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Calm has teamed up with Grow Therapy to connect you with a mental health therapist who accepts your health insurance.

Licensed to practice in 4 states and accepts 50 insurances. Specializes in Anxiety, Depression, Mood Disorders and 5 more.

Tara Tolbert Townsend

LCSW, 23 years of experience

Clients say this provider is

Warm
Authentic
Solution oriented
VirtualAvailable

About me

(CURRENTLY NOT ACCEPTING NEW COUPLES.)I am a licensed clinical social worker with over 20+ years of experience in my field and 13 years of experience as an independent practitioner. I provide holistic counseling to individuals, couples, & families. I subscribe to both traditional and new age approaches to help you on your path to transformation and healing. I take pride in offering services that help clients from a strength perspective. I create a safe space in which clients are able to express themselves without judgment. The focus is not diagnoses for the purpose of billing, but to help the client discover a higher sense of self awareness and to formulate a plan that enables them to tap into their true potential, embarking on a journey to live life to the fullest. I love working with individuals with a diverse background. While I address a host of concerns as it pertains to mental health, my specialties include mood disorders, anxiety, relational issues, life transitions, and high conflict parenting. Also, I am LGBT friendly. If you value confidentiality, flexibility, empathy, non-judgment and dependability as part of your mental health wellness, you've found the right therapist. For your convenience, I am currently offering evening and Sunday sessions. ***If you choose to schedule a session on a holiday, please note that there is no courtesy waiver for no-shows, late cancellations, or late reschedules.

Get to know me

In our first session together, here's what you can expect

In our first session together, we'll start with brief introductions, then dive into the specific challenges you're facing. This will help me create a tailored plan for us to work through in follow-up sessions.

The biggest strengths that I bring into our sessions

While I am comfortable with providing mental health services to address most mental health diagnoses, my areas of strength include working with adults (ages 20-80) who are experiencing depression, anxiety, grief and loss, relational issues, life transitional concerns, and identity issues.

The clients I'm best positioned to serve

I love working with adults who are experiencing transitional issues. My clients are eager to improve, but don't yet have the tools needed to make this goal a reality. They often feel stuck, overwhelmed and anxious about their lives.

Specialties

Top specialties

Anxiety

Depression

Mood Disorders

Other specialties

Coping Skills

Grief

LGBTQ

Parenting

Women's Issues

Identifies as

Black / African American

Woman

Serves ages

Adults (18 to 64)

Elders (65 and above)

Licensed in

Florida

Georgia

Nevada

Texas

Accepts

Aetna

Aetna - ASR Health Benefits

Aetna - Allied Benefits

Aetna - Lucent Health

Aetna - Luminare

Aetna - Medicare

Aetna - Moda

Aetna - WebTPA

Aetna – HealthEZ

All Savers

Ambetter Health

Amerihealth Administrators

Amerihealth NJ Medicare Advantage

Anthem

Blue Cross Blue Shield

Independence Blue Cross

Independence Administrators

Arlo

AvMed

Cash - $175 per session

Centivo

Cigna

Cigna - HealthEZ

EAP:Cigna

EAP:Evernorth

EAP:UnitedHealthcare/Optum

Evernorth

Golden Rule

Harvard Pilgrim/UnitedHealthcare

Humana - Medicare

Humana Dual (Medicare & Medicaid)

Kaiser Permanente

Kaiser Permanente - Medicare

Medicare

UnitedHealthcare/Optum

Optum

OptumHealth Complex Medical Conditions

Oscar

Oxford

Surest (formerly Bind)

Tufts Health/Cigna

United Medical Resources

UnitedHealthcare/Optum - Medicare

UnitedHealthcare Complete Care (C-SNP)

UnitedHealthcare Dual (Medicare & Medicaid)

UnitedHealthcare Life Insurance

UnitedHealthcare Shared Services

UnitedHealthcare StudentResources

WellCare

WellCare of Georgia

Location

Virtual

My treatment methods

Cognitive Behavioral (CBT)

As a therapist experienced with Cognitive Behavioral Therapy (CBT), I’ve seen firsthand how effective it can be in helping clients identify and modify unhelpful thoughts, behaviors, and emotional responses. CBT is a structured, time-limited form of therapy that is goal-oriented and focuses on the present.

, 295 ratings

40 ratings with written reviews

August 25, 2026

Dr. Tara creates an inviting environment and gives me space to be my full self. I always leave our sessions with a new resource or practical ways to address an issue.

Verified client, age 35-44
Review shared after session 4 with Tara

August 23, 2026

I like the way that she listens and reflects back to me, she's open minded, not judgmental but challenging in a kind way. I feel good about working with her. I enjoy my sessions, and the help me divest of feelings that I may not share elsewhere. She provides a safe space, that feels open and safe to share in.

Verified client, age 65+
Review shared after session 5 with Tara

August 11, 2026

Tara is authentic, open-minded and challenges you to think about what's going on with you.

Verified client, age 65+
Review shared after session 1 with Tara