Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 42 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/21/2025

Tomauro Veasley

(she/her)

Tomauro Veasley, LMFT - Tennessee Therapist at Grow Therapy
$120/session
LMFT
8 years of experience
Virtual
Hi! I'm a Licensed Marriage and Family Therapist in Tennessee. I received my Masters from Lipscomb University and have been practicing for 8 years. My goal is to provide a safe space to build awareness, to identify communication barriers and to explore your thoughts and emotions as you transition to healthier quality of life. I desire to alleviate stigmas related to seeking professional help. I am passionate about helping clients feel genuinely understood without judgement. I work with adult individuals and couples on various issues including anxiety, depression, relationship challenges, LGBTQIA+ challenges, women's issues, and life transitions. Jack Canfield said it best, "All the good stuff is outside our comfort zone.”

Elias Tamene

Elias Tamene, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
15 years of experience
Virtual
I am a dedicated psychotherapist committed to helping individuals navigate life's challenges, improve emotional well-being, and foster personal growth. With a client-centered approach, I provide a supportive and nonjudgmental space where you can explore your thoughts, feelings, and behaviors. Whether you're struggling with anxiety, depression, relationship concerns, trauma, or life transitions, I integrate evidence-based techniques tailored to your unique needs. My goal is to empower you with the tools and insights to create lasting change and live a more fulfilling life.

Dr. Kenya Frazier-Sanford

Dr. Kenya Frazier-Sanford, LMFT - Tennessee Therapist at Grow Therapy
$120/session
LMFT
8 years of experience
Virtual
Dr. Kenya is a Licensed Marriage & Family Therapist (TN) and Licensed Clinical Social Worker (KY). Dr. Kenya is committed to creating space that allows for people to show up unapologetically and with great authenticity. Dr. Kenya believes that healing is a journey, not a destination. Additionally, she believes that we as people should not live in isolation, but rather in collaboration with community to resolve internal and external system related problems. Dr. Kenya is a practitioner who understands the macro impact on micro experiences. She desires to create space for liberation and healing while uprooting the systemic practice of white supremacy.

David Nabea

(he/him)

David Nabea, LCSW - Tennessee Therapist at Grow Therapy
$140/session
LCSW
11 years of experience
Virtual
Hi! I am a psychotherapist (LCSW) with 11 years of practice in the clinical field and over 30 years of experience in the Christian approach. I graduated from the University of Hawaii but serve both Hawaii and Tennessee. I do my best work with clients who are seeking an amalgamation of the clinical and Christian approaches specifically in couples work and infidelity recovery.

Jackie Taylor-Mays

(she/her)

Jackie Taylor-Mays, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
30 years of experience
Virtual
If you're in need of a concerned and respectful therapist, I'm the person for you. I help people struggling with anxiety, addiction, depression and relationship issues. I’ve accomplished over 20 years of experience as a Licensed Clinical Social Worker with a graduate degree from University of Tennessee and 10 additional years of experience specific to justice-related mental health counseling. I am the ideal therapist for someone interested in reaching goals and becoming their best version. I’m empathetic and can relate to life experiences and be open and honest in giving feedback and suggestions. A therapist with active listening skills is essential for clients to be heard. Being heard and understood without judgement is a major step in the healing process.

Julisa Holmes

(she/her)

Julisa Holmes, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
2 years of experience
Virtual
Hi, I’m Julisa. I am a masters level Licensed Professional Counselor, practicing remotely in Rhode Island and Pennsylvania. As a Philadelphia native and person of color, I am driven by my desire to provide healthy representation of breaking generational trauma. I aim to get rid of stigmas related to seeking professional help. I am passionate about using my 11 years of experience to help clients feel genuinely seen, without judgement. I work with adult individuals and couples on various issues including anxiety, depression, PTSD, bi-polar disorders, relationship concerns, body positivity, LGBTQIA+ concerns, women's issues, and life transitions.

Candance Morley

(she/her)

Candance Morley, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
19 years of experience
Virtual
Beginning or returning to therapy can be a challenge, and I am here to assist with lightening the load. Have you been feeling overwhelmed, anxious, or struggling with life transitions? Whether you’re navigating the complexities of life, trauma, pregnancy/postpartum challenges, or facing anxiety and depression, know that you’re not alone. At Conquer Counseling and Consulting, I’m dedicated to supporting the needs of my clients and developing a partnership to assist you in meeting your treatment goals. I am a Licensed Clinical Social Worker in Florida, Georgia, Tennessee and Texas. I received my Masters and Bachelors Degree from The Florida State University’s College of Social Work in Tallahassee, Fl. My clinical experience in the social work field started in 2005 and has included working with adults, children/adolescents, couples, families and groups. Are you ready to take the next step towards a brighter tomorrow? Contact me or, visit my website to learn more about the services I offer and how we can work together on your journey. Don’t wait— we can conquer these challenges together!

