Licensed to practice in 4 states and accepts 40 insurances. Specializes in Anxiety, Depression, Coping Skills and 5 more.

Tracy Rugg

LCSW, 5 years of experience
Warm
Authentic
Open-minded
VirtualAvailable

Hello. I am a follower of Jesus Christ, and I'm also a Licensed Clinical Social Worker based in Illinois. I have worked in the field of Social Work for 25 years at the Bachelor's level, including case management for at-risk youth, CPS investigations and medical social work. I received my Master's of Science in Social Work from the University of Louisville and have been practicing five years. At this time, I provide individual therapy to adults dealing with anxiety, depression and trauma among other issues. We work to recognize triggers/barriers to successful living and then learn to effectively reframe these in order to be a better version of yourself.

Get to know me

In our first session together, here's what you can expect

In our first session together, we will begin with introductions. We will talk in a broad sense about what brought you in today. I will ask you about the treatment goals that you have for yourself. If you don't have any at this time, no worries we can explore those together.

The biggest strengths that I bring into our sessions

Having been in the field of social work for over twenty years, I feel that I have a great deal of empathy for people in general. I have seen many things and tell clients that they are in a safe space and what they say will not be judged in any way. I also believe I have developed the skill of active listening which is absolutely vital for successful therapy. Together we can identify what your barrier is and develop a treatment plan that will help you be a more successful version of yourself.

Specialties

Top specialties

Anxiety

Coping Skills

Depression

Other specialties

Family Conflict

Grief

Self Esteem

Spirituality

Trauma and PTSD

I identify as

Christian

White

Woman

Licensed in

Illinois

Indiana

Kentucky

Wisconsin

Accepts

Aetna

Aetna - ASR Health Benefits

Aetna - Allied Benefits

Aetna - Luminare

Aetna - Moda

Aetna - WebTPA

Aetna – HealthEZ

All Savers

Amerihealth Administrators

Anthem

Blue Cross Blue Shield

Independence Administrators

Independence Blue Cross

Arlo

AvMed

Cash - $100 per session

Centivo

Cigna

Cigna - HealthEZ

EAP:Cigna

EAP:Evernorth

EAP:UnitedHealthcare/Optum

Evernorth

GTEB

Golden Rule

Harvard Pilgrim/UnitedHealthcare

HealthPartners

Medica

UnitedHealthcare/Optum

Optum

OptumHealth Complex Medical Conditions

Oscar

Oxford

Surest (formerly Bind)

Tufts Health/Cigna

UMR - Advocate Aurora Health

United Medical Resources

UnitedHealthcare Life Insurance

UnitedHealthcare Shared Services

UnitedHealthcare StudentResources

Location

Virtual

My treatment methods

Cognitive Behavioral (CBT)

CBT to help recognize negative thoughts and patterns of thinking and then begin reframing those into more positive thought processes.

Dialectical Behavior (DBT)

Used with CBT to begin to recognize and identify triggers and emotional responses to those triggers in order to learn to appropriately reframe.

Motivational Interviewing

Used to assist the client with exploring at a deeper level triggers, barriers to success, trauma, etc.

, 111 ratings

23 ratings with written reviews

June 24, 2026

She welcomed me with a smile which made me feel immediately comfortable. She was very friendly, and I felt safe to share with her just in my first session. I look forward to meeting with her again and I feel like we are a good fit.

Verified client, age 35-44
Review shared after session 1 with Tracy

June 17, 2026

Tracy has been just who I needed as I am dealing with life. She has been really good at asking the questions that make me think through things and decide on how to proceed... Grateful for her insights and compassion.

Verified client, age 55-64
Review shared after session 18 with Tracy

April 24, 2026

I feel like I’m definitely in the right place with Tracy! Her personality is warm and she made me feel welcome and safe in the session.

Verified client, age 25-34
Review shared after session 1 with Tracy