Therapists that accept Cash Pay in Texas

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 135 verified therapists in Texas who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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HoustonSan AntonioDallasAustinFort Worth

Availability updated: 8/12/2026

$150/session

Warm
Authentic
Intelligent

Specialties

Older Adults
Addiction
Anxiety
+7
My name is Mikela Ferguson, and I am a Licensed Professional Health Counselor (LPC) in Texas, working with clients statewide via telehealth. I support my clients to address a wide range of issues including anxiety, depression, and past trauma. I tailor each session to the client's individual needs using evidence-based approaches and a trauma informed attachment-based paradigm to get the best results. My communication style is calm, supportive, and reassuring. I listen deeply and provide nonjudgmental feedback.
VirtualAvailable

$150/session

Warm
Solution oriented
Intelligent

Specialties

Older Adults
Anxiety
Depression
+9
I’m Paige Achten, a Licensed Clinical Social Worker-Supervisor (LCSW-S) and Certified Mental Health & Nutrition Clinical Specialist (CMNCS). I’m passionate about helping people heal from trauma, stress, and the patterns that keep them feeling stuck. My approach is honest, collaborative, and focused on helping you create meaningful, lasting change. In our work together, I integrate EMDR, ACT, CBT, and polyvagal-informed therapy to address both the mind and body’s response to stress and trauma. I also incorporate principles from mental health nutrition and mindfulness to support the connection between your emotional and physical well-being. Therapy with me is active—we look at what’s working, what isn’t, and how to move forward in ways that align with your values and goals. I strive to help you understand yourself more deeply, build effective coping skills, and feel empowered to live with greater clarity and balance.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Open-minded

Specialties

Older Adults
Anxiety
Peer Relationships
+10
I’m a trauma-informed therapist who helps adults heal from anxiety, trauma, burnout, and painful relationship patterns using EMDR therapy and a mind-body approach. Many of my clients come to me feeling stuck in cycles of self-doubt, overwhelm, or disconnection, appearing “fine” on the outside while feeling anything but on the inside. My goal is to create a safe, grounding space where you can explore what’s beneath the surface, release what’s been weighing you down, and reconnect with the most authentic version of yourself. Eye Movement Desensitization and Reprocessing (EMDR) is at the heart of my work. It’s an evidence-based therapy that helps the brain reprocess distressing memories so they no longer carry the same emotional intensity. Through gentle bilateral stimulation (such as eye movements or tapping), the mind can integrate painful experiences in a more adaptive way. Clients often describe EMDR as life-changing- it allows healing to occur on a deeper, neurological level, often when talk therapy alone hasn’t been enough. My style is collaborative, intuitive, and compassionate. I’ll meet you exactly where you are, while gently challenging patterns that no longer serve you. Together, we’ll help you feel safe in your body, clear in your mind, and at peace within yourself.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Older Adults
Anxiety
Life Transitions
+10
I have had the privilege to work with adults, teens, and children who struggle with life challenges, relationship problems, depression, anxiety, trauma, life transitions, and grief. I offer a safe space for clients to gain insight, learn more about themselves, and heal from painful experiences that continue to affect their personal life. In my practice, I help clients to reinvent themselves and unlearn unhealthy patterns that no longer serve a purpose through a compassionate approach.
VirtualAvailable

$150/session

Empowering
Warm
Solution oriented

Specialties

Older Adults
Anxiety
Career Counseling
+9
Charisse Staine, LPC, is a dedicated and compassionate licensed professional counselor that uses a holistic approach to facilitate personal growth and resilience in her clients. With over 30 years counseling experience, Charisse specializes in helping individuals navigate life transitions, manage stress and anxiety, and improve interpersonal relationships, and understand how things like nutrition impact mental health. Her therapeutic approach is client-centered and evidence-based, emphasizing the development of coping strategies and self-awareness to foster a healthier, more fulfilling life. Charisse's practice considers the whole person, body, soul, and spirit and encourages clients to explore their thoughts and feelings and embark on a journey toward healing and self-discovery.
VirtualAvailable