Felisha Babb

Felisha Babb, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
15 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. My goal is to create a nonjudgmental supportive environment while collaboratively working with my patients as team to assist them with gaining and maintaining emotional stability. I am a client centered therapist with 5 years experience in mental health counseling. I have been successful in using my expertise to understand, assist, and guide clients to learn components of emotional intelligence that they can use to assist them with meeting their behavioral health goals. I am highly accomplished in designing psycho-educational programs that empower clients with self-efficacy and the motivation to change. I am Skilled at using Dialectal Behavioral Therapy, Cognitive Behavioral Therapy, Rational Emotive Behavioral Therapy and other therapeutic modalities to assist clients with meeting their therapeutic needs. I am Smart Recovery Certified and skilled at working with individuals who are battling addiction, depression, anxiety, and PTSD. I am hard working, motivated, team oriented, and dedicated to the field of mental health. I strongly believe in giving clients tool that they can use to gain and/or maintain safety, sobriety, and stability.

Dr. Ruby Jackson

Dr. Ruby Jackson, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
22 years of experience
Virtual
I'm a Licensed Professional Counselor, Supervisor with twenty-two years of experience. My past and the hope for tomorrow keeps her humble when approaching that which is new, uncommon, or unpredictable. Humility is derived from knowing that my existence is for serving and sharing. My life mission is making a difference in individual’s lives and the community through advocacy and empowerment.

Dr. Ebony Hines

(she/her)

Dr. Ebony Hines, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
8 years of experience
Virtual
Hi! I'm a Licensed Professional Counselor (LPC) based in Tennessee. I received my Masters from Freed-Hardeman University and have been practicing for 8 years. I enjoy helping children and adults struggling with life difficulties, whatever they may be. I am a therapist who is also a Christian. My expertise is with those struggling with depression, self-esteem issues, anxiety, relationship issues, and life transitions. I assist clients with finding the light in their lives.

Dr. Kay Echols

(she/her)

Dr. Kay Echols, LMFT - Tennessee Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
4 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor – Mental Health Service Provider (LPC-MHSP) and a Licensed Marriage and Family Therapist (LMFT) based in Tennessee. I earned my Doctorate from Amridge University and have had the privilege of working with individuals, couples, and families for nearly four years. I specialize in supporting people who are navigating depression, anxiety, and trauma, and I’m passionate about helping clients move toward a place where they can confidently pursue their life goals. Over time, I’ve developed a deep understanding of the importance of equipping individuals with the tools, strategies, and resources they need to grow and thrive. My approach is rooted in person-centered care—I believe in meeting you where you are, honoring your unique experiences, and walking alongside you as you work toward emotional, mental, and physical wellness. Together, we’ll create a space where you feel supported, empowered, and ready to take meaningful steps forward.

Necole Richardson

(she/her)

Necole Richardson, LPC/MHSP - Tennessee Therapist at Grow Therapy
$85/session
LPC/MHSP
6 years of experience
Virtual
You've taken the first step! I'm Necole a licensed clinician counselor in the states of Tennessee, Kentucky, and Utah. I've always desired to understand feelings, behaviour and the human mind; always been driven toward solving the questions that start with why. My passion for therapy began after realizing I was helping many clients with the similar concerns related to identity confusion, limited self-awareness, and low self-confidence. Life is pretty complex and sometimes presents us with challenges that require support and therapeutic interventions to achieve balance and overall wellness. Congratulations to you for your courage, and on your decision to seek empowerment and enhance your current emotional well-being. If you are in need of more support for your journey don't hesitate to reach out. Even if we aren't the right fit let me send you in the right direction.

Latrice Mcclorn

(she/her)

Latrice Mcclorn, LCSW - Tennessee Therapist at Grow Therapy
$70/session
LCSW
7 years of experience
Virtual
As a licensed clinical social worker, I specialized in assisting women who are facing challenges in their relationships, struggling with self esteem, or navigating the complexities of anxiety and depression. Whether you are dealing with unresolved interpersonal conflicts, feeling overwhelmed by life's demand, or seeking a deeper understanding of yourself, I am here to support you in creating meaningful change. Whether you are dealing with anxiety, depression, chronic relationship issues, my goal is to help you gain insight, build coping skills, and achieve the personal growth you deserve.

