Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 92 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/17/2025

Sean T. Lanegan

(he/him)

Sean T. Lanegan, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
9 years of experience
Virtual
Why should you choose ME, over anyone else? That is the burning question. As I sit here and try to think of all the ways to possibly distinguish myself in comparison to my peers and colleagues, one specific thing comes to mind: the exact moment that I knew I wanted to be a therapist. My life’s trials and tribulations have put me in a strangely unique position in regard to understanding and empathizing with much of what is thrown at many of us, and it is because of that, that I found strength in my weaknesses and lowest moments. Readjusting to life after deployments, after the military, after divorce and growing pains and heartache, was a monumentally transitional period of my life, and my therapist bared the brunt of my pain with compassion and grace. In my very last session, I looked him in the eyes and said: “I want to do what you’re doing. I want to help people the way that you’ve helped me. I’ve been on this side of the table – now I want to be on that side.” So, what’re my credentials, expertise, focus and treatment approaches? Credentials: MSW, LICSW (WA), LCSW (HI, TN, TX) Expertise: My background and personal experience of the military and with Post-Traumatic Stress (PTS) ensure that I have a good handling on trauma and know all too well the burdens of Veterans that come with serving your country during war, as well as in the aftermath. Beyond that, I specialize and have experience with anger management, mood disorders, thought disorders, personality disorders, anxiety, social anxiety, depression, grief, eating disorders, self-esteem issues. Approaches: I clinically find myself utilizing a psychodynamic approach to therapy with my clients. I believe we are who we are today based on the many influences we had in our lives, especially in those formidable early childhood years. Oftentimes, we can find the source of your current concerns today by processing how you originally developed your core values and beliefs. These roots run deeper than we typically ever realize without therapy. If you choose to work with me, we will naturally dive deeper into what this may mean for you. The path of healing is not an easy road, nor a short one. Doing the work takes gusto, but I believe that you have it inside of you, and I believe that I am the one for the job to aid in your process and growth. I hope to hear from you soon!!! Respectfully, Sean

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$110/session
LCSW
25 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Pam Nuchols

(she/her)

Pam Nuchols, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
24 years of experience
Virtual
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.

Amanda Mills

(she/her)

Amanda Mills, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
8 years of experience
Virtual
Amanda is a licensed professional counselor and a mental health service provider in the states of Tennessee and Alabama. She is also a Nationally Certified Counselor and a Certified Clinical Trauma Professional. Amanda is a graduate of Middle Tennessee State University where she earned dual bachelor’s degrees in psychology and sociology, followed by a Master’s degree in Professional Counseling. She has extensive experience in various mental health and substance abuse treatment settings, including inpatient psychiatric settings and community mental health programs. Amanda focuses on creating a safe space where individuals, couples, and families can feel safe, heard, and validated. She utilizes a person-centered approach while working collaboratively to build goals for treatment. She uses a variety of therapeutic modalities when working with her clients, including Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Therapy, and Acceptance and Commitment Therapy (ACT). Amanda may also utilize skill development and psychoeducation as needed. In her free time, Amanda loves reading, cooking, spending time with animals (especially her four dogs: three Boston Terriers; Winston, Hazel, and Louise; and one Miniature Schnauzer; Archie), going on new adventures, and bringing joy wherever she can.

Hannah Martin

(she/her)

Hannah Martin, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
5 years of experience
Virtual
Hey there, I am Hannah. I am a licensed clinical social worker passionate about helping people reach their goals. I am ready to help you find solutions or help you cope when there just isn't a solution. Mental health is a journey, and I will be there to help you every step of the way. I work in person in Chattanooga Monday's and Wednesdays, and virtual Tuesday Thursday and Friday. My hours are 9am to 630pm MWTh and 9am to 530pm Tu and F. I can see people in Florida, South Carolina and Idaho via telehealth. I accept most commercial insurances and TN Medicare and in the process of getting paneled with TN medicaid.

Sarah Long

(she/her)

Sarah Long, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
18 years of experience
Virtual
I'm a clinical social worker, and I finished my Masters of Science in Social Work in 2008 at the University of Tennessee. What this means is that I am trained to provide therapy services to people struggling with lots of different issues. It also means that I hold closely in mind what experiences people have had in their lives that come up for them and how their environments affect them as well.

Kelsie Patton

(she/her)

Kelsie Patton, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Hi, I’m Kelsie. I’m a licensed clinical social worker and somatic therapist with over a decade of experience sitting with people through the complexities of life. My approach is grounded in presence, body awareness, and the belief that healing happens in relationship—with ourselves, each other, and the systems we live in. I draw from somatic practices, narrative therapy, and mindfulness to help clients reconnect with their own wisdom, process what’s been stored in the body, and move toward more ease, clarity, and authenticity.

