Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 20 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/16/2026

$110/session

Solution oriented
Empowering
Authentic

Specialties

School Issues
Anxiety
Self Esteem
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable
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$120/session

Warm
Empowering
Authentic

Specialties

School Issues
Trauma and PTSD
Women's Issues
+8
Do you feel disconnected from your relationships and unsure of where to turn? Are you someone who is living with hurts from your past? Are you a parent searching for a better way to connect with your child? Or, maybe you are a teen who can't seem to figure out how you fit into your world. Whether you are struggling with depression, anxiety or trauma-related symptoms, I can help you embrace mental wellness through an impactful and transformative process. I offer an accessible, affirming and safe environment for you to discover the best version of yourself. I provide services using an online format that is secure, convenient and tailored to your needs. Are you ready to take the first step to a peaceful, purposeful life? Let's work together to uncover obstacles and barriers to living your best life.
VirtualAvailable
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$140/session

Warm
Authentic
Empowering

Specialties

School Issues
Anxiety
Grief
+10
You are not broken—you are becoming. Life brings challenges, and therapy can be a space where you feel safe, accepted, and empowered to grow at your own pace. I believe in a compassionate, collaborative approach that blends evidence-based practices with genuine curiosity about your unique story. Together, we’ll explore what matters most to you, track progress, and set meaningful goals that support healing and resilience. I am an EMDR certified therapist and child mental health specialist, licensed in both Washington, Idaho, and Montana , with a master's degree in Marriage and Family Therapy from Gonzaga University.
VirtualAvailable
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$175/session

Authentic
Warm
Solution oriented

Specialties

School Issues
Coping Skills
Self Esteem
+10
I am an LPC with a PhD in psychology from Walden University. I have been counseling for almost 20 years. Before that, I was a teacher working with students with emotional concerns and their families. I know that it can be very difficult to take the first step to seek counseling. My intent the moment you “walk through the door” is for you to feel safe, cared for, listened to, and above all, understood. I am not here to judge or condemn. We all have our stuff. Life gets messy. Life can be complicated. I grew up in a Christian family riddled with dysfunction; alcoholism, addiction, anxiety, chronic pain, depression, suicidal ideation, and chronic medical issues. I have also worked in the educational sector with children with behavior issues, ADHD, ODD, OCD, attachment disorder, autism, as well as anxiety and depression. I am a people person. I am empathetic, I listen, I am real, and I can help.
VirtualAvailable
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$180/session

Authentic
Humorous
Direct

Specialties

School Issues
Anxiety
Depression
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable
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$120/session

Authentic
Open-minded
Direct

Specialties

School Issues
Anxiety
Depression
+5
I'm a Licensed Mental Health Counselor who knows that you are much more than a diagnosis. Having spent many years working in crisis intervention, suicide prevention, and with people in a variety of difficult legal and personal situations, I tend to be pretty hard to shake. I want to help support you as you seek to control the anxiety, depression, and other stressors that can feel so limiting. I begin from a place of acceptance and positive regard, and utilize evidence-based strategies in collaboration with you, to come together in a plan for meaningful growth. Also, as someone in recovery myself, I welcome those who are looking to move beyond the stifling grip of substance abuse.
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$126/session

Warm
Authentic
Intelligent

Specialties

School Issues
Anxiety
Depression
+7
Hi there! My name is Essence Jones, and I support individuals of all ages in navigating life’s many stressors—from the challenges of higher education to the often-overlooked adjustment period after graduation and beyond. I am a licensed professional counselor and art therapist who is inspired by art and creativity. I work with people who may be struggling to balance their schedules, relationships, family dynamics, and other responsibilities while trying to stay grounded in who they are. If you're feeling stuck, off-track, or uncertain about your next steps, I’m here to help you work through this chapter and reconnect with yourself along the way. If you are a parent looking for an accessible way to get your student started in therapy, please reach out! I also support clients who are coping with the difficulties of seeing loved ones experience cognitive decline.
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$145/session

Intelligent
Authentic
Warm

Specialties

School Issues
LGBTQ
Serious Mental Illness
+10
I am a Licensed Clinical Social Worker with over 10 years of experience supporting individuals with complex and high acuity mental health needs. My work is grounded in trauma informed and trauma responsive care, with a strong commitment to creating inclusive, affirming spaces for BIPOC, LGBTQI+, neurodivergent clients, and individuals in rural communities. I work across the lifespan, including children (6+), adults, older adults, families, and couples. My approach is collaborative and empowering, centered on the belief that clients are the experts in their own lives. I often describe my role as “working myself out of a job” helping clients build the insight, skills, and confidence needed to advocate for themselves and navigate systems independently. As a trauma specialist, I use evidence-based and trauma-responsive approaches tailored to each client’s needs. My primary modalities include Trauma-Focused Cognitive Behavioral Therapy, Eye Movement Desensitization and Reprocessing (EMDR), somatic therapy, Internal Family Systems-informed interventions, and psychodynamic therapy. My EMDRIA certification is currently pending. I also have extensive experience using Dialectical Behavior Therapy, Acceptance and Commitment Therapy, exposure-based interventions, mindfulness, and other integrative approaches. I modify interventions to support neurodivergent clients and individuals with intellectual or developmental disabilities, recognizing that therapy should adapt to the client and not require the client to adapt to therapy. To learn more about my clinical approach, specialties, services, book an initial consultation, and private practice, please visit Mapping Resilience Therapy Center at https://mappingresiliencetherapycenter.com/
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$150/session

