Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 44 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Marli Simpson

(she/her)

Marli Simpson , LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
10 years of experience
Virtual
Hi! I'm a Licensed Professional Counselor (LPC) in Tennessee and a Clinical Professional Counselor (CPC) in Nevada, with over 13 years of experience helping adults navigate life’s challenges and build fulfilling lives. My specialty areas include LGBTQIA+ issues, trauma, addiction recovery, anxiety and mood disorders, neurodiversity, relationships, personality disorders. I am passionate about creating a supportive, affirming space where clients can feel understood and empowered to make meaningful changes. My clinical background spans a variety of settings, including inpatient mental health, residential substance abuse treatment, outpatient therapy, corrections, and domestic violence shelters. This diverse experience allows me to bring a well-rounded, client-centered approach to my work. Whether you’re working through life transitions, healing from trauma, or exploring identity, my goal is to help you feel seen, supported, and capable of moving forward with confidence.

Ken A

Ken A, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
10 years of experience
Virtual
Welcome! Come on in, I’m glad you’re here. The challenges of life can be overwhelming; the past making the present feel like less of a gift. You may feel stuck, like it’s impossible to move forward. Life transitions have a way of stirring up emotions and throwing you off balance. This mounting weight can impact your relationships, work, social life, and everything around you. I want you to know that you don’t have to face all of this alone. Together we can create a plan to help you feel better and achieve the changes you are seeking. Here, you will have a safe place to learn and to grow to overcome the challenges you face. We will work together to establish a genuine connection. I believe this is the most important part of therapy. I value honesty and transparency in our work together, without which movement and authentic change cannot occur. For therapy to work, you have to feel understood and heard by your therapist. I will work with you to alleviate hesitancy about therapy and fear of vulnerability. I will frequently check in with you to ensure the therapy process is working for you and ask how our relationship can be improved. This collaboration will empower you to make the changes you need in your life. You will have more control over your decisions. Regardless of your “why,” whether trauma, marriage or relationship issues, depression, anxiety, grief, loss, or life transitions, I’m honored to be here for you. We will get through this together.

Derrick Smith

Derrick Smith, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
7 years of experience
Virtual
It's often difficult to know what you want and to pursue what you want. Especially, if broken patterns and negative family cycles are making you feel stagnant. There is an excitement that comes from building your own self-assurance and confidence as you stand securely in the story you want to live. Sometimes we wait to change our story because we don't feel ready. My hope is that we can all have the wisdom and courage to explore ourselves with compassion so that we can better love ourselves and love others. Let's create a foundation that allows us to live balanced personally, professionally, and relationally.

Hannah Keefer

(she/her)

Hannah Keefer, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
6 years of experience
Virtual
Are you tired of feeling stuck in relationships, struggling with self-doubt, or trying to overcome addiction? Do you find yourself worrying about the future or feeling like you're just going through the motions? Many people struggle with these issues, and it's okay to ask for help. I help clients navigate the complexities of self-worth, emotional health, and financial well-being, with a focus on empowerment, authenticity, and creating a life that aligns with what matters to you. Whether you’re feeling weighed down by past experiences or struggling to make sense of who you are, I’m here to guide you toward a path that reflects your values and passions.

Katherine Combs, LPC-MHSP

Katherine Combs, LPC-MHSP, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
12 years of experience
Virtual
I am licensed to work with those in the state of Tennessee, USA. I have over 20 years experience working in the mental health field, 12 of those years specifically working as a therapist. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, & depression. I also have taught parenting classes, which allowed me to help parents in their relationship with their children. I am trained in Trauma Focused Cognitive Behavioral Therapy (TF-CBT). While I have been trained in various therapy techniques, I have found most relation in the Solution Focused umbrella utilizing Narrative therapy. Solution Focused therapy helps people recognize how to work towards what they want- including how Narrative therapy sees each person’s storyline from their past, separating themselves from their problem (instead of living stuck), and recognizing how they want their story to continue. I believe that you are the expert of your story and that you have many strengths to overcome your challenges. Different situations can take place without our ability to feel prepared. You can take time for yourself and begin processing, in a safe and secure manner, through teletherapy services.

