Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 120 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/18/2025

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Julie Phillips

(she/her)

Julie Phillips, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
7 years of experience
Virtual
Hello, my name is Julie Phillips and I am a Licensed Clinical Social Worker. I believe in supporting each other and one way I can support you is through therapy. Whether you need to process a stressful event or need to vent I am here to support you. I strive to tailor your session to meet your needs. Some sessions may need to be more strictly focused with Cognitive Behavioral Therapy, while other sessions are spent on learning a new coping skill such as mindfulness. Your session is about you and what may help you the most to resolve what issues you may have and to help you find your strength and empower you to keep moving forward. My aim is to make you, the client, feel comfortable in a judgement free zone. I want you to feel like you came to the right place, a warm inviting, calm, and empowering space where you can share what you feel you need to share.

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Ceccily Bednash

(she/her)

Ceccily Bednash, LMFT - Tennessee Therapist at Grow Therapy
$185/session
LMFT
10 years of experience
Virtual
I am a licensed marriage and family therapist and registered art therapist providing telehealth services to TN and CA residents. As a practicing visual artist for 22 years I understand the psychological, emotional, financial and lifestyle challenges that creatives face in a world that prioritizes capitalism over creativity. I will help you to use your unique gifts and talents in order to live your life in the fullest expression of yourself.

Kimberly Barrett

Kimberly Barrett, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
It takes courage to surrender and reach out for help. I help people who are in Transition in their lives, whether it is loss of a person, a pet, a job, a relationship, or the secondary losses experienced through chronic illness, chronic pain and terminal diagnosis. I am a Transition Specialist helping people to be able to cope through the changes with dignity and grace. Lowering anxiety levels, frustration levels and assisting people in being able to manage the big emotions, difficult decisions and sometimes challenging relationships while going through the changes and transitions in life.

Kayla Cook

(she/her)

Kayla Cook, LPC/MHSP - Tennessee Therapist at Grow Therapy
$140/session
LPC/MHSP
4 years of experience
Virtual
My name is Kayla Cook, I am a Licensed Professional Counselor and have worked in the field since 2020. I graduated with my Master's degree from APSU. I strive to support individuals in meeting their mental health goals. My passion is to provide a safe and affirming space, based in evidenced-based practices as to lower distress and increase empowerment and resiliency in my clients.

Norman Shaffer

(he/him)

Norman Shaffer, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
10 years of experience
Virtual
Greetings, My name is Norman Shaffer and I am a Licensed Clinical Social Worker in the state of Tennessee. I have been practicing as a social worker for over a decade now. I like working with adults who are actively seeking a positive change in their life. I like to partner with clients and guide them towards better outcomes and a healthier balance in life.

Marli Simpson

(she/her)

Marli Simpson, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
10 years of experience
Virtual
Hi! I'm a Licensed Professional Counselor (LPC) in Tennessee and a Clinical Professional Counselor (CPC) in Nevada, with over 13 years of experience helping adults navigate life’s challenges and build fulfilling lives. My specialty areas include LGBTQIA+ issues, trauma, addiction recovery, anxiety and mood disorders, neurodiversity, relationships, personality disorders. I am passionate about creating a supportive, affirming space where clients can feel understood and empowered to make meaningful changes. My clinical background spans a variety of settings, including inpatient mental health, residential substance abuse treatment, outpatient therapy, corrections, and domestic violence shelters. This diverse experience allows me to bring a well-rounded, client-centered approach to my work. Whether you’re working through life transitions, healing from trauma, or exploring identity, my goal is to help you feel seen, supported, and capable of moving forward with confidence.

Sean T. Lanegan

(he/him)