Tyler Clemmons

Tyler Clemmons, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
9 years of experience
Virtual
I work with adults who are struggling with effects of trauma, grief, anxiety, depression, low self-esteem, anger, and other issues. I want to provide a safe and supportive space for you to grow as you work toward your goals. Whatever situation you find yourself facing, you have value and worth. As a therapist, I have practiced in medical, in-home, and outpatient settings. Feel free to reach out with any questions.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Meredith B Cleveland

(she/her)

Meredith B Cleveland, LPC/MHSP - Tennessee Therapist at Grow Therapy
$150/session
LPC/MHSP
7 years of experience
Virtual
Hi! I am a Licensed Professional Counselor-Mental Health Service Provider for the state of TN. I have been licensed for over three years but have worked with the mental health field for over 13 years. I love creating a safe place for clients to be able to address root issues related to unhealthy behaviors and thought patterns. I've spent many years working with adolescents and young women in a variety of residential settings including a domestic violence shelter, a children’s group home, and residential treatment facilities.

Katherine Combs

Katherine Combs, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
12 years of experience
Virtual
I am licensed to work with those in the state of Tennessee, USA. I have over 20 years experience working in the mental health field, 12 of those years specifically working as a therapist. My experience consists of helping clients with family conflicts, trauma and abuse, parenting issues, mood disorders, anxiety, & depression. I also have taught parenting classes, which allowed me to help parents in their relationship with their children. I am trained in Trauma Focused Cognitive Behavioral Therapy (TF-CBT). While I have been trained in various therapy techniques, I have found most relation in the Solution Focused umbrella utilizing Narrative therapy. Solution Focused therapy helps people recognize how to work towards what they want- including how Narrative therapy sees each person’s storyline from their past, separating themselves from their problem (instead of living stuck), and recognizing how they want their story to continue. I believe that you are the expert of your story and that you have many strengths to overcome your challenges. Different situations can take place without our ability to feel prepared. You can take time for yourself and begin processing, in a safe and secure manner, through teletherapy services.

Sheri Dye

(she/her)

Sheri Dye, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC/MHSP
14 years of experience
Virtual
As a therapist, I understand that seeking help can be a difficult and courageous decision; but it is also the first step towards change and growth. With a compassionate and collaborative approach, I am committed to helping my clients navigate through their challenges and reach their full potential. Whether you are struggling with anxiety, depression ,or any other mental health issue, I am here to provide a safe and supportive space for you to heal and thrive.

Erin Armour

(she/her)

Erin Armour, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
13 years of experience
Virtual
I am a licensed clinical psychologist in Tennessee with over 10 years experience. I have worked with patients with a variety of concerns, including anxiety, depression, bipolar disorder, post-traumatic stress, ADHD, relationship problems, and sleep difficulties. I have helped people with chronic pain and disability. I have also assisted individuals and couples improve their communication and relationships. My counseling style is warm, compassionate, and aimed at empowering my clients to make positive changes in their lives. My approach combines motivational interviewing with cognitive-behavioral, humanistic, and solution-focused techniques to help individuals achieve their goals. I work with each client to write an individualized, mutually agreed upon treatment plan based on empirically supported techniques. It takes tremendous strength and courage to ask for help with making positive changes. I'm honored to be a part of that process. I look forward to working with you!

Samantha Steel

Samantha Steel, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
First of all I’m a veteran and retired from the US Army. I have been a therapist for 8 years and have experience working with multiple modalities and almost all diagnoses at some point. I am also a Reiki and do holistic healing. I want to help others whether it’s building self confidence or dealing with trauma nothing is too small or too big to be treated.

Annie Handley

(she/her)

Annie Handley, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Does this sound familiar- today is the day! Today is the day that you are finally going to get organized, stop contacting your toxic ex or start that self care routine you've been thinking about for months. And you start off great but find it hard to keep those new behaviors going. Your mental résistance enters and you feel stuck. Stuck in damaging behaviors and problematic patterns. And the pattern starts again. So here's what I've learned along the way: 1. Transformation is not linear. 2. Transformation is a daily event. 3. You are your own best healer. I am here to help you on your path of transformation and healing. My goal is to create a safe space for you to be authentically you. You are the expert on your life and I am here to help you expand on your strengths as well as hold you accountable for reaching your goals. I have been a licensed Social Worker since 2007 and am both a certified grief counselor and an ADHD services professional. Are you ready to do the work? Consistent, small, daily choices can help you get from where you are to where you want to be. And I am here to help you in that process. I am currently offering telehealth in KS, MO, NC and TN. Reach out to take that first step. We can get there together.

Edward Korn

Edward Korn, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
23 years of experience
Virtual
With over 20 years of experience, Edward Korn is a seasoned therapist committed to guiding individuals from all walks of life towards emotional well-being and resilience. He is a graduate of the top-ranked University of Michigan School of Social Work and has worked with all populations by telehealth for the past few years. Specializing in Cognitive Behavioral Therapy, Solution Focused Therapy, and Motivational Interviewing, he crafts personalized treatment plans to empower his clients to face life's challenges head-on. Choose Edward for a therapeutic journey designed to inspire growth, self-awareness, and lasting change.