Jennifer Roney

Jennifer Roney, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
12 years of experience
Virtual
Do you struggle with feeling “good enough”? Are you sick of feeling overwhelmed, exhausted, and stressed? Do you feel like some days you are just going through the motions or barely have your head above water? I specialize in helping people understand themselves better so that they can actively work towards healing. I am passionate about helping individuals that struggle with anxiety, traumatic events, perfectionism, overthinking, fear, life transitions, and faith based concerns.

Juan Valenzuela

Juan Valenzuela, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Amy Kersten

(she/her)

Amy Kersten, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
20 years of experience
Virtual
I am currently living in Missouri with my husband, 2 dogs, and our cat. I am a military spouse and a Licensed Clinical Social Worker. I completed my undergraduate degree in social work at the University of Alaska, and my Masters of Social Work degree, at the University of Maine. I have over 20 years of experience as a therapist.

Jackie Taylor-Mays

(she/her)

Jackie Taylor-Mays, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
30 years of experience
Virtual
If you're in need of a concerned and respectful therapist, I'm the person for you. I have over 20 years of experience as a Licensed Clinical Social Worker with a graduate degree from University of Tennessee and 10 additional years of experience specific to justice-related mental health counseling. I am the ideal therapist for someone interested in reaching goals and becoming their best version. I’m empathetic and can relate to life experiences and be open and honest in giving feedback and suggestions. A therapist with active listening skills is essential for clients to be heard. Being heard and understood without judgement is a major step in the healing process.

Jeffrey Freiden

(he/him)

Jeffrey Freiden, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
23 years of experience
Virtual
Greetings: I'm a Licensed Mental Health Counselor in Florida. I am also licensed in Tennessee, my home state. I received my Doctorate in Counseling from the University of Memphis. I have been in practice for 20 years. Currently, I work with adult males with men's issues. The pressure of employment and maintaining healthy relationships impact men in unique ways. I help to help you become happier with your life choices.

Linda Walters

(she/her)

Linda Walters, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
30 years of experience
Virtual
I'm a licensed clinical social worker (LCSW) licensed to serve in South Carolina and Tennessee. I earned my MSW from Barry University and I have been practicing for 25 years. I view my career choice as my vocation as well and I believe in a whole health approach, examining and improving on all areas of self. All areas of self are important and connected, and with my help, you can achieve a healthy balance within yourself.

Tonya Shanks

(she/her)

Tonya Shanks, LCSW - Tennessee Therapist at Grow Therapy
$130/session
LCSW
3 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker and received my Masters from Aurora University. I have specialized training in EMDR and TF-CBT and have spent the last 19 years of my career as a social worker and therapist working with all age groups. I provide a safe, supportive space for children, adolescents, and adults to process their experiences and develop healthy coping strategies.

Cursha Pierce

(she/her)

Cursha Pierce, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
12 years of experience
Virtual
I love partnering with people on their journey to greatness. I use a strengths-based approach to help my clients see the choices that are always at their disposal to unlearn past harmful messaging or combat unrelenting present symptoms. As a Black woman, I always integrate the importance of diversity. Playing small to blend in doesn't serve anyone. Whether we're different based on external or internal attributes, we all need to embrace our beautiful and different qualities so that we can live an authentic life. My work also focuses on boundaries, challenging thoughts, and improving communication skills. I integrate role plays, affirmations, accountability, and direct introspection exercises to aid clients in quieting the noise of societal norms to embrace their true joy. All sessions are client-focused, I don't come with my own agenda. I'm excited to help you live life with confidence on your own terms. I look forward to working with you.