Sean T. Lanegan, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
9 years of experience
Virtual
Why should you choose ME, over anyone else? That is the burning question. As I sit here and try to think of all the ways to possibly distinguish myself in comparison to my peers and colleagues, one specific thing comes to mind: the exact moment that I knew I wanted to be a therapist. My life’s trials and tribulations have put me in a strangely unique position in regard to understanding and empathizing with much of what is thrown at many of us, and it is because of that, that I found strength in my weaknesses and lowest moments. Readjusting to life after deployments, after the military, after divorce and growing pains and heartache, was a monumentally transitional period of my life, and my therapist bared the brunt of my pain with compassion and grace. In my very last session, I looked him in the eyes and said: “I want to do what you’re doing. I want to help people the way that you’ve helped me. I’ve been on this side of the table – now I want to be on that side.” So, what’re my credentials, expertise, focus and treatment approaches? Credentials: MSW, LICSW (WA), LCSW (HI, TN, TX) Expertise: My background and personal experience of the military and with Post-Traumatic Stress (PTS) ensure that I have a good handling on trauma and know all too well the burdens of Veterans that come with serving your country during war, as well as in the aftermath. Beyond that, I specialize and have experience with anger management, mood disorders, thought disorders, personality disorders, anxiety, social anxiety, depression, grief, eating disorders, self-esteem issues. Approaches: I clinically find myself utilizing a psychodynamic approach to therapy with my clients. I believe we are who we are today based on the many influences we had in our lives, especially in those formidable early childhood years. Oftentimes, we can find the source of your current concerns today by processing how you originally developed your core values and beliefs. These roots run deeper than we typically ever realize without therapy. If you choose to work with me, we will naturally dive deeper into what this may mean for you. The path of healing is not an easy road, nor a short one. Doing the work takes gusto, but I believe that you have it inside of you, and I believe that I am the one for the job to aid in your process and growth. I hope to hear from you soon!!! Respectfully, Sean

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
24 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Edward Korn

Edward Korn, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
With over 20 years of experience, Edward Korn is a seasoned therapist committed to guiding individuals from all walks of life towards emotional well-being and resilience. He is a graduate of the top-ranked University of Michigan School of Social Work and has worked with all populations by telehealth for the past few years. Specializing in Cognitive Behavioral Therapy, Solution Focused Therapy, and Motivational Interviewing, he crafts personalized treatment plans to empower his clients to face life's challenges head-on. Choose Edward for a therapeutic journey designed to inspire growth, self-awareness, and lasting change.

Tina Gibson

(she/her)

Tina Gibson, LMFT - Tennessee Therapist at Grow Therapy
$65/session
LMFT
12 years of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist, graduating from Liberty University in VA. I have been practicing for 10 years. I have served all individuals from veterans coming home with PTSD, family's dealing with family member loss and or addiction, to individuals with mood disorders, and finally, I have served the younger population from pre-k to adolescents with various trauma and diagnosis.

Jeremy Pitzer

Jeremy Pitzer, LCSW - Tennessee Therapist at Grow Therapy
$160/session
LCSW
20 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.

Felisha Babb

Felisha Babb, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
15 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. My goal is to create a nonjudgmental supportive environment while collaboratively working with my patients as team to assist them with gaining and maintaining emotional stability. I am a client centered therapist with 5 years experience in mental health counseling. I have been successful in using my expertise to understand, assist, and guide clients to learn components of emotional intelligence that they can use to assist them with meeting their behavioral health goals. I am highly accomplished in designing psycho-educational programs that empower clients with self-efficacy and the motivation to change. I am Skilled at using Dialectal Behavioral Therapy, Cognitive Behavioral Therapy, Rational Emotive Behavioral Therapy and other therapeutic modalities to assist clients with meeting their therapeutic needs. I am Smart Recovery Certified and skilled at working with individuals who are battling addiction, depression, anxiety, and PTSD. I am hard working, motivated, team oriented, and dedicated to the field of mental health. I strongly believe in giving clients tool that they can use to gain and/or maintain safety, sobriety, and stability.

Kiersen Hoffacker

(she/her)

Kiersen Hoffacker, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi, there. I'm glad you found my Profile! I'm a Licensed Clinical Social Worker in the state of Tennessee. I've been a therapist for over three years and worked in a variety of settings. My favorite part about being a therapist is empowering the clients I work with to gain insight into their emotional experiences, grow their toolbox, and make changes to live a more fulfilling life!

Renesa Clemons

(she/her)

Renesa Clemons, LCSW - Tennessee Therapist at Grow Therapy
$75/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. I graduated from the University of Tennessee Knoxville in 2006. I have been in the mental health field for over 20 years. I have been an LCSW for the past 10 years. I have experience in treating trauma, anxiety, bipolar disorder, and depression. Currently, I also work at the Memphis VA Hospital in the ER as a mental health assessor.

Jodie Robison

(she/her)

Jodie Robison, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
20 years of experience
Virtual
As a therapist, I am rewarded by helping people realize their full potential. As part of that process, I take the time to develop a solid connection with my clients to ensure optimal understanding of their concerns and goals, and collaboratively develop a treatment plan that works for them. I am trained in several evidence-based therapies and utilize them to help my clients achieve their goals.