$150/session

Solution oriented
Warm
Authentic

Specialties

Older Adults
Couples Counseling
Life Transitions
+10
Hello and welcome. I am James Liles, a Licensed Professional Counselor (LPC) dedicated to helping high-functioning professionals and growth-oriented individuals navigate intense stress, burnout, and complex life transitions. Through a private and flexible telehealth format, I provide a collaborative, talk-based space designed for deep reflection, helping you move beyond basic symptom management to build lasting psychological resilience and reclaim your personal agency. In our work together, I integrate evidence-based Cognitive Behavioral Therapy (CBT) with a compassionate, person-centered approach that honors you as the expert on your own life. Additionally, for clients seeking a faith-based framework, I offer a specialized Christian counseling perspective—combining rigorous secular training with a personal foundation deeply rooted in the Gospel of Christ to seamlessly bridge professional psychological care with your spiritual walk.
Available

New to Grow

$150/session

Direct
Intelligent

Specialties

Older Adults
Anxiety
Coping Skills
+10
I’m Ohonmi Belo-Osagie, a licensed clinical social worker, behavioral health leader, and founder & CEO of Reveille Therapy. I believe healing begins when people feel genuinely seen, heard, and accepted without judgment. My approach is warm, collaborative, and evidence-based, helping clients navigate anxiety, depression, trauma, grief, relationship challenges, life transitions, and stress with practical tools that create lasting change. As a therapist, I understand the demands of balancing work, family, and personal well-being. I strive to create a space where you can be honest about your struggles while discovering your strengths. Together, we'll move beyond simply managing symptoms toward building resilience, confidence, and a life that aligns with your values. My goal is to help you rise, renew, and reclaim the life you deserve.
Available

$100/session

Authentic
Open-minded
Warm

Specialties

Older Adults
Addiction
Anxiety
+10
I’m a Licensed Clinical Social Worker and Licensed Addiction Counselor licensed in both Texas and Louisiana, and I’ve spent over a decade helping people through some of life’s most difficult moments. I began my work in 2007 at a chemical dependency organization, where I saw firsthand how meaningful support can change lives. I work with individuals facing addiction, anxiety, depression, and overwhelming stress, and I believe healing happens best in a safe, nonjudgmental space. My approach is compassionate and collaborative, focused on helping you better understand yourself, build on your strengths, and move toward lasting, positive change.
VirtualAvailable

$120/session

Authentic
Warm
Empowering

Specialties

Older Adults
Chronic Illness
Couples Counseling
+9
I am a mature woman with a young spirit. I am interested in what is going on in the world and tend to stay current and youthful in my thinking. I am a perpetual learner and am very open minded. I strive to be accepting and non-judgemental. I see myself as a tool to be used in the therapeutic work we are pursuing. I have had many unique and challenging life experiences that equip me to easily relate to a broad group of individuals. I may have walked in your shoes. I will strive to relate to you as though I have with empathy and compassion.
Available

$90/session

Authentic
Warm
Empowering

Specialties

Older Adults
Life Transitions
Spirituality
+9
Life can leave us feeling overwhelmed, stuck, or uncertain about the road ahead. Whether you are walking through grief and loss, anxiety, relationship struggles, life transitions, or simply longing for a deeper understanding of yourself and your relationship with God, you don't have to walk that journey alone. Jesus Christ is the foundation of both my life and my counseling. I believe He is the source of hope, healing, truth, and lasting transformation. It is my privilege to humbly come alongside others, creating a safe and compassionate place to explore life's challenges while seeking the wisdom, freedom, and healing that God desires for each person. For those seeking Christian counseling, I thoughtfully integrate evidence-based counseling practices with biblical truth and the work of the Holy Spirit. My prayer is that every client leaves knowing they have been seen, heard, and loved, with renewed hope and confidence as God continues the work that only He can accomplish.
VirtualAvailable