Tera Warfield

(she/her)

Tera Warfield, LPC/MHSP - Tennessee Therapist at Grow Therapy
$90/session
LPC/MHSP
10 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in Tennessee and able to serve those in Mississippi. I received my Masters and PhD from the University of Memphis. I have been practicing for 10 years. I have experience working with diverse populations. I help adults struggling to cope with life transitions by helping them navigate issues and improve coping skills.

Heather Baker

(she/her)

Heather Baker, LPC/MHSP - Tennessee Therapist at Grow Therapy
$130/session
LPC/MHSP
8 years of experience
Virtual
Hi, my name is Heather and I have been helping people feel better and improve his/her/ze/ce/etc. lives for over 8 years now. My passion is to help people discover who they are and what they are capable of beneath the pain of trauma or emotional distress. I consider myself a teacher as well as a counselor of mental wellness. I will provide a safe place for you to be who you are and to work towards healing from the inside out. I utilize different forms of treatment that is tailored to you. My personal style is one of warmth and caring. However I believe in challenging faulty perceptions and poor thoughts/actions to help push you forward when needed so that you will leave feeling empowered and encouraged. I look forward to a chance to work with you., Thank you for checking out my bio.

Princess Roshell

Princess Roshell, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hi, I'm Princess! Do you ever feel overwhelmed and it feels like you have a million things to take care of but you're unsure of where to start? Are you struggling with juggling your relationships, work, or even taking time for yourself? Together, we can work to find solutions that could help you manage your symptoms. Most clients I have worked with feel shame or disappointment that they are struggling. I'm here to let you know that it is okay if you are. You know yourself better than anyone else and it's time you put yourself first for once. It's okay to ask for help. It is not uncommon for people to have issues that they struggle with. Reaching out to someone can be a little daunting, but just know that you're taking an important first step to become the best version of yourself that YOU know you can be. I look forward to working you!

Antoine Jackson

(he/him)

Antoine Jackson, LPC/MHSP - Tennessee Therapist at Grow Therapy
$95/session
LPC/MHSP
23 years of experience
Virtual
You have taken the first step and you are here. Let's get started! I am highly motivated and compassionate about providing safe and realistic therapy designed to meet your needs. As a therapist who believes that therapy should help you in real life. I want us to work together to thrive instead of just surviving. My practice is designed to include all walks of life such as professionals, stay-at-home parents, teens and adolescents, entrepreneurs students, family, friends or someone who seeks direction and personal management. Therapy should be non-judgemental, helpful, and affirming. I look forward to hearing from you so we can begin your therapy journey that aligns with your future! Are you still having doubts? It is okay! Let's do something about it! Are you ready for the next step? If so, select a time below that aligns with our schedules!

Jamil Matthews

(he/him)

Jamil Matthews, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
I am a clinical social worker licensed in Tennessee, Mississippi and Arkansas with over 5 years of experience working as a therapist. I have worked with clients with a wide range of concerns including depression, anxiety, relationship issues, parenting problems, career challenges, OCD, and ADHD. I also helped many people who have experienced physical trauma or emotional abuse. My therapy style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. My approach combines cognitive-behavioral, mindfulness, dialectical and solutions-focused therapy. I will tailor our dialog and treatment plan to meet your unique and specific needs. It takes courage to seek a more fulfilling and happier life and to take the first steps toward change. If you are ready to take that step, I am here to support and empower you. I look forward to working with you!

Monifa McCarther

(she/her)

Monifa McCarther, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
15 years of experience
Virtual
Monifa is a native New Yorker, currently living is Georgia. She has a deep commitment to understanding and supporting her clients on their unique therapeutic journeys. Her holistic approach focuses on addressing the diverse issues her client’s face. Throughout her career, Monifa has dedicated herself to working with individuals in various challenging settings, including the correction system foster system, hospice and hospitals. Her expertise lies in helping clients with alcohol and substance issues, issues, parenting challenges and eating disorder treatment.

Elizabeth Lara

Elizabeth Lara, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello there, I'm Liz! I work with clients who are wanting to heal from past trauma experiences and get to the root causes of their struggles. Trauma changes the way you view yourself, others, and the world. It often has lasting impacts that can be manifested in your current struggles with anxiety, depression, true fulfillment in relationships, diminished executive functioning, and difficulty with honoring your needs and boundaries. My goal is to help you gain insight, build self-awareness, and foster personal growth. Some areas of focus I enjoy addressing with my clients include boundary building, negative core beliefs, strengthening internal validation, self-care, identifying trauma responses, addressing attachment wounds, aligning to your values, improving daily functioning, and developing healthy coping strategies. I am trained in a variety of therapeutic models and techniques to help my clients including but not limited to Eye Movement and Desensitization Reprocessing (EMDR) therapy, Person-Centered Therapy, Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Polyvagal Therapy, and Solution-Focused Therapy. For those who desire and request it, I can integrate Christian-based counseling into the therapeutic process. I believe education/knowledge of what you are going through sets the foundation to the therapeutic work you will be doing.

