Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 56 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

$200/session

Authentic
Direct
Empowering
Specialties
Mood Disorders
Personality Disorders
Trauma and PTSD
+8
Dr. Trevor Duncan, PsyD, is a Licensed Mental Health Counselor with over 10 years of experience helping teens and adults navigate a wide range of emotional, behavioral, and serious mental health challenges. Throughout his career, he has worked with individuals facing anxiety, depression, trauma, mood disorders, life transitions, and other complex mental health concerns, providing compassionate and evidence-based care tailored to each person's unique needs. Beyond his professional role, Trevor is a father, grandfather, brother, and son who understands the importance of connection, family, and personal growth. He believes that meaningful change occurs through authentic relationships, empathy, and a collaborative therapeutic process. His goal is to create a safe, supportive environment where clients feel heard, respected, and empowered to make positive changes in their lives. When he's not working with clients, Trevor enjoys spending time outdoors and riding his bicycle. His appreciation for nature, movement, and balance informs his holistic approach to wellness and mental health. Whether you are facing significant challenges or simply seeking personal growth, Trevor is committed to helping you build resilience, develop practical coping skills, and create a more fulfilling life.
Available
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$110/session

Solution oriented
Empowering
Authentic
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable
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$160/session

Direct
Open-minded
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
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$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable
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$150/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+8
Clients shouldn't have to be in therapy forever! Together, we'll co-create a balanced approach combining active listening with practical techniques, helping you reclaim your narrative and overcome obstacles. My clinical and holistic approach aims for deeper alignment and fulfillment—think more water, less soda. As an LCSW, I'm trained in EMDR, certified in Theta Healing, Reiki, Transformational Life Coaching, and Therapeutic Touch, and am a Master Practitioner in Neuro Linguistic Programming, Hypnotherapy, and Time Line Therapy. I provide a compassionate, judgment-free space to explore your wants, needs, and emotions. You know yourself best, and our work is about uncovering your truths rather than imposing mine. Together, we'll determine the tools and approaches that best suit your needs, ensuring you feel heard, validated, and empowered. The goal is to help you confidently manage challenges independently over time. We'll walk side-by-side, with you gradually taking the lead and me offering steady support. If you have pressing concerns, those always take precedence. Our sessions focus on understanding HOW you think, not just WHAT you think, exploring both conscious and unconscious beliefs and emotions. You'll leave with clear, actionable steps, such as mindfulness exercises, creative writing prompts, meditation, and breathwork techniques to regulate emotions and reclaim your narrative. Therapy isn't about fixing what's "broken" but enhancing alignment and fulfillment while overcoming obstacles. By focusing on your goals and measuring progress, we can eliminate stigma, leaving shame behind and empowering you toward greater self-awareness and fulfillment.
VirtualAvailable
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$120/session

Intelligent
Authentic
Solution oriented
Specialties
First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+4
I am a licensed mental health counselor and military veteran. My practice focuses on supporting adults navigating trauma, PTSD, anxiety, depression, organizational stress, organizational betrayal, and high-stress occupational experiences. I work with veterans, first responders, public safety professionals, healthcare professionals, and individuals seeking practical, collaborative, and trauma-informed care. My approach is direct at times, supportive, and grounded in evidence-based treatment, including CBT, DBT skills, EMDR, Trauma-Focused CBT, and strength-based therapy. I help clients better understand their experiences, develop healthier coping strategies, and move toward healing, resilience, and meaningful change.
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Often rebooked

$175/session

Authentic
Open-minded
Warm
Specialties
Perinatal Mental Health
Postpartum
Trauma and PTSD
+10
Being a mom can be beautiful, and brutally overwhelming. If you’re carrying invisible weight while trying to hold everything (and everyone) together, you’re not alone. Hi, I'm Olivia Lauzon, LCSW/LICSW and Certified Perinatal Mental Health provider. I specialize in working with mothers navigating trauma, anxiety, burnout, and the deep identity shifts that come with parenthood. Whether your trauma is recent or rooted in childhood, becoming a mom has a way of bringing it to the surface. The sleepless nights, the mental load, the pressure to “do it all,” it can stir up old wounds in ways no one prepared you for. I am licensed to see clients in CO, FL, and WA.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering
Specialties
ADHD
Anxiety
Parenting
+10
Hi there, I'm Leslie. Do you often find yourself overwhelmed by the demands of a busy life? Maybe you feel like something is "off" that you cannot quite identify. You may feel disconnected and experience frequent low moods. You might be someone who has been diagnosed or self-identified as neurodivergent, or you may be raising a neurodivergent child and feeling lost in coping with your feelings about how to navigate that challenge. You might be stuck in (or exiting) a romantic relationship that does not serve you, but you are struggling to find your path forward. Whatever the source of your anxiety, I am here to help! I support individuals across a spectrum of ages and circumstances to understand how to find their footing in their daily lives. I use a unique person-centered behavioral approach that is affirming and includes action steps to access change. When you meet with me, you will hear "real talk" grounded in evidenced-based techniques. Together we will discover a path to a more manageable daily life that fits your specific circumstances. Congratulations on taking the step to seek support through therapy. l look forward to working together!
VirtualAvailable
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$110/session