Direct
Warm

Specialties

School Issues
ADHD
Autism
+8
I use play, mindfulness, emotionally-focused, and Attachment and Commitment in my practice. I am a strong believer that one of the only ways to come back from overwhelm is to do nothing, and the best way to do nothing is to play. I completed my internship in 2020 with the organization Child Abuse Prevention Association providing trauma informed care to adults and children via telehealth. After graduation I was a school based therapist working primarily with elementary children and their families. In that time I developed a specialty with neurodivergence. I have spent the last year working with neurodivergent children, teens, and adults here in Washington.
Available
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$150/session

Humorous
Empowering
Warm

Specialties

School Issues
Anxiety
Depression
+10
Hello. I am a Licensed Professional Counselor, currently able to work with individuals residing in Pennsylvania, Delaware Washington, and Hawaii. As a mental health therapist, my focus areas include mood disorders (such as anxiety and depression), life coaching, career advising and women's issues. I worked in education for over 15 years prior to starting in the behavioral health field, and gained an abundance of experience with neurodiversity as it pertains to ADHD and learning differences as well. I'm happy to provide psychoeducation on these and other topics as well.
VirtualAvailable
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$140/session

Solution oriented
Warm
Holistic

Specialties

School Issues
Trauma and PTSD
Family Conflict
+8
In-Person Sessions: Tuesdays My name is Val Jones. I specialize in trauma recovery using body-based and narrative approaches. I work with adults and families, both online and in-person. Whether you want to find your voice after trauma, reconnect with your body, heal from relationship wounds, or reimagine your story in new ways, I’m ready to meet you where you are with presence and care.
Available
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$150/session

Authentic
Intelligent
Solution oriented

Specialties

School Issues
Child or Adolescent
Couples Counseling
+10
I am a Licensed Mental Health Counselor and an Educator who is passionate about helping individuals and families navigate life’s challenges with compassion, understanding, and practical support. Much of my work focuses on supporting women, children, adolescents, and families as they work through trauma, grief, life transitions, relationship challenges, and the everyday stresses that can impact emotional well-being. Outside of my professional work, I am a proud single mama to five children and a grandmother to two wonderful grandchildren. My life is full, busy, and deeply grounded in family and community. I am also an equestrian and love spending time outdoors caring for my animals and gardening. I am currently training several of my animals—including my pig, goat, miniature horse and mule, cat, and dogs—to serve as emotional support animals that I hope to thoughtfully incorporate into therapeutic experiences in the future. I believe that connection with animals and nature can be incredibly healing and can offer unique opportunities for comfort, regulation, and emotional growth. These personal experiences help shape my approach to therapy. I strive to create a warm, supportive, and non-judgmental space where clients feel safe to be themselves, explore their experiences, and work toward meaningful healing and growth.
VirtualAvailable
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$130/session

Authentic
Empowering
Intelligent

Specialties

School Issues
ADHD
Anxiety
+10
I have over 10 years of experience as a mental health therapist. I primarily work with individuals who struggle with anxiety, depression, ADHD, and family or relationship difficulties. Many clients seek treatment because they feel overwhelmed, stuck in unhelpful patterns, or unsure how to manage the challenges they’re facing. My approach is structured and evidence‑based. I focus on helping you understand the factors contributing to your symptoms and developing clear, practical strategies for change. I use cognitive behavioral therapy, dialectical behavior therapy, and mindfulness‑based interventions to support emotional regulation, improve coping skills, and build healthier behavioral patterns. Accountability is an important part of the work we do together. I will support you, but I will also provide direct feedback and encourage consistent follow‑through on the changes you identify as important. Progress requires active participation, and I work best with clients who are ready to take responsibility for implementing new skills and strategies between sessions. My Style is: Straightforward – Honest and clear, but always respectful. Practical – Tools that work in everyday life, not just theory. Explorative – Space to reflect deeply in a safe, non-judgmental environment. Encouraging – Support that helps you feel capable, validated, and motivated to change. Accountability-focused – Growth comes from owning your choices and committing to real change. This works well if you are willing to: • Look at your own patterns and find areas for growth and change • Practice new skills between our sessions and create a plan for change • Stay open to feedback, exploration, and trying approaches that fit your unique needs
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$150/session

Warm

Specialties

School Issues
Anxiety
Obsessive-Compulsive (OCD)
+3
I am a licensed professional clinical counselor with over 10 years of experience specializing in treating anxiety related disorders such as , Generalized Anxiety, Obsessive Compulsive Disorder, and Hoarding Disorder. I also work with people experiencing life transitions, grief issues, and women's issues. I have a masters degree in clinical psychology from Azusa Pacific University and enjoy helping clients reach their life goals.
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$140/session