New to Grow

$150/session

Warm
Authentic
Humorous

Specialties

Older Adults
Anxiety
LGBTQ
+8
Let’s be real—life gets messy, and sometimes Googling your problems just isn’t cutting it anymore. I work with individuals 15 and up, navigating anxiety, stress, life transitions, or that constant “what am I doing with my life?” loop. I earned my BSW in 2013 from Prairie View A&M University and my MSW in 2016 from Our Lady of the Lake University. I hold an LCSW in TX, MN, ND and TN, and have over 8 years of experience supporting individuals and families from all walks of life. I’m passionate about working with people of color, and I aim to create a supportive, affirming space where you feel seen and respected. If you’re ready to stop spinning your wheels, your path Back to Life starts here!
Available

$105/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Coping Skills
Depression
+7
Treat others the way you want to be treated is the motto I live by. I want to be treated kindly, I want to be heard and I want to feel I matter. This is how I will treat you, without strings or hesitation. I have a story just as you do. I have been lucky to choose a career that has enabled me to know when I need to talk to someone, enabled me to learn and use coping skills that work and has also enabled me to see the beauty through the broken pieces. Growing up I was a nosey child, I always wanted to know the "why", I still do! This personality trait led me on a path where I have been able to meet people from all walks of life, people who seemingly burned every bridge walked over, people with no hope as well as people who just were going through a rough patch. All these individuals have helped me become the person and the therapist I am today. I am truly excited to hear people’s story, restore faith and be the constant in people’s lives. Give me a chance to hear your story, you are not alone!
VirtualAvailable

$180/session

Authentic
Humorous
Direct

Specialties

Older Adults
Life Transitions
Trauma and PTSD
+10
Dennis is a certified trauma professional (PESI), serving clients Online within the great State of Texas, as an experienced Licensed Professional Counselor (LPC). Mr. Dennis Patrick Smith's greatest passion is in helping others with any unresolved trauma, including post-traumatic stress disorder (PTSD); helping those of you with the underlying causes of addictions; and helping you and yours with relationship issues. In addition, Dennis began his EMDR training and experience from 2018 under Dr. Robbie Adler-Tapia and some brief advanced EMDR supervision by the late Dr Francine Shapiro, in 2019, and has continued EMDR training with other leaders in the field from 2018 to the present day.
VirtualAvailable

$150/session

Authentic
Warm
Direct

Specialties

Older Adults
Anxiety
Depression
+10
Welcome, my name is Karen Christopher, I am a Licensed Clinical Social Worker (LCSW) in the State of Texas. I have over 20 years experience serving people. I am also a retired military spouse. I enjoy supporting people in all phases of life. I work with adults who experience depressive mood, anxiety, grief, PTSD, job related stress, martial issues and other concerns as well.
VirtualAvailable

$100/session

Authentic
Solution oriented
Warm

Specialties

Older Adults
Anxiety
Depression
+10
It has been my pleasure to serve as a Licensed Professional Counselor for more than 30 years, in the clinically effective treatment of anxiety, depression, stress management, loss adjustment, relationship issues, and PTSD/trauma. Utilizing cognitive behavioral therapy in a warm, engaging interactive style, my intent is to help each person experience effective communication and personal growth in a safe, non-judgmental environment.
VirtualAvailable

$100/session

Authentic
Solution oriented
Direct

Specialties

Older Adults
Couples Counseling
Life Transitions
+5
*** Please message me directly for additional appointment times if needed *** I work with couples and individuals who are ready to feel more connected, steady, and confident in their relationships and lives. Whether you're navigating relationship strain, anxiety, depression, or a major life transition, therapy can be a space to slow down, gain clarity, and create meaningful change. My approach is warm, grounded, and practical. I aim to help you feel more secure in yourself, more connected in your relationships, and more aligned with the life you want to live.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Older Adults
Grief
Trauma and PTSD
+8
My name is Patricia Hernandez, M.Ed., LPC, CSTIP, MBIP. I am fully licensed as an LPC (Licensed Professional Counselor) with 3 years of experience helping adults, teens, elderly, children, and families in crisis anywhere in the state of Texas (Ah … the wonderful power of teletherapy!). Most of my life has been spent in Texas, which includes my master’s level counselor training from Sul Ross State University in Uvalde, Texas. I embarked on this journey to provide services to working people of all genders who’ve had trouble fitting in attention to their mental health because of their busy schedules. Virtual therapy allows me to do just that! It offers consistency because it fits the comfort of your home, car, or local park. So, snow, wind, or rain won’t stop us now! All sessions are virtual and I highly recommend you bring along your fur baby, blanket, and favorite beverage to the session.
VirtualAvailable