Robyn Chaffee

(she/her)

Robyn Chaffee, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
5 years of experience
Virtual
I’m a Licensed Professional Counselor who believes in a collaborative therapeutic relationship, where both therapist and client can show up authentically. I prioritize each client’s sense of safety and honor that trust is built over time. My approach is client-centered, relational, and trauma-informed. I love to laugh with my clients and also gently offer reflections, observations, and connections to support deeper insight. I take an integrative approach to therapy, drawing from multiple modalities to meet each client’s unique needs. I’ve been working in the mental health field since 2015, primarily in community-based settings, and I’m passionate about walking alongside clients as they reclaim their stories and build lives rooted in authenticity and self-trust.

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Sascha Smith

Sascha Smith, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
10 years of experience
Virtual
I have always had a passion to help others! I was the kind of kid who took Halloween candy to school to help kids who were crying feel better. I definitely think my innate compassion and my passion for helping others definetly comes across in my work. I combine this with my knowledge, ongoing education, and experience to give the highest quality of care to my clients! I have been a licensed professional counselor with over 7 years of experience in working with a wide range of mental health disorders. I believe this brings a level of wisdom and experience to the services I offer my clients. In order to enhance my services, I completed extra coursework and training to render high-quality and knowledgeable. Through my experiences, I have had a particularly strong background in helping women and adolescents navigate various life challenges, including academic/job-related stress, past relationship violence/ trauma, anxiety, and depression, among others. I enjoy seeing the success of my clients!

Olesya leskel

(she/her)

Olesya leskel, LPC/MHSP - Tennessee Therapist at Grow Therapy
$150/session
LPC/MHSP
14 years of experience
Virtual
My name is Olesya Leskel and I am a Licensed Professional Counsellor with 14 years of experience helping adults, children, and couples with a variety of mental health issues, relationship concerns and life transitions. I am versed in various counseling techniques and have extensive experience working with trauma, anxiety, and depression. I take time to learn about the needs of a person I am serving to help find the best way of meeting thier hopes as they embark on a journey of healing and personal growth.

Elizabeth Botts

(she/her)

Elizabeth Botts, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
25 years of experience
Virtual
I love helping people heal from the past and learn to thrive in the present; by resolving past trauma, creating adaptive belief patterns, fostering healthy habits and sleep, and establishing life with meaning and purpose. I am a licensed clinical psychologist based in TN and serving individual adults in Tennessee, Colorado, and Alabama. I have been in the mental health field since 1999 and in practice as a psychologist since 2010.

Karen Collins

(she/her)

Karen Collins, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
Karen Collins is a psychotherapist in private practice in Palm Beach Gardens, FL. She is originally from Ohio and graduated from The Ohio State University. She has worked at inpatient adult and adolescent psychiatric hospitals in Ohio for 8 years along with managing her private therapy practice and teaching at The Ohio State University. Then in 2012, she moved to Jupiter, FL where she began working at the West Palm Beach VA Medical Center for 10 years. Her career at the WPB VA Medical Center offered her the opportunity to work with Veterans in the following capacities over that 10 year period; as a Mental Health Therapist, Program Manager of Post Deployment Clinic and the Care Giver Support Program, Supervisor of Homeless Programs and Supervisor over programs serving Veterans with serious mental health conditions. In addition to working at the WPB VA Medical Center, she had a private practice in Jupiter, FL. In March of 2022, she left the WPB VA Medical Center in February to focus completely on her private practice which moved with her from Jupiter to Palm Beach Gardens, FL. She has published two books, one on relationships and another on managing depression. She has written a couples interactive co-journal and has published multiple articles on relationships, depression, improving well-being, thriving during and after a serious health issue and reducing acute stress response. She has a YouTube Channel, “Therapy with Karen Collins” where she posts peaceful places, guided meditations, provoking ideas to consider and a segment on managing acute stress response and improving overall well-being to teach how to prevent over-responding to stressors. She has provided therapy virtually for over 12 years.

Melissa Fowler

(she/her)

Melissa Fowler, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Katherine Webb

(she/her)

Katherine Webb, LCSW - Tennessee Therapist at Grow Therapy
$100/session
Has intro video
LCSW
10 years of experience
Virtual
Katherine spent the majority of her therapeutic career in a community based setting meeting with youths impacted by substance abuse, alcoholism, mental health and co occurring disorders within their homes and community’s. Katherine has worked with these youth and their families to help mend the ties that substance use has broken. Before starting her own practice, Katherine was a school social worker for youth and young adults with emotional, cognitive and other health impairments.

Alex Wright

(he/him)

Alex Wright, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
15 years of experience
Virtual
Hi, my name is Alex and I offer a safe, healing presence for those suffering from substance misuse, sex and pornography addiction, and trauma. Although the therapeutic process is different for each client, my approach utilizes mindful, experiential therapy, and addresses both the symptoms and the underlying causes of trauma and addiction, ultimately resulting in life-long recovery. Feel free to visit my website: https://alexwtherapy.com for more information.

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.