Therapists that accept Cash Pay in Texas

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 110 verified therapists in Texas who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 8/17/2026

$150/session

Authentic
Warm
Open-minded

Specialties

Crisis Intervention
Depression
Men's Issues
+7
Hello. I want to start by saying, "Thank you for deciding to show up for yourself by seeking support." As a Licensed Clinical Social Worker, Certified Grief Coach, retreat facilitator, and transformational speaker. I meet individuals all the time who share with me that making the first appointment is hard, but grateful they did once they start counseling. My life calling is to create non-judgmental spaces for broken hearts to be healed and purposeful living to be restored. I look forward to creating a nonjudgmental space of guidance and healing.
VirtualAvailable

New to Grow

$130/session

Specialties

Crisis Intervention
Addiction
Anger Management
+9
I’m Kira Watley, LPC, LCDC, and owner of The Wellness Spot. I support clients navigating anxiety, depression, trauma, substance use, life transitions, and relationship stress. My practice offers a compassionate, culturally responsive space where clients can feel heard, supported, and empowered to heal. I have an extensive background working with multiple populations. I am here to support you through this journey.
Available

$120/session

Direct
Solution oriented
Warm

Specialties

Crisis Intervention
Anxiety
Life Transitions
+8
You don't have to carry everything alone. Life can feel overwhelming when you're navigating anxiety, grief, trauma, major life transitions, or the weight of constantly caring for others. As a Licensed Clinical Social Worker and military spouse, I understand how easy it is to lose yourself while trying to be everything for everyone else. My goal is to provide a calm, supportive space where you feel heard, understood, and empowered to move forward. Together, we'll build practical skills, strengthen resilience, and create meaningful change because even in life's hardest moments, healing remains possible.
Available

$100/session

Intelligent
Warm
Authentic

Specialties

Crisis Intervention
Anxiety
Depression
+9
Hi! I'm a License Professional Counselor (LPC) based in Texas. I acknowledge that individuals may experience discomfort or challenges in life. Whether your challenges are perceived as "large" or "small", I believe that everyone has the capacity to change and grow. I find immense satisfaction in being a part of that journey, witnessing the transformation as they step into their full potential.
VirtualAvailable

$100/session

Authentic
Warm
Humorous

Specialties

Crisis Intervention
Addiction
Anxiety
+10
I am a man of God, family man and someone who is always here to help. I served 10 years active-duty Army and when leaving the service, I pursued a college education earning my degrees to help individuals who want help. I will help anyone regardless of ability to pay as long as it is ethical and said individual wants help. Life can be a struggle and we all need help sometimes, I have been called unhinged and I do use humor when appropriate as asking for help can be uncomfortable and I will do anything possible to help ease these feelings/thoughts. The power of Jesus and his word is unimaginable so expect this along with evidenced based practices.
Available

$220/session

Warm
Authentic
Solution oriented

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hi there! Welcome. My name is Dr. Richards and I have over 16 years of expert training and experience in the field of Education, Counseling & Psychology. I thoroughly enjoy providing mental health services to individuals and their families in need of treatment. Even when you’re feeling hopeless, stressed, or overwhelmed, those moments don’t last forever—they’re part of a season, not your whole story. With the right support, you can move through them. My goal is to help you gain clarity and direction so you can reach your full potential and reconnect with your purpose. Regardless of your past fears, setbacks, or self-doubt, change is always possible. I use Cognitive-Behavioral, DBT-informed, and interpersonal treatment approaches to tailor each session to your individual needs. I also administer screening tools as needed, to help better identify symptoms related to depression and anxiety. Together, we’ll build coping strategies that work for you, incorporating techniques such as poetry, music, art, movement, and writing according to your interest and needs. I’ll support you in identifying and working through negative, self-defeating thoughts and patterns that may be holding you back. In a safe, nonjudgmental space, we’ll work through challenges, strengthen self-compassion, and help you move forward with greater confidence and intention. For couples struggling, I help to identify root issues that negatively impact your relationship and incorporate evidenced-based resources to start the process of change in a practical healthy way.
Available
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New to Grow

$90/session

Specialties

Crisis Intervention
Anxiety
Depression
+10
I am licensed in Texas with 3 years of professional work experience. I have experience in helping clients with stress, anxiety, family conflicts, trauma, abuse, parenting issues, motivation, & self esteem. I also have experience working with confidence. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!
Available