$125/session

Authentic
Open-minded
Solution oriented

Specialties

Older Adults
Anxiety
Military/Veterans
+10
I am a Licensed Professional Counselor (LPC), Licensed Chemical Dependency Counselor (LCDC), National Certified Counselor (NCC), and Army veteran dedicated to helping adults navigate stress, trauma, anxiety, substance use concerns, relationship challenges, and major life transitions. I work with individuals seeking clarity, resilience, and meaningful personal growth through a supportive, practical, and goal-oriented approach tailored to their unique experiences and strengths. My counseling style is compassionate, collaborative, and focused on helping clients develop healthier coping skills, improve emotional well-being, and create lasting positive change in their personal and professional lives.
Available

$175/session

Warm
Authentic
Empowering

Specialties

Older Adults
Anxiety
Depression
+10
I’m a licensed clinical social worker practicing in Houston, Texas with extensive experience in mental health treatment across diverse populations, especially ethnicity, gender, age, religious, sexual orientation, socioeconomic status. My journey in the mental health field began during my undergraduate studies, where I first became involved in victim advocacy. This experience deepened my understanding of social dynamics, (in)justice and human behavior, leading to dual bachelor’s degrees in Sociology and Women’s Studies. While pursuing my graduate degree, I worked at the National Domestic Violence Hotline, further honing my skills in crisis intervention and critical thinking/problem-solving . After earning a Master of Science in Social Work from The University of Texas at Austin, I completed a post-graduate fellowship focused on psychiatric rehabilitation of veterans with severe mental illness. I further advanced my clinical skills when joining The Menninger Clinic staff, where I spent five years specializing in the treatment of business professionals facing mental health crises, young adults navigating the transition into adulthood, and clients experiencing severe mental health challenges, including suicidal ideation. During the COVID-19 pandemic in 2020, after recognizing the urgent need for increased access to mental health care I established my private practice, Therapy by Ivy, PLLC. Since then I have offered individual telehealth sessions to adult clients seeking to improve their mental health and enhance their lives. In 2023, I expanded my practice to include in-person sessions while continuing to provide telehealth sessions. Based in the Houston Heights area, I am proud to offer flexible session options, accept most major insurance plans, and self-pay sliding fee for the uninsured or underinsured.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded

Specialties

Older Adults
Addiction
Chronic Illness
+10
Hi, I’m Sandy Crisp. I’m a Licensed Professional Counselor (LPC), and I help adults and teens who are facing challenges like complex trauma, PTSD, addiction and recovery, chronic health issues, anxiety, depression, and feeling stuck or overwhelmed. Before I became a trauma therapist, I went through my own journey that included multiple surgeries and years of rehabilitation. That experience gave me a deep understanding of what it’s like to live with invisible pain -- physical and emotional -- and how hard it can be to feel seen and supported while you're trying to hold everything together. It changed how I listen, how I connect, and how I support people in their healing. In addition to being an LPC, I’m a Certified Rehabilitation Counselor (CRC), Licensed Chemical Dependency Counselor (LCDC), and Certified Clinical Trauma Specialist. I specialize in: • Complex trauma and PTSD • Addiction, substance use, and recovery support • Chronic pain and chronic illness • Anxiety, panic, and mood disorders • Grief, loss, and adjustment to life changes • Co-occurring disorders • Disability Affirming Care • Limb Loss Support • Navigating identity, self-worth, and personal growth My approach is warm, nonjudgmental, and collaborative. I blend clinical tools with a human touch because healing isn’t one-size-fits-all. Whether you're navigating something recent or something that's been with you a long time, we’ll work together to help you feel safer in your body, clearer in your mind, and more connected to yourself.
VirtualAvailable