Authentic
Warm
Solution oriented
Specialties
Anxiety
Depression
Men's Issues
+10
I’m a husband and dad to three boys (ages 16, 13 and 8), and family is a huge part of my life. We live on a 20-acre homestead where we raise chickens, goats, pigs, and cows, and we spend a lot of time in the garden. Life on the farm keeps me grounded and reminds me daily of the value of patience, hard work, and slowing down to enjoy what really matters. Faith and community are also central for me. I’m actively involved in my church, and I see my work as an extension of that calling to walk alongside others. I’ve always had an entrepreneurial streak. Alongside my therapy work, I am starting a tech start-up, I’ve run an online store, and I even dabble in Bitcoin mining. I enjoy the challenge of building things from the ground up and thinking outside the box. I also read a lot, and my libertarian leanings have been shaped by writers like Murray Rothbard. The conservative/libertarian focus on freedom, personal responsibility and low time preference connects deeply with how I approach life and therapy: we’re at our best when we are free to live with responsibility in society, own our choices, and pursue truth apart from coercion. When it comes to therapy itself, I integrate my faith with practical, proven methods. I use Christian Counseling, CBT, Reality Therapy, Motivational Interviewing, and the Gottman Method to help people grow emotionally, spiritually, and relationally. My goal is to give you a space where your values are respected, your faith is honored, and you feel equipped to face life’s challenges with hope and clarity. If you’re looking for a therapist who understands the importance of faith, family, freedom, and practical tools for change, I’d love to walk with you on your journey.
VirtualAvailable
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$160/session

Authentic
Warm
Intelligent
Specialties
ADHD
Anxiety
Trauma and PTSD
+6
I am a Licensed Marriage and Family Therapist who practiced for ten years in a nationally recognized outpatient healthcare clinic before beginning my solo practice. After completing my Bachelor’s degree in psychology at Chapman University, I decided to change careers and pursue a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. Working for the clinic provided an extraordinary learning environment and allowed me to benefit from collaboration with amazing clinicians who share my passion to help others. I now continue to utilize the skills and experience I've accumulated to share these benefits with my clients.
VirtualAvailable
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$175/session

Authentic
Warm
Empowering
Specialties
Life Transitions
Mood Disorders
Spirituality
+6
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.
VirtualAvailable
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$100/session

Warm
Direct
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
My name is Meghan Jensen, and I am a Licensed Clinical Professional Counselor (LCPC) in 13 states, where I support clients, couples, and families in navigating a variety of life's challenges. Over the past eight years, I have worked in residential treatment, school counseling, and intensive outpatient settings. I am passionate about working with children, adolescents, adults, couples, and families by helping them navigate anxiety, trauma, depression, stress, and life transitions. I believe in creating a collaborative strengths-based therapeutic environment that empowers individuals and families to build resilience and develop meaningful, lasting change. I earned my Master's Degree in Counseling from the University of Wyoming with an emphasis in Play Therapy and Psychotherapy and am currently pursuing my PhD in Developmental Psychology. My clinical training includes Adlerian and Child-Based Play Therapy, Internal Family Systems, Dialectical Behavior Therapy, and Trauma-Focused Cognitive Behavioral Therapy. I enjoy integrating evidence-based approaches to meet each client's unique needs.
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$125/session