$120/session

Warm
Empowering
Authentic

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hi! I’m Ileana, a Licensed Professional Counselor (LPC) and National Certified Counselor (NCC) based in Texas. I bring over a decade of experience in providing comprehensive mental health support to adults and children facing various life challenges. My practice is dedicated to fostering resilience, promoting personal growth, and helping individuals navigate transitions with confidence and self-awareness. My approach is centered on creating a safe and nurturing environment to foster healing and growth, helping each individual to thrive and achieve their fullest potential.
VirtualAvailable

$100/session

Direct
Authentic
Humorous

Specialties

Crisis Intervention
Anxiety
Depression
+9
I am a licensed independent practice-level clinical social worker. I have a Diplomate in Clinical Social Work DCSW. I have dedicated my career to working in behavioral health treatment. I have worked within the Department of Defense Schools in Europe and Asia. I have worked with Active Duty members, Veterans and their families. Prior to joining the Civil Service, I practiced mental health within the civilian community, my focus there was substance abuse, domestic violence and and a variety of mental health issues working with adolescents and adults. My strongest ability lies in helping a client identify strengths and weaknesses while guiding them to identify goals and interventions that will work specifically for them. The most challenging part of therapy is believing it will make a difference. The best way to overcome that hurdle is to see successful outcomes. Clinical experience has taught me that if you are willing to do the work, you will see results. Using the appropriate interventions, combined with mutual openness, respect and trust will enable you to overcome obstacles and achieve goals you didn't believe possible. Through years of dedicated work with all age groups, life experiences and extremely challenging circumstances, I have developed a strong sense of commitment in creating a safe and supportive environment that fosters healing, self-awareness and growth.
VirtualAvailable

$120/session

Authentic
Warm
Intelligent

Specialties

Crisis Intervention
Addiction
Anxiety
+10
It can feel like addiction is writing your story, but it doesn't have to! We all have the strength to learn how to work with our brain and not let it have all the control. My goal is to help you hone the skills needed to find that strength and to help begin writing the story of the life that you have always envisioned for yourself. Using skills from DBT, Attachment Theory, Nervous System Training, and Solution Focused therapy I make it my goal to help people navigate the stressors that come with life whether big or small. My specialties include, but are not limited to: substance use, anxiety, depression, grief, self-esteem, and trauma.
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Child or Adolescent
+7
"It's all about you - not me." ~ All About You Counseling & Coaching, LLC I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience in Texas. I received my Bachelor's degree (1995) and Master's degree (1999) in Social Work from Southwest Texas State University in San Marcos, Texas, currently known as Texas State University. My private practice established in 2000, All About You Counseling & Coaching, LLC has partnered with Grow Therapy. I have inpatient, outpatient, emergency room and private practice experience specializing in Crisis Intervention and Acceptance Commitment Therapy all while working with children through the geriatric population. In addition to being a LCSW, I am a Certified Master Life Coach, Certified Happiness Life Coach, Certified Life Purpose Coach, Certified Professional Life Coach and a Certified Goal Life Coach. **An extra out of pocket fee for supporting letters for FMLA, 504 plans, emotional support animals and other related documentation. A minimum of four consistent visits are required before consideration.
VirtualAvailable

$120/session

Authentic
Solution oriented
Open-minded

Specialties

Crisis Intervention
Depression
Life Transitions
+10
I am a Licensed Clinical Social Work Supervisor based out of Texas with more than a decade of professional clinical experience. I have experience in helping clients with stress and anxiety, trauma and abuse, motivation, self esteem, and confidence, & depression. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey. My primary therapeutic approach is from a strength-based perspective helping empower you to utilize your inherent strengths to work towards self-sufficiency and through life's adversities.
VirtualAvailable

$95/session

Empowering
Warm
Solution oriented

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hello, I am Ryan Rowe and welcome to Inner Radiance Therapeutic Services! I am an LPC in Texas, and I’m so glad you’re taking this step toward your healing journey. I provide a warm, supportive space to help you navigate life’s challenges, build emotional resilience, and reconnect with your inner light so you can thrive personally and emotionally. Taking the first step is an act of courage, and it shows you’re ready for change. I’d be honored to walk alongside you as you heal, grow, and move toward lasting well-being.
VirtualAvailable

