Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 12 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/13/2026

$125/session

Intelligent
Authentic
Direct

Specialties

Peer Relationships
Anxiety
Depression
+10
Hello, I am a LICSW from Massachusetts. I work most effectively with individuals struggling with identity, depression, and issues of stagnation in life. I specialize in anxiety, depression, grief, trauma, identity, and complex stressors, especially if complicated by varied relationship and familial dynamics. I aim to assist individuals desiring greater motivation, purpose, and self-determination following unresolved trauma and unforeseen hardships. I hope to support individuals seeking mental health stability, peace, and personal clarity.
VirtualAvailable

$120/session

Direct
Authentic
Warm

Specialties

Peer Relationships
Anxiety
Depression
+5
As a licensed Social Worker with over 12 years of experience in Social Services, I provide compassionate, empathetic, and culturally responsive care. I have experience supporting individuals from diverse backgrounds and life experiences, including teenagers, college students, prenatal and postpartum individuals, LGBTQ+ communities, older adults, survivors of domestic violence, and those navigating major life transitions. My specialties include anxiety, ADHD, depression, family and relationship concerns, and challenges related to cultural identity, systemic inequities, and minority-specific disparities. I strive to create a safe, affirming, and nonjudgmental space where clients feel seen, heard, and supported
VirtualAvailable

$75/session

Authentic
Solution oriented
Warm

Specialties

Peer Relationships
Anxiety
Depression
+10
Hi my name is Kate and I am a licensed mental health counselor working part time in a private practice via telehealth and I also work part-time as an emergency room clinician doing evaluations. I grew up in Massachusetts but I am now living in Rhode Island. I am licensed to practice in MA, RI, NH and Maine. I graduated from Northeastern University. I enjoy gardening, the beach and also skiing. My website that explains more is katebowenlmhc.weebly.com if you want to check it out! I look forward to meeting you soon!
Available

$225/session

Warm
Authentic
Solution oriented

Specialties

Peer Relationships
Anxiety
Depression
+7
I am a licensed psychologist with an interest in helping people live the life they want. I will help you gain self-awareness and understanding to help you be better able to manage and control your emotions, and by extension, your life. I have provided therapeutic services for over 10 years. I employ a multimodal approach to therapy, but would primarily characterize me as a cognitive behavioral therapist, with specific training in family intervention, behavioral modification, and trauma-informed care. I have also received training in a variety of other treatment modalities and believe in providing high quality evidence-based treatment. I am a strong believer that our well-being is affected by biological, psychological, and social factors. I utilize a biopsychosocial approach that highlights the interdependent nature of the body, mind, and social factors and how they might be contributing to the development or continuation of our problems. Whether you are dealing with depression, family issues, or anxiety, I can help support you in living the life you want. Starting therapy can be a difficult and courageous decision, you have taken the first steps just by being here. I look forward to working with you!
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Peer Relationships
Anxiety
Coping Skills
+4
Hi! I am a holistic mindfulness-based therapist who specializes in helping motivated adults manage their emotions, heal their inner child wounds, increase their self-esteem, improve their relationships, navigate their career and ultimately create a life they love. I am an empathetic, compassionate listener and will take the time to truly be present with you. I am a strong believer in the mind-body connection and take a holistic approach to therapy. Each session will be tailored to you and what we decide together will help you best.
VirtualAvailable

$100/session

Warm
Empowering
Open-minded

Specialties

Peer Relationships
Anxiety
Depression
+7
I am Elizabeth Jones, LCSW-BACS, QSSW from New Orleans, LA. I received my Masters of Social Work from Tulane University. My professional experience has allowed me the opportunity to support children, adolescents, and adults in the state of Louisiana for the past 11 years, and more recently the states of Rhode Island and Maryland. I have experience supporting individuals in schools (traditional & alternative), outpatient behavioral health clinics (community & school based), corrections and homelessness. My goal is to create an open, safe space where thoughts and feelings can be shared without fear of judgment, and where individuals can be supported with improving their overall quality of life.
VirtualAvailable

New to Grow

$120/session

Specialties

Peer Relationships
Child or Adolescent
Coping Skills
+10
My name is Nikyra James. I am a Licensed (Independent) Clinical Social Worker. I have over ten years of experience providing care across the lifespan. It is important to know that I seek to develop genuine, caring relationships with my clients as I believe that feeling cared about is an important component of feeling safe in a therapeutic space. I lead with honesty, transparency, and occasionally humor and I invite my clients to do the same, please bring your full self to therapy. I have a passion for helping people of color and supporting individuals navigate trauma, anxiety, neurodivergence, identity, stress, self confidence, and interpersonal difficulties and conflict. It is my belief that therapy is a partnership between clinician and client and it is my goal to help my clients achieve healing, wellness, resiliency, and tolerance for life’s challenges and stressors in ways that truly align with their personal goals and highest visions for themselves. I utilize evidenced based practices and my therapeutic modalities of choice are: CBT, DBT, ERP, Motivational Interviewing, REBT influence, ACT, and Mindfulness. It is my joy and pleasure to assist you in your journey.
Available