Authentic
Solution oriented
Challenging
Specialties
Anxiety
Trauma and PTSD
Women's Issues
+10
Hello! I am an attachment-based, trauma-informed Marriage and Family Therapist. I offer a warm, grounding space where you can slow down and make sense of the patterns that may be keeping you or your relationships feeling stuck. Therapy becomes a place to reconnect with yourself, strengthen your self esteem, self efficacy, relationships, and move toward a life that feels aligned, authentic, and balanced.
VirtualAvailable
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$150/session

Warm
Specialties
Anxiety
Obsessive-Compulsive (OCD)
Phobias
+3
I am a licensed professional clinical counselor with over 10 years of experience specializing in treating anxiety related disorders such as , Generalized Anxiety, Obsessive Compulsive Disorder, and Hoarding Disorder. I also work with people experiencing life transitions, grief issues, and women's issues. I have a masters degree in clinical psychology from Azusa Pacific University and enjoy helping clients reach their life goals.
VirtualAvailable
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$140/session

Authentic
Empowering
Humorous
Specialties
Anxiety
Bipolar Disorder
Depression
+10
My name is Jennifer and I am a Licensed Clinical Social Worker in 19 states with 20 plus years in the healing profession. I provide therapy to individuals, couples and groups. I have extensive experience tailoring my therapeutic approach to meet client's where they are at. I honor and respect your vulnerability in the counseling process. Emotional work you do in your life will be very rewarding. Compassion and psychological insight is the hallmark of my practice. The modalities I utilize in my practice are psychodynamic, client-centered, humanistic, DBT and DBT respectively. I interweave approaches to learn what feels like the best fit for your unique needs. I hope to be a part of your journey.
VirtualAvailable
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Often rebooked

$150/session

Empowering
Warm
Authentic
Specialties
Anxiety
Depression
Self Esteem
+7
I am a Licensed Professional Clinical Counselor in California and a Licensed Mental Health Counselor in Washington State. I am passionate about providing a collaborative approach and empathic understanding of my client's needs. I focus on evidence-based approaches, that are effective at uncovering the root of individuals' struggles and finding solutions. I utilize a Telehealth platform in California and a Hybrid platform in Washington State. In my spare time, I enjoy trail riding my horses and working on my farm. Gardening and skiing are also passions of mine.
VirtualAvailable
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$100/session

Solution oriented
Empowering
Authentic
Specialties
ADHD
Bipolar Disorder
Mood Disorders
+10
Also licensed in Oregon, Minnesota, and New York. With over 30 years in the helping professions, I have worked in many settings, including street outreach, community programs, inpatient and outpatient treatment programs, and private practice. I bring a real-world perspective. I specialize in helping people navigate the difficulties of Bipolar Disorder, ADHD, Depression, Anxiety, and Grief. I also have a heart for women navigating the complexities of morbid obesity by providing a space free of judgment. We focus on the person, not just the scale. My background working in impoverished neighborhoods has taught me how people can build resilience and maintain it. I am a cradle Catholic and honor all spiritual journeys, should you want to bring that part of yourself into therapy. We’ll work together to untangle life’s hardest moments with honesty, humor, and a lot of heart.
VirtualAvailable
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$140/session

Solution oriented
Warm
Holistic
Specialties
Trauma and PTSD
Family Conflict
Family Therapy
+8
In-Person Sessions: Tuesdays My name is Val Jones. I specialize in trauma recovery using body-based and narrative approaches. I work with adults and families, both online and in-person. Whether you want to find your voice after trauma, reconnect with your body, heal from relationship wounds, or reimagine your story in new ways, I’m ready to meet you where you are with presence and care.
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$120/session

Intelligent
Authentic
Solution oriented
Specialties
Anxiety
Bipolar Disorder
Depression
+12
Hello. I am James Moore and I have 57 years of experience as a clinical psychologist in a variety of settings including institutional, academic and private practice. I developed and ran a head injury treatment facility in Carbondale, Illinois, but have spent my last 36 years in private practice in Miami, Coral Springs and The Villages, Florida. I have specialized in psychological evaluation, neuropsychology, and forensic psychology. geriatric psychology and individual psychotherapy. My modes of treatment include psychodynamic psychotherapy, cognitive behavioral therapy and, when called for, some degree of psychoanalytic therapy. After 3 years in academia and 8 years as a forensic psychologist, I moved my family to Miami in 1986 and joined a large private practice firm. Three years later, I was entirely on my own and have been so ever since. I look forward to utilizing my unique experience to assist new clients to achieve a more satisfying and successful quality of life.
VirtualAvailable
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$140/session

