centivo

Cigna

Cigna - HealthEZ

EAP:Cigna

EAP:Evernorth

EAP:UnitedHealthcare/Optum

Evernorth

GTEB

Golden Rule

Harvard Pilgrim/UnitedHealthcare

HealthPartners

HealthPartners - Medicaid

HealthPartners - Medicare

Humana - Medicare

Humana Dual (Medicare & Medicaid)

Medica

UnitedHealthcare/Optum

Optum

OptumHealth Complex Medical Conditions

Oscar

Oxford

Surest (formerly Bind)

Tufts Health/Cigna

UCare - Medicaid

UMR - Advocate Aurora Health

United Medical Resources

UnitedHealthcare Dual (Medicare & Medicaid)

UnitedHealthcare Life Insurance

UnitedHealthcare Shared Services

UnitedHealthcare StudentResources

UnitedHealthcare/Optum - Medicare

UnitedHealthcare Complete Care (C-SNP)

Location

Virtual

, 128 ratings

18 ratings with written reviews

May 21, 2026

She listens and really hears you. No other way to explain it.

Verified client, age 35-44
Review shared after session 1 with Joy

February 24, 2026

I just want to gain understanding about my life and figure out how to help my ptsd , depression and anxiety in positive ways . I feel like she is going to keep me honest and also make me feel like I am in a safe space to share all of the big feelings that sometimes come my way . She’s sweet and kind and I think this will be a good fit !

Verified client, age 25-34
Review shared after session 1 with Joy

February 21, 2026

Joy is amazing

Verified client, age 35-44
Review shared after session 2 with Joy