Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 105 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/10/2025

Darla Roundtree

(she/her)

Darla Roundtree, LCSW - Tennessee Therapist at Grow Therapy
$95/session
LCSW
15 years of experience
Virtual
I am passionate about supporting people in living empowered lives. I am here to facilitate a collaborative process of inner work and inner awareness. I am well-versed in the therapeutic process and have been a Social Worker for over 15 years. I am a great listener and have the ability to attune to the needs of a person as they express and emote. My greatest offering is my presence, and my ability to provide non-judgmental support, feedback, and aid individuals in articulating their vision and taking steps in their desired direction. I see every individual as having incredible strengths, gifts, and resources, and I endeavor, in my personal and professional life, to see individuals as more than their circumstances and challenges. You are powerful and capable of any measure of growth you desire or strength you seek.

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Aaron Petrie

(he/him)

Aaron Petrie, LPC/MHSP - Tennessee Therapist at Grow Therapy
$135/session
LPC/MHSP
8 years of experience
Virtual
I’m a licensed therapist who works with high performers—athletes, entrepreneurs, creatives, and professionals—navigating anxiety, burnout, life transitions, and performance pressure. I offer a warm, focused, and collaborative space where we explore what’s beneath the surface, develop emotional resilience, and build the clarity and confidence needed to move forward with purpose. Therapy with me is both deep and practical, always tailored to your goals.

Kiersen Hoffacker

(she/her)

Kiersen Hoffacker, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!

Jessie Whitfield

Jessie Whitfield, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
14 years of experience
Virtual
Hi, I'm Jessie, a compassionate therapist dedicated to women's mental health. Have you ever felt lost in your marriage or your motherhood? Do you feel like the stress and anxiety of daily life leave you with less than you desire for yourself or your family? With a profound understanding of the intricate ties between emotional well-being and relationships, I can help guide you toward healing. Drawing from my expertise in trauma therapy, I provide a safe space for addressing past wounds. My empathetic approach extends to addressing common struggles like anxiety and depression. With a nurturing focus on marriage and motherhood, I empower you to embrace your roles while caring for your mental health.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Liz Sakatos

Liz Sakatos, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
15 years of experience
Virtual
I specialize in helping women navigate the mental and emotional impact of perimenopause and menopause because it’s about a lot more than hot flashes. This chapter of life often brings heightened anxiety, mood swings, self-doubt, and relationship strain, all while society tells you to “just push through it.” I help women take back control by examining the impact of hormonal changes, internal pressures (like relentless, negative self-talk), and external stressors (like toxic relationships and unrealistic expectations). Together, we replace what’s no longer working with strategies that empower you to feel grounded, capable, and more like yourself again. I firmly believe that the way you speak to yourself shapes how you handle the pressures of midlife — and let’s be honest, women are often their own harshest critics. It’s time to rewrite that inner narrative.

Ben Smith

Ben Smith, LP - Tennessee Therapist at Grow Therapy
$160/session
LP
12 years of experience
Virtual
Are you feeling stuck and unsure of how to get past symptoms of anxiety, depression or past trauma? It's common to experience mental health-related challenges in life and to get stuck at times. We're not born with a built-in understanding of how to be psychologically healthy, so sometimes it's a good idea to get a little guidance from an unbiased professional. My ideal client is motivated to understand themselves better and to make the necessary adjustments to improve their quality of life.

Nathan Hunzicker

Nathan Hunzicker, LMFT - Tennessee Therapist at Grow Therapy
$90/session
LMFT
4 years of experience
Virtual
I am a Licensed Marriage & Family Therapy (LMFT) providing virtual sessions in the state of Tennessee. I have been married to my wife for 10 years we have 3 amazing kids. My specialties are: Helping clients overcome Depression, Relationship Issues & Parenting. In each of these treatment areas are years of personal experience. My parents divorced when I was 10 years old and I struggled with depression from ages 15-25. I know the joy that comes from overcoming struggles and I would like to help you win battles in your life.

Chris Campbell

Chris Campbell, LMFT - Tennessee Therapist at Grow Therapy
$95/session
LMFT
33 years of experience
Virtual
Hello, I am a licensed marriage and family therapist in the states of Texas and Tennessee with 30 years of counseling and ministry experience. I began as a minister of the Gospel in the Southern Baptist tradition in 1993 working with the homeless to overcome the struggles of addiction and hopelessness in North Carolina and Tennessee. From there, I became a case manager in a rural oupatient behavioral health clinic helping the chronically mentally ill live independently outside of the institutional settings. As my family of five children grew, my wife encouraged me to join the military in 2007 and for the next 13 years we served alongside our Soldiers and their Families as a chaplain. There, I learned through experience how to work through the stress of multiple transitions, the unyeilding demands for time and energy, and the unjust nature of toxic environments. I learned how to support those who wanted to strengthen themselves and their relationships in these environments and to ultimately be at peace with who they are and who they want to be. As I have matured in my training and become licensed in marriage and family therapy, I have found that I now specialize in using Solution Focused therapy and Cognitive Behavioral Therapy to help individuals identify their strengths and the beliefs that are guiding their behavior. With this knowledge, people can begin to choose who they want to be.