$140/session

Intelligent
Authentic
Solution oriented

Specialties

Crisis Intervention
Anger Management
Anxiety
+8
I am a Licensed Professional Counselor and National Board-Certified Counselor in Texas. I am an experienced therapist committed to helping my clients achieve their goals and experience wellness in life. Mental Health is extremely important and should be properly addressed with a competent mental health professional. If you need and/or desire my services, please feel free to book a session with me so that we can discuss your particular needs.
VirtualAvailable

$125/session

Authentic
Warm
Open-minded

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hi, I’m Destinee, a Licensed Clinical Social Worker in Texas, New York, and Florida, dedicated to helping you navigate life’s challenges with honesty, warmth, and a little bit of humor when needed. Whether you’re feeling stuck, overwhelmed, or just not like yourself, I provide a safe and nonjudgmental space where we can unpack what’s holding you back and work toward real, lasting change.
VirtualAvailable

$150/session

Empowering
Authentic
Solution oriented

Specialties

Crisis Intervention
Trauma and PTSD
Anxiety
+8
Hello there! My name is Yeney Ruiz, I am a licensed clinical social worker in the states of Florida and Texas. I speak English and Spanish, and I have over 10 years of clinical experience in different settings such as department of Veterans affairs, the emergency department, department of Children and Families, AIDS healthcare foundation, Assisted Living, home health, skilled nursing home, housing authority, dialysis/renal patient care, case management, elementary, high school and other settings. My field and clinical experience have helped me build a strong background working with a diverse population. I have my Bachelor’s and Master’s in social work, and I am looking forward to working in collaboration with you and helping you gain your strength back so that you can continue with your beautiful journey in this life. My goal as a therapist is to help you and my approach is to work in collaboration with you. We will work together to create healthy coping skills and we will use different tools and strategies created to gain strength, motivation, self-confidence, self-esteem and we will work together in a safe environment to achieve the best results for you as a client. I am pleased to know that you have decided to seek therapy! Life can be very challenging at times and sometimes we need to talk to someone that understands us and helps us get back to our stable/normal self. I hope I can be part of this part of your healing journey.
VirtualAvailable

$150/session

Authentic
Solution oriented
Warm

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hi! I’m a Licensed Professional Counselor in Texas. I received my master’s degree in clinical mental health counseling from Northwestern University. I have been practicing in the field for 5 years. I work with adult individuals who struggle with various mental health issues and couples who are experiencing challenges with communication and intimacy issues in their relationships. I also work with couples who have made the decision to separate and want a smooth transition with the process.
VirtualAvailable

$130/session

Authentic
Warm
Empowering

Specialties

Crisis Intervention
Anxiety
Depression
+3
Feeling overwhelmed, burned out, or tired of being "the strong one"? I help high-functioning adults and couples struggling with anxiety, relationship stress, burnout, and major life transitions. Many of my clients are used to holding everything together for others while feeling emotionally exhausted or disconnected inside. If you have been holding everything together for everyone else, it can start to feel like you've lost yourself in the process. I am a Licensed Marriage and Family therapist with experience in both crisis and private practice settings, which allows me to stay grounded and effective even when things feel overwhelming. My work focuses on helping you move out of survival mode and into a more balanced, intentional, and connected way of living.
VirtualAvailable

$100/session

Warm
Solution oriented
Authentic

Specialties

Crisis Intervention
Anxiety
Child or Adolescent
+10
I’m a Licensed Clinical Social Worker (TX & FL) with over 15 years of experience providing trauma-informed, multilingual mental health care. My practice is rooted in compassion, clarity, and cultural humility—specializing in Cognitive Behavioral Therapy (CBT), EMDR, Motivational Interviewing, and mindfulness-based approaches. I support individuals navigating anxiety, trauma, grief, and life transitions, with a deep commitment to creating a safe, respectful space for healing and growth. Whether you're seeking support for emotional regulation, processing past experiences, or building resilience, I tailor each session to meet your unique needs. I speak English, Spanish, and French, and bring a nuanced understanding of diverse cultural backgrounds and lived experiences. Together, we’ll work toward meaningful change—at your pace, and in alignment with your values.
VirtualAvailable