Pamela Hobson Jones

(she/her)

Pamela Hobson Jones, LPC/MHSP - Tennessee Therapist at Grow Therapy
$90/session
LPC/MHSP
9 years of experience
Virtual
I am a Licensed Professional Counselor. I have a master's degree in Psychology with a concentration in Alcohol/Substance Abuse. I have been working in the mental health field for several years and have experience working adults and families who have experienced trauma, anxiety, depression, grief /loss, addiction, relationship concerns and other life experiences. My experience varies in different settings, as l have provided individual therapy in community mental health agencies and treatment facilities. I am committed to helping individuals learn how to build healthier relationship with themselves and others. My work focuses on targeting ineffective behaviors, habits, and core beliefs. I am passionate about people and their struggle with the roller coaster of life. I believe that each person has their own story that has shaped what they are currently experiencing. Through my work, l strive to foster a safe space where clients can tell their story, gain insight into how life has impacted them, and create a new reality that is more fulfilling. I utilize an eclectic approach that includes Psychodynamic Therapy, Cognitive Behavioral Therapy, Trauma Informed Therapy, Dialectical Behavior Therapy, Acceptance and Commitment Therapy, Narrative Therapy, Motivational Interviewing, Harm Reduction, with an eye toward how people can use their support system, community resources, mindfulness and newly learned skills to live the kind of life they envision for themselves. Therapy comes in all shapes and sizes, but the bottom line is the same, Helping People Heal. l have a passion for healing and for putting clients first. If you are ready to take a step toward healing, I am here to guide, support and encourage you on this journey. I look forward to working with you!

Dr. LeChey S. Hibbler

(she/her)

Dr. LeChey S. Hibbler, LP - Tennessee Therapist at Grow Therapy
$225/session
LP
8 years of experience
Virtual
Navigating life while trying to manage overwhelming emotions can be difficult. The good news is that you don't have to do it alone. My name is Dr. LeChey Hibbler, licensed clinical psychologist, and I help individuals acquire the tools needed to be the best version of themselves while honoring their authenticity. I have over 8 years of experience providing psychotherapy to individuals who have difficulties managing their symptoms. I have a strong passion for diversity, equity, and inclusion and I treat individuals as people first. I place emphasis on allowing my patients and clients to explore the connection between physical health and emotional well-being, often highlighting the importance of the whole health approach. I see psychotherapy as a means to help people overcome their struggles and begin to live a more present, meaningful, and fulfilling life.

Porshure Richardson

(she/her)

Porshure Richardson, LCSW - Tennessee Therapist at Grow Therapy
$50/session
LCSW
5 years of experience
Virtual
I am a Licensed Clinical Social Worker and I have a Bachelor's and Master's in Social Work. I enjoy speaking with clients that are managing physical and behavioral health issues in a telehealth setting. I have been in the field of Social Work since 2003. I have worked with children, youth, and adults in clinics, schools, hospital settings, and in home.

Jacqueline Thomas

(she/her)

Jacqueline Thomas, LPC/MHSP - Tennessee Therapist at Grow Therapy
$70/session
LPC/MHSP
6 years of experience
Virtual
Hello, I'm a Licensed Professional Counselor - Mental Health Service Provider (LPC-MHSP) based in Tennessee. I received my Masters from the University of Memphis and have been practicing for 6 years. I provide individual and group psychotherapy to a broad range of clients. I have been based full-time in a hospital-setting as well as private tele-health services. My services range from brief solution based to more long-term care for serious mental health challenges. I incorporate evidenced-based techniques with humor, psycho education, compassion and when applicable spiritual/Christian beliefs. I was a licensed professional school counselor with a prek to 12th grade endorsement for ten years in the State of Tennessee. In addition to working with adults I also continue to enjoy working with children 12 years through late teens.

Dawn Jones-Wilson

Dawn Jones-Wilson, LPC/MHSP - Tennessee Therapist at Grow Therapy
$115/session
LPC/MHSP
15 years of experience
Virtual
Dawn Jones-Wilson is a licensed professional counselor who strongly believes that growth is crucial to her clients' success. Dawn earned a Master of Education in Counseling and Human Development with a focus on mental health counseling from Lindsey Wilson College. Over the past 15 years, she has provided counseling services to diverse populations in a variety of settings.  Dawn is passionate about helping people find the courage to pursue their goals and reach their full potential. In order to be the best therapist she can be, she is dedicated to continuously growing.

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Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.