Terri Hoag

(she/her)

Terri Hoag, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Derrick Smith

Derrick Smith, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
7 years of experience
Virtual
It's often difficult to know what you want and to pursue what you want. Especially, if broken patterns and negative family cycles are making you feel stagnant. There is an excitement that comes from building your own self-assurance and confidence as you stand securely in the story you want to live. Sometimes we wait to change our story because we don't feel ready. My hope is that we can all have the wisdom and courage to explore ourselves with compassion so that we can better love ourselves and love others. Let's create a foundation that allows us to live balanced personally, professionally, and relationally.

Megan Fletcher

Megan Fletcher, LCSW - Tennessee Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
Hello, my name is Megan Fletcher, and I am a Licensed Clinical Social Worker. I am passionate about assisting my clients through life transitions and improving their quality of life for increased growth and self-discovery. I am passionate about working with clients through life transitions and getting to know ones self on a deeper level. I take a person-centered approach to my therapy, meaning assisting you as a partner in identifying and exploring what you want according to your likes, dislikes, and needs in therapy. I take a holistic approach to therapy utilizing Cognitive Behavioral Therapy, EFT, ACT, DBT, mindfulness techniques, Accelerated Resolution Therapy for relief from anxiety, periods of sadness, and stress. I am here to help you make measurable, achievable, positive, and specific goals to support your day-to-day and overall improving your mental and emotional well-being. I have 20y of experience in the health and fitness industry, my journey to becoming a therapist was focused on treating the person with a whole health model approach. This includes the 8 dimensions of wellness. Our first session is a time for us to get to know each other, gather information to set goals and objectives, and plan for your therapy experiences.

Melissa Whelpley

(she/her)

Melissa Whelpley, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
5 years of experience
Virtual
"We don't have to do it all alone; we were never meant to." – Brené Brown This belief is at the heart of my work as a therapist. I am passionate about walking alongside my clients as a team, helping them navigate challenges and achieve their goals. Many people share things with me that they have never shared with anyone else, which is why I believe that trust and the therapeutic relationship are the most important foundations of therapy. I work with individuals ages 10 to 55 and have experience supporting both individuals and families. I am trained in Dialectical Behavior Therapy (DBT), Trauma-Focused Cognitive Behavioral Therapy (TF-CBT), Attachment, Self-Regulation and Competency (ARC), Cognitive Processing Therapy (CPT), Compassion-Focused Therapy (CFT), Child-Parent Psychotherapy (CPP) and Motivational Interviewing (MI). My specialty is working with teens and young adults, as I believe this transitional period is critical for personal growth and reaching one’s full potential. Before becoming a therapist, I served as a firefighter and first responder for over a decade, including combat firefighting tours in Iraq. This background has shaped my deep commitment to resilience, healing, and supporting others through life’s most challenging moments.

Ashley Perini

(she/her)

Ashley Perini, LPC/MHSP - Tennessee Therapist at Grow Therapy
$150/session
LPC/MHSP
10 years of experience
Virtual
I am a Licensed Clinical Professional Counselor (LCPC) in Illinois and a Licensed Professional Counselor Mental Health Service Provider (LPC-MHSP) in Tennessee. I am an Army Veteran and I specialize in trauma and grief. I have experience treating many other mental health issues including: bipolar disorder, OCD, depression (postpartum and clinical), anxiety, personality disorders, chronic illness, domestic violence and life transitions.

Tina Gibson

(she/her)

Tina Gibson, LMFT - Tennessee Therapist at Grow Therapy
$65/session
LMFT
12 years of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist, graduating from Liberty University in VA. I have been practicing for 10 years. I have served all individuals from veterans coming home with PTSD, family's dealing with family member loss and or addiction, to individuals with mood disorders, and finally, I have served the younger population from pre-k to adolescents with various trauma and diagnosis.

Elizabeth Botts

(she/her)

Elizabeth Botts, LP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
25 years of experience
Virtual
I love helping people heal from the past and learn to thrive in the present; by resolving past trauma, creating adaptive belief patterns, fostering healthy habits and sleep, and establishing life with meaning and purpose. I am a licensed clinical psychologist based in TN and serving individual adults in Tennessee, Colorado, and Alabama. I have been in the mental health field since 1999 and in practice as a psychologist since 2010.