$165/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Life Transitions
Self Esteem
+10
Let's see if you relate to these: You're exhausted from second-guessing every decision. Your inner critic is loud and mean. In general, your thoughts are loud and racing. Getting out of bed some days feels impossible. You're disconnected—from your body, from younger versions of yourself, from what you want. Here's what we'll do together: We'll quiet that critic. Rebuild your trust in yourself. Process the hard stuff and spot the patterns keeping you stuck. You'll get clear on what matters to you—then use that as your compass. I bring warmth, humor, and real talk. I'm here to listen and gently challenge you. We'll work with your whole self—mind, body, values—so you can stop second-guessing, feel lighter, and remember your own strength. It's time to decide what deserves your energy, and what doesn't.
VirtualAvailable

$90/session

Empowering
Warm
Humorous

Specialties

Crisis Intervention
Anxiety
Coping Skills
+7
I help people who feel overwhelmed, overstimulated, stressed or burned out. I support clients in making sense of their emotions, shifting unhelpful thought patterns, and building tools to help them feel better. I work with teens and adults navigating anxiety, depression, or neurodivergence, offering a supportive and nonjudgmental space to build stability. I hold a Master’s in Clinical Mental Health Counseling from Lamar University and am certified in Dialectical Behavior Therapy (DBT).
Available

$125/session

Authentic
Warm
Empowering

Specialties

Crisis Intervention
Anger Management
Life Transitions
+10
As your counselor, my priority and main goal is creating a safe, inclusive, and judgment-free space where you feel heard, understood, and supported. Therapy is a collaborative journey centered on your growth and healing, one where we explore meaningful goals, deepen self-awareness, and make sense of your experiences. I will meet you where you are in your life journey and we will go through it at your pace, taking things as they come and building and enhancing skills to overcome not only the memories of the past but also current and future challenges.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded

Specialties

Crisis Intervention
Military/Veterans
Trauma and PTSD
+8
Hi, I’m Christina Zsigray, LCSW. I help adults who feel stuck in survival mode begin healing from trauma, chronic stress, grief, and painful life experiences. I’m especially passionate about working with single mothers, veterans, first responders, professionals, and others with high-trauma backgrounds. My approach is trauma-informed, compassionate, and grounded in evidence-based care, including EMDR, with optional Christian faith integration for those who want it.
VirtualAvailable

$150/session

Solution oriented
Empowering
Authentic

Specialties

Crisis Intervention
Anxiety
Depression
+10
I'm a Licensed Professional Counselor with a Master’s degree in Clinical Mental Health Counseling. I’m passionate about helping individuals create meaningful change through a compassionate, solution-focused approach. My practice is rooted in the belief that you already have the tools within you—we’ll just work together to uncover and strengthen them. My style is warm, inclusive, and collaborative. I aim to meet you with authenticity and empathy, while challenging you to move forward with intention and confidence. I work with adults navigating a variety of life experiences and mental health challenges, with a focus on: Anxiety & Depression Coping Skills & Stress Management Burnout & Life Transitions LGBTQIA Affirming Support Women’s Issues Whether you’re feeling overwhelmed, stuck, or uncertain about the next steps in your journey, I offer a safe and supportive space to explore what matters most to you.
Available

$90/session

Authentic
Warm
Empowering

Specialties

Crisis Intervention
Life Transitions
Spirituality
+9
Life can leave us feeling overwhelmed, stuck, or uncertain about the road ahead. Whether you are walking through grief and loss, anxiety, relationship struggles, life transitions, or simply longing for a deeper understanding of yourself and your relationship with God, you don't have to walk that journey alone. Jesus Christ is the foundation of both my life and my counseling. I believe He is the source of hope, healing, truth, and lasting transformation. It is my privilege to humbly come alongside others, creating a safe and compassionate place to explore life's challenges while seeking the wisdom, freedom, and healing that God desires for each person. For those seeking Christian counseling, I thoughtfully integrate evidence-based counseling practices with biblical truth and the work of the Holy Spirit. My prayer is that every client leaves knowing they have been seen, heard, and loved, with renewed hope and confidence as God continues the work that only He can accomplish.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Texas. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Texas from Houston to Austin! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Texas.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Crisis Intervention, is filtering therapists in Texas that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.