Summer Papin

Summer Papin, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
15 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW) working with clients in Nevada and Arizona. I have been practicing as an LCSW since 2009. I am trained in EMDR and CBT and have seen great success in my clients. I am passionate about the work I do and strive to develop a strong working relationship with my clients and work hard to make you feel comfortable. I specialize in trauma, depression and anxiety. I tailor my approach based off of each clients personal needs. I look forward to working with you!

Joan Popkin

(she/her)

Joan Popkin, LP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$250/session
LP
21 years of experience
Virtual
Greetings! I am a Licensed Psychologist based in Tennessee and also have my PSYPACT authorization. I received my Ph.D. from the University of Tennessee and have been practicing for over 20 years. I am a generalist treating a variety of conditions across the life span utilizing a holistic approach. I believe in the integration of diverse services to enhance optimal interventions for children, youth, and adults. I help clients at every stage of life struggling with anxiety, stress, depression, and trauma. I specialize in helping people achieve their own definition of a healthier life in a supportive environment.

Joseph Sanders

(he/him)

Joseph Sanders, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
27 years of experience
Virtual
Hello and welcome. I am an LCSW who has 28 years of experience providing therapy to a wide array of clients. I enjoy meeting clients where they are at and helping them to discuss their issues, look at obstacles to making changes, make expectations that are more realistic, and helping them to learn new skills to decrease the negative effects on their life.

Rachelle Thomas

Rachelle Thomas, LMFT - Tennessee Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Being a Licensed Marriage and Family Therapist . I have been fortunate to work with individuals, children and families for over the past 14 years. I have had the advantage of working in a field that brings me fulfillment as I get the opportunity to help others work through life's challenges. It is a true honor for someone to allow me into their life. I am so thankful I can work with them to navigate their healing journey.

David Nabea

(he/him)

David Nabea, LCSW - Tennessee Therapist at Grow Therapy
$140/session
LCSW
11 years of experience
Virtual
Hi! I am a psychotherapist (LCSW) with 11 years of practice in the clinical field and over 30 years of experience in the Christian approach. I graduated from the University of Hawaii but serve both Hawaii and Tennessee. I do my best work with clients who are seeking an amalgamation of the clinical and Christian approaches specifically in couples work and infidelity recovery.

Kathy Hilbert

(she/her)

Kathy Hilbert, LPC/MHSP - Tennessee Therapist at Grow Therapy
$95/session
LPC/MHSP
5 years of experience
Virtual
I am a licensed professional counselor in the state of Tennessee who has been providing individual counseling for approximately four years. I had a background in social work prior to becoming a therapist, so I have always had a passion for helping people. I help people who are eager for change and growth but may be overwhelmed by challenging emotions or experiences that keep them stuck in seemingly endless cycles. As a therapist, I hope to cultivate a relationship that facilitates change, wholeness, and health wherever you are in your journey. I want to create a space where you feel free to bring your whole self: body, mind, and spirit. I look forward to walking alongside of you as you take your first steps toward deeper levels of health and wholeness.

Jackie Taylor-Mays

(she/her)

Jackie Taylor-Mays, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
30 years of experience
Virtual
If you're in need of a concerned and respectful therapist, I'm the person for you. I help people struggling with anxiety, addiction, depression and relationship issues. I’ve accomplished over 20 years of experience as a Licensed Clinical Social Worker with a graduate degree from University of Tennessee and 10 additional years of experience specific to justice-related mental health counseling. I am the ideal therapist for someone interested in reaching goals and becoming their best version. I’m empathetic and can relate to life experiences and be open and honest in giving feedback and suggestions. A therapist with active listening skills is essential for clients to be heard. Being heard and understood without judgement is a major step in the healing process.

Cursha Pierce

(she/her)

Cursha Pierce, LCSW - Tennessee Therapist at Grow Therapy
$110/session
LCSW
12 years of experience
Virtual
I love partnering with people on their journey to greatness. I use a strengths-based approach to help my clients see the choices that are always at their disposal to unlearn past harmful messaging or combat unrelenting present symptoms. As a Black woman, I always integrate the importance of diversity. Playing small to blend in doesn't serve anyone. Whether we're different based on external or internal attributes, we all need to embrace our beautiful and different qualities so that we can live an authentic life. My work also focuses on boundaries, challenging thoughts, and improving communication skills. I integrate role plays, affirmations, accountability, and direct introspection exercises to aid clients in quieting the noise of societal norms to embrace their true joy. All sessions are client-focused, I don't come with my own agenda. I'm excited to help you live life with confidence on your own terms. I look forward to working with you.

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Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.