Kay Collake

(she/her)

Kay Collake, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
17 years of experience
Virtual
Do you find yourself overwhelmed with the competing priorities of daily life? Stuck in unhealthy patterns such as overuse of alcohol, procrastination, or emotional eating? Are your days spent battling perfectionism and negative self-talk? Would you like to be more active socially but struggle with anxiety or feelings of low self-worth? Hi. I’m Kay. Congratulations on taking the first step toward living your best life! I am a Licensed Clinical Social Worker in the state of Tennessee with 17 years of experience providing psychotherapy, assessment, and referral services to adults, children, and families. Additionally, I am a certified Neuropsychotherapist, specializing in the integration of neuroscience into transformative therapy. Common areas of practice include anxiety and depression management, women's issues, support with the management of chronic health conditions, minority stress, trauma, relationship difficulties, and grief/loss. It takes courage to choose a path of self-discovery and healing. But you don’t have to walk this path alone. Whether you are seeking assistance with managing an ongoing mental health issue, or are seeking solution-focused therapy to deal with a specific problem, I'm here to help

Shannon Wingo

(she/her)

Shannon Wingo, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
18 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. I obtained my Master's from the University of Tennessee and have been practicing for 18 years. I work with adults 18+ and specialize in depression, anxiety/stress, mood disorders, addiction, relationship/family issues, grief and loss, self-esteem issues, and coping with life challenges and transitions. I tend to utilize various therapeutic modalities and methods, based on the needs of the client. My goal is to meet you where you are and move forward together, as we create a place for your growth and healing.

Rachel Baker

Rachel Baker, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
Hello and Welcome~ My name is Rachel Baker and I am a licensed clinical social worker and cancer survivor who focuses on helping others to prioritize their mental health. I started my private practice to help others realize that prioritizing their life is a necessity, and not an option. I continue the work because I know that it is transformative once a decision is made to prioritize self.

Amanda Rogers

(she/her)

Amanda Rogers, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$80/session
LPC/MHSP
7 years of experience
Virtual
Hi! My name is Amanda and I am a Licensed Professional Counselor. I worked in the addiction field for 4 years. I have worked in the mental health field for seven years. I am a Certified Clinical Trauma Professional. I love helping people overcome obstacles to lead a healthy and fulfilling life. I myself have dealt with my own personal trauma and I know how hard of a journey it can be. I am a major nerd. I love Marvel, DC, Japanese anime, books, and more. I bring to the table a non-judgmental environment where I hope you can feel at ease and safe.

Lauren Milligan

(she/her)

Lauren Milligan, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
11 years of experience
Virtual
Hi and welcome. My name is Lauren and I am a licensed clinical social worker. I have been working in the social work and mental health space in some capacity for almost 15 years. I aim to provide a welcoming environment that creates the space for working toward and supporting your individual goals. I specialize in helping individuals who are facing issues such as anxiety, depression, obesity, substance abuse, life transitions and adjustments, as well as aging. My therapeutic approach is always client-centered, is eclectic in nature, and is rooted in cognitive behavioral therapy. My overarching goal is to support my clients in identifying their strengths and gaining insight into their lives to ultimately live with greater peace and satisfaction.

Jackie Taylor-Mays

(she/her)

Jackie Taylor-Mays, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
30 years of experience
Virtual
If you're in need of a concerned and respectful therapist, I'm the person for you. I help people struggling with anxiety, addiction, depression and relationship issues. I’ve accomplished over 20 years of experience as a Licensed Clinical Social Worker with a graduate degree from University of Tennessee and 10 additional years of experience specific to justice-related mental health counseling. I am the ideal therapist for someone interested in reaching goals and becoming their best version. I’m empathetic and can relate to life experiences and be open and honest in giving feedback and suggestions. A therapist with active listening skills is essential for clients to be heard. Being heard and understood without judgement is a major step in the healing process.

Angela Goins

(she/her)

Angela Goins, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
5 years of experience
Virtual
I am a licensed professional counselor and earned my master’s degree at the University of Tennessee. I am accepting new clients and would love to talk more about how I can help you with whatever challenges you are facing. Life can be tough but having someone who is trained to help you navigate all of life’s twists and turns is invaluable.

Amie Healy

(she/her)

Amie Healy, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
8 years of experience
Virtual
Do you find yourself struggling with feeling heard or being able to be fully present in the moment? Each person deserves the space to be heard, a place where they can be their authentic self. I want to understand and help you work through any events or concerns that have caused you to seek out therapy. Whether you are struggling with feeling anxious, not wanting to get out of bed or do the things that you used to enjoy or have experienced a loss. Together we can identify what you need in order to live a more fulfilled life. Seeking therapy can be a scary move and many people often feel that they have lost themselves so give yourself credit for making the first step! I enter each session ready to provide you with empathy, my undivided attention, and that safe space so that you can overcome whatever challenges brought you here.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Self Esteem?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Self Esteem, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.