Therapists that accept Cash Pay in Texas

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 9 verified therapists in Texas who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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HoustonSan AntonioDallasAustinFort Worth

Availability updated: 8/18/2026

$140/session

Intelligent
Authentic
Solution oriented

Specialties

Anger Management
Anxiety
Depression
+8
I am a Licensed Professional Counselor and National Board-Certified Counselor in Texas. I am an experienced therapist committed to helping my clients achieve their goals and experience wellness in life. Mental Health is extremely important and should be properly addressed with a competent mental health professional. If you need and/or desire my services, please feel free to book a session with me so that we can discuss your particular needs.
VirtualAvailable

$111/session

Authentic
Empowering
Warm

Specialties

Family Conflict
First Responders/Healthcare Workers
LGBTQ
+3
Welcome to M.A.D. Therapy, LLC! I am Misty Annette Diaz, PhD (abd), and we’re all M.A.D. here. Together we’ll move from survival mode into a life guided by confidence, connection, and change. As an LMFT and PhD (abd), helping relationships thrive is my ultimate goal. Lasting change begins with the relationship we have with ourselves. I actively challenge the patterns that keep clients stuck. I guide my clients out of survival mode into the present moment. I incorporate trauma informed yoga to reset the nervous system. I am EMDR trained. In-person & in-home case-by-case. Stay safe and talk soon. My experience varies from severe mood disorders to generalized anxiety. Niches with training: Suicidality and high-risk, LGBTQIA+, Military, Adoption.
VirtualAvailable

$95/session

Direct
Empowering
Authentic

Specialties

Anxiety
Depression
As a Licensed Clinical Social Worker and Certified Addictions Professional, I have worked with children, adolescents, and adults who struggle with trauma, anxiety, depression, substance use, grief, behavioral issues, and life transitions. I take a compassionate, supportive, trauma informed approach. I aim to provide clients with a safe space that they feel heard, respected, and equipped to develop healthier coping skills, emotional strength, and life changes.
Available

New to Grow

$125/session

Specialties

Child or Adolescent
Family Conflict
Grief
+10
I believe therapy is a collaborative journey built on trust, authenticity, and compassion. As a therapist, I strive to create a warm, supportive, and nonjudgmental environment where children, teens, and families feel safe to express themselves, explore difficult emotions, and develop meaningful tools for growth. My goal is to meet each client where they are while recognizing and honoring their unique strengths, experiences, and resilience. I view behavior as communication and believe that every emotion and response serves a purpose. Rather than focusing solely on eliminating behaviors or symptoms, I work to understand the underlying experiences, unmet needs, and patterns contributing to a client's challenges. Together, we identify practical strategies that promote emotional regulation, healthier relationships, increased confidence, and lasting change. I am passionate about working with children, adolescents, and families experiencing grief and loss, anxiety, emotional dysregulation, attachment concerns, family conflict, life transitions, and challenges at school or home. I recognize that growth often occurs when the entire family feels supported, so I value collaborating with parents and caregivers throughout the therapeutic process. By providing education, encouragement, and practical tools, I help families strengthen communication, deepen connection, and navigate challenges together. My therapeutic style is compassionate, collaborative, and strengths-based. I believe every individual has the capacity for healing and growth when they feel seen, heard, and understood. Whether supporting a child learning to manage big emotions, a teenager navigating identity or anxiety, or a family adjusting to significant life changes, I am committed to providing evidence-based care tailored to each client's unique needs. My hope is that every client leaves therapy with greater resilience, deeper self-understanding, stronger relationships, and the confidence to navigate life's challenges long after our work together has ended.
Available

$180/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Grief
Women's Issues
+6
Hello, I'm an experienced therapist with over 25 years in the field. I have always been interested in people’s stories and support clients facing a variety of issues: insomnia, sadness, anxiety, grief/loss, relationship challenges, work and life stress,and lgbtq support. If you are facing a challenge,it may be helpful to talk to an empathetic professional trained to help you develop new perspectives, feel supported and make changes. My focus is on the uniqueness of each client and feel it is important to establish rapport and a partnership so that the therapy experience is collaborative. I will not simply sit and listen but will interact, ask questions, and offer suggestions. I enjoy working with adults of any age in individual therapy. Some of my specialties include stress management, grief and loss, anxiety , self-esteem and supporting clients facing life changes. With more than 25 years of experience, I consider myself an eclectic therapist using an Integrative Holistic approach. I use a variety of tools from different therapies including Rogerian, Cognitive Behavioral, Guided Imagery, Mindfulness, Solution Focused, Client Centered and Family of Origin in order to best support a client’s journey toward relief and wholeness of Mind, Body, and Spirit. I look forward to working with you and invite you to reach out.
VirtualAvailable

$50/session

Authentic
Holistic
Intelligent

Specialties

Anxiety
Depression
Grief
+2
Hi! I'm a Licensed Clinical Social Workers based in Texas. I received my Masters from the University of Central Florida and have worked in the healthcare field assisting those with life changing and chronic illnesses for the last 20 years. I enjoy giving people a safe place to develop resilience and adaptability to start living life the way they imagine they would like.
VirtualAvailable

$150/session

Solution oriented
Authentic
Open-minded

Specialties

Serious Mental Illness
Suicidal Ideation
Trauma and PTSD
+10
Does this sound familiar? You want to have a healthy relationship with others, but instead you feel: Overwhelmed and depressed, Negative about your self worth, Afraid of being hurt if you allow yourself to be open, Worried you won’t be able to stay safe, Unable to stop focusing on past trauma and move forward with your life? It doesn’t have to be this way. Hi, I’m Ben and I can help. I provide individual counseling for depression and trauma using research-backed cognitive behavioral therapy. My clients walk away from therapy with me feeling ready to accept themselves, form and maintain healthy relationships, and face life’s problems with confidence.
VirtualAvailable

$100/session

Authentic
Warm
Open-minded

Specialties

Sex Addiction
Sex Therapy
Women's Issues
+6
I'm an LPC based in Texas that continuously works toward increasing my cultural competency, passionate about helping my clients reach their personal goals. I coordinate our sessions to focus on your needs and help you to overcome your stressors and guide yourself to your best possible life. If you struggle to focus on the here and now and want to explore your identity, book a session and let me help you reach your therapeutic goals.
VirtualAvailable

$165/session

Authentic
Intelligent
Warm

Specialties

ADHD
Anxiety
Life Transitions
+7
Welcome, I'm so glad you've found your way here! I specialize in supporting teens and young adults as they navigate life's challenges, such as anxiety, life transitions, and relationship dynamics. Together, we'll create a safe, non-judgmental space where you can explore and understand the aspects of yourself that may be causing internal friction. As your therapist, my goal is to guide you toward greater understanding, compassion, and self-acceptance. I believe in working together to identify and address the unique challenges that may be holding you back or keeping you stuck in unhelpful patterns.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Texas. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Texas from Houston to Austin! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Texas.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.