Authentic
Direct
Empowering
Specialties
Career Counseling
Life Transitions
Women's Issues
+8
I work especially well with women who are in the “messy middle” of life: between who they have been, what others expect, and what they may want next. Faci Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable
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$150/session

Empowering
Warm
Open-minded
Specialties
Anxiety
Bipolar Disorder
Depression
+10
Many people come to therapy at a moment when they realize something in their life can’t continue the way it has been. You may feel stuck in painful patterns, overwhelmed by stress or uncertainty, or aware that something deeper needs attention. I offer a thoughtful, grounded space where we can slow down and explore what is happening beneath the surface so that meaningful change becomes possible. My work integrates mindfulness, somatic awareness, Internal Family Systems, and depth-oriented psychology to help clients understand themselves more clearly and move toward a life that feels more authentic and aligned.
VirtualAvailable
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$120/session

Solution oriented
Authentic
Warm
Specialties
Anxiety
Spirituality
Trauma and PTSD
+3
Hi! I'm Nicole and I am an LPC in Texas and an LMHC in Washington State. I aim to provide an environment in which you feel accepted and encouraged as you work toward growth and contentment. I graduated with a Master's in Counseling in 2004, and since then I have worked with diverse populations dealing with anxiety, depression, trauma, grief, parenting and more. I am certified in multiple evidence-based parenting programs, and I have additional experience and training in military culture, trauma, foster care/adoption, and religious perspectives.
VirtualAvailable
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$130/session

Authentic
Empowering
Intelligent
Specialties
ADHD
Anxiety
Depression
+10
I have over 10 years of experience as a mental health therapist. I primarily work with individuals who struggle with anxiety, depression, ADHD, and family or relationship difficulties. Many clients seek treatment because they feel overwhelmed, stuck in unhelpful patterns, or unsure how to manage the challenges they’re facing. My approach is structured and evidence‑based. I focus on helping you understand the factors contributing to your symptoms and developing clear, practical strategies for change. I use cognitive behavioral therapy, dialectical behavior therapy, and mindfulness‑based interventions to support emotional regulation, improve coping skills, and build healthier behavioral patterns. Accountability is an important part of the work we do together. I will support you, but I will also provide direct feedback and encourage consistent follow‑through on the changes you identify as important. Progress requires active participation, and I work best with clients who are ready to take responsibility for implementing new skills and strategies between sessions. My Style is: Straightforward – Honest and clear, but always respectful. Practical – Tools that work in everyday life, not just theory. Explorative – Space to reflect deeply in a safe, non-judgmental environment. Encouraging – Support that helps you feel capable, validated, and motivated to change. Accountability-focused – Growth comes from owning your choices and committing to real change. This works well if you are willing to: • Look at your own patterns and find areas for growth and change • Practice new skills between our sessions and create a plan for change • Stay open to feedback, exploration, and trying approaches that fit your unique needs
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Self Esteem
+5
Hi there, and welcome! I’m a Licensed Marriage and Family Therapist based just outside of Portland, Oregon, and I’m licensed to work with clients in Oregon, Washington, and California. I have been practicing for over 18 years and also work full time as a manager in a large healthcare organization, where I support teams and programs focused on helping people grow and thrive. As a therapist, I love helping people get clear on what matters most to them- what they want life to look and feel like, and then walking alongside them as they take steps toward those goals. My style is warm, down-to-earth, and collaborative. I believe therapy works best when it feels like a partnership, where we’re exploring together what helps you feel more grounded, capable, and connected. A quick note: My practice focuses on working with individuals. If you’re looking for therapy for you and your partner together, I encourage finding a therapist who specializes in couples work to ensure you get the most out of that experience.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Life Transitions
+5
I believe therapy works best when you feel truly seen, safe, and understood. My approach is warm, collaborative, and grounded in the belief that meaningful change happens through connection. I work with adults navigating anxiety, grief, life transitions, and the emotional weight of caregiving, relationships, and work stress. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure how to move forward — and together we create space to slow down, make sense of what’s happening, and build tools that actually fit your life. Therapy with me is not about “fixing” you. It’s about helping you reconnect with your strengths, deepen self-compassion, and move toward a life that feels more balanced and authentic. I strive to create a space that is nonjudgmental, affirming, and supportive of your unique story
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.