Authentic
Direct
Empowering

Specialties

School Issues
Career Counseling
Life Transitions
+8
I work especially well with women who are in the “messy middle” of life: between who they have been, what others expect, and what they may want next. Faci Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable
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$180/session

Authentic
Empowering
Warm

Specialties

School Issues
Anxiety
Depression
+16
Welcome, I am Feven! Do you feel pulled in a million directions, unable to fit it all in? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? I help individuals manage anxiety, depression and burnout. Together, we can identify what's not working and get you back to balance. We'll use a whole self approach; addressing the needs of your mind, body and spirit. I am passionate about helping individuals navigate the different challenges they face and build coping skills to create more fulfilling and holistic life experiences. From my journey, I can personally attest to the power of support, in its many forms. This support goes beyond clients I service but also to their families and communities. I believe that mental wellness isn’t just individualistic; but includes the ecosystem surrounding the person. My praxis acknowledges and aims to support the village needed by all.  I’m also passionate about the transformative impact of safe and brave spaces for those who often experience exclusion. My career has afforded me opportunities to build trust with LGBTQ+, Black, Indigenous, Latina/o/x, and Refugee communities across the nation. It is a personal privilege to center wellness and holistic care for all as ‘self-care is a radical form of resistance.’ Whether you're dealing with overwhelm, relationship issues or cycles of anxiety and depression, trauma, PTSD, self-acceptance, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion, empathy and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!
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New to Grow

$150/session

Specialties

School Issues
Eating Disorders
First Responders/Healthcare Workers
+10
Welcome! I’m glad you’re here. I’m a licensed therapist specializing in the treatment of eating disorders, OCD, and healthcare worker stress/burnout. At this time, due to caseload, I am only accepting new patients who present with one of the aforementioned areas of concerns. I have extensive experience across many levels of care (from inpatient to residential, PHP, IOP, and outpatient settings) so I’m comfortable supporting patients with different levels of severity and complexity. I’ve also spent years working in utilization management, which means I understand insurance systems well and can help you navigate them as part of treatment. I hold an M.A. in Clinical Mental Health Counseling from Texas State University and a B.S. in Economics & Management Science from MIT.
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New to Grow

$150/session

Specialties

School Issues
Dissociative Disorders
Parenting
+8
Hello! I'm John, a compassionate and grounded therapist. I practice psychodynamic therapy, drawing on narrative, somatic, and EMDR approaches to meet you where you are and tailor sessions to your needs. I spent the last five years working with teens, young adults, and parents at a local community health organization, and I'm excited to bring that experience to Grow Therapy. I see change as a marathon, not a sprint. We'll start by focusing on immediate symptom reduction — helping you move out of constant fight-or-flight reactions. Once you're not in that reactive state so often, we can work toward deeper, lasting change. It took years for you to get where you are, so established patterns won't shift overnight. Part of our work together will be helping you build compassion for yourself along the way. You're human, and you won't be perfect. Real change happens when you make the same old mistake, remember you're on a healing journey, extend yourself some grace, do the necessary repair work, and try again. I especially love working with parents at every stage of life. Parenting is a hard job — nobody can push our buttons quite like our own kids. As a parent myself, I understand how difficult it can be to stay grounded and offer loving, consistent boundaries when our kids — whether babies, toddlers, teens, or adults — are testing us. My approach is tailored to your needs: I use somatic tools to help your body learn what calm and safety feel like, cognitive tools to help shift how you think about and approach situations, and pattern-recognition work to help you identify habits formed early in life — so you can notice your reactions in the moment and choose to respond differently.
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$150/session

Authentic
Humorous
Warm

Specialties

School Issues
Anxiety
Child or Adolescent
+10
Welcome! I'm glad you're here. I'm a dedicated and compassionate Social Worker with a Master's in Social Work from The University of Chicago. My journey in this field has equipped me with extensive training in Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and other strength-based models. I have a rich background in individual counseling, group facilitation, and crisis intervention, particularly in supporting those dealing with mental health and substance use challenges. Growing up in France and traveling the world from a young age has provided me with a unique multicultural perspective that deeply informs my practice. I am committed to helping families navigate the intellectual, emotional, and physical complexities associated with co-occurring disorders. I believe in the power of strong relationships and community connections to foster resilience and empower individuals to address their own needs effectively. I look forward to the opportunity to work with you and support your journey towards healing and well-being.
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$120/session

Specialties

School Issues
ADHD
Anxiety
+10
I believe therapy works best when you feel safe, supported, and understood. My goal is to build a strong therapeutic relationship where you can be yourself without fear of judgment. Together, we'll explore the challenges you're facing, identify patterns that may be keeping you stuck, and develop practical skills to help you move forward. I tailor therapy to your unique needs rather than taking a one-size-fits-all approach. I use a variety of evidence-based techniques to find what works best for you and your goals. My experience includes working in public and nonprofit mental health settings with both children and adults. If it is important to you, I am also happy to incorporate your Christian faith into counseling while blending faith-based principles with evidence-based care.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in Washington that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.