Emily Trahan

(she/her)

Emily Trahan, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
3 years of experience
Virtual
Hello, I am Emily and I am a licensed mental health counselor in Florida and Tennessee. I am passionate about helping others and seek to provide a safe place for exploration, healing, and empowerment. I am relational, compassionate, and strengths focused. I offer a space free of judgement to explore self, process experiences, and gain confidence. I specialize in identity work. This includes finding who you are when you go to college and are out on your own for the first time, exploring sexuality and gender, reconsidering values and beliefs, finding self after loss, and figuring out who you are in and outside relationships.

Danielle Choate

(she/her)

Danielle Choate, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
4 years of experience
Virtual
Life can be difficult to navigate and there's no user manual. Are you struggling with anxiety or depression? Do you have a child or teenager who is often mislabeled as a "bad kid"? Do you feel your plate is more than full? Are you struggling to manage it all at once? Life can feel overwhelming. You keep burying these feelings and telling yourself "I'm fine". You deserve time to slow down and focus on yourself.

Chandra Malamud

(she/her)

Chandra Malamud, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
16 years of experience
Virtual
Are you struggling with a major transition? Life can certainly throw us some curve balls. Although you may feel overwhelmed or discouraged, things can get better. I specialize in helping people deal with big events like grief, illness, caring for a loved one, and divorce. These changes might contribute to anxiety, self-doubt, or depression. These challenging times can be exhausting, and it’s key to take care of yourself. With the right help, you can heal and even thrive. More and more people are understanding that mental health support isn’t a luxury, but a necessity that we all deserve. I keep up with the most effective therapies so that I can provide you with the best care possible. I also recognize that your situation is unique, and you have your own struggles and strengths. We will tailor your care to where you’re at, and what you need at this time. I am dedicated to supporting you however I can, through evidence-based therapy, education, and resources. I offer flexible appointments online, through a secure, HIPAA-compliant platform. If you’re ready for the next step, call to set up an initial consultation. I look forward to seeing how I can help.

Brianna Magee

Brianna Magee, LPC/MHSP - Tennessee Therapist at Grow Therapy
$150/session
LPC/MHSP
3 years of experience
Virtual
I'm a Licensed Professional Counselor (LPC-MHSP) based in Tennessee specializing in attachment trauma and self-worth. As a strength-based therapist, I believe we are capable of resilience and growth. My experience spans inpatient psychiatric care, university settings, partial hospitalization, and outpatient settings with diverse individuals, families, and groups. Through this, I have witnessed firsthand the courage it takes to heal and the power of a safe therapeutic space.

Maria Garcia

(she/her)

Maria Garcia, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
8 years of experience
Virtual
Hello! I'm a Licensed Professional Counselor with an MHSP designation, bringing 7 years of experience supporting teens, adults, and couples facing challenges related to grief, anxiety, depression, life transitions, and cultural issues. My approach involves helping clients identify obstacles to achieving their optimal selves, fostering a healthy mental health lifestyle. I work collaboratively with clients to understand and manage life difficulties, equipping them with the skills to thrive in various circumstances. My primary focus is on utilizing Cognitive Behavioral Therapy (CBT) to support clients on their journey towards growth and healing.

Cathy Tanner

Cathy Tanner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$90/session
LPC/MHSP
21 years of experience
Virtual
Hello, I am so glad you are reaching out. It takes courage to ask for help and I know that is not always easy and I am proud of you for taking the first step! I am a Licensed Professional Counselor with 21 years of counseling experience. I am here to support you on your journey towards mental health and well-being. I provide a safe and compassionate space for you to explore your thoughts, feelings, and experiences. My clients often struggle with the "unknowns" of life and I like to help people feel more comfortable with the unknown and to trust the process of life.