New to Grow

$100/session

Specialties

Peer Relationships
Anxiety
Coping Skills
+2
I am originally from Mobile, Al. I am a two time HBCU graduate with a Bachelors in Social Work from Alabama Agriculture and Mechanical University and a Masters in Social Work from Clark Atlanta University. I am a Licensed Clinical Social Worker in the State of Georgia and Licensed Clinical Social in the state of Rhode Island with over 7 years of clinical experience. I have experience dealing with adolescents and adults with severe mental health diagnosis, gerontology, therapeutic foster care, Crisis mental health counseling, military and family crisis intervention, social service program planning and adults with mild to severe substance abuse issues.
Available

$200/session

Authentic
Empowering
Warm

Specialties

Peer Relationships
Anxiety
Depression
+10
~A Place to Pause, Reflect, and Heal Hello, I'm Dr. Ebonee. Do you feel pulled in a million directions, struggling to keep up with relationships, work, and health? Is it hard to be kind to yourself? I help individuals manage anxiety, avoid burnout, and break free from cycles of trauma, stress, and self-doubt. Together, we can identify what’s not working and get you back to balance. My interest in spirituality and utilization of spiritually integrated psychotherapy (SIP), which is not tied to any specific religion, allows me to offer a holistic approach to healing that addresses the emotional, psychological, and spiritual dimensions of well-being. I emphasize trauma’s role in shaping core beliefs, psychosocial stressors, and generational patterns, recognizing its imprint on the central nervous system. My approach integrates cognitive-behavioral therapy (CBT), coaching, and positive psychology to reframe trauma narratives, foster self-discovery, and disrupt patterns of depression, anxiety, and re-traumatization. Whether you're navigating trauma, relationship challenges, or cycles of stress and overwhelm, I provide a safe space where healing begins. I know it may seem impossible, but what if I told you that you have the power to change your life? Now is the perfect time to start your healing journey. In our sessions, I’ll meet you with compassion and evidence-based techniques to help you overcome the hangups and habits holding you back. Let’s work together to build communication strategies, set boundaries, break cyclical trauma patterns, and foster self-worth for long-term stability. I’m excited to be on this journey with you! Here's a helpful video that explains the therapeutic process and what you can expect during your healing journey. https://youtu.be/R4B9BPBiIHo?si=HGNawKl7l1gVUv-z FYI: I recognize that my schedule sometimes books 3–4 weeks in advance, so please feel free to reach out if you need a sooner appointment.
VirtualAvailable

$200/session

Authentic
Solution oriented
Warm

Specialties

Peer Relationships
Addiction
Anger Management
+24
I have lived a long and colorful life. Like everyone else, I've made good and bad choices and learned from each. I have 22+ years experience in the mental health and substance abuse treatment field. I DO NOT JUDGE, AT ALL, PERIOD. I can be both blunt and gentle as appropriate. My role is to offer another perspective, a way to see life more fully and function better, no more, no less. I don't pretend to have all the answers but only one slice of wisdom. I just share what can help someone. Some people are not yet ready to be helped. Yet for those who are feeling lost on life's journey and are willing to listen and learn, I'm here to assist. My life work can be summed up in three words, "offering people hope. " "The wound is where the light enters." - Jeladdin Rumi "A coward dies a thousand deaths, a brave man only once." Martin Luther King Jr. "Wouldn't take nothin' for my journey now." - Maya Angelou "The past is gone, and there is left only a blessing." - Kahlil Gibran "Be true to yourself, and you will be false to no one else." - William Shakespeare "How very lucky are we, for just a moment to be, part of life's eternal rhyme." Charlotte's Web, movie "Not all who wander are lost." J.R.R. Tolkien
VirtualAvailable

$275/session

Direct
Solution oriented
Authentic

Specialties

Peer Relationships
Career Counseling
Men's Issues
+16
Hi there, my name’s Ephraim Tokar. I'm a licensed Marriage and Family Therapist with 20+ years of experience. My specialties consist of relationships, men’s issues, career counseling, and psychosomatic illnesses. I received my Bachelors degree in Child Psychology, working initially with the adolescent population before transitioning over to adults. I then received my Masters in Marriage and Family Therapy. Whether it's individuals or couples, I'm happy to get to work with whomever comes my way. I do my best to facilitate a warm, trusting environment. Looking forward to meeting with you soon!
VirtualAvailable

$175/session

Direct
Empowering
Authentic

Specialties

Peer Relationships
Anxiety
Depression
+9
Hi I’m a licensed professional counselor licensed in many states. I have been in the counseling field helping children and adults for more than 20 years. I help adults of all ages struggling with everyday stressors, my goal is to help you figure out and work through challenges to live life on your terms and create a healthy balance. ****Please note if you are currently or recently feeling suicidal, you will be referred to an in office provider, psychiatrist and/ likely a higher level of care, as I would only treat in severe depression and suicidality in office.******Please call 988 which is the free 24 hour crisis line, if you feel like you want to harm yourself or are feeling very overwhelmed.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in Rhode Island that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.