$140/session

Intelligent
Authentic
Direct

Specialties

Older Adults
Anger Management
Anxiety
+8
I am a Licensed Professional Counselor and National Board-Certified Counselor in Texas. I am an experienced therapist committed to helping my clients achieve their goals and experience wellness in life. Mental Health is extremely important and should be properly addressed with a competent mental health professional. If you need and/or desire my services, please feel free to book a session with me so that we can discuss your particular needs.
VirtualAvailable

$125/session

Solution oriented
Authentic
Direct

Specialties

Older Adults
Trauma and PTSD
Anger Management
+8
Hello! I am a Licensed Professional Counselor (LPC) in Texas. I have been in private practice for over 20 years. My specializations include, PTSD, Anxiety, Depression, Family and Marital Therapy, as well as years of experience with Chronic Pain Management. I have provided therapy both in the general population and to the military/veteran communities, particularly to those wanting to rely less on medication to resolve their issues.
VirtualAvailable

$180/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anxiety
Grief
+6
Hello, I'm an experienced therapist with over 25 years in the field. I have always been interested in people’s stories and support clients facing a variety of issues: insomnia, sadness, anxiety, grief/loss, relationship challenges, work and life stress,and lgbtq support. If you are facing a challenge,it may be helpful to talk to an empathetic professional trained to help you develop new perspectives, feel supported and make changes. My focus is on the uniqueness of each client and feel it is important to establish rapport and a partnership so that the therapy experience is collaborative. I will not simply sit and listen but will interact, ask questions, and offer suggestions. I enjoy working with adults of any age in individual therapy. Some of my specialties include stress management, grief and loss, anxiety , self-esteem and supporting clients facing life changes. With more than 25 years of experience, I consider myself an eclectic therapist using an Integrative Holistic approach. I use a variety of tools from different therapies including Rogerian, Cognitive Behavioral, Guided Imagery, Mindfulness, Solution Focused, Client Centered and Family of Origin in order to best support a client’s journey toward relief and wholeness of Mind, Body, and Spirit. I look forward to working with you and invite you to reach out.
VirtualAvailable

$90/session

Warm
Authentic
Empowering

Specialties

Older Adults
Anxiety
Coping Skills
+10
Hello, I'm Shakera. No one knows you better than yourself, so be proud of this first step of taking care of yourself. I am a Licensed Professional Counselor with 7 years of experience working as a therapist My focus is on implementing a client-centered approach, where I believe the most important aspect is to provide a non-judgmental and safe space for all of my clients. It's crucial not to pressure my clients to convey what is uncomfortable but to help them process their feelings and empower them to do what is best for them in their daily lives. Throughout my career, I have had the privilege of working with adults who have experienced trauma, grief, depression, relationship issues, family conflicts, self-image issues, anxiety, peer pressure, and so much more. My approach is versatile, incorporating a variety of techniques such as cognitive behavioral therapy, solution-focused theory, mindfulness techniques, grounding techniques, and more. I believe in the importance of clients having a voice so they can be heard and understood.
Available

$150/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anxiety
Depression
+10
Do you need someone to talk to, and someone to listen? Are you ready to make some changes in your life? You may need help dealing with struggles and challenges of day-to-day life. If so, you have just made an important step in the change process and are on your way to improved self-awareness and growth. I am an experienced, compassionate and caring counselor who helps people live better lives. Working with the right counselor can help you change your life and your relationships. You do not have to do this alone. By working together, we decide how to achieve your personal goals, even if you don't know what they are yet. As a licensed professional counselor with a warm and personable approach, I specialize in providing solution focused counseling, bringing over 20 years of experience working with couples, families, and individuals. I believe in the humanistic approach and treat everyone with respect and compassion. I work with clients of all ages. It can be hard to put your trust in someone else. I strive to create a comfortable environment that supports you voicing your concerns openly and honestly. My goal is to help you achieve behavioral and emotional growth while restoring harmony and balance in your life. Feel free to call to schedule an appointment. Available: weekdays, evenings, and weekends.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Texas. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Texas from Houston to Austin! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Texas.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in Texas that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.