Mary Evans

(she/her)

Mary Evans, LCSW - Tennessee Therapist at Grow Therapy
$80/session
LCSW
10 years of experience
Virtual
Mary Lyle Evans is a native of Unicoi County, TN. Mary graduated from Unicoi County High School. She then went on to obtain a Bachelor's degree in Social Work as well as a Master's degree in Social Work from East Tennessee State University. She continued her social work career in the mental health crisis field and became a Licensed Clinical Social Worker in the state of TN. Mary has specialized in trauma and crisis as well as working with children and adolescents. She also has a vast amount of experience and education about childhood disorders such as ODD, ADHD as well Autism. Mary has considerable knowledge and practice in diagnoses such as anxiety and depression. She has experience in outpatient mental health care as well as inpatient psychiatric care. Her primary passion is to use her knowledge and experience to help her patients grow and succeed.

Dr. Jeannie Hofstetter, Psy.D.

(she/her)

Dr. Jeannie Hofstetter, Psy.D., LMFT - Tennessee Therapist at Grow Therapy
$140/session
LMFT
13 years of experience
Virtual
I have one main intention for all clients with whom I work and that is to reduce suffering. Suffering takes a lot of forms, from struggling with discernment, overwhelm, thoughts that cycle and cycle and cycle throughout our minds...grief of something we've had or something we want to have -- and so much more. My approach to treatment is down-to-earth, nonjudgmental, and compassionate; and is leveraged with a sense of practicality and directiveness.

Kiersen Hoffacker

(she/her)

Kiersen Hoffacker, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!

Chris Campbell

Chris Campbell, LMFT - Tennessee Therapist at Grow Therapy
$95/session
LMFT
33 years of experience
Virtual
Hello, I am a licensed marriage and family therapist in the states of Texas and Tennessee with 30 years of counseling and ministry experience. I began as a minister of the Gospel in the Southern Baptist tradition in 1993 working with the homeless to overcome the struggles of addiction and hopelessness in North Carolina and Tennessee. From there, I became a case manager in a rural oupatient behavioral health clinic helping the chronically mentally ill live independently outside of the institutional settings. As my family of five children grew, my wife encouraged me to join the military in 2007 and for the next 13 years we served alongside our Soldiers and their Families as a chaplain. There, I learned through experience how to work through the stress of multiple transitions, the unyeilding demands for time and energy, and the unjust nature of toxic environments. I learned how to support those who wanted to strengthen themselves and their relationships in these environments and to ultimately be at peace with who they are and who they want to be. As I have matured in my training and become licensed in marriage and family therapy, I have found that I now specialize in using Solution Focused therapy and Cognitive Behavioral Therapy to help individuals identify their strengths and the beliefs that are guiding their behavior. With this knowledge, people can begin to choose who they want to be.

Christy Barongan

(she/her)

Christy Barongan, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
25 years of experience
Virtual
Hi I'm Christy. Do you sometimes find that you are your own worst enemy? Finding fault with everything you do, never feeling like you're living up to expectations? My goal in therapy is to help you turn your inner critic into a compassionate voice that can comfort you when you're down and give you the inspiration you need to reach your goals. We will work together to help you get to know yourself so that you will be able to care for yourself, identify your strengths, and give yourself the encouragement you need to succeed. I will also help you learn how to be more resilient in the face of obstacles so that you will be better able to find new solutions.

Latrice Mcclorn

(she/her)

Latrice Mcclorn, LCSW - Tennessee Therapist at Grow Therapy
$70/session
LCSW
7 years of experience
Virtual
As a licensed clinical social worker, I specialized in assisting women who are facing challenges in their relationships, struggling with self esteem, or navigating the complexities of anxiety and depression. Whether you are dealing with unresolved interpersonal conflicts, feeling overwhelmed by life's demand, or seeking a deeper understanding of yourself, I am here to support you in creating meaningful change. Whether you are dealing with anxiety, depression, chronic relationship issues, my goal is to help you gain insight, build coping skills, and achieve the personal growth you deserve.

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Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Peer Relationships?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in Tennessee that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.